Civic Intelligence

Northwest Connecticut Chamber

EIN 20-8919128 • 501(c)3 • Torrington, CT

Profile

Educational activities in Northwest Connecticut

PO BOX 59 59 Field Street R101Torrington, CT 06790

www.nwctchamberedfound.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.53x

Higher debt load relative to assets than 89% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

97th percentile

2.04x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

63rd percentile

9.9%

Higher net margin than 63% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

75th percentile

19%

Faster asset growth than 75% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

64th percentile

11%

Faster revenue growth than 64% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets89th percentile

Assets

Up

$27,989

Up $4,518 (+19%) from 2023

Liabilities

Up

$14,733

Up $3,800 (+35%) from 2023

Net Assets

Up

$13,256

Up $718 (+5.7%) from 2023

Operations
Liabilities / Revenue97th percentileNet Margin63rd percentile

Revenue

Up

$7,235

Up $693 (+11%) from 2023

Expenses

Down

$6,517

Down $785 (-11%) from 2023

Net Income

Up

$718

Up $1,478 (+194%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth75th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0-$50K-$100KAssets 2011: $112,482Liabilities 2011: $91,673Net Assets 2011: $20,8092011Assets 2012: $100,497Liabilities 2012: $85,362Net Assets 2012: $15,1352012Assets 2013: $19,160Liabilities 2013: $75,777Net Assets 2013: -$56,6172013Assets 2014: $44,462Liabilities 2014: $75,918Net Assets 2014: -$31,4562014Assets 2015: $55,464Liabilities 2015: $45,481Net Assets 2015: $9,9832015Assets 2016: $31,217Liabilities 2016: $18,622Net Assets 2016: $12,5952016Assets 2017: $36,866Liabilities 2017: $17,504Net Assets 2017: $19,3622017Assets 2018: $37,033Liabilities 2018: $18,685Net Assets 2018: $18,3482018Assets 2019: $29,624Liabilities 2019: $16,419Net Assets 2019: $13,2052019Assets 2020: $28,370Liabilities 2020: $14,533Net Assets 2020: $13,8372020Assets 2021: $26,916Liabilities 2021: $13,183Net Assets 2021: $13,7332021Assets 2022: $25,431Liabilities 2022: $12,133Net Assets 2022: $13,2982022Assets 2023: $23,471Liabilities 2023: $10,933Net Assets 2023: $12,5382023Assets 2024: $27,989Liabilities 2024: $14,733Net Assets 2024: $13,2562024

Highlighted filing

2024

Assets$27,989
Liabilities$14,733
Net Assets$13,256
Open 2024 Filing

Operations Trend

Revenue Growth64th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50K-$100KRevenue 2011: $20,910Expenses 2011: $22,507Net Income 2011: -$1,5972011Revenue 2012: $15,851Expenses 2012: $21,525Net Income 2012: -$5,6742012Revenue 2013: $31,318Expenses 2013: $103,070Net Income 2013: -$71,7522013Revenue 2014: $74,856Expenses 2014: $49,695Net Income 2014: $25,1612014Revenue 2015: $112,881Expenses 2015: $71,442Net Income 2015: $41,4392015Revenue 2016: $70,238Expenses 2016: $67,626Net Income 2016: $2,6122016Revenue 2017: $19,700Expenses 2017: $12,933Net Income 2017: $6,7672017Revenue 2018: $31,054Expenses 2018: $32,068Net Income 2018: -$1,0142018Revenue 2019: $19,719Expenses 2019: $24,862Net Income 2019: -$5,1432019Revenue 2020: $11,149Expenses 2020: $10,517Net Income 2020: $6322020Revenue 2021: $5,673Expenses 2021: $5,777Net Income 2021: -$1042021Revenue 2022: $9,574Expenses 2022: $10,009Net Income 2022: -$4352022Revenue 2023: $6,542Expenses 2023: $7,302Net Income 2023: -$7602023Revenue 2024: $7,235Expenses 2024: $6,517Net Income 2024: $7182024

