Civic Intelligence

Jay Peak Area Chamber of Commerce

EIN 20-8393949 • 501(c)6 • Troy, VT

Profile

Chamber of Commerce for Jay Peak area. Members include 100 area businesses and over 1,100 individuals from the community.

PO Box 218Troy, VT 05868

topofvt.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

98th percentile

3.23x

Higher debt load relative to assets than 98% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

72nd percentile

0.05x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

34th percentile

-8.5%

Higher net margin than 34% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

88th percentile

$42,709

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 58.3% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

10th percentile

-79%

Faster asset growth than 10% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

42nd percentile

-5.2%

Faster revenue growth than 42% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$1,142

Down $4,346 (-79%) from 2024

Liabilities

Up

$3,690

Up $1,870 (+103%) from 2024

Net Assets

Down

-$2,548

Down $6,216 (-169%) from 2024

Operations
Liabilities / Revenue72nd percentileNet Margin34th percentile

Revenue

Down

$73,238

Down $4,048 (-5.2%) from 2024

Expenses

Down

$79,454

Down $8,206 (-9.4%) from 2024

Net Income

Up

-$6,216

Up $4,158 (+40%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth10th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0-$20KAssets 2014: $41,398Liabilities 2014: $1902014Assets 2015: $43,552Liabilities 2015: $02015Assets 2016: $27,383Liabilities 2016: $2902016Assets 2017: $26,447Net Assets 2017: $26,4472017Assets 2018: $28,048Net Assets 2018: $28,0482018Assets 2019: $19,470Net Assets 2019: $19,4702019Assets 2020: $22,554Net Assets 2020: $22,5542020Assets 2021: $15,603Liabilities 2021: $1,300Net Assets 2021: $14,3032021Assets 2022: $486Liabilities 2022: $1,340Net Assets 2022: -$8542022Assets 2023: $15,582Liabilities 2023: $1,540Net Assets 2023: $14,0422023Assets 2024: $5,488Liabilities 2024: $1,820Net Assets 2024: $3,6682024Assets 2025: $1,142Liabilities 2025: $3,690Net Assets 2025: -$2,5482025

Highlighted filing

2025

Assets$1,142
Liabilities$3,690
Net Assets-$2,548
Open 2025 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2014: $104,536Expenses 2014: $91,653Net Income 2014: $12,8832014Revenue 2015: $93,653Expenses 2015: $91,309Net Income 2015: $2,3442015Revenue 2016: $109,271Expenses 2016: $125,731Net Income 2016: -$16,4602016Revenue 2017: $128,267Expenses 2017: $128,914Net Income 2017: -$6472017Revenue 2018: $94,288Expenses 2018: $92,688Net Income 2018: $1,6002018Revenue 2019: $90,813Expenses 2019: $99,392Net Income 2019: -$8,5792019Revenue 2020: $98,347Expenses 2020: $95,262Net Income 2020: $3,0852020Revenue 2021: $102,227Expenses 2021: $110,477Net Income 2021: -$8,2502021Revenue 2022: $121,240Expenses 2022: $136,397Net Income 2022: -$15,1572022Revenue 2023: $97,807Expenses 2023: $82,911Net Income 2023: $14,8962023Revenue 2024: $77,286Expenses 2024: $87,660Net Income 2024: -$10,3742024Revenue 2025: $73,238Expenses 2025: $79,454Net Income 2025: -$6,2162025

Highlighted filing

2025

Revenue$73,238
Expenses$79,454
Net Income-$6,216
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,142
Liabilities
$3,690
Net assets
-$2,548
Revenue
$73,238
Expenses
$79,454
Net income
-$6,216
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.01$0.04$0.03$0.73$0.79$0.06
2024Detailed filing. Detailed filing data is available for this year.$0.05$0.02$0.04$0.77$0.88$0.10
2023Detailed filing. Detailed filing data is available for this year.$0.16$0.02$0.14$0.98$0.83$0.15
2022Detailed filing. Detailed filing data is available for this year.$0.00$0.01$0.01$1.21$1.36$0.15
2021Detailed filing. Detailed filing data is available for this year.$0.16$0.01$0.14$1.02$1.10$0.08
2020Detailed filing. Detailed filing data is available for this year.$0.23$0.23$0.98$0.95$0.03
2019Detailed filing. Detailed filing data is available for this year.$0.19$0.19$0.91$0.99$0.09
2018Detailed filing. Detailed filing data is available for this year.$0.28$0.28$0.94$0.93$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.26$0.26$1.28$1.29$0.01
2016Summary only. Only limited summary data is available for this year.$0.27$0.00$1.09$1.26$0.16
2015Summary only. Only limited summary data is available for this year.$0.44$0.00$0.94$0.91$0.02
2014Summary only. Only limited summary data is available for this year.$0.41$0.00$1.05$0.92$0.13
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
May 1, 2024 to Apr 30, 2025
Signed
Aug 21, 2025
Return Version
2024v5.2
Gross Receipts
$73,238
Mission and Program Overview

