Civic Intelligence

Elmer Swim Club Inc

EIN 21-0728718 • 501(c)7 • Elmer, NJ

Profile

Operate and maintain swimming pool and swim club

PO Box 133 39 Garrison RoadElmer, NJ 08318

www.elmerswimclub.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.49x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

90th percentile

0.47x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Net Margin

30th percentile

-5.0%

Higher net margin than 30% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2025

Asset Growth

26th percentile

-12%

Faster asset growth than 26% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

54th percentile

3.4%

Faster revenue growth than 54% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets90th percentile

Assets

Down

$120,861

Down $16,949 (-12%) from 2024

Liabilities

Down

$59,206

Down $10,714 (-15%) from 2024

Net Assets

Down

$61,655

Down $6,235 (-9.2%) from 2024

Operations
Liabilities / Revenue90th percentileNet Margin30th percentile

Revenue

Up

$125,241

Up $4,171 (+3.4%) from 2024

Expenses

Up

$131,461

Up $190 (+0.1%) from 2024

Net Income

Up

-$6,220

Up $3,981 (+39%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth26th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $163,139Liabilities 2011: $56,2862011Assets 2012: $164,983Liabilities 2012: $56,0802012Assets 2013: $161,668Liabilities 2013: $52,5672013Assets 2014: $155,033Liabilities 2014: $48,8652014Assets 2015: $164,206Liabilities 2015: $43,260Net Assets 2015: $120,9462015Assets 2016: $172,273Net Assets 2016: $172,2732016Assets 2017: $205,693Net Assets 2017: $205,6932017Assets 2018: $158,790Liabilities 2018: $56,973Net Assets 2018: $101,8172018Assets 2019: $153,466Liabilities 2019: $55,586Net Assets 2019: $97,8802019Assets 2020: $201,902Liabilities 2020: $108,845Net Assets 2020: $93,0572020Assets 2021: $234,352Liabilities 2021: $147,608Net Assets 2021: $86,7442021Assets 2022: $187,384Liabilities 2022: $89,556Net Assets 2022: $97,8282022Assets 2023: $155,745Liabilities 2023: $81,404Net Assets 2023: $74,3412023Assets 2024: $137,810Liabilities 2024: $69,920Net Assets 2024: $67,8902024Assets 2025: $120,861Liabilities 2025: $59,206Net Assets 2025: $61,6552025

Highlighted filing

2025

Assets$120,861
Liabilities$59,206
Net Assets$61,655
Open 2025 Filing

Operations Trend

Revenue Growth54th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100K-$200KRevenue 2011: $88,106Expenses 2011: $83,292Net Income 2011: $4,8142011Revenue 2012: $88,982Expenses 2012: $86,932Net Income 2012: $2,0502012Revenue 2013: $91,093Expenses 2013: $90,896Net Income 2013: $1972013Revenue 2014: $88,659Expenses 2014: $91,592Net Income 2014: -$2,9332014Revenue 2015: $112,443Expenses 2015: $97,665Net Income 2015: $14,7782015Revenue 2016: $157,391Expenses 2016: $106,064Net Income 2016: $51,3272016Revenue 2017: $188,735Expenses 2017: $155,315Net Income 2017: $33,4202017Revenue 2018: $127,998Expenses 2018: $231,874Net Income 2018: -$103,8762018Revenue 2019: $122,925Expenses 2019: $126,862Net Income 2019: -$3,9372019Revenue 2020: $81,271Expenses 2020: $86,094Net Income 2020: -$4,8232020Revenue 2021: $112,701Expenses 2021: $117,025Net Income 2021: -$4,3242021Revenue 2022: $122,433Expenses 2022: $111,349Net Income 2022: $11,0842022Revenue 2023: $117,578Expenses 2023: $141,065Net Income 2023: -$23,4872023Revenue 2024: $121,070Expenses 2024: $131,271Net Income 2024: -$10,2012024Revenue 2025: $125,241Expenses 2025: $131,461Net Income 2025: -$6,2202025

Highlighted filing

2025

Revenue$125,241
Expenses$131,461
Net Income-$6,220
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$120,861
Liabilities
$59,206
Net assets
$61,655
Revenue
$125,241
Expenses
$131,461
Net income
-$6,220
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.21$0.59$0.62$1.25$1.31$0.06
2024Detailed filing. Detailed filing data is available for this year.$1.38$0.70$0.68$1.21$1.31$0.10
2023Detailed filing. Detailed filing data is available for this year.$1.56$0.81$0.74$1.18$1.41$0.23
2022Detailed filing. Detailed filing data is available for this year.$1.87$0.90$0.98$1.22$1.11$0.11
2021Detailed filing. Detailed filing data is available for this year.$2.34$1.48$0.87$1.13$1.17$0.04
2020Detailed filing. Detailed filing data is available for this year.$2.02$1.09$0.93$0.81$0.86$0.05
2019Detailed filing. Detailed filing data is available for this year.$1.53$0.56$0.98$1.23$1.27$0.04
2018Detailed filing. Detailed filing data is available for this year.$1.59$0.57$1.02$1.28$2.32$1.04
2017Detailed filing. Detailed filing data is available for this year.$2.06$2.06$1.89$1.55$0.33
2016Detailed filing. Detailed filing data is available for this year.$1.72$1.72$1.57$1.06$0.51
2015Detailed filing. Detailed filing data is available for this year.$1.64$0.43$1.21$1.12$0.98$0.15
2014Summary only. Only limited summary data is available for this year.$1.55$0.49$0.89$0.92$0.03
2013Summary only. Only limited summary data is available for this year.$1.62$0.53$0.91$0.91$0.00
2012Summary only. Only limited summary data is available for this year.$1.65$0.56$0.89$0.87$0.02
2011Summary only. Only limited summary data is available for this year.$1.63$0.56$0.88$0.83$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 21, 2026
Return Version
2025v4.0
Gross Receipts
$125,241
Mission and Program Overview

