Civic Intelligence

Cambridge Neighborhood Apartment Housing

EIN 22-2479448 • 501(c)3 • Cambridge, MA

Profile

Cambridge neighborhood apartment housing services, inc was organized to promote cooperative efforts in the city of cambridge to people of all religions and nationalities who desire to live in decent, safe, sanitary conditions and to serve as a referral center for the provision of information and technical assistance regarding housing rehabilitation and to provide affordable loans or other financing assistance to property owners to make improvements consistent with local housing codes when adequate private financing can not be obtained.

280 Franklin StreetCambridge, MA 02139

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

17th percentile

0.02x

Higher debt load relative to assets than 17% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2025

Liabilities / Revenue

52nd percentile

0.30x

Higher debt load relative to revenue than 52% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2025

Net Margin

96th percentile

80%

Higher net margin than 96% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Source year 2025

Top Officer Pay

53rd percentile

$276,438

Higher top officer pay than 53% of similar nonprofits.

Top officer pay equals 11.5% of source-year revenue.

501(c)3 • $25M-$50M nonprofits • Source year 2025

Asset Growth

51st percentile

5.2%

Faster asset growth than 51% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Revenue Growth

60th percentile

13%

Faster revenue growth than 60% of similar nonprofits.

501(c)3 • $25M-$50M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets17th percentile

Assets

Up

$38,794,706

Up $1,924,171 (+5.2%) from 2024

Liabilities

Down

$713,651

Down $18,385 (-2.5%) from 2024

Net Assets

Up

$38,081,055

Up $1,942,556 (+5.4%) from 2024

Operations
Liabilities / Revenue52nd percentileNet Margin96th percentile

Revenue

Up

$2,413,642

Up $269,164 (+13%) from 2024

Expenses

Up

$471,086

Up $43,238 (+10%) from 2024

Net Income

Up

$1,942,556

Up $225,926 (+13%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth51st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2011: $16,321,101Liabilities 2011: $1,984,822Net Assets 2011: $14,336,2792011Assets 2012: $22,742,081Liabilities 2012: $1,852,369Net Assets 2012: $20,889,7122012Assets 2013: $23,625,483Liabilities 2013: $1,621,180Net Assets 2013: $22,004,3032013Assets 2014: $21,809,687Liabilities 2014: $1,485,943Net Assets 2014: $20,323,7442014Assets 2015: $23,050,986Liabilities 2015: $1,404,686Net Assets 2015: $21,646,3002015Assets 2016: $26,152,375Liabilities 2016: $1,270,508Net Assets 2016: $24,881,8672016Assets 2017: $27,656,904Liabilities 2017: $1,192,775Net Assets 2017: $26,464,1292017Assets 2018: $28,957,440Liabilities 2018: $1,159,009Net Assets 2018: $27,798,4312018Assets 2019: $29,907,776Liabilities 2019: $959,240Net Assets 2019: $28,948,5362019Assets 2020: $31,222,390Liabilities 2020: $1,032,593Net Assets 2020: $30,189,7972020Assets 2021: $32,440,290Liabilities 2021: $812,939Net Assets 2021: $31,627,3512021Assets 2022: $33,973,958Liabilities 2022: $977,560Net Assets 2022: $32,996,3982022Assets 2023: $35,161,517Liabilities 2023: $739,647Net Assets 2023: $34,421,8702023Assets 2024: $36,870,535Liabilities 2024: $732,036Net Assets 2024: $36,138,4992024Assets 2025: $38,794,706Liabilities 2025: $713,651Net Assets 2025: $38,081,0552025

