Civic Intelligence

Composition Rofers No 10 Vacation Fund of America 620

990 • Fiscal year 2021 • EIN 22-1550086

Jun 01, 2020 to May 31, 2021 • Filed on Aug 19, 2021

321 Mason AvenueHaledon, NJ 07508

(973) 595-5562

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

97th percentile

0.98x

Higher debt load relative to assets than 97% of similar nonprofits.

2021 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2021

Liabilities / Revenue

91st percentile

0.28x

Higher debt load relative to revenue than 91% of similar nonprofits.

2021 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2021

Net Margin

38th percentile

0.3%

Higher net margin than 38% of similar nonprofits.

2021 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2021

Top Officer Pay

55th percentile

$0

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)9 • $500k-$1M nonprofits • Source year 2021

Asset Growth

14th percentile

-21%

Faster asset growth than 14% of similar nonprofits.

2021 filings • 501(c)9 • $500k-$1M nonprofits • Annualized from 2020 to 2021

Revenue Growth

16th percentile

-19%

Faster revenue growth than 16% of similar nonprofits.

2021 filings • 501(c)9 • $500k-$1M nonprofits • Annualized from 2020 to 2021

Assets

Down

$171,861

Down $44,481 (-21%) from 2020

Net Assets

Up

$3,200

Up $1,563 (+95%) from 2020

Liabilities

Down

$168,661

Down $46,044 (-21%) from 2020

Revenue

Down

$599,586

Down $137,596 (-19%) from 2020

Expenses

Down

$598,023

Down $140,509 (-19%) from 2020

Net Income

Up

$1,563

Up $2,913 (+216%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2012: $195,154Liabilities 2012: $192,896Net Assets 2012: $2,2582012Assets 2013: $163,169Liabilities 2013: $160,886Net Assets 2013: $2,2832013Assets 2014: $194,987Liabilities 2014: $192,255Net Assets 2014: $2,7322014Assets 2015: $192,970Liabilities 2015: $190,247Net Assets 2015: $2,7232015Assets 2016: $195,709Liabilities 2016: $192,694Net Assets 2016: $3,0152016Assets 2017: $212,363Liabilities 2017: $208,972Net Assets 2017: $3,3912017Assets 2018: $237,716Liabilities 2018: $234,314Net Assets 2018: $3,4022018Assets 2019: $193,822Liabilities 2019: $190,835Net Assets 2019: $2,9872019Assets 2020: $216,342Liabilities 2020: $214,705Net Assets 2020: $1,6372020Assets 2021: $171,861Liabilities 2021: $168,661Net Assets 2021: $3,2002021Assets 2022: $226,726Liabilities 2022: $219,055Net Assets 2022: $7,6712022Assets 2023: $221,585Liabilities 2023: $206,104Net Assets 2023: $15,4812023Assets 2024: $172,612Liabilities 2024: $156,994Net Assets 2024: $15,6182024Assets 2025: $168,222Liabilities 2025: $152,055Net Assets 2025: $16,1672025

Highlighted filing

2021

Assets$171,861
Liabilities$168,661
Net Assets$3,200

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2012: $648,8792012Expenses 2013: $488,5352013Revenue 2014: $561,217Expenses 2014: $560,768Net Income 2014: $4492014Revenue 2015: $556,284Expenses 2015: $556,293Net Income 2015: -$92015Revenue 2016: $583,553Expenses 2016: $583,261Net Income 2016: $2922016Revenue 2017: $554,137Expenses 2017: $553,761Net Income 2017: $3762017Revenue 2018: $651,401Expenses 2018: $651,390Net Income 2018: $112018Revenue 2019: $633,547Expenses 2019: $633,962Net Income 2019: -$4152019Revenue 2020: $737,182Expenses 2020: $738,532Net Income 2020: -$1,3502020Revenue 2021: $599,586Expenses 2021: $598,023Net Income 2021: $1,5632021Revenue 2022: $712,428Expenses 2022: $707,957Net Income 2022: $4,4712022Revenue 2023: $781,603Expenses 2023: $773,793Net Income 2023: $7,8102023Revenue 2024: $654,848Expenses 2024: $654,711Net Income 2024: $1372024Revenue 2025: $623,282Expenses 2025: $622,733Net Income 2025: $5492025

