Civic Intelligence

Monmouth County Postal Employees Credit Union

EIN 21-0649618 • 501(c)14 • Red Bank, NJ

Profile

To provide financial stability and thrift to its members.

171 Broad StreetRed Bank, NJ 07701

www.monmouthpostalcu.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

27th percentile

0.81x

Higher debt load relative to assets than 27% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

91st percentile

28.51x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

18th percentile

-8.7%

Higher net margin than 18% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

75th percentile

$104,268

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 15.6% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Asset Growth

62nd percentile

1.7%

Faster asset growth than 62% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

99th percentile

50%

Faster revenue growth than 99% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets27th percentile

Assets

Down

$23,556,859

Down $1,199,814 (-4.8%) from 2022

Liabilities

Down

$19,025,997

Down $1,014,423 (-5.1%) from 2022

Net Assets

Down

$4,530,862

Down $185,391 (-3.9%) from 2022

Operations
Liabilities / Revenue91st percentileNet Margin18th percentile

Revenue

Up

$667,235

Up $281,015 (+73%) from 2022

Expenses

Up

$725,303

Up $269,903 (+59%) from 2022

Net Income

Up

-$58,068

Up $11,112 (+16%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth62nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2011: $26,445,083Liabilities 2011: $21,720,938Net Assets 2011: $4,724,1452011Assets 2012: $26,964,387Liabilities 2012: $22,309,975Net Assets 2012: $4,654,4122012Assets 2013: $26,981,244Liabilities 2013: $22,279,620Net Assets 2013: $4,701,6242013Assets 2014: $25,647,524Liabilities 2014: $20,920,354Net Assets 2014: $4,727,1702014Assets 2015: $25,716,954Liabilities 2015: $21,002,664Net Assets 2015: $4,714,2902015Assets 2016: $25,711,658Liabilities 2016: $20,991,549Net Assets 2016: $4,720,1092016Assets 2018: $26,375,068Liabilities 2018: $21,623,100Net Assets 2018: $4,751,9682018Assets 2019: $25,059,070Liabilities 2019: $20,321,327Net Assets 2019: $4,737,7432019Assets 2020: $24,460,814Liabilities 2020: $19,741,399Net Assets 2020: $4,719,4152020Assets 2021: $26,263,016Liabilities 2021: $21,456,403Net Assets 2021: $4,806,6132021Assets 2022: $24,756,673Liabilities 2022: $20,040,420Net Assets 2022: $4,716,2532022Assets 2024: $23,556,859Liabilities 2024: $19,025,997Net Assets 2024: $4,530,8622024

Highlighted filing

2024

Assets$23,556,859
Liabilities$19,025,997
Net Assets$4,530,862
Open 2024 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2011: $794,5052011Expenses 2012: $745,4262012Revenue 2013: $596,040Expenses 2013: $545,597Net Income 2013: $50,4432013Revenue 2014: $550,447Expenses 2014: $527,280Net Income 2014: $23,1672014Revenue 2015: $504,674Expenses 2015: $515,598Net Income 2015: -$10,9242015Revenue 2016: $535,216Expenses 2016: $528,039Net Income 2016: $7,1772016Revenue 2018: $647,210Expenses 2018: $628,260Net Income 2018: $18,9502018Revenue 2019: $711,150Expenses 2019: $728,069Net Income 2019: -$16,9192019Revenue 2020: $567,446Expenses 2020: $585,910Net Income 2020: -$18,4642020Revenue 2021: $587,734Expenses 2021: $496,238Net Income 2021: $91,4962021Revenue 2022: $386,220Expenses 2022: $455,400Net Income 2022: -$69,1802022Revenue 2024: $667,235Expenses 2024: $725,303Net Income 2024: -$58,0682024

