Civic Intelligence

Cape May County Chamber of Commerce

EIN 21-0698652 • 501(c)6 • Cape May Court House, NJ

Profile

Chamber of commerce to promote businesses located in cape may county, new jersey

PO Box 74Cape May Court House, NJ 08210-0074

capemaycountychamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

92nd percentile

0.63x

Higher debt load relative to assets than 92% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

94th percentile

0.67x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Net Margin

19th percentile

-8.6%

Higher net margin than 19% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

19th percentile

-9.6%

Faster asset growth than 19% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2025

Revenue Growth

38th percentile

1.3%

Faster revenue growth than 38% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Down

$744,833

Down $71,898 (-8.8%) from 2024

Liabilities

Down

$468,784

Down $11,530 (-2.4%) from 2024

Net Assets

Down

$276,049

Down $60,368 (-18%) from 2024

Operations
Liabilities / Revenue94th percentileNet Margin19th percentile

Revenue

Up

$698,148

Up $67,221 (+11%) from 2024

Expenses

Up

$758,516

Up $38,929 (+5.4%) from 2024

Net Income

Up

-$60,368

Up $28,292 (+32%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth19th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2011: $310,089Liabilities 2011: $169,403Net Assets 2011: $140,6862011Assets 2012: $295,017Liabilities 2012: $152,347Net Assets 2012: $142,6702012Assets 2013: $296,926Liabilities 2013: $143,259Net Assets 2013: $153,6672013Assets 2014: $294,102Liabilities 2014: $118,684Net Assets 2014: $175,4182014Assets 2015: $271,802Liabilities 2015: $114,951Net Assets 2015: $156,8512015Assets 2016: $310,195Liabilities 2016: $145,922Net Assets 2016: $164,2732016Assets 2017: $308,617Liabilities 2017: $160,543Net Assets 2017: $148,0742017Assets 2018: $334,260Liabilities 2018: $157,915Net Assets 2018: $176,3452018Assets 2019: $354,297Liabilities 2019: $157,177Net Assets 2019: $197,1202019Assets 2020: $450,815Liabilities 2020: $238,673Net Assets 2020: $212,1422020Assets 2021: $931,164Liabilities 2021: $422,664Net Assets 2021: $508,5002021Assets 2022: $942,992Liabilities 2022: $480,685Net Assets 2022: $462,3072022Assets 2023: $911,314Liabilities 2023: $479,827Net Assets 2023: $431,4872023Assets 2024: $816,731Liabilities 2024: $480,314Net Assets 2024: $336,4172024Assets 2025: $744,833Liabilities 2025: $468,784Net Assets 2025: $276,0492025

Highlighted filing

2025

Assets$744,833
Liabilities$468,784
Net Assets$276,049
Open 2025 Filing

Operations Trend

Revenue Growth38th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $620,010Expenses 2011: $620,851Net Income 2011: -$8412011Revenue 2012: $621,356Expenses 2012: $619,373Net Income 2012: $1,9832012Revenue 2013: $643,184Expenses 2013: $632,187Net Income 2013: $10,9972013Revenue 2014: $662,653Expenses 2014: $640,902Net Income 2014: $21,7512014Revenue 2015: $626,982Expenses 2015: $645,549Net Income 2015: -$18,5672015Revenue 2016: $640,898Expenses 2016: $633,476Net Income 2016: $7,4222016Revenue 2017: $638,677Expenses 2017: $654,876Net Income 2017: -$16,1992017Revenue 2018: $698,664Expenses 2018: $670,392Net Income 2018: $28,2722018Revenue 2019: $686,581Expenses 2019: $665,806Net Income 2019: $20,7752019Revenue 2020: $631,292Expenses 2020: $616,270Net Income 2020: $15,0222020Revenue 2021: $802,009Expenses 2021: $505,651Net Income 2021: $296,3582021Revenue 2022: $692,910Expenses 2022: $739,103Net Income 2022: -$46,1932022Revenue 2023: $680,549Expenses 2023: $711,369Net Income 2023: -$30,8202023Revenue 2024: $630,927Expenses 2024: $719,587Net Income 2024: -$88,6602024Revenue 2025: $698,148Expenses 2025: $758,516Net Income 2025: -$60,3682025

Highlighted filing

2025

Revenue$698,148
Expenses$758,516
Net Income-$60,368
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$744,833
Liabilities
$468,784
Net assets
$276,049
Revenue
$698,148
Expenses
$758,516
Net income
-$60,368
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$7.45$4.69$2.76$6.98$7.59$0.60
2024Detailed filing. Detailed filing data is available for this year.$8.17$4.80$3.36$6.31$7.20$0.89
2023Detailed filing. Detailed filing data is available for this year.$9.11$4.80$4.31$6.81$7.11$0.31
2022Detailed filing. Detailed filing data is available for this year.$9.43$4.81$4.62$6.93$7.39$0.46
2021Detailed filing. Detailed filing data is available for this year.$9.31$4.23$5.09$8.02$5.06$2.96
2020Detailed filing. Detailed filing data is available for this year.$4.51$2.39$2.12$6.31$6.16$0.15
2019Detailed filing. Detailed filing data is available for this year.$3.54$1.57$1.97$6.87$6.66$0.21
2018Detailed filing. Detailed filing data is available for this year.$3.34$1.58$1.76$6.99$6.70$0.28
2017Summary only. Only limited summary data is available for this year.$3.09$1.61$1.48$6.39$6.55$0.16
2016Summary only. Only limited summary data is available for this year.$3.10$1.46$1.64$6.41$6.33$0.07
2015Summary only. Only limited summary data is available for this year.$2.72$1.15$1.57$6.27$6.46$0.19
2014Summary only. Only limited summary data is available for this year.$2.94$1.19$1.75$6.63$6.41$0.22
2013Summary only. Only limited summary data is available for this year.$2.97$1.43$1.54$6.43$6.32$0.11
2012Summary only. Only limited summary data is available for this year.$2.95$1.52$1.43$6.21$6.19$0.02
2011Summary only. Only limited summary data is available for this year.$3.10$1.69$1.41$6.20$6.21$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Nov 17, 2025
Return Version
2024v5.0
Gross Receipts
$698,148
Mission and Program Overview

