Civic Intelligence

Merchantville Country Club

EIN 21-0513120 • 501(c)7 • Cherry Hill, NJ

501 Chapel AvenueCherry Hill, NJ 08002
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

81st percentile

0.56x

Higher debt load relative to assets than 81% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

72nd percentile

0.72x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Net Margin

71st percentile

15%

Higher net margin than 71% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • $1M-$5M nonprofits • Source year 2024

Asset Growth

93rd percentile

31%

Faster asset growth than 93% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

68th percentile

11%

Faster revenue growth than 68% of similar nonprofits.

501(c)7 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$3,998,689

Up $954,491 (+31%) from 2023

Liabilities

Up

$2,225,155

Up $458,165 (+26%) from 2023

Net Assets

Up

$1,773,534

Up $496,326 (+39%) from 2023

Revenue

Up

$3,111,867

Up $318,452 (+11%) from 2023

Expenses

Up

$2,644,603

Up $112,822 (+4.5%) from 2023

Net Income

Up

$467,264

Up $205,630 (+79%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$2.0M$0-$2.0MAssets 2010: $2,625,084Liabilities 2010: $2,628,094Net Assets 2010: -$3,0102010Assets 2011: $2,476,247Liabilities 2011: $2,538,114Net Assets 2011: -$61,8672011Assets 2012: $2,306,955Liabilities 2012: $2,396,988Net Assets 2012: -$90,0332012Assets 2013: $2,285,394Liabilities 2013: $2,424,166Net Assets 2013: -$138,7722013Assets 2014: $2,186,484Liabilities 2014: $2,499,461Net Assets 2014: -$312,9772014Assets 2015: $2,140,434Liabilities 2015: $2,479,507Net Assets 2015: -$339,0732015Assets 2016: $2,112,978Liabilities 2016: $2,463,224Net Assets 2016: -$350,2462016Assets 2017: $2,308,349Liabilities 2017: $2,612,555Net Assets 2017: -$304,2062017Assets 2018: $1,883,394Liabilities 2018: $2,099,701Net Assets 2018: -$216,3072018Assets 2019: $1,882,596Liabilities 2019: $1,820,059Net Assets 2019: $62,5372019Assets 2020: $2,019,300Liabilities 2020: $1,916,252Net Assets 2020: $103,0482020Assets 2021: $2,472,056Liabilities 2021: $1,831,676Net Assets 2021: $640,3802021Assets 2022: $2,766,288Liabilities 2022: $1,756,921Net Assets 2022: $1,009,3672022Assets 2023: $3,044,198Liabilities 2023: $1,766,990Net Assets 2023: $1,277,2082023Assets 2024: $3,998,689Liabilities 2024: $2,225,155Net Assets 2024: $1,773,5342024

Highlighted filing

2024

Assets$3,998,689
Liabilities$2,225,155
Net Assets$1,773,534

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MRevenue 2010: $1,242,434Expenses 2010: $1,323,546Net Income 2010: -$81,1122010Revenue 2011: $1,106,585Expenses 2011: $1,198,442Net Income 2011: -$91,8572011Revenue 2012: $1,042,675Expenses 2012: $1,141,991Net Income 2012: -$99,3162012Revenue 2013: $1,191,772Expenses 2013: $1,325,745Net Income 2013: -$133,9732013Revenue 2014: $1,259,238Expenses 2014: $1,419,739Net Income 2014: -$160,5012014Revenue 2015: $1,271,007Expenses 2015: $1,264,935Net Income 2015: $6,0722015Revenue 2016: $1,224,113Expenses 2016: $1,353,558Net Income 2016: -$129,4452016Revenue 2017: $1,443,767Expenses 2017: $1,377,613Net Income 2017: $66,1542017Revenue 2018: $1,371,130Expenses 2018: $1,277,755Net Income 2018: $93,3752018Revenue 2019: $1,791,373Expenses 2019: $1,680,415Net Income 2019: $110,9582019Revenue 2020: $1,823,483Expenses 2020: $1,761,212Net Income 2020: $62,2712020Revenue 2021: $2,469,993Expenses 2021: $1,979,555Net Income 2021: $490,4382021Revenue 2022: $2,582,677Expenses 2022: $2,282,773Net Income 2022: $299,9042022Revenue 2023: $2,793,415Expenses 2023: $2,531,781Net Income 2023: $261,6342023Revenue 2024: $3,111,867Expenses 2024: $2,644,603Net Income 2024: $467,2642024

