Civic Intelligence

Heavy & General Laborers Local 472 & Local 172 of New Jersey Welfare Fund

990 • Fiscal year 2016 • EIN 22-1481564

Apr 01, 2015 to Mar 31, 2016 • Filed on Nov 09, 2016

Organization ProfileN/A

View Organization Page

700 Raymond BoulevardNewark, NJ 07105

(973) 589-5050

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

70th percentile

0.18x

Higher debt load relative to assets than 70% of similar nonprofits.

2016 filings • 501(c)9 • $100M-$250M nonprofits • Source year 2016

Liabilities / Revenue

80th percentile

0.22x

Higher debt load relative to revenue than 80% of similar nonprofits.

2016 filings • 501(c)9 • $100M-$250M nonprofits • Source year 2016

Net Margin

75th percentile

12%

Higher net margin than 75% of similar nonprofits.

2016 filings • 501(c)9 • $100M-$250M nonprofits • Source year 2016

Top Officer Pay

82nd percentile

$265,812

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 0.2% of source-year revenue.

2016 filings • 501(c)9 • $100M-$250M nonprofits • Source year 2016

Asset Growth

78th percentile

13%

Faster asset growth than 78% of similar nonprofits.

2016 filings • 501(c)9 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Revenue Growth

69th percentile

9.9%

Faster revenue growth than 69% of similar nonprofits.

2016 filings • 501(c)9 • $100M-$250M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets70th percentile

Assets

Up

$180,011,019

Up $20,483,402 (+13%) from 2015

Net Assets

Up

$148,022,820

Up $15,489,200 (+12%) from 2015

Liabilities

Up

$31,988,199

Up $4,994,202 (+19%) from 2015

Revenue And Expenses
Liabilities / Revenue80th percentileNet Margin75th percentile

Revenue

Up

$147,869,400

Up $13,260,244 (+9.9%) from 2015

Expenses

Up

$129,505,223

Up $9,574,352 (+8.0%) from 2015

Net Income

Up

$18,364,177

Up $3,685,892 (+25%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth78th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400M$300M$200M$100M$0Assets 2011: $103,250,511Liabilities 2011: $21,238,250Net Assets 2011: $82,012,2612011Assets 2012: $115,449,784Liabilities 2012: $26,119,793Net Assets 2012: $89,329,9912012Assets 2013: $127,617,691Liabilities 2013: $25,048,296Net Assets 2013: $102,569,3952013Assets 2014: $150,547,956Liabilities 2014: $33,308,728Net Assets 2014: $117,239,2282014Assets 2015: $159,527,617Liabilities 2015: $26,993,997Net Assets 2015: $132,533,6202015Assets 2016: $180,011,019Liabilities 2016: $31,988,199Net Assets 2016: $148,022,8202016Assets 2017: $198,561,133Liabilities 2017: $30,382,581Net Assets 2017: $168,178,5522017Assets 2018: $213,593,487Liabilities 2018: $31,804,682Net Assets 2018: $181,788,8052018Assets 2019: $247,131,074Liabilities 2019: $41,178,702Net Assets 2019: $205,952,3722019Assets 2020: $270,617,489Liabilities 2020: $42,603,482Net Assets 2020: $228,014,0072020Assets 2021: $303,259,607Liabilities 2021: $40,645,937Net Assets 2021: $262,613,6702021Assets 2022: $313,433,739Liabilities 2022: $47,450,752Net Assets 2022: $265,982,9872022Assets 2023: $320,028,510Liabilities 2023: $51,509,066Net Assets 2023: $268,519,4442023Assets 2024: $350,203,696Liabilities 2024: $54,886,490Net Assets 2024: $295,317,2062024Assets 2025: $367,808,806Liabilities 2025: $48,509,313Net Assets 2025: $319,299,4932025

Highlighted filing

2016

Assets$180,011,019
Liabilities$31,988,199
Net Assets$148,022,820
Open 2016 Filing

