Civic Intelligence

Monument Cemetery Association

EIN 21-0623252 • 501(c)13 • Beverly, NJ

Beverly, NJ
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.11x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)13 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

94th percentile

0.37x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)13 • <$500k nonprofits • Source year 2025

Net Margin

48th percentile

8.2%

Higher net margin than 48% of similar nonprofits.

501(c)13 • <$500k nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

74th percentile

5.4%

Faster asset growth than 74% of similar nonprofits.

501(c)13 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

68th percentile

21%

Faster revenue growth than 68% of similar nonprofits.

501(c)13 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$338,262

Up $17,201 (+5.4%) from 2024

Liabilities

Up

$37,021

Up $837 (+2.3%) from 2024

Net Assets

Up

$301,241

Up $16,364 (+5.7%) from 2024

Revenue

Up

$100,912

Up $17,702 (+21%) from 2024

Expenses

Up

$92,644

Up $18,394 (+25%) from 2024

Net Income

Down

$8,268

Down $692 (-7.7%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2012: $280,275Liabilities 2012: $14,4312012Assets 2013: $324,909Liabilities 2013: $29,4722013Assets 2014: $319,055Liabilities 2014: $21,9072014Assets 2015: $335,369Liabilities 2015: $29,2802015Assets 2016: $327,580Liabilities 2016: $27,2802016Assets 2017: $325,222Liabilities 2017: $27,4632017Assets 2018: $324,928Liabilities 2018: $32,1542018Assets 2019: $311,222Liabilities 2019: $31,0732019Assets 2020: $317,650Liabilities 2020: $35,5842020Assets 2021: $329,849Liabilities 2021: $29,2062021Assets 2022: $340,792Liabilities 2022: $46,963Net Assets 2022: $293,8292022Assets 2023: $309,352Liabilities 2023: $42,768Net Assets 2023: $266,5842023Assets 2024: $321,061Liabilities 2024: $36,184Net Assets 2024: $284,8772024Assets 2025: $338,262Liabilities 2025: $37,021Net Assets 2025: $301,2412025

Highlighted filing

2025

Assets$338,262
Liabilities$37,021
Net Assets$301,241

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $77,846Expenses 2012: $63,585Net Income 2012: $14,2612012Revenue 2013: $96,794Expenses 2013: $67,201Net Income 2013: $29,5932013Revenue 2014: $82,858Expenses 2014: $81,147Net Income 2014: $1,7112014Revenue 2015: $76,000Expenses 2015: $67,059Net Income 2015: $8,9412015Revenue 2016: $55,125Expenses 2016: $60,914Net Income 2016: -$5,7892016Revenue 2017: $58,040Expenses 2017: $60,581Net Income 2017: -$2,5412017Revenue 2018: $53,921Expenses 2018: $58,906Net Income 2018: -$4,9852018Revenue 2019: $74,524Expenses 2019: $74,188Net Income 2019: $3362019Revenue 2020: $55,865Expenses 2020: $58,211Net Income 2020: -$2,3462020Revenue 2021: $80,733Expenses 2021: $68,364Net Income 2021: $12,3692021Revenue 2022: $66,613Expenses 2022: $72,216Net Income 2022: -$5,6032022Revenue 2023: $81,639Expenses 2023: $71,156Net Income 2023: $10,4832023Revenue 2024: $83,210Expenses 2024: $74,250Net Income 2024: $8,9602024Revenue 2025: $100,912Expenses 2025: $92,644Net Income 2025: $8,2682025

Highlighted filing

2025

Revenue$100,912
Expenses$92,644
Net Income$8,268

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.38$0.37$3.01$1.01$0.93$0.08
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.21$0.36$2.85$0.83$0.74$0.09
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.09$0.43$2.67$0.82$0.71$0.10
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.41$0.47$2.94$0.67$0.72$0.06
2021Summary only. Only limited summary data is available for this year.$3.30$0.29$0.81$0.68$0.12
2020Summary only. Only limited summary data is available for this year.$3.18$0.36$0.56$0.58$0.02
2019Summary only. Only limited summary data is available for this year.$3.11$0.31$0.75$0.74$0.00
2018Summary only. Only limited summary data is available for this year.$3.25$0.32$0.54$0.59$0.05
2017Summary only. Only limited summary data is available for this year.$3.25$0.27$0.58$0.61$0.03
2016Summary only. Only limited summary data is available for this year.$3.28$0.27$0.55$0.61$0.06
2015Summary only. Only limited summary data is available for this year.$3.35$0.29$0.76$0.67$0.09
2014Summary only. Only limited summary data is available for this year.$3.19$0.22$0.83$0.81$0.02
2013Summary only. Only limited summary data is available for this year.$3.25$0.29$0.97$0.67$0.30
2012Summary only. Only limited summary data is available for this year.$2.80$0.14$0.78$0.64$0.14
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Mar 1, 2024 to Feb 28, 2025
Signed
Jun 30, 2025
Return Version
2024v5.1
Gross Receipts
$100,912
Mission and Program Overview

Mission

The sale and openning of graves as well as the maintenance and preservation of the Cemetery grounds for the benefit of the Association's members.

