Civic Intelligence

Stamford Chamber of Commerce Inc

EIN 22-2506549 • 501(c)6 • Stamford, CT

View Organization Page

Profile

To promote and encourage the understanding and appreciation of the stamford business community.

290 Harbor DriveStamford, CT 06902-8700

www.stamfordchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

53rd percentile

0.06x

Higher debt load relative to assets than 53% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

56th percentile

0.07x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Net Margin

88th percentile

27%

Higher net margin than 88% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

83rd percentile

$135,143

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 23.7% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Asset Growth

88th percentile

30%

Faster asset growth than 88% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

76th percentile

19%

Faster revenue growth than 76% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Up

$699,955

Up $163,093 (+30%) from 2024

Liabilities

Up

$40,694

Up $11,669 (+40%) from 2024

Net Assets

Up

$659,261

Up $151,424 (+30%) from 2024

Operations
Liabilities / Revenue56th percentileNet Margin88th percentile

Revenue

Up

$569,942

Up $90,359 (+19%) from 2024

Expenses

Up

$418,517

Up $29,736 (+7.6%) from 2024

Net Income

Up

$151,425

Up $60,623 (+67%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth88th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0-$200KAssets 2011: $150,475Liabilities 2011: $26,111Net Assets 2011: $124,3642011Assets 2012: $80,160Liabilities 2012: $50,496Net Assets 2012: $29,6642012Assets 2013: $93,542Liabilities 2013: $46,451Net Assets 2013: $47,0912013Assets 2014: $59,807Liabilities 2014: $46,341Net Assets 2014: $13,4662014Assets 2015: $63,563Liabilities 2015: $32,612Net Assets 2015: $30,9512015Assets 2016: $69,254Liabilities 2016: $28,569Net Assets 2016: $40,6852016Assets 2017: $55,960Liabilities 2017: $34,763Net Assets 2017: $21,1972017Assets 2018: $35,407Liabilities 2018: $57,770Net Assets 2018: -$22,3632018Assets 2019: $154,387Liabilities 2019: $48,670Net Assets 2019: $105,7172019Assets 2020: $217,909Liabilities 2020: $54,788Net Assets 2020: $163,1212020Assets 2021: $282,076Liabilities 2021: $42,526Net Assets 2021: $239,5502021Assets 2022: $378,898Liabilities 2022: $27,854Net Assets 2022: $351,0442022Assets 2023: $468,507Liabilities 2023: $49,630Net Assets 2023: $418,8772023Assets 2024: $536,862Liabilities 2024: $29,025Net Assets 2024: $507,8372024Assets 2025: $699,955Liabilities 2025: $40,694Net Assets 2025: $659,2612025

Highlighted filing

2025

Assets$699,955
Liabilities$40,694
Net Assets$659,261
Open 2025 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KRevenue 2011: $687,627Expenses 2011: $614,605Net Income 2011: $73,0222011Revenue 2012: $586,996Expenses 2012: $681,696Net Income 2012: -$94,7002012Revenue 2013: $527,609Expenses 2013: $510,902Net Income 2013: $16,7072013Revenue 2014: $484,915Expenses 2014: $518,543Net Income 2014: -$33,6282014Revenue 2015: $470,538Expenses 2015: $453,052Net Income 2015: $17,4862015Revenue 2016: $439,985Expenses 2016: $430,251Net Income 2016: $9,7342016Revenue 2017: $434,958Expenses 2017: $454,446Net Income 2017: -$19,4882017Revenue 2018: $419,120Expenses 2018: $462,680Net Income 2018: -$43,5602018Revenue 2019: $389,655Expenses 2019: $261,575Net Income 2019: $128,0802019Revenue 2020: $325,474Expenses 2020: $268,070Net Income 2020: $57,4042020Revenue 2021: $357,911Expenses 2021: $281,481Net Income 2021: $76,4302021Revenue 2022: $452,980Expenses 2022: $341,487Net Income 2022: $111,4932022Revenue 2023: $434,362Expenses 2023: $365,756Net Income 2023: $68,6062023Revenue 2024: $479,583Expenses 2024: $388,781Net Income 2024: $90,8022024Revenue 2025: $569,942Expenses 2025: $418,517Net Income 2025: $151,4252025

