Civic Intelligence

Hackensack Chamber of Commerce

EIN 22-1717794 • 501(c)6 • Hackensack, NJ

Profile

Provide services to business & consumers.

66 Moore Street Suite 301Hackensack, NJ 07601

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

53rd percentile

0.00x

Higher debt load relative to assets than 53% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

56th percentile

0.00x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

18th percentile

-27%

Higher net margin than 18% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

19th percentile

-35%

Faster asset growth than 19% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

20th percentile

-27%

Faster revenue growth than 20% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets53rd percentile

Assets

Down

$82,398

Down $44,799 (-35%) from 2024

Liabilities

Down

$295

Down $27,413 (-99%) from 2024

Net Assets

Down

$82,103

Down $17,386 (-17%) from 2024

Operations
Liabilities / Revenue56th percentileNet Margin18th percentile

Revenue

Down

$65,218

Down $24,620 (-27%) from 2024

Expenses

Down

$82,604

Down $10,785 (-12%) from 2024

Net Income

Down

-$17,386

Down $13,835 (-390%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth19th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2011: $80,134Liabilities 2011: $6,433Net Assets 2011: $73,7012011Assets 2012: $122,517Liabilities 2012: $24,855Net Assets 2012: $97,6622012Assets 2013: $120,800Liabilities 2013: $18,007Net Assets 2013: $102,7932013Assets 2014: $107,997Liabilities 2014: $2,125Net Assets 2014: $105,8722014Assets 2015: $114,397Liabilities 2015: $5,740Net Assets 2015: $108,6572015Assets 2016: $124,949Liabilities 2016: $3,507Net Assets 2016: $121,4422016Assets 2017: $132,829Liabilities 2017: $5,202Net Assets 2017: $127,6272017Assets 2018: $196,683Liabilities 2018: $22,806Net Assets 2018: $173,8772018Assets 2019: $156,016Liabilities 2019: $2,274Net Assets 2019: $153,7422019Assets 2020: $126,244Liabilities 2020: $20,501Net Assets 2020: $105,7432020Assets 2021: $145,550Liabilities 2021: $673Net Assets 2021: $144,8772021Assets 2022: $118,532Liabilities 2022: $3,688Net Assets 2022: $114,8442022Assets 2023: $133,005Liabilities 2023: $29,965Net Assets 2023: $103,0402023Assets 2024: $127,197Liabilities 2024: $27,708Net Assets 2024: $99,4892024Assets 2025: $82,398Liabilities 2025: $295Net Assets 2025: $82,1032025

Highlighted filing

2025

Assets$82,398
Liabilities$295
Net Assets$82,103
Open 2025 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2011: $98,327Expenses 2011: $91,692Net Income 2011: $6,6352011Revenue 2012: $123,910Expenses 2012: $99,949Net Income 2012: $23,9612012Revenue 2013: $107,752Expenses 2013: $102,621Net Income 2013: $5,1312013Revenue 2014: $106,013Expenses 2014: $102,934Net Income 2014: $3,0792014Revenue 2015: $100,386Expenses 2015: $97,601Net Income 2015: $2,7852015Revenue 2016: $120,398Expenses 2016: $107,613Net Income 2016: $12,7852016Revenue 2017: $122,411Expenses 2017: $116,226Net Income 2017: $6,1852017Revenue 2018: $159,999Expenses 2018: $113,749Net Income 2018: $46,2502018Revenue 2019: $101,772Expenses 2019: $121,907Net Income 2019: -$20,1352019Revenue 2020: $69,416Expenses 2020: $116,772Net Income 2020: -$47,3562020Revenue 2021: $137,653Expenses 2021: $98,519Net Income 2021: $39,1342021Revenue 2022: $93,528Expenses 2022: $123,561Net Income 2022: -$30,0332022Revenue 2023: $116,712Expenses 2023: $128,516Net Income 2023: -$11,8042023Revenue 2024: $89,838Expenses 2024: $93,389Net Income 2024: -$3,5512024Revenue 2025: $65,218Expenses 2025: $82,604Net Income 2025: -$17,3862025

