Civic Intelligence

New Jersey Blind Citizens Associati on Inc.

990 • Fiscal year 2017 • EIN 21-0689538

Jan 01, 2017 to Dec 31, 2017 • Filed on May 29, 2018

18 Burlington AvenueLeonardo, NJ 07737

(732) 291-0878

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

42nd percentile

0.02x

Higher debt load relative to assets than 42% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Liabilities / Revenue

61st percentile

0.07x

Higher debt load relative to revenue than 61% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Net Margin

9th percentile

-30%

Higher net margin than 9% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Top Officer Pay

57th percentile

$30,000

Higher top officer pay than 57% of similar nonprofits.

Top officer pay equals 26.4% of source-year revenue.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2017

Asset Growth

26th percentile

-4.0%

Faster asset growth than 26% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Revenue Growth

3rd percentile

-59%

Faster revenue growth than 3% of similar nonprofits.

2017 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Assets

Down

$511,775

Down $21,465 (-4.0%) from 2016

Net Assets

Down

$503,350

Down $13,068 (-2.5%) from 2016

Liabilities

Down

$8,425

Down $8,397 (-50%) from 2016

Revenue

Down

$113,786

Down $164,508 (-59%) from 2016

Expenses

Up

$147,970

Up $2,731 (+1.9%) from 2016

Net Income

Down

-$34,184

Down $167,239 (-126%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $455,274Liabilities 2010: $4,030Net Assets 2010: $451,2442010Assets 2011: $389,978Liabilities 2011: $10,000Net Assets 2011: $379,9782011Assets 2012: $375,636Liabilities 2012: $334Net Assets 2012: $375,3022012Assets 2013: $391,117Liabilities 2013: $2,654Net Assets 2013: $388,4632013Assets 2014: $404,870Liabilities 2014: $34,784Net Assets 2014: $370,0862014Assets 2015: $398,682Liabilities 2015: $28,287Net Assets 2015: $370,3952015Assets 2016: $533,240Liabilities 2016: $16,822Net Assets 2016: $516,4182016Assets 2017: $511,775Liabilities 2017: $8,425Net Assets 2017: $503,3502017Assets 2018: $466,409Liabilities 2018: $1,294Net Assets 2018: $465,1152018Assets 2019: $509,840Liabilities 2019: $1,332Net Assets 2019: $508,5082019Assets 2020: $446,775Liabilities 2020: $142Net Assets 2020: $446,6332020Assets 2021: $376,732Liabilities 2021: $433Net Assets 2021: $376,2992021Assets 2022: $247,734Liabilities 2022: $0Net Assets 2022: $247,7342022Assets 2023: $196,683Liabilities 2023: $5,886Net Assets 2023: $190,7972023Assets 2024: $127,847Liabilities 2024: $5,261Net Assets 2024: $122,5862024

Highlighted filing

2017

Assets$511,775
Liabilities$8,425
Net Assets$503,350

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100K-$200KExpenses 2010: $266,3442010Expenses 2011: $240,1612011Expenses 2012: $162,1952012Revenue 2013: $141,369Expenses 2013: $130,651Net Income 2013: $10,7182013Revenue 2014: $131,029Expenses 2014: $153,149Net Income 2014: -$22,1202014Revenue 2015: $165,970Expenses 2015: $162,069Net Income 2015: $3,9012015Revenue 2016: $278,294Expenses 2016: $145,239Net Income 2016: $133,0552016Revenue 2017: $113,786Expenses 2017: $147,970Net Income 2017: -$34,1842017Revenue 2018: $117,687Expenses 2018: $135,261Net Income 2018: -$17,5742018Revenue 2019: $159,613Expenses 2019: $133,302Net Income 2019: $26,3112019Revenue 2020: $40,852Expenses 2020: $106,974Net Income 2020: -$66,1222020Revenue 2021: $61,782Expenses 2021: $121,886Net Income 2021: -$60,1042021Revenue 2022: $103,217Expenses 2022: $213,104Net Income 2022: -$109,8872022Revenue 2023: $158,678Expenses 2023: $244,027Net Income 2023: -$85,3492023Revenue 2024: $121,377Expenses 2024: $198,157Net Income 2024: -$76,7802024