Highlighted filing

2025

Assets$38,794,706
Liabilities$713,651
Net Assets$38,081,055
Open 2025 Filing

Operations Trend

Revenue Growth60th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0MRevenue 2011: $6,965,791Expenses 2011: $294,250Net Income 2011: $6,671,5412011Revenue 2012: $7,062,153Expenses 2012: $508,720Net Income 2012: $6,553,4332012Expenses 2013: $355,8812013Revenue 2014: $1,462,359Expenses 2014: $3,142,918Net Income 2014: -$1,680,5592014Revenue 2015: $1,644,222Expenses 2015: $321,666Net Income 2015: $1,322,5562015Revenue 2016: $3,525,753Expenses 2016: $290,186Net Income 2016: $3,235,5672016Revenue 2017: $1,835,672Expenses 2017: $253,410Net Income 2017: $1,582,2622017Revenue 2018: $1,696,711Expenses 2018: $362,409Net Income 2018: $1,334,3022018Revenue 2019: $1,538,410Expenses 2019: $388,305Net Income 2019: $1,150,1052019Revenue 2020: $1,594,891Expenses 2020: $353,630Net Income 2020: $1,241,2612020Revenue 2021: $1,716,879Expenses 2021: $279,325Net Income 2021: $1,437,5542021Revenue 2022: $1,708,785Expenses 2022: $339,737Net Income 2022: $1,369,0482022Revenue 2023: $1,760,140Expenses 2023: $334,668Net Income 2023: $1,425,4722023Revenue 2024: $2,144,478Expenses 2024: $427,848Net Income 2024: $1,716,6302024Revenue 2025: $2,413,642Expenses 2025: $471,086Net Income 2025: $1,942,5562025

Highlighted filing

2025

Revenue$2,413,642
Expenses$471,086
Net Income$1,942,556
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$38,794,706
Liabilities
$713,651
Net assets
$38,081,055
Revenue
$2,413,642
Expenses
$471,086
Net income
$1,942,556
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$38.8$0.71$38.1$2.41$0.47$1.94
2024Detailed filing. Detailed filing data is available for this year.$36.9$0.73$36.1$2.14$0.43$1.72
2023Detailed filing. Detailed filing data is available for this year.$35.2$0.74$34.4$1.76$0.33$1.43
2022Detailed filing. Detailed filing data is available for this year.$34.0$0.98$33.0$1.71$0.34$1.37
2021Detailed filing. Detailed filing data is available for this year.$32.4$0.81$31.6$1.72$0.28$1.44
2020Detailed filing. Detailed filing data is available for this year.$31.2$1.03$30.2$1.59$0.35$1.24
2019Detailed filing. Detailed filing data is available for this year.$29.9$0.96$28.9$1.54$0.39$1.15
2018Detailed filing. Detailed filing data is available for this year.$29.0$1.16$27.8$1.70$0.36$1.33
2017Detailed filing. Detailed filing data is available for this year.$27.7$1.19$26.5$1.84$0.25$1.58
2016Detailed filing. Detailed filing data is available for this year.$26.2$1.27$24.9$3.53$0.29$3.24
2015Detailed filing. Detailed filing data is available for this year.$23.1$1.40$21.6$1.64$0.32$1.32
2014Detailed filing. Detailed filing data is available for this year.$21.8$1.49$20.3$1.46$3.14$1.68
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.6$1.62$22.0$0.36
2012Summary only. Only limited summary data is available for this year.$22.7$1.85$20.9$7.06$0.51$6.55
2011Summary only. Only limited summary data is available for this year.$16.3$1.98$14.3$6.97$0.29$6.67
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 22, 2026
Return Version
2024v5.2
Gross Receipts
$2,413,642
Mission and Program Overview

Mission

Cambridge neighborhood apartment housing services, inc was organized to promote cooperative efforts in the city of cambridge to people of all religions and nationalities who desire to live in decent, safe, sanitary conditions and to serve as a referral center for the provision of information and technical assistance regarding housing rehabilitation and to provide affordable loans or other financing assistance to property owners to make improvements consistent with local housing codes when adequate private financing can not be obtained.