Highlighted filing

2025

Revenue$569,942
Expenses$418,517
Net Income$151,425
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$699,955
Liabilities
$40,694
Net assets
$659,261
Revenue
$569,942
Expenses
$418,517
Net income
$151,425
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$7.00$0.41$6.59$5.70$4.19$1.51
2024Detailed filing. Detailed filing data is available for this year.$5.37$0.29$5.08$4.80$3.89$0.91
2023Detailed filing. Detailed filing data is available for this year.$4.69$0.50$4.19$4.34$3.66$0.69
2022Detailed filing. Detailed filing data is available for this year.$3.79$0.28$3.51$4.53$3.41$1.11
2021Detailed filing. Detailed filing data is available for this year.$2.82$0.43$2.40$3.58$2.81$0.76
2020Detailed filing. Detailed filing data is available for this year.$2.18$0.55$1.63$3.25$2.68$0.57
2019Detailed filing. Detailed filing data is available for this year.$1.54$0.49$1.06$3.90$2.62$1.28
2018Summary only. Only limited summary data is available for this year.$0.35$0.58$0.22$4.19$4.63$0.44
2017Summary only. Only limited summary data is available for this year.$0.56$0.35$0.21$4.35$4.54$0.19
2016Summary only. Only limited summary data is available for this year.$0.69$0.29$0.41$4.40$4.30$0.10
2015Summary only. Only limited summary data is available for this year.$0.64$0.33$0.31$4.71$4.53$0.17
2014Summary only. Only limited summary data is available for this year.$0.60$0.46$0.13$4.85$5.19$0.34
2013Summary only. Only limited summary data is available for this year.$0.94$0.46$0.47$5.28$5.11$0.17
2012Summary only. Only limited summary data is available for this year.$0.80$0.50$0.30$5.87$6.82$0.95
2011Summary only. Only limited summary data is available for this year.$1.50$0.26$1.24$6.88$6.15$0.73
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 1, 2025
Return Version
2024v5.2
Gross Receipts
$569,942
Mission and Program Overview

Mission

To promote and encourage the understanding and appreciation of the stamford business community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$514,607$667,771▲ $153,164
Accounts Receivable$11,238$15,859▲ $4,621
Prepaid Expenses and Deferred Charges$6,202$12,908▲ $6,706
Land, Buildings, and Equipment, Net$4,815$3,417▼ $1,398
Total Assets$536,862$699,955▲ $163,093
Liabilities
Accounts Payable and Accrued Expenses$21,418$21,043▼ $375
Deferred Revenue$7,607$19,651▲ $12,044
Total Liabilities$29,025$40,694▲ $11,669
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$507,837$659,261▲ $151,424
Total Net Assets Fund Balance$507,837$659,261▲ $151,424
Total Liabilities and Net Assets / Fund Balance$536,862$699,955▲ $163,093

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$3,417$3,569$6,986
Land$0--
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseTotal
Heather CavanaghPresident & CEOFT$135,143$135,143

Board Members and Trustees

NameTitle
Todd LindvallChairman
Fanny FerreiraPast Chairman
David CingariVice Chairman
Angela MkaestnerDirector
Brad LupinacciDirector
Brad ShawDirector
Christopher KoutsovitisDirector
Dan StolzenbachDirector
Harry CareyDirector
Jeff VargasDirector
Jeffrey HouleDirector
Mark FinneganDirector
Meredith BooklessDirector
Pj GustasDirector
Randy StodardDirector
Steve CannaDirector
Tina MazzulloDirector
Jennifer OrlikoffDirector Ex Officio
Leah KaganDirector Ex Officio
Michael MooreDirector Ex Officio
Laura JordanMember at Large
Robin FallerMember at Large
Maria RizkSecretary
Garry FeldmanTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$258,372
Program Service Revenue
$289,284
Investment Income
$22,286
Other Revenue
$0
Change in Net Assets
$151,425
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$229,354
Other Expenses$189,163
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$0$0$0$168,587
Conferences and Meetings$0$0$0$85,627
Other Salaries and Wages$0$0$0$60,767
Occupancy$0$0$0$15,624
Fees for Services Accounting$0$0$0$14,188
All Other Expenses$0$0$0$10,566
Other Expenses$0$0$0$7,897
Office Expenses$0$0$0$7,365
Insurance$0$0$0$4,989
Depreciation Depletion$0$0$0$1,397
Total Functional Expenses$0$0$0$418,517
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Stamford Chamber of Commerce Inc
EIN
22-2506549
Phone
2036149979
Address
290 HARBOR DRIVE, STAMFORD, CT 06902-8700

Signing Officer

Name
Heather Cavanagh
Title
President & CEO
Phone
2036149979
Signed
2025-01-01
Discuss with paid preparer
Yes

Organization Details

Formed
1984
Legal Domicile
Ct
Voting Board Members
25
Independent Board Members
25
Employees
3
Volunteers
145

Preparer

Firm
DROTMAN & SAWKIW CPA's
Address
1010 WASHINGTON BLVD, STAMFORD, CT 06901
Preparer
Edward Drotman CPA
Phone
2033259442
Supplemental Narrative

Additional Explanations

Pt VI, Line 19

“Information can be requested directly to organization or thru guidestar.org”

Pt VI, Line 11B

“When requested by any members of the governing body”

Pt V, Line 3B

“There was no unrelated business income by the organization”

Pt VI, Line 12C

“Periodic meeting to discuss/review as appropriate.”

Pt VI, Line 15A

“Reviewed by executive committee”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INFORMATION CAN BE REQUESTED DIRECTLY TO ORGANIZATION OR THRU GUIDESTAR.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1WHEN REQUESTED BY ANY MEMBERS OF THE GOVERNING BODY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THERE WAS NO UNRELATED BUSINESS INCOME BY THE ORGANIZATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PERIODIC MEETING TO DISCUSS/REVIEW AS APPROPRIATE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4REVIEWED BY EXECUTIVE COMMITTEE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 11b

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