Highlighted filing

2017

Revenue$113,786
Expenses$147,970
Net Income-$34,184
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 29, 2018
Return Version
2017v2.3
Gross Receipts
$175,584
Mission and Program Overview

Mission

To enhance the quality of life for the blind and visually impaired through education, socialization and fostering an environment of hope and purpose.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$352,553$358,689▲ $6,136
Land, Buildings, and Equipment, Net$91,479$111,202▲ $19,723
Cash and Non-Interest-Bearing Accounts$86,510$39,242▼ $47,268
Prepaid Expenses and Deferred Charges$2,698$2,642▼ $56
Total Assets$533,240$511,775▼ $21,465
Liabilities
Mortgage Notes Payable Secured by Investment Property$16,060$7,651▼ $8,409
Accounts Payable and Accrued Expenses$762$774▲ $12
Total Liabilities$16,822$8,425▼ $8,397
Net Assets / Fund Balance
Unrestricted Net Assets$516,418$503,350▼ $13,068
Total Net Assets Fund Balance$516,418$503,350▼ $13,068
Total Liabilities and Net Assets / Fund Balance$533,240$511,775▼ $21,465

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$111,202$354,372-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Stacey StefanskiExecutive DiFT$30,000$30,000

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$102,529
Program Service Revenue
$0
Investment Income
$11,257
Other Revenue
$0
All Other Contributions
$81,764
Change in Net Assets
$-34,184

Audited Revenue Reconciliation

Revenue per Audited Statements
$113,786
Total Revenue per Audited Statements
$113,786
Total Revenue per Form 990
$113,786
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$89,229
Salaries, Compensation, and Employee Benefits$58,741
Total Fundraising Expense$23,815
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$12,000$6,000$12,000$30,000
Other Salaries and Wages$5,687$8,589$8,589$22,865
Depreciation Depletion$17,436$800-$18,236
Insurance$10,002$2,501-$12,503
Fees for Services Accounting-$10,815-$10,815
All Other Expenses$7,229$2,585$938$10,752
Payroll Taxes$1,966$1,622$2,288$5,876
Other Expenses$4,215$4,196-$4,196
Travel$4,078--$4,078
Office Expenses-$2,041-$2,041
Interest-$551-$551
Total Functional Expenses$73,647$50,508$23,815$147,970

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$147,970
Total Expenses per Audited Statements$147,970
Total Expenses per Form 990$147,970
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$1,690
Fundraising Gross Income$1,690
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Gift Auction$20,246$1,590$1,590$0
Total Events$20,246$1,590$1,590-
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 7A

New members are recruited and voted upon by the current board of directors in accordance with the constitution of the organization

Form 990, Page 6, Part VI, Line 11B

Form 990 is provided to the board for review. Once approved, the electronic approval is signed and given to the accountant for electronic filing of the return.

Form 990, Page 6, Part VI, Line 15A

Salaries are reviewed and approved by the board of directors

Form 990, Page 6, Part VI, Line 15B

Salaries are reviewed and approved by the board of directors

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
NEW JERSEY BLIND CITIZEN'S ASSOC
EIN
21-0689538
Phone
7322910878
Address
18 BURLINGTON AVENUE, LEONARDO, NJ 07737

Signing Officer

Name
Stacey Stefanski
Title
Executive Director
Phone
7322910878
Signed
2018-05-29
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stacey Stefanski
Formed
1917
Legal Domicile
Nj
Voting Board Members
8
Independent Board Members
8
Employees
3

Preparer

Firm
Golda & Golda LLC
Address
PO BOX 206 220 MONMOUTH ROAD, OAKHURST, NJ 07755
Preparer
William a Golda
Phone
7325314100
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Unrealized gain on securites 21,116