Low and moderate income housing services

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$27,390,412$26,993,935▼ $396,477
Savings and Temporary Cash Investments$1,978,607$6,786,705▲ $4,808,098
Cash and Non-Interest-Bearing Accounts$7,426,675$4,704,225▼ $2,722,450
Accounts Receivable-$235,000-
Total Assets$36,870,535$38,794,706▲ $1,924,171
Other Assets Total$74,841$74,841→ $0
Liabilities
Other Liabilities$715,280$708,462▼ $6,818
Accounts Payable and Accrued Expenses$16,756$5,189▼ $11,567
Total Liabilities$732,036$713,651▼ $18,385
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$36,138,499$38,081,055▲ $1,942,556
Total Net Assets Fund Balance$36,138,499$38,081,055▲ $1,942,556
Total Liabilities and Net Assets / Fund Balance$36,870,535$38,794,706▲ $1,924,171
Compensation and Service Providers
Top Officer Pay53rd percentile

Board Members and Trustees

NameTitle
Susan RichardsPresident
Barbara CrystalBoard Member
Chris CotterBoard Member
Delfine MasongoBoard Member
Esther HanigBoard Member
Lauren CurryBoard Member
Michael JohnstonBoard Member
Lee DepietroDirector of Asset Management
Susan TwomeyDirector of Construction a
Kate GilmoreDirector of Real Estate
Sara BarcanExecutive Director
Leonard SingerClerk
Hien BurnhamController
Will MonsonSenior Project Manager
Timothy BombardTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$464,689
Program Service Revenue
$1,655,339
Investment Income
$281,714
Other Revenue
$11,900
All Other Contributions
$464,689
Change in Net Assets
$1,942,556

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,413,642
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$2,413,642
Total Revenue per Form 990
$2,413,642
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$296,278
Other Expenses$169,311
Grants and Similar Amounts Paid$5,497
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$164,716$21,779-$186,495
Other Salaries and Wages$81,191$2,542-$83,733
Fees for Services Accounting$26,390$2,610-$29,000
Payroll Taxes$23,706$2,344-$26,050
Occupancy$12,466$1,233-$13,699
Grants to Domestic Orgs$5,497--$5,497
Office Expenses$1,962$194-$2,156
Other Expenses$9,690$495-$495
Total Functional Expenses$428,688$42,398$0$471,086

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$471,086
Total Expenses per Audited Statements$471,086
Total Expenses per Form 990$471,086
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Advance on Contracts$681,648
Due to Related Party$26,814
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 8B

“The committees report to the board of directors on a regular basis and their reports are recorded in the minutes of the governing body, therefore the organization did not deem separate minutes necessary.”

Form 990, Part VI, Section B, Line 11B

“The executive director and director of finance review the 990 and make a recommendation to the audit committee for approval.”

Form 990, Part VI, Section B, Line 12C

“The organization reviews and monitors the policy annually during the annual meeting for the board of directors.”

Form 990, Part VI, Section B, Line 15A

“Salary is compared to similiar organizations and the personnel policy committee approve the amount.”

Form 990, Part VI, Section C, Line 19

“UPON REQUEST”

Filing and Contact Details

Filer

Filer Name
Cambridge Neighborhood Apartment Housing
EIN
22-2479448
Phone
6178684858
Address
280 FRANKLIN STREET, CAMBRIDGE, MA 02139

Signing Officer

Name
Sara Barcan
Title
Executive Director
Phone
6178684858
Signed
2026-01-22

Organization Details

Principal Officer
Sara Barcan
Formed
1983
Legal Domicile
Ma
Voting Board Members
9
Independent Board Members
9
Employees
0
Volunteers
0

Preparer

Firm
Daniel Dennis & Company
Address
990 WASHINGTON STREET SUITE 308A, DEDHAM, MA 02026
Preparer
Kristoffer Lane
Phone
6172629898
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“No changes from prior year.”

Financial Statement Notes

PART X, LINE 2:

“Cnahs is exempt from federal income taxes under section 501(c)(3) of the internal revenue code, and is exempt from state income taxes under chapter 180 of the massachusetts general laws. Unrelated business income, of which there was none for the fiscal year ended june 30, 2025, would be subject to federal and state income taxes. Consequently, the accompanying financial statements do not reflect any provision for income taxes. Cnahs evaluates tax positions taken or expected to be taken in its tax returns to determine whether the tax positions are more-likely-than-not of being sustained by the applicable tax authority. Tax positions not deemed to meet the more-likely-than-not threshold, along with accrued interest and penalty thereon would be recorded as an expense in the current year financial statements. At june 30, 2025, cnahs believes that it has no uncertain tax positions within any of its open tax years.”

