Civic Intelligence

Eastern Monmouth Area Chamber Of

EIN 21-0600353 • 501(c)6 • Tinton Falls, NJ

Profile

To advance the commercial and industrial interests of the business community served by the eastern monmouth area chamber of commerce.

97 Apple StreetTinton Falls, NJ 07724

www.emacc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.49x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

90th percentile

0.34x

Higher debt load relative to revenue than 90% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

36th percentile

-6.4%

Higher net margin than 36% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

32nd percentile

-14%

Faster asset growth than 32% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

25th percentile

-21%

Faster revenue growth than 25% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$107,704

Down $17,511 (-14%) from 2023

Liabilities

Down

$52,904

Down $7,539 (-12%) from 2023

Net Assets

Down

$54,800

Down $9,972 (-15%) from 2023

Revenue

Down

$155,685

Down $40,461 (-21%) from 2023

Expenses

Up

$165,657

Up $3,535 (+2.2%) from 2023

Net Income

Down

-$9,972

Down $43,996 (-129%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$100K$0-$100KAssets 2011: $19,106Liabilities 2011: $47,640Net Assets 2011: -$28,5342011Assets 2012: $8,438Liabilities 2012: $48,034Net Assets 2012: -$39,5962012Assets 2013: $21,909Liabilities 2013: $65,367Net Assets 2013: -$43,4582013Assets 2014: $10,170Liabilities 2014: $44,338Net Assets 2014: -$34,1682014Assets 2015: $25,887Liabilities 2015: $30,826Net Assets 2015: -$4,9392015Assets 2016: $34,323Liabilities 2016: $26,180Net Assets 2016: $8,1432016Assets 2017: $41,791Liabilities 2017: $20,215Net Assets 2017: $21,5762017Assets 2018: $96,189Liabilities 2018: $13,982Net Assets 2018: $82,2072018Assets 2019: $113,994Liabilities 2019: $8,256Net Assets 2019: $105,7382019Assets 2020: $159,570Liabilities 2020: $50,744Net Assets 2020: $108,8262020Assets 2021: $143,959Liabilities 2021: $60,747Net Assets 2021: $83,2122021Assets 2022: $134,823Liabilities 2022: $104,075Net Assets 2022: $30,7482022Assets 2023: $125,215Liabilities 2023: $60,443Net Assets 2023: $64,7722023Assets 2024: $107,704Liabilities 2024: $52,904Net Assets 2024: $54,8002024

Highlighted filing

2024

Assets$107,704
Liabilities$52,904
Net Assets$54,800

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KExpenses 2011: $169,0212011Expenses 2012: $158,9942012Revenue 2013: $144,086Expenses 2013: $147,948Net Income 2013: -$3,8622013Revenue 2014: $147,495Expenses 2014: $138,205Net Income 2014: $9,2902014Revenue 2015: $161,331Expenses 2015: $132,102Net Income 2015: $29,2292015Revenue 2016: $140,902Expenses 2016: $127,820Net Income 2016: $13,0822016Revenue 2017: $99,645Expenses 2017: $86,212Net Income 2017: $13,4332017Revenue 2018: $135,572Expenses 2018: $74,941Net Income 2018: $60,6312018Revenue 2019: $111,364Expenses 2019: $97,004Net Income 2019: $14,3602019Revenue 2020: $89,165Expenses 2020: $86,077Net Income 2020: $3,0882020Revenue 2021: $102,582Expenses 2021: $128,196Net Income 2021: -$25,6142021Revenue 2022: $108,834Expenses 2022: $161,298Net Income 2022: -$52,4642022Revenue 2023: $196,146Expenses 2023: $162,122Net Income 2023: $34,0242023Revenue 2024: $155,685Expenses 2024: $165,657Net Income 2024: -$9,9722024