Highlighted filing

2024

Revenue$3,111,867
Expenses$2,644,603
Net Income$467,264

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.00$2.23$1.77$3.11$2.64$0.47
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.04$1.77$1.28$2.79$2.53$0.26
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.77$1.76$1.01$2.58$2.28$0.30
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.47$1.83$0.64$2.47$1.98$0.49
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.02$1.92$0.10$1.82$1.76$0.06
2019Summary only. Only limited summary data is available for this year.$1.88$1.82$0.06$1.79$1.68$0.11
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.88$2.10$0.22$1.37$1.28$0.09
2017Summary only. Only limited summary data is available for this year.$2.31$2.61$0.30$1.44$1.38$0.07
2016Summary only. Only limited summary data is available for this year.$2.11$2.46$0.35$1.22$1.35$0.13
2015Summary only. Only limited summary data is available for this year.$2.14$2.48$0.34$1.27$1.26$0.01
2014Summary only. Only limited summary data is available for this year.$2.19$2.50$0.31$1.26$1.42$0.16
2013Summary only. Only limited summary data is available for this year.$2.29$2.42$0.14$1.19$1.33$0.13
2012Summary only. Only limited summary data is available for this year.$2.31$2.40$0.09$1.04$1.14$0.10
2011Summary only. Only limited summary data is available for this year.$2.48$2.54$0.06$1.11$1.20$0.09
2010Summary only. Only limited summary data is available for this year.$2.63$2.63$0.00$1.24$1.32$0.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 17, 2025
Return Version
2024v5.2
Gross Receipts
$3,111,867
Mission and Program Overview

Mission

Recreational Facilities

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$2,107,765$3,114,540▲ $1,006,775
Savings and Temporary Cash Investments$553,953$678,347▲ $124,394
Accounts Receivable$382,480$205,802▼ $176,678
Cash and Non-Interest-Bearing Accounts$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$3,044,198$3,998,689▲ $954,491
Other Assets Total$0$0→ $0
Liabilities
Mortgage Notes Payable Secured by Investment Property$1,425,860$2,054,132▲ $628,272
Accounts Payable and Accrued Expenses$59,941$125,500▲ $65,559
Deferred Revenue$281,189$45,523▼ $235,666
Grants Payable$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$1,766,990$2,225,155▲ $458,165
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,277,208$1,773,534▲ $496,326
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$1,277,208$1,773,534▲ $496,326
Total Liabilities and Net Assets / Fund Balance$3,044,198$3,998,689▲ $954,491

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$3,114,540$2,373,650$5,488,190
Compensation and Service Providers

Board Members and Trustees

NameTitle
John ShallowEntertainment Chairman
Mike BiazzoGolf/pro Chairman
Tim BishopGreens Chairman
Mark SorgHouse Chairman
Tom LewisKitchen and Bar Chairman
John CapelliLong Range Planning Chairman
Anne FenwickMarketing Chairman
Al TallmanMembership Chairman
BILL O'DONNELLVice President
Dan PikeSecretary
Randy WolfeTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$6,660
Program Service Revenue
$1,213,202
Investment Income
$20,300
Other Revenue
$1,871,705
Change in Net Assets
$467,264
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,508,153
Salaries, Compensation, and Employee Benefits$1,136,450
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$1,105,018$45,272-$1,150,290
Other Salaries and Wages$957,192--$957,192
Payroll Taxes$121,244--$121,244
Interest$104,043--$104,043
Other Expenses$18,583$72,158-$90,741
Insurance$83,938--$83,938
Other Employee Benefits$58,014--$58,014
Fees for Services Legal-$21,368-$21,368
Fees for Services Other$6,280--$6,280
Advertising$783--$783
Total Functional Expenses$2,505,805$138,798$0$2,644,603
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Sec A, Line 6

Each member is a bondholder

FORM 990, PART VI, SEC A, LINE 7A/7B

No officer is compensated volunteer hours by board member

FORM 990, PART VI, SEC B, LINE 11B

A copy of the 990 is available for review in the office

Filing and Contact Details

Filer

Filer Name
Merchantville Country Club
EIN
21-0513120
In Care Of
% THE ORGANIZATION
Phone
8566627835
Address
501 CHAPEL AVENUE, CHERRY HILL, NJ 08002

