Civic Intelligence

New Jersey State Policemens Benevolent Association Inc

990EZ • Fiscal year 2017 • EIN 22-2482406

Jan 01, 2017 to Dec 31, 2017 • Filed on Nov 13, 2018

Organization ProfileN/A
PO Box 332Maplewood, NJ 07040-0332

(973) 762-3400

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

80th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2017 filings • NTEE Y42 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

80th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2017 filings • NTEE Y42 • <$500k nonprofits • Source year 2017

Net Margin

50th percentile

2.4%

Higher net margin than 50% of similar nonprofits.

2017 filings • NTEE Y42 • <$500k nonprofits • Source year 2017

Top Officer Pay

91st percentile

$0

Higher top officer pay than 91% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • NTEE Y42 • <$500k nonprofits • Source year 2017

Asset Growth

46th percentile

1.8%

Faster asset growth than 46% of similar nonprofits.

2017 filings • NTEE Y42 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

39th percentile

-0.7%

Faster revenue growth than 39% of similar nonprofits.

2017 filings • NTEE Y42 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$135,952

Up $2,442 (+1.8%) from 2016

Net Assets

Up

$135,952

Up $2,442 (+1.8%) from 2016

Liabilities

Flat

$0

Flat from 2016

Revenue And Expenses
Liabilities / Revenue80th percentileNet Margin50th percentile

Revenue

Down

$100,953

Down $668 (-0.7%) from 2016

Expenses

Up

$98,511

Up $17,504 (+22%) from 2016

Net Income

Down

$2,442

Down $18,172 (-88%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth46th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2010: $34,670Net Assets 2010: $34,6702010Assets 2011: $28,536Net Assets 2011: $28,5362011Assets 2012: $61,168Net Assets 2012: $61,1682012Assets 2013: $89,107Net Assets 2013: $89,1072013Assets 2014: $116,585Net Assets 2014: $116,5852014Assets 2015: $112,894Liabilities 2015: $0Net Assets 2015: $112,8942015Assets 2016: $133,510Liabilities 2016: $0Net Assets 2016: $133,5102016Assets 2017: $135,952Liabilities 2017: $0Net Assets 2017: $135,9522017Assets 2018: $138,997Liabilities 2018: $0Net Assets 2018: $138,9972018

Highlighted filing

2017

Assets$135,952
Liabilities$0
Net Assets$135,952
Open 2017 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $82,796Expenses 2010: $82,164Net Income 2010: $6322010Revenue 2011: $88,996Expenses 2011: $95,130Net Income 2011: -$6,1342011Revenue 2012: $86,858Expenses 2012: $54,226Net Income 2012: $32,6322012Revenue 2013: $85,371Expenses 2013: $57,432Net Income 2013: $27,9392013Revenue 2014: $99,722Expenses 2014: $72,244Net Income 2014: $27,4782014Revenue 2015: $73,492Expenses 2015: $77,183Net Income 2015: -$3,6912015Revenue 2016: $101,621Expenses 2016: $81,007Net Income 2016: $20,6142016Revenue 2017: $100,953Expenses 2017: $98,511Net Income 2017: $2,4422017Revenue 2018: $110,250Expenses 2018: $107,205Net Income 2018: $3,0452018

Highlighted filing

2017

Revenue$100,953
Expenses$98,511
Net Income$2,442
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Nov 13, 2018
Return Version
2017v2.3
Gross Receipts
$100,953
Mission and Program Overview

Mission

The organization was established to further the interests of its membership by seeking improved terms and conditions of employment, to render moral and material aid to members as needed, to provide representation and/or counsel in legal proceedings, and to promote social and fraternal activities.