Highlighted filing

2024

Revenue$155,685
Expenses$165,657
Net Income-$9,972

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.08$0.53$0.55$1.56$1.66$0.10
2023Detailed filing. Detailed filing data is available for this year.$1.25$0.60$0.65$1.96$1.62$0.34
2022Detailed filing. Detailed filing data is available for this year.$1.35$1.04$0.31$1.09$1.61$0.52
2021Detailed filing. Detailed filing data is available for this year.$1.44$0.61$0.83$1.03$1.28$0.26
2020Detailed filing. Detailed filing data is available for this year.$1.60$0.51$1.09$0.89$0.86$0.03
2019Detailed filing. Detailed filing data is available for this year.$1.14$0.08$1.06$1.11$0.97$0.14
2018Detailed filing. Detailed filing data is available for this year.$0.96$0.14$0.82$1.36$0.75$0.61
2017Detailed filing. Detailed filing data is available for this year.$0.42$0.20$0.22$1.00$0.86$0.13
2016Detailed filing. Detailed filing data is available for this year.$0.34$0.26$0.08$1.41$1.28$0.13
2015Detailed filing. Detailed filing data is available for this year.$0.26$0.31$0.05$1.61$1.32$0.29
2014Detailed filing. Detailed filing data is available for this year.$0.10$0.44$0.34$1.47$1.38$0.09
2013Detailed filing. Detailed filing data is available for this year.$0.22$0.65$0.43$1.44$1.48$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.08$0.48$0.40$1.59
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.19$0.48$0.29$1.69
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 15, 2025
Return Version
2024v5.0
Gross Receipts
$155,685
Mission and Program Overview

Mission

To advance the commercial and industrial interests of the business community served by the eastern monmouth area chamber of commerce.

Program Services

DescriptionGrantsExpenses
TO ADVANCE THE COMMERCIAL AND INDUSTRIAL INTERESTS OF THE BUSINESS COMMUNITY SERVED BY THE EASTERN MONMOUTH AREA CHAMBER OF COMMERCE.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JANE TRESNANChairman-$0--
MARIE NOGLOWSVice Chairma-$0--
KEVIN MOEDTSecretary-$0--
KEVIN MULDOWNEYTreasurer-$0--
CHRISTOPHER RYANImmed Past C-$0--
RAY ECKOFFDirector-$0--
JANETH MERKLEDirector-$0--
CHRIS PARMIGIANIDirector-$0--
TONY PERRYDirector-$0--
ELAINE SCHEMBREDirector-$0--
MATTHEW SCHNEIDERDirector-$0--
MIKE BROCKDirector-$0--
KEVIN ERTELDirector-$0--
RICK GUMINADirector-$0--
JOHN MOUSSEAUDirector-$0--
PETER PFISTERDirector-$0--
BRYAN PUZZODirector-$0--
COURTNEY ALESSIDirector-$0--
KEVIN MCCORMACKDirector-$0--
JACKELINE MEJIAS-FUERTESDirector-$0--
RANDALL PAULIKENSDirector-$0--
JOAN SCOCCODirector-$0--
TOM SHROBBADirector-$0--
Filing and Contact Details

Filer

Filer Name
Eastern Monmouth Area Chamber of
EIN
21-0600353
Phone
7327410055
Address
97 APPLE STREET, TINTON FALLS, NJ 07724

Signing Officer

Name
Kevin Muldowney
Title
Treasurer
Phone
7327410055
Signed
2025-11-15
Discuss with paid preparer
Yes

Preparer

Firm
David M Muldowneyjr CPA
Address
595 SHREWSBURY AVE STE 206A, SHREWSBURY, NJ 07702
Preparer
Kevin T Muldowney
Phone
7324314332
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

Misc. Income 10,350 total 10,350

Form 990-ez, Part I, Line 16

Expenses 1,463 13,941 793 358 3,894 bank and credit card fees 4,306 dues, fees, subscriptions 628 other expenses 620 total 26,003

Form 990-ez, Part II, Line 24

Accounts receivable 57,294 54,377 prepaid expenses and deferred charges 5,000 3,770 50,404 50,404 less accumulated depreciation 50,404 50,404 total 62,294 58,147

Form 990-ez, Part II, Line 26

Payroll liabilities 2,213 3,082 sba - eidl 42,530 40,022 deferred revenue 15,700 9,800

Form 990-ez, Part III

To advance the commercial and industrial interests of the business community served by the eastern monmouth area chamber of commerce.

Raw XML Appendix190 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES 1,463 13,941 793 358 3,894 BANK AND CREDIT CARD FEES 4,306 DUES, FEES, SUBSCRIPTIONS 628 OTHER EXPENSES 620 TOTAL 26,003
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS RECEIVABLE 57,294 54,377 PREPAID EXPENSES AND DEFERRED CHARGES 5,000 3,770 50,404 50,404 LESS ACCUMULATED DEPRECIATION 50,404 50,404 TOTAL 62,294 58,147
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PAYROLL LIABILITIES 2,213 3,082 SBA - EIDL 42,530 40,022 DEFERRED REVENUE 15,700 9,800
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TO ADVANCE THE COMMERCIAL AND INDUSTRIAL INTERESTS OF THE BUSINESS COMMUNITY SERVED BY THE EASTERN MONMOUTH AREA CHAMBER OF COMMERCE.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III
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