Civic Intelligence

River Sirens Inc.

EIN 20-8742749 • 501(c)3 • Mount Laurel, NJ

Pub. 78 Eligible990-N CoverageNTEE N60

Profile

Womens' health and well being

146 Squirrel Tree LnMount Laurel, NJ 08054-2112

riversirens.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

80th percentile

0.13x

Higher debt load relative to assets than 80% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

84th percentile

0.14x

Higher debt load relative to revenue than 84% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

60th percentile

7.4%

Higher net margin than 60% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

63rd percentile

5.8%

Faster asset growth than 63% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

44th percentile

-5.8%

Faster revenue growth than 44% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets80th percentile

Assets

Up

$129,259

Up $7,032 (+5.8%) from 2023

Liabilities

Down

$16,296

Down $1,410 (-8.0%) from 2023

Net Assets

Up

$112,963

Up $8,442 (+8.1%) from 2023

Operations
Liabilities / Revenue84th percentileNet Margin60th percentile

Revenue

Down

$114,660

Down $7,062 (-5.8%) from 2023

Expenses

Up

$106,218

Up $34,649 (+48%) from 2023

Net Income

Down

$8,442

Down $41,711 (-83%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth63rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2018: $45,186Liabilities 2018: $24,889Net Assets 2018: $20,2972018Assets 2019: $58,696Liabilities 2019: $21,297Net Assets 2019: $37,3992019Assets 2020: $48,840Liabilities 2020: $20,296Net Assets 2020: $28,5442020Assets 2021: $53,889Liabilities 2021: $19,297Net Assets 2021: $34,5922021Assets 2022: $72,664Liabilities 2022: $18,296Net Assets 2022: $54,3682022Assets 2023: $122,227Liabilities 2023: $17,706Net Assets 2023: $104,5212023Assets 2024: $129,259Liabilities 2024: $16,296Net Assets 2024: $112,9632024

Highlighted filing

2024

Assets$129,259
Liabilities$16,296
Net Assets$112,963
Open 2024 Filing

Operations Trend

Revenue Growth44th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2018: $57,656Expenses 2018: $42,899Net Income 2018: $14,7572018Revenue 2019: $71,501Expenses 2019: $54,399Net Income 2019: $17,1022019Revenue 2020: $11,649Expenses 2020: $20,504Net Income 2020: -$8,8552020Revenue 2021: $66,109Expenses 2021: $60,061Net Income 2021: $6,0482021Revenue 2022: $97,162Expenses 2022: $77,386Net Income 2022: $19,7762022Revenue 2023: $121,722Expenses 2023: $71,569Net Income 2023: $50,1532023Revenue 2024: $114,660Expenses 2024: $106,218Net Income 2024: $8,4422024

Highlighted filing

2024

Revenue$114,660
Expenses$106,218
Net Income$8,442
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$129,259
Liabilities
$16,296
Net assets
$112,963
Revenue
$114,660
Expenses
$106,218
Net income
$8,442
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.29$0.16$1.13$1.15$1.06$0.08
2023Detailed filing. Detailed filing data is available for this year.$1.22$0.18$1.05$1.22$0.72$0.50
2022Detailed filing. Detailed filing data is available for this year.$0.73$0.18$0.54$0.97$0.77$0.20
2021Detailed filing. Detailed filing data is available for this year.$0.54$0.19$0.35$0.66$0.60$0.06
2020Detailed filing. Detailed filing data is available for this year.$0.49$0.20$0.29$0.12$0.21$0.09
2019Detailed filing. Detailed filing data is available for this year.$0.59$0.21$0.37$0.72$0.54$0.17
2018Detailed filing. Detailed filing data is available for this year.$0.45$0.25$0.20$0.58$0.43$0.15
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 8, 2025
Return Version
2024v5.0
Gross Receipts
$114,660
Mission and Program Overview