Operations Trend

Revenue Growth69th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300M$200M$100M$0Revenue 2011: $96,010,306Expenses 2011: $87,640,541Net Income 2011: $8,369,7652011Expenses 2012: $97,763,2422012Expenses 2013: $93,050,2192013Revenue 2014: $116,828,661Expenses 2014: $104,963,120Net Income 2014: $11,865,5412014Revenue 2015: $134,609,156Expenses 2015: $119,930,871Net Income 2015: $14,678,2852015Revenue 2016: $147,869,400Expenses 2016: $129,505,223Net Income 2016: $18,364,1772016Revenue 2017: $150,652,337Expenses 2017: $135,586,101Net Income 2017: $15,066,2362017Revenue 2018: $169,016,220Expenses 2018: $156,912,432Net Income 2018: $12,103,7882018Revenue 2019: $183,137,642Expenses 2019: $164,134,032Net Income 2019: $19,003,6102019Revenue 2020: $209,865,685Expenses 2020: $182,148,361Net Income 2020: $27,717,3242020Revenue 2021: $206,522,689Expenses 2021: $186,054,567Net Income 2021: $20,468,1222021Revenue 2022: $218,623,615Expenses 2022: $204,412,911Net Income 2022: $14,210,7042022Revenue 2023: $226,578,670Expenses 2023: $215,670,065Net Income 2023: $10,908,6052023Revenue 2024: $240,902,456Expenses 2024: $230,554,607Net Income 2024: $10,347,8492024Revenue 2025: $265,452,660Expenses 2025: $243,876,094Net Income 2025: $21,576,5662025

Highlighted filing

2016

Revenue$147,869,400
Expenses$129,505,223
Net Income$18,364,177
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Apr 1, 2015 to Mar 31, 2016
Signed
Nov 9, 2016
Return Version
2015v2.0
Gross Receipts
$205,468,069
Mission and Program Overview

Mission

The purpose of the plan is to provide health and other benefits to eligible participants and their dependents.

The purpose of the plan is to provide medical benefits to eligible participants and their dependents.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$132,533,620$148,022,820▲ $15,489,200
Investments in Publicly Traded Securities$105,642,856$119,392,901▲ $13,750,045
Accounts Receivable$16,148,959$24,093,114▲ $7,944,155
Savings and Temporary Cash Investments$22,566,148$21,376,643▼ $1,189,505
Investments Other Securities$10,062,449$9,559,796▼ $502,653
Land, Buildings, and Equipment, Net$4,019,334$4,027,679▲ $8,345
Prepaid Expenses and Deferred Charges$1,087,346$1,508,884▲ $421,538
Cash and Non-Interest-Bearing Accounts$525$52,002▲ $51,477
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$159,527,617$180,011,019▲ $20,483,402
Other Assets Total-$0-
Liabilities
Other Liabilities$23,322,139$28,394,718▲ $5,072,579
Accounts Payable and Accrued Expenses$3,591,109$3,534,654▼ $56,455
Mortgage Notes Payable Secured by Investment Property$80,749$58,827▼ $21,922
Total Liabilities$26,993,997$31,988,199▲ $4,994,202
Net Assets / Fund Balance
Total Net Assets Fund Balance$132,533,620$148,022,820▲ $15,489,200
Total Liabilities and Net Assets / Fund Balance$159,527,617$180,011,019▲ $20,483,402

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$84,490$1,184,772$1,269,262
Equipment$123,189$69,756$192,945
Buildings$3,702,171--
Land$117,829--
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CHARLES O'NEILLGeneral ManagerPT$193,713$68,911$265,812
Robert CalamariAsst. Genl MgrPT$187,357$64,820$255,194
Thomas CotovLegal SvcsFT$179,410$64,199$247,207
Vincent RiccardiLegal ScvsFT$147,795$62,037$213,238
Charles FernsFinance ManagerPT$144,542$62,045$204,608
Beverly CeaserClaims ManagerFT$124,139$60,690$184,089
Glenn KenyonManagerPT$118,476$64,057$180,914
Carlos DeoliveiraRet Svs ManagerPT$118,554$65,654$178,743
Maria BaptistaRetirement Svs-$117,052$62,859$176,505

Board Members and Trustees

NameTitle
Antonio OliveiraCo-chairman
Franklyn M GrossoCo-chairman
Anthony CapaccioTrustee
Charles MosierTrustee
Donald HibbsTrustee
Jack Kocsis JrTrustee
Jeffrey S WatersTrustee
Joseph WalshTrustee
RICHARD l FORMANTrustee
Raymond M PocinoTrustee

Highest Paid Contractors

ContractorServicesLocationCompensation
Horizon Healthcare Services INCClaims Processor3 PENN PLAZA EAST, Newark, NJ 07105$2,277,390
Zazzalli FagellaLegal1 RIVERFRONT PLAZA, Newark, NJ 07102$401,524
Health Management ConceptsConsulting181 COMMODORE DRIVE, Jupiter, FL 33477-4007$252,113
The Segal CompanyActuary333 WEST 34TH ST, New York, NY 10001-2402$201,731
Nu-century ProductsPrinting & MailingPO BOX 257, W Orange, NJ 07052$137,791
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$145,425,552
Investment Income
$2,272,798
Other Revenue
$171,050
Change in Net Assets
$18,364,177