Highlighted filing

2024

Revenue$667,235
Expenses$725,303
Net Income-$58,068
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$23,556,859
Liabilities
$19,025,997
Net assets
$4,530,862
Revenue
$667,235
Expenses
$725,303
Net income
-$58,068
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.6$19.0$4.53$0.67$0.73$0.06
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.8$20.0$4.72$0.39$0.46$0.07
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.3$21.5$4.81$0.59$0.50$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.5$19.7$4.72$0.57$0.59$0.02
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.1$20.3$4.74$0.71$0.73$0.02
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$26.4$21.6$4.75$0.65$0.63$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.7$21.0$4.72$0.54$0.53$0.01
2015Detailed filing. Detailed filing data is available for this year.$25.7$21.0$4.71$0.50$0.52$0.01
2014Detailed filing. Detailed filing data is available for this year.$25.6$20.9$4.73$0.55$0.53$0.02
2013Detailed filing. Detailed filing data is available for this year.$27.0$22.3$4.70$0.60$0.55$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$27.0$22.3$4.65$0.75
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$26.4$21.7$4.72$0.79
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 9, 2025
Return Version
2024v5.1
Gross Receipts
$667,235
Mission and Program Overview

Mission

To provide financial stability and thrift to its members.

The credit union's purpose is to promote thrift among its membership. The credit union provides a wide range of financial services in order to assist members in achieving their financial goals and stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$10,752,522$11,233,522▲ $481,000
Investments in Publicly Traded Securities$7,426,870$6,988,308▼ $438,562
Rtn Earn Endowment Incm Other Fnds$4,582,492$4,530,862▼ $51,630
Other Notes and Loans Receivable, Net$3,542,092$3,259,625▼ $282,467
Cash and Non-Interest-Bearing Accounts$1,069,976$1,694,474▲ $624,498
Land, Buildings, and Equipment, Net$142,155$126,651▼ $15,504
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$23,174,344$23,556,859▲ $382,515
Other Assets Total$240,729$254,279▲ $13,550
Liabilities
Other Liabilities$18,586,278$19,024,116▲ $437,838
Accounts Payable and Accrued Expenses$5,574$1,881▼ $3,693
Total Liabilities$18,591,852$19,025,997▲ $434,145
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,582,492$4,530,862▼ $51,630
Total Liabilities and Net Assets / Fund Balance$23,174,344$23,556,859▲ $382,515

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$0--
Other Land Buildings$0-$0
Equipment$0$6,918-
Leasehold Improvements$126,651$96,450-
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Catherine CostaManager/CEOFT$104,268$104,268

Board Members and Trustees

NameTitle
Eileen RubanoChairperson
Joseph DuganVice Chairman
Jonathan KofskyBoard of Directors
Phillip CostaBoard of Directors
Alan LinsanganSecretary
James MaidaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$17,114
Investment Income
$650,121
Other Revenue
$0
Change in Net Assets
$-58,068

Audited Revenue Reconciliation

Revenue per Audited Statements
$667,235
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$667,235
Total Revenue per Form 990
$667,235
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$548,003
Salaries, Compensation, and Employee Benefits$177,300
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Interest$269,298--$269,298
Office Expenses$125,388--$125,388
Current Officers, Directors, Trustees, and Key Employees$97,486--$97,486
Information Technology$76,803--$76,803
Other Salaries and Wages$58,876--$58,876
Depreciation Depletion---$15,504
Payroll Taxes$13,344--$13,344
Other Employee Benefits$7,594--$7,594
Other Expenses$7,041--$7,041
All Other Expenses$6,891--$6,891
Fees for Services Legal$5,478--$5,478
Travel$2,516--$2,516
Total Functional Expenses$709,799$0$0$725,303

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$725,303
Total Expenses per Audited Statements$725,303
Total Expenses per Form 990$725,303
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
MEMBERS' SHARE AND SAVINGS ACCOUNTS$19,024,116
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“A board member and the manager/ceo are related by marriage”

Form 990, Part VI, Section A, Line 6

“The credit union is a membership based organization”

Form 990, Part VI, Section A, Line 7A

“The organization holds annual elections for membership to elect a board of directors.”