Highlighted filing

2021

Revenue$599,586
Expenses$598,023
Net Income$1,563
Jump To
Filing Snapshot
Filing Period
Jun 1, 2020 to May 31, 2021
Signed
Aug 19, 2021
Return Version
2020v4.0
Gross Receipts
$599,586
Mission and Program Overview

Mission

Vacation fund for members

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$87,827$89,615▲ $1,788
Accounts Receivable$73,652$82,068▲ $8,416
Savings and Temporary Cash Investments$54,863$178▼ $54,685
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$216,342$171,861▼ $44,481
Other Assets Total-$0-
Liabilities
Accounts Payable and Accrued Expenses$214,705$168,661▼ $46,044
Total Liabilities$214,705$168,661▼ $46,044
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,637$3,200▲ $1,563
Total Net Assets Fund Balance$1,637$3,200▲ $1,563
Total Liabilities and Net Assets / Fund Balance$216,342$171,861▼ $44,481
Compensation and Service Providers

Board Members and Trustees

NameTitle
Brian JacksonTrustee
James WisseTrustee
Kevin LewisTrustee
Richard SilvaTrustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$599,436
Investment Income
$150
Other Revenue
$0
Change in Net Assets
$1,563
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,346
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members$594,677--$594,677
Fees for Services Accounting-$1,250-$1,250
Fees for Services Legal-$600-$600
Other Expenses-$180-$180
Total Functional Expenses$594,677$3,346$0$598,023
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

Copies of form 990 were reviewed by each trustee for approval prior to filing.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

The international union requires disclosure of any fact or interest that may indicate a conflict to the international president. The international union has set specific guidelines as to what constitutes a conflict of interest, including involvement by a spouse or minor child.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Erisa sets forth the requirements of the law as to which documents must be provided to participants for free and which are available upon the payment of a fee-per-page.

Filing and Contact Details

Filer

Filer Name
Composition Roofers Local 10 Vacation Fd
EIN
22-1550086
Phone
9735955562
Address
321 MASON AVENUE, HALEDON, NJ 07508

Signing Officer

Name
Brian Jackson
Title
Trustee
Signed
2021-08-19
Discuss with paid preparer
Yes

Organization Details

Formed
1964
Legal Domicile
Nj
Voting Board Members
4
Independent Board Members
0
Employees
0

