Liabilities / Assets
Score unavailable
Liabilities-to-assets requires both liabilities and assets on the latest valid filing.
Loveladies Harbor Organization
EIN 22-2041392 • 501(c)4 • Harvey Cedars, NJ
Profile
Community association (1956) - to benefit the residents of loveladies harbor, nj 08008. Includes lagoon testing, patrolled beach parking, newsletter, members directory, annual meeting and other services. (primarily a seasonal summer resort)
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
No value available
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.
Net Margin
82nd percentile
Higher net margin than 82% of similar nonprofits.
Top Officer Pay
89th percentile
Higher top officer pay than 89% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
70th percentile
Faster asset growth than 70% of similar nonprofits.
Revenue Growth
52nd percentile
Faster revenue growth than 52% of similar nonprofits.
Balance Sheet
Assets
Up$340,628
Up $26,037 (+8.3%) from 2024
Liabilities
-
No earlier filing loaded for comparison.
Net Assets
Up$340,628
Up $26,037 (+8.3%) from 2024
Revenue
Down$100,572
Down $128 (-0.1%) from 2024
Expenses
Down$74,535
Down $28,141 (-27%) from 2024
Net Income
Up$26,037
Up $28,013 (+1418%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $340,628
- Liabilities
- -
- Net assets
- $340,628
- Revenue
- $100,572
- Expenses
- $74,535
- Net income
- $26,037
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Oct 1, 2024 to Sep 30, 2025
- Signed
- Oct 22, 2025
- Return Version
- 2024v5.0
- Gross Receipts
- $100,572
Mission and Program Overview
Mission
Community association (1956) - to benefit the residents of loveladies harbor, nj 08008. Includes lagoon testing, patrolled beach parking, newsletter, members directory, annual meeting and other services. (primarily a seasonal summer resort)
Program Services
| Description | Grants | Expenses |
|---|---|---|
| MANAGEMENT-PARKING AND RECREATIONAL PROPERTY PRIMARILY FOR COMMUNITY ORGANIZATION (SUMMER ACTIVITIES). | - | $61,192 |
| ANNUAL MEETING, NEWSLETTER, DIRECTORY PUBLICATIONS AND OTHER MEMBER SERVICES. | - | $6,361 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| CARL RASO | President | PT | $0 | - | - |
| MELVYN ROTHBARD | Secretary | PT | $0 | - | - |
| DAVID COLE | Property Man | PT | $0 | - | - |
| HAROLD MERSCHTINA | Trustee | PT | $0 | - | - |
| HELENE COLE | Treasurer | PT | $0 | - | - |
| KENNETH KASPER | Vice Preside | PT | $0 | - | - |
| PHILLIP BESSLER | Trustee | PT | $0 | - | - |
| MELINDA WEINSTEIN | Trustee | PT | $0 | - | - |
| ANDREA SILVERSHEIN | Trustee | PT | $0 | - | - |
| TERRY SHINE | Trustee | PT | $0 | - | - |
| MATT FUTTERMAN | Trustee | PT | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- Loveladies Harbor Organization
- EIN
- 22-2041392
- Phone
- 6094948895
- Address
- PO BOX 3005, HARVEY CEDARS, NJ 08008
Signing Officer
- Name
- Helene Cole
- Title
- Treasurer
- Phone
- 9086255946
- Signed
- 2025-10-22
Preparer
- Firm
- Raymond S Neveil CPA
- Address
- 265 W 8TH STREET, SHIP BOTTOM, NJ 08008
- Preparer
- Raymond S Neveil
- Phone
- 6094947474
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses meeting expense 4,087 website expense 3,536 payroll service 810 kids day 189 contributions 1,000 non-investment depreciation 9,954 total 19,576”
Form 990-ez, Part II, Line 24
“99,547 99,547 less accumulated depreciation 17,357 27,311 payroll taxes receivable 360 0 total 82,550 72,236”
Form 990-ez, Part II, Line 26
“Payroll taxes payable 0 0 payroll payable 0 0”
Form 990-ez, Part III
“Community association (1956) - to benefit the residents of loveladies harbor, nj 08008. Includes lagoon testing, patrolled beach parking, newsletter, members directory, annual meeting and other services. (primarily a seasonal summer resort)”
Raw XML Appendix142 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | HELENE COLE |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9086255946 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 231 OCEANA DRIVE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | LONG BEACH TOWNSHIP |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NJ |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 08008 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 98096 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 134447 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 99174 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 26037 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1575 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 314591 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 340628 |
| IRS990EZ/GrossReceiptsAmt | 0 | 100572 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 1398 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 133945 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 133945 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 314591 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 340628 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 314591 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 340628 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 38930 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 5.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | CARL RASO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | MELVYN ROTHBARD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | DAVID COLE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | HAROLD MERSCHTINA |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | HELENE COLE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | KENNETH KASPER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | PHILLIP BESSLER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | MELINDA WEINSTEIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | ANDREA SILVERSHEIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | TERRY SHINE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | MATT FUTTERMAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | PROPERTY MAN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | VICE PRESIDE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | TRUSTEE |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 82550 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 72236 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 19576 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | COMMUNITY ASSOCIATION (1956) - TO BENEFIT THE RESIDENTS OF LOVELADIES HARBOR, NJ 08008. INCLUDES LAGOON TESTING, PATROLLED BEACH PARKING, NEWSLETTER, MEMBERS DIRECTORY, ANNUAL MEETING AND OTHER SERVICES. (PRIMARILY A SEASONAL SUMMER RESORT) |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 2274 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | MANAGEMENT-PARKING AND RECREATIONAL PROPERTY PRIMARILY FOR COMMUNITY ORGANIZATION (SUMMER ACTIVITIES). |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | ANNUAL MEETING, NEWSLETTER, DIRECTORY PUBLICATIONS AND OTHER MEMBER SERVICES. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 61192 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 6361 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 12180 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/StatesWhereCopyOfReturnIsFldCd | 0 | NJ |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 74535 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 67553 |
| IRS990EZ/TotalRevenueAmt | 0 | 100572 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.LOVELADIESHARBOR.COM |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES MEETING EXPENSE 4,087 WEBSITE EXPENSE 3,536 PAYROLL SERVICE 810 KIDS DAY 189 CONTRIBUTIONS 1,000 NON-INVESTMENT DEPRECIATION 9,954 TOTAL 19,576 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | 99,547 99,547 LESS ACCUMULATED DEPRECIATION 17,357 27,311 PAYROLL TAXES RECEIVABLE 360 0 TOTAL 82,550 72,236 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | PAYROLL TAXES PAYABLE 0 0 PAYROLL PAYABLE 0 0 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | COMMUNITY ASSOCIATION (1956) - TO BENEFIT THE RESIDENTS OF LOVELADIES HARBOR, NJ 08008. INCLUDES LAGOON TESTING, PATROLLED BEACH PARKING, NEWSLETTER, MEMBERS DIRECTORY, ANNUAL MEETING AND OTHER SERVICES. (PRIMARILY A SEASONAL SUMMER RESORT) |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | HELENE COLE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 9086255946 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-22 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | LOVELADIES HARBOR ORGANIZATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | LOVE |
| ReturnHeader/Filer/EIN | 0 | 222041392 |
| ReturnHeader/Filer/PhoneNum | 0 | 6094948895 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 3005 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | HARVEY CEDARS |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NJ |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 08008 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 223481093 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | RAYMOND S NEVEIL CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 265 W 8TH STREET |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SHIP BOTTOM |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NJ |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 08008 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 6094947474 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-22 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | RAYMOND S NEVEIL |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-10-22T11:40:10-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-10-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-09-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
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