Audited Revenue Reconciliation

Revenue per Audited Statements
$147,594,712
Revenue Not Reported on Financial Statements
$274,688
Revenue Not Reported on Form 990
$-2,874,977
Total Revenue per Audited Statements
$144,719,735
Total Revenue per Form 990
$147,869,400
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$6,390,757
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0
Other Expenses$-747,595

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$123,862,061
Other Salaries and Wages---$2,593,545
Pension Plan Contributions---$1,528,594
Current Officers, Directors, Trustees, and Key Employees---$1,000,942
Other Employee Benefits---$803,628
Office Expenses---$540,313
Fees for Services Legal---$496,602
Payroll Taxes---$315,048
Fees for Service Investment Mgmnt Fees---$274,688
Comp Disqual Persons---$149,000
Fees for Services Other---$118,652
Insurance---$94,688
Occupancy---$80,051
Fees for Services Accounting---$76,200
Information Technology---$73,400
Conferences and Meetings---$58,058
Depreciation Depletion---$54,396
Travel---$2,281
Other Expenses---$-2,658,842
Total Functional Expenses$0$0$0$129,505,223

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$129,505,223
Expenses per Audited Statements$124,928,535
Total Expenses per Audited Statements$124,928,535
Expenses Not Reported on Financial Statements$4,576,688
Other Expense Adjustments$4,302,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Theresa CalamariFamily MemberEmploymentNo$92,713

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Benefit Obligations Currently Payab$22,428,000
Severance Benefit Liability-frozen$3,396,340
Due to Related Organizations$2,570,378
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 7A: How Members or Shareholders Elect Governing Body

“The plan is jointly administered by trustees who are appointed by the union and by employer associations.”

Form 990, Part VI, Line 7B: Describe Decisions of Governing Body Approval by Members or Shareholders

“An Employer Trustee may be removed from office at any time by action of the Employer Associations, or other employers, whichever selected such Employer Trustee. An Employee Trustee may be removed from office at any time by action of the Union. In both cases, written notice of such action must be submitted by the Employer Association, or Union, to the Chairman or Secretary of the trustees.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“The form 990 was prepared in coordination with management of the organization and was reviewed with the organization's board of trustees prior to submission.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“As required by the fund's policy and by erisa; officers, directors, and key employees have a continuous obligation to report potential conflicts of interest. Additionally, in accordance with the fund's policy, annual affirmations are obtained from the fund administrator and all board members.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“No documents available to public. Participants may view documents at the fund office upon request to the extent required by law.”

Filing and Contact Details

Filer

Filer Name
Heavy & General Laborers Local 472 &
EIN
22-1481564
Phone
9735895050
Address
700 RAYMOND BOULEVARD, NEWARK, NJ 07105

Signing Officer

Name
CHARLES O'NEILL
Title
General Manager
Signed
2016-11-09
Discuss with paid preparer
Yes

Organization Details

Formed
1950
Legal Domicile
Nj
Voting Board Members
10
Independent Board Members
10
Employees
58

Preparer

Firm
Schultheis & Panettieri LLP
Address
210 Marcus Boulevard, Hauppauge, NY 11788-3740
Preparer
Vincent F Panettieri
Phone
6312734778
Supplemental Narrative

Financial Statement Notes

Part XII, Line 4B: Other revenue amounts included on 990 but not included in F/S

“Change in ben. Oblig. Currently payable $4302000”

Raw XML AppendixShowing 400 of 711 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt14FINANCE MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt15CLAIMS MANAGER
IRS990/Form990PartVIISectionAGrp/TitleTxt16MANAGER
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Document Assets

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Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$180,011,019
Liabilities
$31,988,199
Net assets
$148,022,820
Revenue
$147,869,400
Expenses
$129,505,223
Net income
$18,364,177
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$368$48.5$319$265$244$21.6
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$350$54.9$295$241$231$10.3
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$320$51.5$269$227$216$10.9
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$313$47.5$266$219$204$14.2
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$303$40.6$263$207$186$20.5
2020Detailed filing. Detailed filing data is available for this year.$271$42.6$228$210$182$27.7
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$247$41.2$206$183$164$19.0
2018Detailed filing. Detailed filing data is available for this year.$214$31.8$182$169$157$12.1
2017Detailed filing. Detailed filing data is available for this year.$199$30.4$168$151$136$15.1
2016Detailed filing. Detailed filing data is available for this year.$180$32.0$148$148$130$18.4
2015Detailed filing. Detailed filing data is available for this year.$160$27.0$133$135$120$14.7
2014Detailed filing. Detailed filing data is available for this year.$151$33.3$117$117$105$11.9
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$128$25.0$103$93.1
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$115$26.1$89.3$97.8
2011Summary only. Only limited summary data is available for this year.$103$21.2$82.0$96.0$87.6$8.37