Preparer

Firm
Bruno Dibello & Co LLC
Address
785 Totowa Road, Totowa, NJ 07512
Preparer
David M Corry
Phone
9737908800
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0COPIES OF FORM 990 WERE REVIEWED BY EACH TRUSTEE FOR APPROVAL PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE INTERNATIONAL UNION REQUIRES DISCLOSURE OF ANY FACT OR INTEREST THAT MAY INDICATE A CONFLICT TO THE INTERNATIONAL PRESIDENT. THE INTERNATIONAL UNION HAS SET SPECIFIC GUIDELINES AS TO WHAT CONSTITUTES A CONFLICT OF INTEREST, INCLUDING INVOLVEMENT BY A SPOUSE OR MINOR CHILD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ERISA SETS FORTH THE REQUIREMENTS OF THE LAW AS TO WHICH DOCUMENTS MUST BE PROVIDED TO PARTICIPANTS FOR FREE AND WHICH ARE AVAILABLE UPON THE PAYMENT OF A FEE-PER-PAGE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt1COMPOSITION ROOFERS LOCAL 10 HEALTH FUND
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IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt2MEMBERS' PENSION FUND
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt3APPRENTICE TRAINING FUND
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0321 MASON AVE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt1321 MASON AVE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt2321 MASON AVE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt3321 MASON AVE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0HALEDON
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm1HALEDON
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm2HALEDON
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm3HALEDON
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0NJ
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd1NJ
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd2NJ
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd3NJ
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd007508
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd107508
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd207508
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd307508
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd0false
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd0false
IRS990ScheduleR/PaidEmployeesSharingInd0false
IRS990ScheduleR/PerformOfServicesByOtherOrgInd0false
IRS990ScheduleR/PerformOfServicesForOthOrgInd0false
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd0false
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd0false
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd0true
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd0false
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd0false
IRS990ScheduleR/SharingOfFacilitiesInd0false
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt08852
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt161178
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0CASH
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt1CASH
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0UNITED UNION OF ROOFERS LOCAL #10 RDWA
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt1UNITED UNION OF ROOFERS LOCAL #10 RDWA
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0p
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt1s
IRS990ScheduleR/TransferFromOtherOrgInd0true
IRS990ScheduleR/TransferToOtherOrgInd0false
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0216342
IRS990/TotalAssetsEOYAmt0171861
IRS990/TotalAssetsGrp/BOYAmt0216342
IRS990/TotalAssetsGrp/EOYAmt0171861
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt03346
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0594677
IRS990/TotalFunctionalExpensesGrp/TotalAmt0598023
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0214705
IRS990/TotalLiabilitiesEOYAmt0168661
IRS990/TotalLiabilitiesGrp/BOYAmt0214705
IRS990/TotalLiabilitiesGrp/EOYAmt0168661
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01637
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03200
IRS990/TotalProgramServiceExpensesAmt0594677
IRS990/TotalProgramServiceRevenueAmt0599436
IRS990/TotalRevenueGrp/ExclusionAmt0150
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0599436
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0599586
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0216342
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0171861
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0321 MASON AVENUE
IRS990/USAddress/CityNm0HALEDON
IRS990/USAddress/StateAbbreviationCd0NJ
IRS990/USAddress/ZIPCd0075081427
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0BRIAN JACKSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-08-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0COMPOSITION ROOFERS LOCAL 10 VACATION FD
ReturnHeader/Filer/BusinessNameControlTxt0COMP
ReturnHeader/Filer/EIN0221550086
ReturnHeader/Filer/PhoneNum09735955562
ReturnHeader/Filer/USAddress/AddressLine1Txt0321 MASON AVENUE
ReturnHeader/Filer/USAddress/CityNm0HALEDON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007508
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0222414251
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BRUNO DIBELLO & CO LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0785 Totowa Road
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Totowa
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007512
ReturnHeader/PreparerPersonGrp/PhoneNum09737908800
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID M CORRY
ReturnHeader/ReturnTs02021-08-19T09:08:17-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0BRIAN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0JACKSON
ReturnHeader/TaxPeriodBeginDt02020-06-01
ReturnHeader/TaxPeriodEndDt02021-05-31
ReturnHeader/TaxYr02020

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.68$1.52$0.16$6.23$6.23$0.01
2024Detailed filing. Detailed filing data is available for this year.$1.73$1.57$0.16$6.55$6.55$0.00
2023Detailed filing. Detailed filing data is available for this year.$2.22$2.06$0.15$7.82$7.74$0.08
2022Detailed filing. Detailed filing data is available for this year.$2.27$2.19$0.08$7.12$7.08$0.04
2021Detailed filing. Detailed filing data is available for this year.$1.72$1.69$0.03$6.00$5.98$0.02
2020Detailed filing. Detailed filing data is available for this year.$2.16$2.15$0.02$7.37$7.39$0.01
2019Detailed filing. Detailed filing data is available for this year.$1.94$1.91$0.03$6.34$6.34$0.00
2018Detailed filing. Detailed filing data is available for this year.$2.38$2.34$0.03$6.51$6.51$0.00
2017Detailed filing. Detailed filing data is available for this year.$2.12$2.09$0.03$5.54$5.54$0.00
2016Detailed filing. Detailed filing data is available for this year.$1.96$1.93$0.03$5.84$5.83$0.00
2015Detailed filing. Detailed filing data is available for this year.$1.93$1.90$0.03$5.56$5.56$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.95$1.92$0.03$5.61$5.61$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.63$1.61$0.02$4.89
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.95$1.93$0.02$6.49