Mission

Womens' health and well being

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$104,521$112,963▲ $8,442
Cash and Non-Interest-Bearing Accounts$102,350$106,882▲ $4,532
Total Assets$122,227$129,259▲ $7,032
Other Assets Total$19,877$22,377▲ $2,500
Liabilities
Other Liabilities$17,706$16,296▼ $1,410
Total Liabilities$17,706$16,296▼ $1,410
Net Assets / Fund Balance
Total Net Assets Fund Balance$104,521$112,963▲ $8,442
Total Liabilities and Net Assets / Fund Balance$122,227$129,259▲ $7,032

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$2,500--
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Wendy L SchwartzPresident
Marie EaganSecretary
Wendy L SchwartzTreasurer
Joanne HoffmannVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$16,025
Program Service Revenue
$98,635
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$8,442
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$106,218
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$11,927--$11,927
Other Expenses$10,740--$10,740
Insurance$2,135--$2,135
Office Expenses$685--$685
Information Technology$528--$528
Fees for Services Accounting$510--$510
Total Functional Expenses$106,218$0$0$106,218
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Scholarship Fund$16,296
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“This form 990 was reviewed by the current treasurer and board president prior to filing. A copy is available to all members after filing.”

Form 990, Page 6, Part VI, Line 12C

“Board directors and officers are required to review and sign the organization's policies annually. The organization's policies are posted on its internal website.”

Form 990, Page 6, Part VI, Line 19

“The organization's governing policies and procedures, conflict of interest statements, and financial statements are available for public inspection upon request.”

Filing and Contact Details

Filer

Filer Name
River Sirens Inc
EIN
20-8742749
Phone
6098206458
Address
146 SQUIRREL TREE LN, MOUNT LAUREL, NJ 08054-2112
Doing Business As
Cooper River Dragon Boat Club

Signing Officer

Name
Wendy L Schwartz
Title
President
Phone
6098206458
Signed
2025-11-08

Organization Details

Principal Officer
Wendy L Schwartz
Formed
2007
Legal Domicile
Nj
Voting Board Members
9
Independent Board Members
10
Employees
0
Volunteers
53

Preparer

Firm
Figard & Company Pc
Address
361 LAKEWOOD RD, NEW EGYPT, NJ 08533-2112
Preparer
Steven B Figard
Phone
6097589209
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Boat expenses 3,069 0 0 boat house membership 3,000 0 0 storage rent & supplies 2,605 0 0 donations 1,103 0 0 equipment expense 463 0 0 professional development 428 0 0 winter training expenses 378 0 0 meeting expenses 350 0 0 dues & subscriptions 310 0 0 online pmt fees & exp 134 0 0 bank charges 54 0 0 licenses fees & permits 33 0 0 total 11,927 0 0”

Raw XML Appendix288 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD DIRECTORS AND OFFICERS ARE REQUIRED TO REVIEW AND SIGN THE ORGANIZATION'S POLICIES ANNUALLY. THE ORGANIZATION'S POLICIES ARE POSTED ON ITS INTERNAL WEBSITE.
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BOAT EXPENSES 3,069 0 0 BOAT HOUSE MEMBERSHIP 3,000 0 0 STORAGE RENT & SUPPLIES 2,605 0 0 DONATIONS 1,103 0 0 EQUIPMENT EXPENSE 463 0 0 PROFESSIONAL DEVELOPMENT 428 0 0 WINTER TRAINING EXPENSES 378 0 0 MEETING EXPENSES 350 0 0 DUES & SUBSCRIPTIONS 310 0 0 ONLINE PMT FEES & EXP 134 0 0 BANK CHARGES 54 0 0 LICENSES FEES & PERMITS 33 0 0 TOTAL 11,927 0 0
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PhoneNum06098206458
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-08
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NEW EGYPT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0085332112
ReturnHeader/PreparerPersonGrp/PhoneNum06097589209
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STEVEN B FIGARD
ReturnHeader/ReturnTs02025-11-12T09:53:52-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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