Liabilities / Assets
85th percentile
Higher debt load relative to assets than 85% of similar nonprofits.
EIN 22-2243540 • 501(c)3 • Saranac Lake, NY
Profile
To foster and support the growth of sustainable North Country communities through providing assistance to aspiring entrepreneurs and existing small business owners.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
85th percentile
Higher debt load relative to assets than 85% of similar nonprofits.
Liabilities / Revenue
91st percentile
Higher debt load relative to revenue than 91% of similar nonprofits.
Net Margin
13th percentile
Higher net margin than 13% of similar nonprofits.
Top Officer Pay
58th percentile
Higher top officer pay than 58% of similar nonprofits.
Top officer pay equals 17.9% of source-year revenue.
Asset Growth
50th percentile
Faster asset growth than 50% of similar nonprofits.
Revenue Growth
13th percentile
Faster revenue growth than 13% of similar nonprofits.
Assets
Up$3,885,012
Up $172,156 (+4.6%) from 2023
Liabilities
Up$2,751,184
Up $338,157 (+14%) from 2023
Net Assets
Down$1,133,828
Down $166,001 (-13%) from 2023
Revenue
Down$726,942
Down $223,267 (-23%) from 2023
Expenses
Up$892,943
Up $135,905 (+18%) from 2023
Net Income
Down-$166,001
Down $359,172 (-186%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To foster and support the growth of sustainable North Country communities through providing assistance to aspiring entrepreneurs and existing small business owners.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $1,532,765 | $1,878,342 | ▲ $345,577 |
| Cash and Non-Interest-Bearing Accounts | $727,562 | $911,598 | ▲ $184,036 |
| Savings and Temporary Cash Investments | $851,424 | $696,090 | ▼ $155,334 |
| Pledges and Grants Receivable | $239,947 | $338,010 | ▲ $98,063 |
| Land, Buildings, and Equipment, Net | $13,106 | $9,664 | ▼ $3,442 |
| Accounts Receivable | $15,333 | $9,090 | ▼ $6,243 |
| Prepaid Expenses and Deferred Charges | $12,910 | $4,385 | ▼ $8,525 |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $3,712,856 | $3,885,012 | ▲ $172,156 |
| Other Assets Total | $319,809 | $37,833 | ▼ $281,976 |
| Liabilities | |||
| Mortgage Notes Payable Secured by Investment Property | $2,320,833 | $2,662,592 | ▲ $341,759 |
| Other Liabilities | $48,025 | $66,869 | ▲ $18,844 |
| Deferred Revenue | $24,244 | $13,829 | ▼ $10,415 |
| Accounts Payable and Accrued Expenses | $19,925 | $7,894 | ▼ $12,031 |
| Total Liabilities | $2,413,027 | $2,751,184 | ▲ $338,157 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $1,276,118 | $1,110,441 | ▼ $165,677 |
| Net Assets With Donor Restrictions | $23,711 | $23,387 | ▼ $324 |
| Total Net Assets Fund Balance | $1,299,829 | $1,133,828 | ▼ $166,001 |
| Total Liabilities and Net Assets / Fund Balance | $3,712,856 | $3,885,012 | ▲ $172,156 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $9,664 | $8,668 | $18,332 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Victoria Duley | Executive Director | FT | $111,225 | $18,922 | $130,147 |
| Kevin Wilson | Finance Direct. | FT | $73,337 | $14,475 | $87,812 |
| Name | Title |
|---|---|
| Robert Aiken | Chairperson |
| James Lazore | Vice Chair |
| Amber Stevens | Director |
| Cedric Carter | Director |
| John Piseck Jr | Director |
| Kelly Gonyo | Director |
| Michelle Capone | Director |
| Mike Kinnie | Director |
| Molly Ryan | Director |
| Patricia Wilson | Director |
| Timothy Kononan | Director |
| Tori Riley | Director |
| James Rucker | Secretary |
| Heather Couture | Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $476,016 |
| Salaries, Compensation, and Employee Benefits | $416,927 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $195,185 | $37,180 | - | $232,365 |
| Current Officers, Directors, Trustees, and Key Employees | $155,031 | $29,531 | - | $184,562 |
| All Other Expenses | $41,894 | $8,897 | - | $50,791 |
| Interest | $35,246 | $356 | - | $35,602 |
| Travel | $22,320 | $9,284 | - | $31,604 |
| Advertising | $20,725 | $10,671 | - | $31,396 |
| Other Expenses | $9,154 | $19,560 | - | $28,714 |
| Depreciation Depletion | - | $3,442 | - | $3,442 |
| Insurance | $1,355 | $1,527 | - | $2,882 |
| Office Expenses | $1,693 | $245 | - | $1,938 |
| Total Functional Expenses | $704,712 | $188,231 | $0 | $892,943 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $892,943 |
| Total Expenses per Audited Statements | $892,943 |
| Total Expenses per Form 990 | $892,943 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| due to village of potsdam | $35,654 |
| Accrued Interest | $24,382 |
| operating lease liability | $6,833 |
“Board members review form 990 at a regularly scheduled board meeting prior to submission of form 990 to the internal revenue service.”