Program Services

DescriptionGrantsExpenses
Opened 40 graves, sold 20 Graves--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Theresa LowdenTreasurerPT$15,525-$15,525
George StevensonPresident & CEO-$0--
John HaafTrustee-$0--
Judy HallTrustee-$0--
Charlene RogersTrustee-$0--
Ralph UlissiTrustee-$0--
Christopher SnivelyTrustee-$0--
John FenimoreTrustee-$0--
Glen WaltonTrustee-$0--
Phillip AdamsTrustee-$0--
Malcolm AndersonTrustee-$0--
Leonard KowaleskiTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Monument Cemetery Association
EIN
21-0623252
Phone
6098776045
Address
812 BRIDGEBORO ROAD, BEVERLY, NJ 08010

Signing Officer

Name
Theresa Lowden
Title
Treasurer
Signed
2025-06-30
Discuss with paid preparer
Yes

Preparer

Firm
John Borden CPA
Address
607 BERGEN DR, RIVERTON, NJ 08077
Preparer
John Borden
Phone
8569389267
Supplemental Narrative

Additional Explanations

Other Revenue.1

Installation of foundations $14998

Other Revenue.2

Miscelllaneous $2447

Other Revenue.3

Donations $1460

Other Revenue.4

Admin fees $700

Other Expenses.1001

Advertising and Promotion $1681

Other Expenses.1002

Office Expenses $561

Other Expenses.1003

Information Technology $2270

Other Expenses.1009

Depreciation $1763

Other Expenses.1012

Insurance $8158

Other Expenses.1

Grave openings $23400

Other Expenses.2

Foundation Expense $5653

Other Expenses.3

Dues and Subscriptions $100

Other Expenses.4

Taxes other $91

Other Assets.1005

Accounts Receivable - Beginning $8983 Accounts Receivable - Ending $6049

Other Assets.1

6M & P TRUST FUND - Beginning $265893 6M & P TRUST FUND - Ending $279935

Total Liabilities.1001

Accounts Payable and Accrued Expenses - Beginning $31809 Accounts Payable and Accrued Expenses - Ending $32646

Total Liabilities.1003

Deferred Revenue - Beginning $4375 Deferred Revenue - Ending $4375

Raw XML Appendix178 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Beverly
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd008010
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IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0284877
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt015525
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Theresa Lowden
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1George Stevenson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2John Haaf
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President & CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Trustee
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11Trustee
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0274876
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0285984
IRS990EZ/OtherChangesInNetAssetsAmt08096
IRS990EZ/OtherExpensesTotalAmt043677
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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Opened 40 graves, sold 20 Graves
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt017174
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt036184
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IRS990EZ/TaxImposedOnOrganizationMgrAmt00
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IRS990EZ/TaxImposedUnderIRC4912Amt00
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IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Installation of foundations $14998
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Miscelllaneous $2447
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Donations $1460
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Admin fees $700
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Advertising and Promotion $1681
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Office Expenses $561
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Information Technology $2270
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Depreciation $1763
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Insurance $8158
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Grave openings $23400
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Foundation Expense $5653
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Dues and Subscriptions $100
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Taxes other $91
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Accounts Receivable - Beginning $8983 Accounts Receivable - Ending $6049
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt146M & P TRUST FUND - Beginning $265893 6M & P TRUST FUND - Ending $279935
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Accounts Payable and Accrued Expenses - Beginning $31809 Accounts Payable and Accrued Expenses - Ending $32646
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Deferred Revenue - Beginning $4375 Deferred Revenue - Ending $4375
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Revenue.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Revenue.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Revenue.3
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Theresa Lowden
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MONUMENT CEMETERY ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0MONU
ReturnHeader/Filer/EIN0210623252
ReturnHeader/Filer/PhoneNum06098776045
ReturnHeader/Filer/USAddress/AddressLine1Txt0812 BRIDGEBORO ROAD
ReturnHeader/Filer/USAddress/CityNm0BEVERLY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008010
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0607 BERGEN DR
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd008077
ReturnHeader/PreparerPersonGrp/PhoneNum08569389267
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0John Borden
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-06-30T14:36:33-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-03-01
ReturnHeader/TaxPeriodEndDt02025-02-28
ReturnHeader/TaxYr02024

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