Highlighted filing

2025

Revenue$65,218
Expenses$82,604
Net Income-$17,386
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$82,398
Liabilities
$295
Net assets
$82,103
Revenue
$65,218
Expenses
$82,604
Net income
-$17,386
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.82$0.00$0.82$0.65$0.83$0.17
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.27$0.28$0.99$0.90$0.93$0.04
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.33$0.30$1.03$1.17$1.29$0.12
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.19$0.04$1.15$0.94$1.24$0.30
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.46$0.01$1.45$1.38$0.99$0.39
2020Summary only. Only limited summary data is available for this year.$1.26$0.21$1.06$0.69$1.17$0.47
2019Summary only. Only limited summary data is available for this year.$1.56$0.02$1.54$1.02$1.22$0.20
2018Summary only. Only limited summary data is available for this year.$1.97$0.23$1.74$1.60$1.14$0.46
2017Summary only. Only limited summary data is available for this year.$1.33$0.05$1.28$1.22$1.16$0.06
2016Summary only. Only limited summary data is available for this year.$1.25$0.04$1.21$1.20$1.08$0.13
2015Summary only. Only limited summary data is available for this year.$1.14$0.06$1.09$1.00$0.98$0.03
2014Summary only. Only limited summary data is available for this year.$1.08$0.02$1.06$1.06$1.03$0.03
2013Summary only. Only limited summary data is available for this year.$1.21$0.18$1.03$1.08$1.03$0.05
2012Summary only. Only limited summary data is available for this year.$1.23$0.25$0.98$1.24$1.00$0.24
2011Summary only. Only limited summary data is available for this year.$0.80$0.06$0.74$0.98$0.92$0.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Dec 2, 2025
Return Version
2024v5.2
Gross Receipts
$95,916
Mission and Program Overview

Mission

Provide services to business & consumers.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$69,124$63,192▼ $5,932
Savings and Temporary Cash Investments$15,517$8,032▼ $7,485
Cash and Non-Interest-Bearing Accounts$31,856$7,298▼ $24,558
Accounts Receivable$8,950$2,125▼ $6,825
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$127,197$82,398▼ $44,799
Other Assets Total$1,750$1,751▲ $1
Liabilities
Accounts Payable and Accrued Expenses$26,844--
Other Liabilities$679$295▼ $384
Deferred Revenue$185--
Total Liabilities$27,708$295▼ $27,413
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$99,489$82,103▼ $17,386
Total Net Assets Fund Balance$99,489$82,103▼ $17,386
Total Liabilities and Net Assets / Fund Balance$127,197$82,398▼ $44,799

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$16,520$16,520
Other Land Buildings-$8,897$8,897
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Christopher SternPresident
Mark CunninghamVice President
Meryl SurganSecretary
Jack ConklinTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$29,280
Investment Income
$2,832
Other Revenue
$33,106
Change in Net Assets
$-17,386
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$52,294
Other Expenses$30,310
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$48,077-$48,077
Occupancy-$10,800-$10,800
Payroll Taxes-$4,217-$4,217
Fees for Services Accounting-$3,750-$3,750
Insurance-$3,030-$3,030
Other Expenses-$1,083-$1,083
All Other Expenses-$1,040-$1,040
Office Expenses-$631-$631
Advertising-$120-$120
Total Functional Expenses$0$82,604$0$82,604
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$39,680
Fundraising Direct Expenses$9,030
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Miscellaneous Networking Events$29,570$29,570$2,752$26,818
Beefsteak Dinner$10,110$10,110$1,548$8,562
Total Events$39,680$39,680$9,030$30,650
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Sales Tax Payable$295
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“No review was or will be conducted.”

Form 990, Part VI, Section C, Line 19

“No documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Hackensack Chamber of Commerce
EIN
22-1717794
Phone
2014893700
Address
66 MOORE STREET SUITE 301, HACKENSACK, NJ 07601

Signing Officer

Name
Christopher Stern
Title
President
Signed
2025-12-02
Discuss with paid preparer
Yes

Organization Details

Voting Board Members
4
Independent Board Members
0
Employees
2

Preparer

Firm
Roth Merritt & Cohen Pc
Address
16-00 ROUTE 208 SOUTH STE 301, FAIR LAWN, NJ 07410
Preparer
Patrick J Merritt CPA
Phone
2017966400
Raw XML Appendix350 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt030650
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0No review was or will be conducted.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, Line 19
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IRS990/USAddress/CityNm0HACKENSACK
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IRS990/USAddress/ZIPCd007601
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt00
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IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHRISTOPHER STERN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-12-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HACKENSACK CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0HACK
ReturnHeader/Filer/EIN0221717794
ReturnHeader/Filer/PhoneNum02014893700
ReturnHeader/Filer/USAddress/AddressLine1Txt066 MOORE STREET SUITE 301
ReturnHeader/Filer/USAddress/CityNm0HACKENSACK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007601
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0334138736
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ROTH MERRITT & COHEN PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt016-00 ROUTE 208 SOUTH STE 301
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0FAIR LAWN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007410
ReturnHeader/PreparerPersonGrp/PhoneNum02017966400
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PATRICK J MERRITT CPA
ReturnHeader/ReturnTs02025-12-02T06:59:50-08:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-10-01
ReturnHeader/TaxPeriodEndDt02025-09-30
ReturnHeader/TaxYr02024

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