Civic Intelligence

Lakewood Chamber of Commerce

EIN 21-0495520 • 501(c)6 • Lakewood, NJ

Profile

Develop & promote business community

1771 Madison Avenue Suite 5Lakewood, NJ 08701

www.mylakewoodchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

85th percentile

25%

Higher net margin than 85% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

87th percentile

$42,000

Higher top officer pay than 87% of similar nonprofits.

Top officer pay equals 34.1% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

85th percentile

28%

Faster asset growth than 85% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

61st percentile

6.1%

Faster revenue growth than 61% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$142,358

Up $51,460 (+57%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$142,358

No earlier filing loaded for comparison.

Operations
Liabilities / RevenueScore unavailableNet Margin85th percentile

Revenue

Up

$123,103

Up $25,105 (+26%) from 2023

Expenses

Down

$92,246

Down $395 (-0.4%) from 2023

Net Income

Up

$30,857

Up $25,500 (+476%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth85th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2010: $46,847Liabilities 2010: $0Net Assets 2010: $46,8472010Assets 2011: $70,783Liabilities 2011: $0Net Assets 2011: $70,7832011Assets 2012: $64,697Liabilities 2012: $0Net Assets 2012: $64,6972012Assets 2013: $44,119Liabilities 2013: $02013Assets 2014: $17,197Liabilities 2014: $0Net Assets 2014: $17,1972014Assets 2015: $31,197Liabilities 2015: $0Net Assets 2015: $31,1972015Assets 2016: $33,864Net Assets 2016: $33,8642016Assets 2017: $42,091Net Assets 2017: $42,0912017Assets 2018: $32,191Net Assets 2018: $32,1912018Assets 2019: $50,300Net Assets 2019: $50,3002019Assets 2020: $74,381Liabilities 2020: $02020Assets 2021: $87,752Net Assets 2021: $87,7522021Assets 2022: $86,111Net Assets 2022: $86,1112022Assets 2023: $90,898Liabilities 2023: $02023Assets 2025: $142,358Net Assets 2025: $142,3582025

Highlighted filing

2025

Assets$142,358
Liabilities-
Net Assets$142,358
Open 2025 Filing

Operations Trend

Revenue Growth61st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2010: $94,585Expenses 2010: $98,647Net Income 2010: -$4,0622010Revenue 2011: $129,050Expenses 2011: $105,114Net Income 2011: $23,9362011Revenue 2012: $116,980Expenses 2012: $123,066Net Income 2012: -$6,0862012Revenue 2013: $105,122Expenses 2013: $125,700Net Income 2013: -$20,5782013Revenue 2014: $94,921Expenses 2014: $121,843Net Income 2014: -$26,9222014Revenue 2015: $128,496Expenses 2015: $114,496Net Income 2015: $14,0002015Revenue 2016: $85,461Expenses 2016: $82,794Net Income 2016: $2,6672016Revenue 2017: $101,084Expenses 2017: $92,854Net Income 2017: $8,2302017Revenue 2018: $85,709Expenses 2018: $95,607Net Income 2018: -$9,8982018Revenue 2019: $133,375Expenses 2019: $115,266Net Income 2019: $18,1092019Revenue 2020: $117,728Expenses 2020: $93,647Net Income 2020: $24,0812020Revenue 2021: $97,045Expenses 2021: $83,674Net Income 2021: $13,3712021Revenue 2022: $92,084Expenses 2022: $89,339Net Income 2022: $2,7452022Revenue 2023: $97,998Expenses 2023: $92,641Net Income 2023: $5,3572023Revenue 2025: $123,103Expenses 2025: $92,246Net Income 2025: $30,8572025

Highlighted filing

2025

Revenue$123,103
Expenses$92,246
Net Income$30,857
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$142,358
Liabilities
-
Net assets
$142,358
Revenue
$123,103
Expenses
$92,246
Net income
$30,857
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.42$1.42$1.23$0.92$0.31
2023Summary only. Only limited summary data is available for this year.$0.91$0.00$0.98$0.93$0.05
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.86$0.86$0.92$0.89$0.03
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.88$0.88$0.97$0.84$0.13
2020Summary only. Only limited summary data is available for this year.$0.74$0.00$1.18$0.94$0.24
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.50$0.50$1.33$1.15$0.18
2018Detailed filing. Detailed filing data is available for this year.$0.32$0.32$0.86$0.96$0.10
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.42$0.42$1.01$0.93$0.08
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.34$0.34$0.85$0.83$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.31$0.00$0.31$1.28$1.14$0.14
2014Detailed filing. Detailed filing data is available for this year.$0.17$0.00$0.17$0.95$1.22$0.27
2013Summary only. Only limited summary data is available for this year.$0.44$0.00$1.05$1.26$0.21
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.65$0.00$0.65$1.17$1.23$0.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.71$0.00$0.71$1.29$1.05$0.24
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.47$0.00$0.47$0.95$0.99$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 7, 2026
Return Version
2025v4.0
Gross Receipts
$155,157
Mission and Program Overview