Raw XML Appendix393 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/PublicSupportCY170Pct00.91230
IRS990ScheduleA/PublicSupportPY170Pct00.91900
IRS990ScheduleA/PublicSupportTotal170Amt0723595
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0102529
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0253476
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0140757
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0101297
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0125536
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0723595
IRS990ScheduleA/TotalSupportAmt0793121
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus4YearsAmt01163
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt01163
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/ExpensesSubtotalAmt0147970
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0111202
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0354372
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt0465574
IRS990ScheduleD/RevenueSubtotalAmt0113786
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0111202
IRS990ScheduleD/TotalExpensesPerForm990Amt0147970
IRS990ScheduleD/TotalRevenuePerForm990Amt0113786
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0113786
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0147970
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt018656
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt018656
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt01590
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0GIFT AUCTION
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt020246
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt020246
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt01590
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt01590
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt01590
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt01590
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NEW MEMBERS ARE RECRUITED AND VOTED UPON BY THE CURRENT BOARD OF DIRECTORS IN ACCORDANCE WITH THE CONSTITUTION OF THE ORGANIZATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990 IS PROVIDED TO THE BOARD FOR REVIEW. ONCE APPROVED, THE ELECTRONIC APPROVAL IS SIGNED AND GIVEN TO THE ACCOUNTANT FOR ELECTRONIC FILING OF THE RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SALARIES ARE REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3SALARIES ARE REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5UNREALIZED GAIN ON SECURITES 21,116
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART XI, LINE 9
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NJ
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0533240
IRS990/TotalAssetsEOYAmt0511775
IRS990/TotalAssetsGrp/BOYAmt0533240
IRS990/TotalAssetsGrp/EOYAmt0511775
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0102529
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt023815
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt050508
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt073647
IRS990/TotalFunctionalExpensesGrp/TotalAmt0147970
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt016822
IRS990/TotalLiabilitiesEOYAmt08425
IRS990/TotalLiabilitiesGrp/BOYAmt016822
IRS990/TotalLiabilitiesGrp/EOYAmt08425
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0516418
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0503350
IRS990/TotalProgramServiceExpensesAmt073647
IRS990/TotalReportableCompFromOrgAmt030000
IRS990/TotalRevenueGrp/ExclusionAmt015503
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0-4246
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0113786
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0533240
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0511775
IRS990/TravelGrp/ProgramServicesAmt04078
IRS990/TravelGrp/TotalAmt04078
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0516418
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0503350
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt018 BURLINGTON AVENUE
IRS990/USAddress/CityNm0LEONARDO
IRS990/USAddress/StateAbbreviationCd0NJ
IRS990/USAddress/ZIPCd007737
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0WWW.NJBCA.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0STACEY STEFANSKI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum07322910878
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-05-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NEW JERSEY BLIND CITIZEN'S ASSOC
ReturnHeader/Filer/BusinessNameControlTxt0NEWJ
ReturnHeader/Filer/EIN0210689538
ReturnHeader/Filer/PhoneNum07322910878
ReturnHeader/Filer/USAddress/AddressLine1Txt018 BURLINGTON AVENUE
ReturnHeader/Filer/USAddress/CityNm0LEONARDO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007737
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0A4920582CF2FC447BD5FC22410F70A8C9A3884F7
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0A4920582CF2FC447BD5FC22410F70A8C9A3884F7
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt069.115.207.29
ReturnHeader/FilingSecurityInformation/IPDt02018-06-19
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm011:32:37
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0463182664
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GOLDA & GOLDA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0PO BOX 206 220 MONMOUTH ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OAKHURST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007755
ReturnHeader/PreparerPersonGrp/PhoneNum07325314100
ReturnHeader/PreparerPersonGrp/PreparationDt02018-06-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WILLIAM A GOLDA
ReturnHeader/ReturnTs02018-06-19T12:32:37-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.28$0.05$1.23$1.21$1.98$0.77
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.97$0.06$1.91$1.59$2.44$0.85
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.48$0.00$2.48$1.03$2.13$1.10
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.77$0.00$3.76$0.62$1.22$0.60
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.47$0.00$4.47$0.41$1.07$0.66
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.10$0.01$5.09$1.60$1.33$0.26
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.66$0.01$4.65$1.18$1.35$0.18
2017Detailed filing. Detailed filing data is available for this year.$5.12$0.08$5.03$1.14$1.48$0.34
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.33$0.17$5.16$2.78$1.45$1.33
2015Detailed filing. Detailed filing data is available for this year.$3.99$0.28$3.70$1.66$1.62$0.04
2014Detailed filing. Detailed filing data is available for this year.$4.05$0.35$3.70$1.31$1.53$0.22
2013Detailed filing. Detailed filing data is available for this year.$3.91$0.03$3.88$1.41$1.31$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.76$0.00$3.75$1.62
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.90$0.10$3.80$2.40
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.55$0.04$4.51$2.66