Mission

CHAMBER OF COMMERCE

Chamber of commerce to promote businesses located in cape may county, new jersey

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$581,778$565,261▼ $16,517
Savings and Temporary Cash Investments$133,807$116,479▼ $17,328
Investments Other Securities$52,002$27,468▼ $24,534
Intangible Assets$25,564$24,839▼ $725
Cash and Non-Interest-Bearing Accounts$21,187$10,486▼ $10,701
Accounts Receivable$327--
Prepaid Expenses and Deferred Charges$2,066$300▼ $1,766
Total Assets$816,731$744,833▼ $71,898
Liabilities
Mortgage Notes Payable Secured by Investment Property$376,665$370,189▼ $6,476
Deferred Revenue$84,454$86,368▲ $1,914
Accounts Payable and Accrued Expenses$11,458$10,103▼ $1,355
Other Liabilities$7,737$2,124▼ $5,613
Total Liabilities$480,314$468,784▼ $11,530
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$336,417$276,049▼ $60,368
Total Net Assets Fund Balance$336,417$276,049▼ $60,368
Total Liabilities and Net Assets / Fund Balance$816,731$744,833▼ $71,898

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$565,261$189,604$754,865
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Eli MassoodChair
Alicia PearsonDirector
Carolyn ZumpinoDirector
Chris MooneyDirector
Christa LinningtonDirector
Denise SchutterDirector
Diane WielandDirector
Dr Susan Adelizzi SchmidtDirector
Eliza LotozoDirector
Greg SykoraDirector
Jacob HofferDirector
Jennifer ShiversDirector
Jim RidgwayDirector
Jim RutalaDirector
Joe ClearyDirector
Katie FeldettaDirector
Ken JenkinsDirector
Keyta FrucelliDirector
Krista McconnellDirector
Louis BezichDirector
MARIFRANCES O'NEILLDirector
Marcia McculleyDirector
Marry Ann GinnDirector
Peter MoranoDirector
Ron SulpiziDirector
Steve HunterDirector
Tracey MartinDirector
William WhesperDirector
Denise WieandDirector at
Doug BurkeDirector at
Scott Turner1st Vice CHA
Stephanie Thomas2nd Vice CHA
Louis DelollisChamber Soli
Elizabeth HulittSecretary
Michael McmahonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$23,815
Program Service Revenue
$640,573
Investment Income
$2,857
Other Revenue
$30,903
All Other Contributions
$9,940
Change in Net Assets
$-60,368
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$394,815
Salaries, Compensation, and Employee Benefits$363,701
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$296,765--$296,765
Occupancy$71,588--$71,588
Conferences and Meetings$45,070--$45,070
Other Employee Benefits$33,098--$33,098
Fees for Services Accounting$27,500--$27,500
Payroll Taxes$25,875--$25,875
All Other Expenses$24,670--$24,670
Depreciation Depletion$19,999--$19,999
Interest$18,169--$18,169
Travel$11,743--$11,743
Insurance$8,570--$8,570
Other Expenses$8,030--$8,030
Pension Plan Contributions$7,963--$7,963
Advertising$1,289--$1,289
Total Functional Expenses$758,516$0$0$758,516
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Taxes Payable$1,078
Other Liabilities$1,046
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 2

“Elias a massood elias massood director treasurer father - son”

Form 990, Page 6, Part VI, Line 11B

“Review by finance committee prior to filing”

Form 990, Page 6, Part VI, Line 15A

“REVIEW ANNUALLY BY BOARD”

Form 990, Page 6, Part VI, Line 19

“Upon request at the chamber”

Filing and Contact Details

Filer

Filer Name
Cape May County Chamber of Commerce
EIN
21-0698652
Phone
6094657181
Address
PO BOX 74, CAPE MAY COURT HOUSE, NJ 08210-0074

Signing Officer

Name
Eli Massood
Title
Chair
Phone
6094657181
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Eli Massood
Formed
1954
Legal Domicile
Nj
Voting Board Members
36
Independent Board Members
36
Employees
7
Volunteers
36

Preparer

Firm
Fitzpatrick Bongiovanni & Kelly Pc
Address
401 NEW RD STE 102, LINWOOD, NJ 08221
Preparer
Robert J Kelly Jr
Phone
6096530110
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