Mission

To develop and promote the business community

Program Services

DescriptionGrantsExpenses
TO DEVELOP AND PROMOTE THE BUSINESS COMMUNITY--
Compensation and Service Providers
Top Officer Pay87th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MENASHE MILLERExecutive DiPT$42,000-$42,000
JUSTIN FLANCBAUMPresidentPT$0--
STEVEN MERTZFirst Vice-PPT$0--
LEONARD ALLENSecretaryPT$0--
BEN HEINEMANNMember At LaPT$0--
JOSE FABRIZZIO OROZCOPast PresidePT$0--
JULIE VANORESecond VicePT$0--
JONATHAN L BENDERDirectorPT$0--
BRUCE CANELLDirectorPT$0--
JILL FLYNNDirectorPT$0--
LISA GALLICCHIODirectorPT$0--
JEFF GERSTENBLATTDirectorPT$0--
RAM HEGDEDirectorPT$0--
DENICE GAFFNEYDirectorPT$0--
JAN KIRSTENDirectorPT$0--
FRAN KIRSCHNERDirectorPT$0--
DION JOHNSONDirectorPT$0--
PATRICIA KOMSADirectorPT$0--
DAVE NICOLADirectorPT$0--
PAUL OSTERDirectorPT$0--
ELI RENNERTDirectorPT$0--
LORI RAIA THOMASDirectorPT$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Awards Dinner$37,022$37,022$31,189$5,833
Total Events$37,022$37,022$31,189$5,833
Filing and Contact Details

Filer

Filer Name
Lakewood Chamber of Commerce
EIN
21-0495520
Phone
7323630012
Address
1771 MADISON AVENUE SUITE 5, LAKEWOOD, NJ 08701

Signing Officer

Name
Justin Flancbaum
Title
President
Phone
7323630012
Signed
2026-02-07
Discuss with paid preparer
Yes

Preparer

Firm
Cowan Gunteski & Co Pa
Address
730 HOPE ROAD, TINTON FALLS, NJ 07724
Preparer
Jason Re
Phone
7326764100
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses web page 405 office 2,370 stationary & supplies 1,097 conference and meetings 2,496 insurance 1,402 bank fees 1,874 payroll processing fees 1,480 professional fees 1,650 quickbooks fee 977 telephone 2,188 total 15,939”

Form 990-ez, Part II, Line 24

“Accounts receivable 27,871 33,816 prepaid expenses and deferred charges 175 175 computer equipment 21,968 21,968 less accumulated depreciation 21,968 21,968 website 0 0 total 28,046 33,991”

Raw XML Appendix186 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine2Txt0LAKEWOOD CHAMBER OF COMMERCE
IRS990EZ/BooksInCareOfDetail/PhoneNum07323630012
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0681 RIVER AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0SUITE 2F
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LAKEWOOD
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IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt030857
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0111501
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0142358
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IRS990EZ/GrantsAndSimilarAmountsPaidAmt0500
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IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt01571
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt057729
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0111501
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0142358
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0111501
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2020.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt215.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt2042000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt210
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JUSTIN FLANCBAUM
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1STEVEN MERTZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2LEONARD ALLEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3BEN HEINEMANN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JOSE FABRIZZIO OROZCO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JULIE VANORE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JONATHAN L BENDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7BRUCE CANELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8JILL FLYNN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9LISA GALLICCHIO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10JEFF GERSTENBLATT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11RAM HEGDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm12DENICE GAFFNEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm13JAN KIRSTEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm14FRAN KIRSCHNER
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm20MENASHE MILLER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm21LORI RAIA THOMAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1FIRST VICE-P
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3MEMBER AT LA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4PAST PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5SECOND VICE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt13DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt14DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt15DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt16DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt17DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt18DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt19DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt20EXECUTIVE DI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt21DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt028046
IRS990EZ/OtherAssetsTotalDetail/EOYAmt033991
IRS990EZ/OtherExpensesTotalAmt015939
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO DEVELOP AND PROMOTE THE BUSINESS COMMUNITY
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO DEVELOP AND PROMOTE THE BUSINESS COMMUNITY
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
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IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt032054
IRS990EZ/SpecialEventsNetIncomeLossAmt013803
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt092246
IRS990EZ/TotalRevenueAmt0123103
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.MYLAKEWOODCHAMBER.COM
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt031189
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0AWARDS DINNER
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt037022
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt037022
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt037022
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt037022
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt05833
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt031189
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt031189
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES WEB PAGE 405 OFFICE 2,370 STATIONARY & SUPPLIES 1,097 CONFERENCE AND MEETINGS 2,496 INSURANCE 1,402 BANK FEES 1,874 PAYROLL PROCESSING FEES 1,480 PROFESSIONAL FEES 1,650 QUICKBOOKS FEE 977 TELEPHONE 2,188 TOTAL 15,939
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 27,871 33,816 PREPAID EXPENSES AND DEFERRED CHARGES 175 175 COMPUTER EQUIPMENT 21,968 21,968 LESS ACCUMULATED DEPRECIATION 21,968 21,968 WEBSITE 0 0 TOTAL 28,046 33,991
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JUSTIN FLANCBAUM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07323630012
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0LAKEWOOD CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessNameControlTxt0LAKE
ReturnHeader/Filer/EIN0210495520
ReturnHeader/Filer/PhoneNum07323630012
ReturnHeader/Filer/USAddress/AddressLine1Txt01771 MADISON AVENUE SUITE 5
ReturnHeader/Filer/USAddress/CityNm0LAKEWOOD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008701
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0222426149
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0COWAN GUNTESKI & CO PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0730 HOPE ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TINTON FALLS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007724
ReturnHeader/PreparerPersonGrp/PhoneNum07326764100
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JASON RE
ReturnHeader/ReturnTs02026-02-10T16:46:18-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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