Form 990, Part VI, Section A, Line 7B

“Under certain circumstances the board of directors requires a vote of its members.”

Form 990, Part VI, Section B, Line 11B

“A copy of form 990 was submitted to the board for approval. Once it was approved the return was finalized.”

Form 990, Part VI, Section B, Line 12C

“The organization provides its employees and board with the written policy for review each year.”

Form 990, Part VI, Section B, Line 15A

“The board of directors approves employee compensation”

Form 990, Part VI, Section C, Line 19

“Organization makes its governing documents and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Monmouth County Postal Employees
EIN
21-0649618
Phone
7322190009
Address
171 BROAD STREET, RED BANK, NJ 07701

Signing Officer

Name
Cathy Costa
Title
Office Manager
Phone
7322190009
Signed
2025-06-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cathy Costa
Formed
1928
Legal Domicile
Nj
Voting Board Members
6
Independent Board Members
6
Employees
3
Volunteers
9

Preparer

Firm
The Curchin Group LLC
Address
200 SCHULZ DR STE 400, RED BANK, NJ 07701-6745
Preparer
Robert Fouratt
Phone
7327470500
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“The credit union follows the accounting guidance for uncertain income tax positions, which clarifies the accounting and recognition for tax positions taken or expected to be taken in its income tax returns. The credit union's tax positions are subject to audit by various taxing authorities. In evaluating the credit union's tax position, the credit union believes that they are appropriate based on current facts and circumstances. Management has determined that there are no unrecognized tax benefits that will significantly increase or decrease over the next twelve months, nor has the credit union incurred any interest or penalties related to income tax expense during the years ended december 31, 2024 and 2023. The credit union has not been notified that the internal revenue service has selected any returns for examination.”