Program Services

DescriptionGrantsExpenses
TO FURTHER THE INTERESTS OF ITS MEMBERSHIP BY SEEKING IMPROVED TERMS AND CONDITIONS OF EMPLOYMENT, TO RENDER MORAL AND MATERIAL AID TO MEMBERS AS NEEDED, TO PROVIDE REPRESENTATION AND/OR COUNSEL IN LEGAL PROCEEDINGS, AND TO PROMOTE SOCIAL AND FRATERNAL ACTIVITIES.$0$0
Compensation and Service Providers
Top Officer Pay91st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CARLOS BAEZPresidentPT$0--
BRIAN RODRIGUESVice PresidentPT$0--
KRAIG HUNKENSecretaryPT$0--
ADRIAN VERDUNTreasurerPT$0--
JOHN PLESNIKState DelegatePT$0--
NICHOLAS RELLASergeant At ArmsPT$0--
Political and Lobbying Activity

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$1,134
Total Exempt Function Spending$1,134
Filing and Contact Details

Filer

Filer Name
MAPLEWOOD PBA LOCAL #44
EIN
22-2482406
Phone
9737623400
Address
PO BOX 332, MAPLEWOOD, NJ 07040-0332

Signing Officer

Name
Adrian Verdun
Title
Treasurer
Phone
9737623400
Signed
2018-11-13
Discuss with paid preparer
Yes

Preparer

Firm
PKF O'CONNOR DAVIES LLP
Address
293 EISENHOWER PKWY SUITE 170, LIVINGSTON, NJ 07039
Preparer
Edmond Brady
Phone
9735352880
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest income. Amount: 138.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: community relations. Amount: 6,640. Description: conventions & meetings. Amount: 28,138. Description: insurance. Amount: 149. Description: njs pba pac assessment. Amount: 1,134. Description: officers' allowances. Amount: 450. Description: promotional & goodwill. Amount: 3,248. Description: office expense. Amount: 3,010. Description: bank charges. Amount: 105. Description: mailing fund drive expense. Amount: 401. Description: officer expense. Amount: 180. Description: scholarship. Amount: 1,000. Description: depreciation. Amount: 1,147. Total to form 990-ez, line 16: 45,602.”

Form 990-ez, Part II, Line 24 - Other Assets

“Description: other depreciable assets. Beg. Of year amount: 2,817. End of year amount: 1,670.”