Signing Officer

Name
Matthew Pogozelski
Title
General Manager
Phone
8566627835
Signed
2025-11-17
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Matthew Pogozelski
Formed
1960
Legal Domicile
Nj
Voting Board Members
11
Independent Board Members
11
Employees
63
Volunteers
0

Preparer

Firm
Heffler Radetich & Saitta Llp
Address
1515 MARKET STREET SUITE 1700, PHILADELPHIA, PA 19102
Preparer
Richard a Fragale
Phone
2156658870
Supplemental Narrative

Additional Explanations

Form 990, Part XI Line 9

Membership bond certificates $29,062

Form 990 Part IX Line 24 - Other Expenses

Description:bad debt expense total expenses:480 program services:480

Form 990 Part IX Line 24 - Other Expenses

Description:repairs and maintenance total expenses:112259 program services:112259

Form 990 Part IX Line 24 - Other Expenses

Description:facilities expense total expenses:353213 program services:353213

Form 990 Part IX Line 24 - Other Expenses

Description:utilities total expenses:106380 program services:106380

Form 990 Part IX Line 24 - Other Expenses

Description:dues and subscriptions total expenses:4908 management and general:4908

Form 990 Part IX Line 24 - Other Expenses

Description:software support total expenses:40364 management and general:40364

Form 990 Part IX Line 24 - Other Expenses

Description:tournament expense total expenses:20986 program services:20986

Form 990 Part IX Line 24 - Other Expenses

Description:miscellaneous expense total expenses:184250 program services:184250

Form 990 Part IX Line 24 - Other Expenses

Description:food purchases total expenses:327450 program services:327450

Form 990 Part IX Line 24 - Other Expenses

Description:equipment purchase expense total expenses:program services:

Form 990 Part IX Line 24 - Other Expenses

Description:seminars total expenses:program services:

Raw XML AppendixShowing 400 of 477 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0GREENS CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3GOLF/PRO CHAIRMAN
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IRS990/Form990PartVIISectionAGrp/TitleTxt5ENTERTAINMENT CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt6TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt7MARKETING CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt8LONG RANGE PLANNING CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt9HOUSE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt10KITCHEN AND BAR CHAIRMAN
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EACH MEMBER IS A BONDHOLDER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO OFFICER IS COMPENSATED VOLUNTEER HOURS BY BOARD MEMBER
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2A COPY OF THE 990 IS AVAILABLE FOR REVIEW IN THE OFFICE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MEMBERSHIP BOND CERTIFICATES $29,062
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DESCRIPTION:BAD DEBT EXPENSE TOTAL EXPENSES:480 PROGRAM SERVICES:480
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DESCRIPTION:REPAIRS AND MAINTENANCE TOTAL EXPENSES:112259 PROGRAM SERVICES:112259
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DESCRIPTION:FACILITIES EXPENSE TOTAL EXPENSES:353213 PROGRAM SERVICES:353213
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DESCRIPTION:UTILITIES TOTAL EXPENSES:106380 PROGRAM SERVICES:106380
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8DESCRIPTION:DUES AND SUBSCRIPTIONS TOTAL EXPENSES:4908 MANAGEMENT AND GENERAL:4908
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9DESCRIPTION:SOFTWARE SUPPORT TOTAL EXPENSES:40364 MANAGEMENT AND GENERAL:40364
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10DESCRIPTION:TOURNAMENT EXPENSE TOTAL EXPENSES:20986 PROGRAM SERVICES:20986
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11DESCRIPTION:MISCELLANEOUS EXPENSE TOTAL EXPENSES:184250 PROGRAM SERVICES:184250
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12DESCRIPTION:FOOD PURCHASES TOTAL EXPENSES:327450 PROGRAM SERVICES:327450
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13DESCRIPTION:EQUIPMENT PURCHASE EXPENSE TOTAL EXPENSES:PROGRAM SERVICES:
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14DESCRIPTION:SEMINARS TOTAL EXPENSES:PROGRAM SERVICES:
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SEC A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SEC A, LINE 7a/7b
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990 PART IX LINE 24 - OTHER EXPENSES
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990 PART IX LINE 24 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990 PART IX LINE 24 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990 PART IX LINE 24 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990 PART IX LINE 24 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990 PART IX LINE 24 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11FORM 990 PART IX LINE 24 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12FORM 990 PART IX LINE 24 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13FORM 990 PART IX LINE 24 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14FORM 990 PART IX LINE 24 - OTHER EXPENSES
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