Raw XML Appendix373 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
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IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01881
IRS990/ActivitiesConductedPrtshpInd00
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IRS990/BooksInCareOfDetail/PhoneNum07322190009
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0171 BROAD STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0RED BANK
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990/BooksInCareOfDetail/USAddress/ZIPCd007701
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IRS990/CashNonInterestBearingGrp/BOYAmt01069976
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IRS990/CompensationFromOtherSrcsInd00
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IRS990/ConservationEasementsInd00
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IRS990/CYTotalExpensesAmt0725303
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IRS990/CYTotalRevenueAmt0667235
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IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt015504
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IRS990/ForeignFinancialAccountInd00
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
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IRS990/Form990PartVIISectionAGrp/PersonNm1JAMES MAIDA
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
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IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
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IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD OF DIRECTORS
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD OF DIRECTORS
IRS990/Form990PartVIISectionAGrp/TitleTxt6MANAGER/CEO
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IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
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IRS990/OtherExpensesGrp/Desc0OPERATING FEES
IRS990/OtherExpensesGrp/Desc1STATEMENT MAILING
IRS990/OtherExpensesGrp/Desc2BOND INSURANCE
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING COSTS
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IRS990/PartialLiquidationInd00
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0CATHY COSTA
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/Desc0OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt09871
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16443
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010671
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16443
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt0800
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0429282
IRS990/PYOtherExpensesAmt0397853
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt016805
IRS990/PYRevenuesLessExpensesAmt0-141111
IRS990/PYSalariesCompEmpBnftPaidAmt0189345
IRS990/PYTotalExpensesAmt0587198
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0446087
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-58068
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0666435
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04582492
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04530862
IRS990/SavingsAndTempCashInvstGrp/BOYAmt010752522
IRS990/SavingsAndTempCashInvstGrp/EOYAmt011233522
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06918
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt06918
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0725303
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0126651
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt096450
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt0223101
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt019024116
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBERS' SHARE AND SAVINGS ACCOUNTS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0667235
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION FOLLOWS THE ACCOUNTING GUIDANCE FOR UNCERTAIN INCOME TAX POSITIONS, WHICH CLARIFIES THE ACCOUNTING AND RECOGNITION FOR TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN ITS INCOME TAX RETURNS. THE CREDIT UNION'S TAX POSITIONS ARE SUBJECT TO AUDIT BY VARIOUS TAXING AUTHORITIES. IN EVALUATING THE CREDIT UNION'S TAX POSITION, THE CREDIT UNION BELIEVES THAT THEY ARE APPROPRIATE BASED ON CURRENT FACTS AND CIRCUMSTANCES. MANAGEMENT HAS DETERMINED THAT THERE ARE NO UNRECOGNIZED TAX BENEFITS THAT WILL SIGNIFICANTLY INCREASE OR DECREASE OVER THE NEXT TWELVE MONTHS, NOR HAS THE CREDIT UNION INCURRED ANY INTEREST OR PENALTIES RELATED TO INCOME TAX EXPENSE DURING THE YEARS ENDED DECEMBER 31, 2024 AND 2023. THE CREDIT UNION HAS NOT BEEN NOTIFIED THAT THE INTERNAL REVENUE SERVICE HAS SELECTED ANY RETURNS FOR EXAMINATION.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0126651
IRS990ScheduleD/TotalExpensesPerForm990Amt0725303
IRS990ScheduleD/TotalLiabilityAmt019024116
IRS990ScheduleD/TotalRevenuePerForm990Amt0667235
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0667235
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0725303
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A BOARD MEMBER AND THE MANAGER/CEO ARE RELATED BY MARRIAGE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION IS A MEMBERSHIP BASED ORGANIZATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION HOLDS ANNUAL ELECTIONS FOR MEMBERSHIP TO ELECT A BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3UNDER CERTAIN CIRCUMSTANCES THE BOARD OF DIRECTORS REQUIRES A VOTE OF ITS MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4A COPY OF FORM 990 WAS SUBMITTED TO THE BOARD FOR APPROVAL. ONCE IT WAS APPROVED THE RETURN WAS FINALIZED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION PROVIDES ITS EMPLOYEES AND BOARD WITH THE WRITTEN POLICY FOR REVIEW EACH YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS APPROVES EMPLOYEE COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION B, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt023174344
IRS990/TotalAssetsEOYAmt023556859
IRS990/TotalAssetsGrp/BOYAmt023174344
IRS990/TotalAssetsGrp/EOYAmt023556859
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0709799
IRS990/TotalFunctionalExpensesGrp/TotalAmt0725303
IRS990/TotalGrossUBIAmt0800
IRS990/TotalLiabilitiesBOYAmt018591852
IRS990/TotalLiabilitiesEOYAmt019025997
IRS990/TotalLiabilitiesGrp/BOYAmt018591852
IRS990/TotalLiabilitiesGrp/EOYAmt019025997
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04582492
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04530862
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0709799
IRS990/TotalProgramServiceRevenueAmt017114
IRS990/TotalReportableCompFromOrgAmt0104268
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0666435
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0667235
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt0800
IRS990/TotalVolunteersCnt09
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt023174344
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt023556859
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt02516
IRS990/TravelGrp/TotalAmt02516
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0171 BROAD STREET
IRS990/USAddress/CityNm0RED BANK
IRS990/USAddress/StateAbbreviationCd0NJ
IRS990/USAddress/ZIPCd007701
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.MONMOUTHPOSTALCU.ORG
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CATHY COSTA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0OFFICE MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum07322190009
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MONMOUTH COUNTY POSTAL EMPLOYEES
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MONM
ReturnHeader/Filer/EIN0210649618
ReturnHeader/Filer/PhoneNum07322190009
ReturnHeader/Filer/USAddress/AddressLine1Txt0171 BROAD STREET
ReturnHeader/Filer/USAddress/CityNm0RED BANK
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007701
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0611416081
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0THE CURCHIN GROUP LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0200 SCHULZ DR STE 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0RED BANK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0077016745
ReturnHeader/PreparerPersonGrp/PhoneNum07327470500
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ROBERT FOURATT
ReturnHeader/ReturnTs02025-07-10T08:35:03-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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