Highlighted filing

2024

Revenue$7,235
Expenses$6,517
Net Income$718
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$27,989
Liabilities
$14,733
Net assets
$13,256
Revenue
$7,235
Expenses
$6,517
Net income
$718
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.28$0.15$0.13$0.07$0.07$0.01
2023Detailed filing. Detailed filing data is available for this year.$0.23$0.11$0.13$0.07$0.07$0.01
2022Detailed filing. Detailed filing data is available for this year.$0.25$0.12$0.13$0.10$0.10$0.00
2021Detailed filing. Detailed filing data is available for this year.$0.27$0.13$0.14$0.06$0.06$0.00
2020Detailed filing. Detailed filing data is available for this year.$0.28$0.15$0.14$0.11$0.11$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.30$0.16$0.13$0.20$0.25$0.05
2018Detailed filing. Detailed filing data is available for this year.$0.37$0.19$0.18$0.31$0.32$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.37$0.18$0.19$0.20$0.13$0.07
2016Detailed filing. Detailed filing data is available for this year.$0.31$0.19$0.13$0.70$0.68$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.55$0.45$0.10$1.13$0.71$0.41
2014Detailed filing. Detailed filing data is available for this year.$0.44$0.76$0.31$0.75$0.50$0.25
2013Detailed filing. Detailed filing data is available for this year.$0.19$0.76$0.57$0.31$1.03$0.72
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.00$0.85$0.15$0.16$0.22$0.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.12$0.92$0.21$0.21$0.23$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 17, 2025
Return Version
2024v5.2
Gross Receipts
$7,235
Mission and Program Overview

Mission

Educational activities in Northwest Connecticut

Program Services

DescriptionGrantsExpenses
The Foundation gives Scholarships to students from Canaan.$4,400$4,400
The Foundation presents educational forums, small business development courses, entrepreneurial training, job training for displaced workers, leadership development programs, executive training, the Women of the World Forum, and school-to-career educational programs.--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JoAnn RyanPresident & CEOPT$0--
Jacque WilliamsChairwoman-$0--
Ted ShaferTreasurer-$0--
Maria GonzalezVice Chair-$0--
Carolyn MorrisonImdt. Past Chmn-$0--
Gina Mariano BunchSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Northwest Connecticut Chamber
EIN
20-8919128
Phone
8604826586
Address
PO BOX 59 59 Field Street R101, TORRINGTON, CT 06790

Signing Officer

Name
JoAnn Ryan
Title
President & CEO
Signed
2025-10-17
Discuss with paid preparer
Yes

Preparer

Firm
King King & Associates Cpas
Address
170 HOLABIRD AVE, WINSTED, CT 06098
Preparer
Robert E King CPA
Phone
8603790215
Supplemental Narrative

Additional Explanations

Other Expenses.1008

“Interest $1182”

Other Expenses.1

“Programs $853”

Other Expenses.2

“misc $76”

Other Expenses.3

“Professiona services $6”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $711 Accounts Payable and Accrued Expenses - Ending $5711”

Total Liabilities.1008

“Unsecured Notes and Loans Payable - Beginning $10222 Unsecured Notes and Loans Payable - Ending $9022”

Raw XML Appendix183 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum08604826586
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Torrington
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IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt012538
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Ted Shafer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Maria Gonzalez
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Carolyn Morrison
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Gina Mariano Bunch
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President & CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Chairwoman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Vice Chair
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Imdt. past Chmn
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Secretary
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt02117
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Educational activities in Northwest Connecticut
IRS990EZ/ProgramServiceRevenueAmt0796
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The Foundation gives Scholarships to students from Canaan.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1The Foundation presents educational forums, small business development courses, entrepreneurial training, job training for displaced workers, leadership development programs, executive training, the Women of the World Forum, and school-to-career educational programs.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt04400
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IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/ScheduleBNotRequiredInd0X
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IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
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IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0www.nwctchamberedfound.org
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt06290
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt05660
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IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt09490
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0149
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IRS990ScheduleA/InvestmentIncomeCYPct00.00960
IRS990ScheduleA/InvestmentIncomePYPct00.00540
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
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IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
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IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
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IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt039377
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Interest $1182
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Programs $853
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2misc $76
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Professiona services $6
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Accounts Payable and Accrued Expenses - Beginning $711 Accounts Payable and Accrued Expenses - Ending $5711
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Unsecured Notes and Loans Payable - Beginning $10222 Unsecured Notes and Loans Payable - Ending $9022
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1008
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Total Liabilities.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Total Liabilities.1008
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JoAnn Ryan
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President & CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NORTHWEST CONNECTICUT CHAMBER
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0EDUCATION FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0208919128
ReturnHeader/Filer/PhoneNum08604826586
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 59 59 Field Street R101
ReturnHeader/Filer/USAddress/CityNm0TORRINGTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CT
ReturnHeader/Filer/USAddress/ZIPCd006790
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0061392255
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0170 HOLABIRD AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WINSTED
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd006098
ReturnHeader/PreparerPersonGrp/PhoneNum08603790215
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Robert E King CPA
ReturnHeader/ReturnTs02025-10-17T09:18:08-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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