Mission

Operate and maintain swimming pool and swim club

Program Services

DescriptionGrantsExpenses
SALARIES AND EMPLOYEE BENEFITS FOR POOL MANAGERS AND LIFEGUARDS-$67,795
OCCUPANCY/OVERHEAD FOR MAINTAINING THE SWIM CLUB - E.G. WATER TESTING, PROPERTY TAXES, INSURANCE, CHEMICALS, UTILITIES, REPAIRS & MAINTENANCE, TRASH DISPOSAL, ETC.-$35,684
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
BRIAN STANKERPresidentPT$0--
DANIEL SMITHTreasurerPT$0--
SUZANNE SMITHSecretaryPT$0--
JASON BERKSTrusteePT$0--
DUSTIN CARNEYTrusteePT$0--
KEN GLASSERTrusteePT$0--
CHRISTY HELBACHTrusteePT$0--
SAM WHEATONTrusteePT$0--
Filing and Contact Details

Filer

Filer Name
Elmer Swim Club Inc
EIN
21-0728718
Phone
8563586861
Address
PO Box 133 39 Garrison Road, Elmer, NJ 08318

Signing Officer

Name
Daniel Smith
Title
Treasurer
Phone
8564579210
Signed
2026-02-21
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Description;Amount^BANK FEES;2954|MEMBER ENTERTAINMENT;4205|INSURANCE;10883|SUPPLIES;1817|SWIM TEAM;5347^Total;25206^”

Form 990-EZ, Part I, Line 20

“Description;Amount^IRS PENALTY;-15^Total;-15^”

Form 990-EZ, Part II, Line 24

“Description;EOY Amount^PAYROLL TAX HOLDING ACCOUNT;363^Total;363^”

Form 990-EZ, Part II, Line 26

“Description;EOY Amount^MORTGAGE PAYABLE;17981|EIDL PAYABLE;40862|PAYROLL TAX PAYABLE;363^Total;59206^”

Raw XML Appendix154 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0DANIEL SMITH
IRS990EZ/BooksInCareOfDetail/PhoneNum08563586861
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 133 39 Garrison Road
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Elmer
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd008318
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt030770
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt013734
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-6220
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02777
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0137810
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0120861
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0125241
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt0107040
IRS990EZ/LandAndBuildingsGrp/EOYAmt0106764
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt087855
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt067890
IRS990EZ/NetAssetsOrFundBalancesEOYAmt061655
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt067890
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt061655
IRS990EZ/OccupancyRentUtltsAndMaintAmt035683
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt08
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt18
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt28
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt38
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt48
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt58
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt68
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt78
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0BRIAN STANKER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DANIEL SMITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SUZANNE SMITH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JASON BERKS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DUSTIN CARNEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5KEN GLASSER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6CHRISTY HELBACH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7SAM WHEATON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0363
IRS990EZ/OtherChangesInNetAssetsAmt0-15
IRS990EZ/OtherExpensesTotalAmt025206
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0OPERATE AND MAINTAIN SWIMMING POOL AND SWIM CLUB
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt037386
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SALARIES AND EMPLOYEE BENEFITS FOR POOL MANAGERS AND LIFEGUARDS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1OCCUPANCY/OVERHEAD FOR MAINTAINING THE SWIM CLUB - E.G. WATER TESTING, PROPERTY TAXES, INSURANCE, CHEMICALS, UTILITIES, REPAIRS & MAINTENANCE, TRASH DISPOSAL, ETC.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt067795
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt135684
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt067795
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NJ
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt069920
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt059206
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0131461
IRS990EZ/TotalProgramServiceExpensesAmt0103479
IRS990EZ/TotalRevenueAmt0125241
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.elmerswimclub.com
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^BANK FEES;2954|MEMBER ENTERTAINMENT;4205|INSURANCE;10883|SUPPLIES;1817|SWIM TEAM;5347^Total;25206^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;Amount^IRS PENALTY;-15^Total;-15^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description;EOY Amount^PAYROLL TAX HOLDING ACCOUNT;363^Total;363^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Description;EOY Amount^MORTGAGE PAYABLE;17981|EIDL PAYABLE;40862|PAYROLL TAX PAYABLE;363^Total;59206^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Daniel Smith
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum08564579210
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ELMER SWIM CLUB INC
ReturnHeader/Filer/BusinessNameControlTxt0ELME
ReturnHeader/Filer/EIN0210728718
ReturnHeader/Filer/PhoneNum08563586861
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 133 39 Garrison Road
ReturnHeader/Filer/USAddress/CityNm0Elmer
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008318
ReturnHeader/ReturnTs02026-02-21T08:12:01-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.