Raw XML AppendixShowing 400 of 824 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10CONTROLLER
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR OF ASSET MANAGEMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR OF REAL ESTATE
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR OF CONSTRUCTION A
IRS990/Form990PartVIISectionAGrp/TitleTxt14SENIOR PROJECT MANAGER
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IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd00
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0CAMBRIDGE NEIGHBORHOOD APARTMENT HOUSING SERVICES, INC WAS ORGANIZED TO PROMOTE COOPERATIVE EFFORTS IN THE CITY OF CAMBRIDGE TO PEOPLE OF ALL RELIGIONS AND NATIONALITIES WHO DESIRE TO LIVE IN DECENT, SAFE, SANITARY CONDITIONS AND TO SERVE AS A REFERRAL CENTER FOR THE PROVISION OF INFORMATION AND TECHNICAL ASSISTANCE REGARDING HOUSING REHABILITATION AND TO PROVIDE AFFORDABLE LOANS OR OTHER FINANCING ASSISTANCE TO PROPERTY OWNERS TO MAKE IMPROVEMENTS CONSISTENT WITH LOCAL HOUSING CODES WHEN ADEQUATE PRIVATE FINANCING CAN NOT BE OBTAINED.
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IRS990/MoreThan5000KToOrgInd00
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IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0CONTRACT SERVICES
IRS990/OtherExpensesGrp/Desc1MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc2SUPPLIES
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt08863
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11380
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2958
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3495
IRS990/OtherExpensesGrp/ProgramServicesAmt089611
IRS990/OtherExpensesGrp/ProgramServicesAmt113459
IRS990/OtherExpensesGrp/ProgramServicesAmt29690
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IRS990/OtherExpensesGrp/TotalAmt114839
IRS990/OtherExpensesGrp/TotalAmt210648
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IRS990/OtherLiabilitiesGrp/EOYAmt0708462
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
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IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0SARA BARCAN
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IRS990/PYTotalProfFndrsngExpnsAmt00
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IRS990ScheduleA/FactsAndCircumstancesTestTxt0THE ORGANIZATION'S PUBLIC SUPPORT PERCENTAGE FOR 2024 IS 20.41% WHICH EXCEEDS THE 10% SUPPORT LIMITATION AND THE ORGANIZATION CARRIES ON ACTIVITIES DESIGNED TO ATTRACT SUPPORT FROM GOVERNMENTAL UNITS AND OTHER ORGANIZATIONS.
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IRS990ScheduleA/PublicSupportPY170Pct00.21080
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IRS990ScheduleA/TenPctFactsCrcmstncsTestCYInd0X
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IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01986262
IRS990ScheduleA/TotalSupportAmt09732027
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt126814
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ADVANCE ON CONTRACTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1DUE TO RELATED PARTY
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IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0CNAHS IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE, AND IS EXEMPT FROM STATE INCOME TAXES UNDER CHAPTER 180 OF THE MASSACHUSETTS GENERAL LAWS. UNRELATED BUSINESS INCOME, OF WHICH THERE WAS NONE FOR THE FISCAL YEAR ENDED JUNE 30, 2025, WOULD BE SUBJECT TO FEDERAL AND STATE INCOME TAXES. CONSEQUENTLY, THE ACCOMPANYING FINANCIAL STATEMENTS DO NOT REFLECT ANY PROVISION FOR INCOME TAXES. CNAHS EVALUATES TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN ITS TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE-LIKELY-THAN-NOT OF BEING SUSTAINED BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD, ALONG WITH ACCRUED INTEREST AND PENALTY THEREON WOULD BE RECORDED AS AN EXPENSE IN THE CURRENT YEAR FINANCIAL STATEMENTS. AT JUNE 30, 2025, CNAHS BELIEVES THAT IT HAS NO UNCERTAIN TAX POSITIONS WITHIN ANY OF ITS OPEN TAX YEARS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
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IRS990ScheduleJ/InitialContractExceptionInd00
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount30
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount40
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount50
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt07000
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IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00

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