Civic Intelligence

New Jersey State Safe Deposit Assoc

EIN 22-1438977 • 501(c)6 • Brick, NJ

Profile

State safe deposit association whose members are nj banks

PO Box 2182Brick, NJ 08723

njsafedeposit.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

72nd percentile

0.07x

Higher debt load relative to assets than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

73rd percentile

0.06x

Higher debt load relative to revenue than 73% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2017

Net Margin

6th percentile

-139%

Higher net margin than 6% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2017

Top Officer Pay

83rd percentile

$23,500

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 157.9% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2017

Asset Growth

12th percentile

-65%

Faster asset growth than 12% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

13th percentile

-45%

Faster revenue growth than 13% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets72nd percentile

Assets

Down

$11,448

Down $21,042 (-65%) from 2016

Liabilities

Down

$857

Down $300 (-26%) from 2016

Net Assets

Down

$10,591

Down $20,742 (-66%) from 2016

Operations
Liabilities / Revenue73rd percentileNet Margin6th percentile

Revenue

Down

$14,883

Down $12,143 (-45%) from 2016

Expenses

Down

$35,625

Down $11,256 (-24%) from 2016

Net Income

Down

-$20,742

Down $887 (-4.5%) from 2016

Trend Graphs

Balance Sheet Trend

Asset Growth12th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2011: $98,772Liabilities 2011: $1,4862011Assets 2012: $82,555Liabilities 2012: $1,4092012Assets 2013: $84,707Liabilities 2013: $1,853Net Assets 2013: $82,8542013Assets 2014: $72,495Liabilities 2014: $1,252Net Assets 2014: $71,2432014Assets 2015: $52,411Liabilities 2015: $1,223Net Assets 2015: $51,1882015Assets 2016: $32,490Liabilities 2016: $1,157Net Assets 2016: $31,3332016Assets 2017: $11,448Liabilities 2017: $857Net Assets 2017: $10,5912017

Highlighted filing

2017

Assets$11,448
Liabilities$857
Net Assets$10,591
Open 2017 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20K-$40KRevenue 2011: $47,822Expenses 2011: $49,485Net Income 2011: -$1,6632011Revenue 2012: $31,175Expenses 2012: $47,315Net Income 2012: -$16,1402012Revenue 2013: $49,661Expenses 2013: $47,953Net Income 2013: $1,7082013Revenue 2014: $39,591Expenses 2014: $50,904Net Income 2014: -$11,3132014Revenue 2015: $29,045Expenses 2015: $49,100Net Income 2015: -$20,0552015Revenue 2016: $27,026Expenses 2016: $46,881Net Income 2016: -$19,8552016Revenue 2017: $14,883Expenses 2017: $35,625Net Income 2017: -$20,7422017

Highlighted filing

2017

Revenue$14,883
Expenses$35,625
Net Income-$20,742
Open 2017 Filing

Filings

Most recent year

2017 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$11,448
Liabilities
$857
Net assets
$10,591
Revenue
$14,883
Expenses
$35,625
Net income
-$20,742
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.4$0.86$10.6$14.9$35.6$20.7
2016Detailed filing. Detailed filing data is available for this year.$32.5$1.16$31.3$27.0$46.9$19.9
2015Detailed filing. Detailed filing data is available for this year.$52.4$1.22$51.2$29.0$49.1$20.1
2014Detailed filing. Detailed filing data is available for this year.$72.5$1.25$71.2$39.6$50.9$11.3
2013Detailed filing. Detailed filing data is available for this year.$84.7$1.85$82.9$49.7$48.0$1.71
2012Summary only. Only limited summary data is available for this year.$82.6$1.41$31.2$47.3$16.1
2011Summary only. Only limited summary data is available for this year.$98.8$1.49$47.8$49.5$1.66
Latest Detailed Filing

The latest 2017 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2016 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Dec 12, 2017
Return Version
2016v3.0
Gross Receipts
$70,641
Mission and Program Overview

Mission

State safe deposit association whose members are nj banks

Program Services

DescriptionGrantsExpenses
CONDUCTED EDUCATIONAL SEMINARS--
DISTRIBUTION OF PUBLICATIONS, EDUCATIONAL MATERIALS AND DIGEST OF OPINION--
USE OF WEBSITE FOR POSTING TRAINING AND SEMINARS OFFERED.--
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
CAROL L FREDAExecutive DirecPT$23,500-$23,500
MARYJANE BROWNEAsst To Ex DirectorPT$8,500-$8,500
KATHLEEN THOMPSONPresident-$0--
THERESA O'KEEFEVice President-$0--
THOMAS KASPERTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
New Jersey State Safe Deposit Assoc
EIN
22-1438977
Phone
8003820234
Address
PO BOX 2182, BRICK, NJ 08723

Signing Officer

Name
Carol L Freda
Title
Executive Direc
Signed
2017-12-12
Discuss with paid preparer
Yes