Raw XML Appendix153 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/AmendedReturnInd0X
IRS990EZ/BenefitsPaidToOrForMembersAmt040568
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ADRIAN VERDUN
IRS990EZ/BooksInCareOfDetail/PhoneNum09737623400
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01618 SPRINGFIELD AVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MAPLEWOOD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007040
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0130693
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0134282
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt034415
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt02442
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt012341
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0133510
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0135952
IRS990EZ/GrossReceiptsAmt0100953
IRS990EZ/GroupExemptionNum06090
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt0138
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt059000
IRS990EZ/MethodOfAccountingOtherDesc0MODIFIED CASH
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0133510
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0135952
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0133510
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0135952
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt310.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt410.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt55.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0CARLOS BAEZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1BRIAN RODRIGUES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KRAIG HUNKEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ADRIAN VERDUN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JOHN PLESNIK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5NICHOLAS RELLA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4STATE DELEGATE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5SERGEANT AT ARMS
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02817
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01670
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt045602
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE ORGANIZATION WAS ESTABLISHED TO FURTHER THE INTERESTS OF ITS MEMBERSHIP BY SEEKING IMPROVED TERMS AND CONDITIONS OF EMPLOYMENT, TO RENDER MORAL AND MATERIAL AID TO MEMBERS AS NEEDED, TO PROVIDE REPRESENTATION AND/OR COUNSEL IN LEGAL PROCEEDINGS, AND TO PROMOTE SOCIAL AND FRATERNAL ACTIVITIES.
IRS990EZ/ProgramServiceRevenueAmt07400
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO FURTHER THE INTERESTS OF ITS MEMBERSHIP BY SEEKING IMPROVED TERMS AND CONDITIONS OF EMPLOYMENT, TO RENDER MORAL AND MATERIAL AID TO MEMBERS AS NEEDED, TO PROVIDE REPRESENTATION AND/OR COUNSEL IN LEGAL PROCEEDINGS, AND TO PROMOTE SOCIAL AND FRATERNAL ACTIVITIES.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NJ
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt098511
IRS990EZ/TotalRevenueAmt0100953
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleC/Form1120POLFiledInd00
IRS990ScheduleC/InternalFundsContributedAmt01134
IRS990ScheduleC/PoliticalExpendituresAmt01134
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt01134
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0472239526
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0NJS PBA PAC
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt0158 MAIN STREET
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0WOODBRIDGE
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0NJ
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd007095
IRS990ScheduleC/TotalExemptFunctionExpendAmt01134
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 138.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: COMMUNITY RELATIONS. AMOUNT: 6,640. DESCRIPTION: CONVENTIONS & MEETINGS. AMOUNT: 28,138. DESCRIPTION: INSURANCE. AMOUNT: 149. DESCRIPTION: NJS PBA PAC ASSESSMENT. AMOUNT: 1,134. DESCRIPTION: OFFICERS' ALLOWANCES. AMOUNT: 450. DESCRIPTION: PROMOTIONAL & GOODWILL. AMOUNT: 3,248. DESCRIPTION: OFFICE EXPENSE. AMOUNT: 3,010. DESCRIPTION: BANK CHARGES. AMOUNT: 105. DESCRIPTION: MAILING FUND DRIVE EXPENSE. AMOUNT: 401. DESCRIPTION: OFFICER EXPENSE. AMOUNT: 180. DESCRIPTION: SCHOLARSHIP. AMOUNT: 1,000. DESCRIPTION: DEPRECIATION. AMOUNT: 1,147. TOTAL TO FORM 990-EZ, LINE 16: 45,602.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: OTHER DEPRECIABLE ASSETS. BEG. OF YEAR AMOUNT: 2,817. END OF YEAR AMOUNT: 1,670.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ADRIAN VERDUN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum09737623400
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-11-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MAPLEWOOD PBA LOCAL #44
ReturnHeader/Filer/BusinessNameControlTxt0MAPL
ReturnHeader/Filer/EIN0222482406
ReturnHeader/Filer/PhoneNum09737623400
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 332
ReturnHeader/Filer/USAddress/CityNm0MAPLEWOOD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd0070400332
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0DA39A3EE5E6B4B0D3255BFEF95601890AFD80709
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0CB45ED139F16161339D942B697911D7655BE3963
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId02624232018317032fe72
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02018-11-13
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0100.8.16.171
ReturnHeader/FilingSecurityInformation/IPDt02018-11-13
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ES
ReturnHeader/FilingSecurityInformation/IPTm016:27:16
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0271728945
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0PKF O'CONNOR DAVIES LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0293 EISENHOWER PKWY SUITE 170
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LIVINGSTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007039
ReturnHeader/PreparerPersonGrp/PhoneNum09735352880
ReturnHeader/PreparerPersonGrp/PreparationDt02018-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0EDMOND BRADY
ReturnHeader/ReturnTs02018-11-15T08:59:45-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$135,952
Liabilities
$0
Net assets
$135,952
Revenue
$100,953
Expenses
$98,511
Net income
$2,442
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$1.39$0.00$1.39$1.10$1.07$0.03
2017Detailed filing. Detailed filing data is available for this year.$1.36$0.00$1.36$1.01$0.99$0.02
2016Detailed filing. Detailed filing data is available for this year.$1.34$0.00$1.34$1.02$0.81$0.21
2015Detailed filing. Detailed filing data is available for this year.$1.13$0.00$1.13$0.73$0.77$0.04
2014Detailed filing. Detailed filing data is available for this year.$1.17$1.17$1.00$0.72$0.27
2013Detailed filing. Detailed filing data is available for this year.$0.89$0.89$0.85$0.57$0.28
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.61$0.61$0.87$0.54$0.33
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.29$0.29$0.89$0.95$0.06
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.35$0.35$0.83$0.82$0.01