“ALL BOARD MEMBERS ARE REQUIRED TO SIGN AEDC's CONFLICT OF INTEREST STATEMENT WHICH REQUIRES BOARD MEMBERS TO REVEAL INTERESTS THAT GIVE RISE TO POTENTIAL CONFLICTS. BOARD MEMBERS ARE REQUIRED TO DISQUALIFY THEMSELVES FROM ANY INVOLVEMENT IN POTENTIAL CONFLICT OF INTEREST SITUATIONS.”
“The organization utilized a consultant to provide relevant compensation as part of its search for an executive director.”
“Key employees salaries are based on local market conditions and competitive salary structure in the region.”
“Upon request, aedc provides this information in hard copy format.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 19925 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 7894 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 15333 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 9090 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | To foster and support the growth of sustainable North Country communities through providing assistance to aspiring entrepreneurs and existing small business owners. |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 10671 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 20725 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 31396 |
| IRS990/AllOtherContributionsAmt | 0 | 57078 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 8897 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 41894 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 50791 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | KEVIN WILSON |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5188915523 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 67 Main Street |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | SARANAC LAKE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NY |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 12983 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 727562 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 911598 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 29531 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 155031 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 184562 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 586877 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 2170 |
| IRS990/CYOtherExpensesAmt | 0 | 476016 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 137895 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -166001 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 416927 |
| IRS990/CYTotalExpensesAmt | 0 | 892943 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 726942 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 24244 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 13829 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 3442 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 3442 |
| IRS990/Desc | 0 | Provide technical business assistance to small businesses; provide consultations to local municipalities for economic development planning and projects. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRestrictionNetAssetsGrp/BOYAmt | 0 | 23711 |
| IRS990/DonorRestrictionNetAssetsGrp/EOYAmt | 0 | 23387 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 7 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 704712 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditPerformedInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | true |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282FiledCnt | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 13 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 14 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 15 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 37.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 37.50 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.30 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.30 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.30 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.30 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 13 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 14 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 15 | 0.20 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 13 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 18922 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 14475 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Victoria Duley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | KEVIN WILSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Cedric Carter |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Heather Couture |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Robert Aiken |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Patricia Wilson |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JAMES LAZORE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Molly Ryan |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | James Rucker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | Amber Stevens |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | MIKE KINNIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | Timothy Kononan |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | John Piseck Jr |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 13 | Tori Riley |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 14 | Kelly Gonyo |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 15 | MICHELLE CAPONE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 111225 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 73337 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 13 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 14 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 15 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Executive Dir. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | FINANCE DIRECT. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Chairperson |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Vice Chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 13 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 14 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 15 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 1986 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 14 |
| IRS990/GovernmentGrantsAmt | 0 | 529799 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 726942 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 14 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 1527 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 1355 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 2882 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 356 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 35246 |
| IRS990/InterestGrp/TotalAmt | 0 | 35602 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 2170 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 2170 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 5 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 8668 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 13106 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 9664 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 18332 |
| IRS990/LegalDomicileStateCd | 0 | NY |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | To foster and support the growth of sustainable North Country communities through providing assistance to aspiring entrepreneurs and existing small business owners. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt | 0 | 2320833 |
| IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt | 0 | 2662592 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1299829 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1133828 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 1276118 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 1110441 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 245 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 1693 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 1938 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 319809 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 37833 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/Desc | 0 | BAD DEBT EXPENSE (RECOVERY) |
| IRS990/OtherExpensesGrp/Desc | 1 | PYRLL TAXES/ EMPLOYEE BENEFITS |
| IRS990/OtherExpensesGrp/Desc | 2 | PROFESSIONAL FEES |
| IRS990/OtherExpensesGrp/Desc | 3 | EQUIPMENT AND SOFTWARE |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 20425 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 47113 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 19560 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 122494 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 93091 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 6524 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 9154 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 122494 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 113516 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 53637 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 28714 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 48025 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 66869 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 37180 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 195185 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 232365 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 1532765 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 1878342 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 239947 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 338010 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 12910 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 4385 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | LOAN PORTFOLIO INCOME |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | TECHNICAL ASSISTANCE |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 116454 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 21441 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 116454 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 21441 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | Provide loan funds for small businesses via SBA and US Department of Agriculture programs and local loan assistance programs. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 836500 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 189 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 362476 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 113520 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 193171 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 394562 |
| IRS990/PYTotalExpensesAmt | 0 | 757038 |
| IRS990/PYTotalRevenueAmt | 0 | 950209 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -166001 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 851424 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 696090 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 586877 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 836500 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 978478 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 540292 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 407824 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 3349971 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt | 0 | 2170 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt | 0 | 189 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 312 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 354 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1456 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 4481 |
| IRS990ScheduleA/OtherIncome170Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.99870 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.99870 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 3349971 |
| IRS990ScheduleA/SubstantialContributorsTotAmt | 0 | 0 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 586877 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 836500 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 978478 |
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