Mission

Chamber of commerce for jay peak area. Members include 100 area businesses and over 1,100 individuals from the community.

Program Services

DescriptionGrantsExpenses
Provide information to visitors about the local community and area businesses.--
Maintain web site promoting local business members.--
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Karen O'DonnellExecutive DirectorFT$42,709-$42,709
Julie MarquisAssist Exec DirectorPT$19,413-$19,413
Peter FinaPresident-$0--
Kim HewittDirector-$0--
Brian CookTreasurer-$0--
Irene McDermutVice President-$0--
Kay CoursonSecretary-$0--
Andrew TouchetteDirector-$0--
Filing and Contact Details

Filer

Filer Name
Jay Peak Area Chamber of Commerce
EIN
20-8393949
Phone
8029884120
Address
PO Box 218, Troy, VT 05868

Signing Officer

Name
Julie Marquis
Title
Assist Exec Director
Signed
2025-08-21
Discuss with paid preparer
Yes

Preparer

Firm
C a Raboin CPA Pc
Address
5 SHORT BLUFF RD, NEWPORT, VT 05855
Preparer
Cheryl A Raboin CPA
Phone
8023343040
Supplemental Narrative

Additional Explanations

Other Expenses.1012

“Insurance $1535”

Other Expenses.1

“Program Expenses $9893”

Other Expenses.3

“Supplies $773”

Total Liabilities.1

“Prepaid Dues - Beginning $1820 Prepaid Dues - Ending $3690”

Raw XML Appendix132 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PersonNm0Julie Marquis
IRS990EZ/BooksInCareOfDetail/PhoneNum08029884120
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt05150 VT Rte 105
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Newport Center
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0VT
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd005857
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt05488
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt01142
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-6216
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0725
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt05488
IRS990EZ/Form990TotalAssetsGrp/EOYAmt01142
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt073238
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt013
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt070825
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt03668
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-2548
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IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-2548
IRS990EZ/OccupancyRentUtltsAndMaintAmt02856
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt242709
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt319413
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Peter Fina
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Kim Hewitt
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Karen O'Donnell
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Julie Marquis
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Brian Cook
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Irene McDermut
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Kay Courson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Andrew Touchette
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Executive Dir.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Assist Exec Dir
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt012201
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Chamber of Commerce for Jay Peak area. Members include 100 area businesses and over 1,100 individuals from the community.
IRS990EZ/PrintingPublicationsPostageAmt01550
IRS990EZ/ProgramServiceRevenueAmt02400
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Provide information to visitors about the local community and area businesses.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Maintain web site promoting local business members.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt062122
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt01820
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt03690
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt079454
IRS990EZ/TotalRevenueAmt073238
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0topofvt.com
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Insurance $1535
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Program Expenses $9893
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Supplies $773
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Prepaid Dues - Beginning $1820 Prepaid Dues - Ending $3690
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Total Liabilities.1
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Julie Marquis
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Assist Exec Dir
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-21
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ReturnHeader/Filer/BusinessNameControlTxt0JAYP
ReturnHeader/Filer/EIN0208393949
ReturnHeader/Filer/PhoneNum08029884120
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 218
ReturnHeader/Filer/USAddress/CityNm0Troy
ReturnHeader/Filer/USAddress/StateAbbreviationCd0VT
ReturnHeader/Filer/USAddress/ZIPCd005868
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0030359729
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0C A RABOIN CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05 SHORT BLUFF RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NEWPORT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd005855
ReturnHeader/PreparerPersonGrp/PhoneNum08023343040
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Cheryl A Raboin CPA
ReturnHeader/ReturnTs02025-08-22T10:38:58-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-05-01
ReturnHeader/TaxPeriodEndDt02025-04-30
ReturnHeader/TaxYr02024

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