Preparer

Firm
Marilyn Heller Ayers PC
Address
347 Drum Point Rd, Brick, NJ 08723-6423
Preparer
Marilyn H Ayers CPA
Phone
7324772281
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $883”

Other Expenses.1003

“Information Technology $406”

Other Expenses.1007

“Conferences, Conventions, and Meetings $1944”

Other Expenses.1009

“Depreciation $545”

Other Expenses.1012

“Insurance $1358”

Other Expenses.1

“TELEPHONE $1408”

Other Expenses.2

“STORAGE FEES $1159”

Other Expenses.3

“SOFTWARE $463”

Other Expenses.4

“INTERNET FEES $414”

Other Expenses.5

“BANK CHARGES $220”

Other Expenses.6

“PENALTIES $161”

Other Expenses.7

“POST OFFICE BOX $86”

Other Expenses.8

“EXECUTIVE COMMITTEE $72”

Other Expenses.9

“FILING FEES $60”

Other Assets.1003

“Machinery and Equipment - Beginning $1144 Machinery and Equipment - Ending $599”

Other Assets.1

“IRS REFUND DUE - Beginning $33 IRS REFUND DUE - Ending $0”

Other Assets.2

“ROUNDING - Beginning $2 ROUNDING - Ending $1”

Total Liabilities.1

“PAYROLL TAXES DUE - Beginning $1218 PAYROLL TAXES DUE - Ending $1157”

Total Liabilities.2

“SALES TAX PAYABLE - Beginning $5 SALES TAX PAYABLE - Ending $0”

Raw XML Appendix151 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0CAROL FREDA
IRS990EZ/BooksInCareOfDetail/PhoneNum07323309196
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt034 PLEASANT AVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BRICK
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd008724
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt051232
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt031890
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt012830
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt043615
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-19855
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02000
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt052411
IRS990EZ/Form990TotalAssetsGrp/EOYAmt032490
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt012626
IRS990EZ/GrossReceiptsAmt070641
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt0595
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt051188
IRS990EZ/NetAssetsOrFundBalancesEOYAmt031333
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt051188
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt031333
IRS990EZ/OccupancyRentUtltsAndMaintAmt0650
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt320.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt08500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt323500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MARYJANE BROWNE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1KATHLEEN THOMPSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2THERESA O'KEEFE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CAROL L FREDA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4THOMAS KASPER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0ASST TO EX DIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Executive Direc
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01179
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0600
IRS990EZ/OtherExpensesTotalAmt09179
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0STATE SAFE DEPOSIT ASSOCIATION WHOSE MEMBERS ARE NJ BANKS
IRS990EZ/PrintingPublicationsPostageAmt049
IRS990EZ/ProgramServiceRevenueAmt0975
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0CONDUCTED EDUCATIONAL SEMINARS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1DISTRIBUTION OF PUBLICATIONS, EDUCATIONAL MATERIALS AND DIGEST OF OPINION
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2USE OF WEBSITE FOR POSTING TRAINING AND SEMINARS OFFERED.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt035003
IRS990EZ/SaleOfAssetsGrossAmt056241
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01223
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01157
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt046881
IRS990EZ/TotalRevenueAmt027026
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/WebsiteAddressTxt0njsafedeposit.com
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $883
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Information Technology $406
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Conferences, Conventions, and Meetings $1944
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Depreciation $545
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Insurance $1358
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5TELEPHONE $1408
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6STORAGE FEES $1159
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7SOFTWARE $463
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8INTERNET FEES $414
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9BANK CHARGES $220
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10PENALTIES $161
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11POST OFFICE BOX $86
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12EXECUTIVE COMMITTEE $72
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13FILING FEES $60
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Machinery and Equipment - Beginning $1144 Machinery and Equipment - Ending $599
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15IRS REFUND DUE - Beginning $33 IRS REFUND DUE - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16ROUNDING - Beginning $2 ROUNDING - Ending $1
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17PAYROLL TAXES DUE - Beginning $1218 PAYROLL TAXES DUE - Ending $1157
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18SALES TAX PAYABLE - Beginning $5 SALES TAX PAYABLE - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1003
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1007
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1009
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Other Expenses.8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Other Expenses.9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Other Assets.1003
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Other Assets.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Other Assets.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Total Liabilities.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Total Liabilities.2
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CAROL L FREDA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Direc
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-12-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NEW JERSEY STATE SAFE DEPOSIT ASSOC
ReturnHeader/Filer/BusinessNameControlTxt0NEWJ
ReturnHeader/Filer/EIN0221438977
ReturnHeader/Filer/PhoneNum08003820234
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2182
ReturnHeader/Filer/USAddress/CityNm0BRICK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008723
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Marilyn Heller Ayers PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0347 Drum Point Rd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Brick
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0087236423
ReturnHeader/PreparerPersonGrp/PhoneNum07324772281
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Marilyn H Ayers CPA
ReturnHeader/ReturnTs02017-12-12T13:19:03-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

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