Civic Intelligence

Tentmakers Inc.

EIN 20-8331951 • 501(c)3 • Richmond, CA

Pub. 78 Eligible990-N Coverage

Profile

As a nonprofit community housing development corporation, our unwavering commitment is to make affordable homeownership a reality for low-income households. We accomplish this by helping first time home buyers and homeowners with housing acquisition and rehabilitation.

PO Box 5089Richmond, CA 94805-0089

www.tentmakersinc.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

95th percentile

1.51x

Higher debt load relative to assets than 95% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

82nd percentile

0.10x

Higher debt load relative to revenue than 82% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

25th percentile

-17%

Higher net margin than 25% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

12th percentile

-79%

Faster asset growth than 12% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

13th percentile

-60%

Faster revenue growth than 13% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets95th percentile

Assets

Down

$7,864

Down $29,162 (-79%) from 2023

Liabilities

Up

$11,885

Up $64 (+0.5%) from 2023

Net Assets

Down

-$4,021

Down $29,226 (-116%) from 2023

Operations
Liabilities / Revenue82nd percentileNet Margin25th percentile

Revenue

Down

$114,396

Down $172,489 (-60%) from 2023

Expenses

Down

$133,443

Down $207,891 (-61%) from 2023

Net Income

Up

-$19,047

Up $35,402 (+65%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth12th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0-$50KAssets 2021: $26,418Liabilities 2021: $17,890Net Assets 2021: $8,5282021Assets 2022: $88,704Liabilities 2022: $4,761Net Assets 2022: $83,9432022Assets 2023: $37,026Liabilities 2023: $11,821Net Assets 2023: $25,2052023Assets 2024: $7,864Liabilities 2024: $11,885Net Assets 2024: -$4,0212024

Highlighted filing

2024

Assets$7,864
Liabilities$11,885
Net Assets-$4,021
Open 2024 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$300K$200K$100K$0-$100KRevenue 2021: $112,866Expenses 2021: $109,859Net Income 2021: $3,0072021Revenue 2022: $154,271Expenses 2022: $79,231Net Income 2022: $75,0402022Revenue 2023: $286,885Expenses 2023: $341,334Net Income 2023: -$54,4492023Revenue 2024: $114,396Expenses 2024: $133,443Net Income 2024: -$19,0472024

Highlighted filing

2024

Revenue$114,396
Expenses$133,443
Net Income-$19,047
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$7,864
Liabilities
$11,885
Net assets
-$4,021
Revenue
$114,396
Expenses
$133,443
Net income
-$19,047
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.08$0.12$0.04$1.14$1.33$0.19
2023Detailed filing. Detailed filing data is available for this year.$0.37$0.12$0.25$2.87$3.41$0.54
2022Detailed filing. Detailed filing data is available for this year.$0.89$0.05$0.84$1.54$0.79$0.75
2021Detailed filing. Detailed filing data is available for this year.$0.26$0.18$0.09$1.13$1.10$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Jul 22, 2025
Return Version
2023v6.0
Gross Receipts
$114,396
Mission and Program Overview

Mission

As a nonprofit community housing development corporation, our unwavering commitment is to make affordable homeownership a reality for low-income households. We accomplish this by helping first time home buyers and homeowners with housing acquisition and rehabilitation.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$37,026$7,864▼ $29,162
Total Assets$37,026$7,864▼ $29,162
Liabilities
Other Liabilities$11,446$11,510▲ $64
Accounts Payable and Accrued Expenses$375$375→ $0
Total Liabilities$11,821$11,885▲ $64
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$25,205$-4,021▼ $29,226
Total Net Assets Fund Balance$25,205$-4,021▼ $29,226
Total Liabilities and Net Assets / Fund Balance$37,026$7,864▼ $29,162
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Joe SerranoCEO
Revenue and Support

Revenue Composition

Contributions and Grants
$51,000
Program Service Revenue
$63,396
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-19,047
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$133,443
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$7,627$5,809-$13,436
Travel$5,299--$5,299
Other Expenses$3,617--$3,617
Total Functional Expenses$127,634$5,809$0$133,443
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Eidl$6,536
Credit Card$4,974
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Officer directors etc family relationship Part VI line 2

“FAMILY RELATIONSHIP”

Form 990 governing body review Part VI line 11

“990 is reviewed by the ceo”

Conflict of interest policy compliance Part VI line 12C

“A conflict of interest policy is established”

Governing documents etc available to public Part VI line 19

“Documents are requested upon request”

Filing and Contact Details

Filer

Filer Name
Tentmakers Inc
EIN
20-8331951
Address
PO BOX 5089, RICHMOND, CA 94805-0089

Signing Officer

Name
Joe Serrano
Title
CEO
Phone
5107753810
Signed
2025-07-22
Discuss with paid preparer
No

Organization Details

Formed
2007
Legal Domicile
CA
Voting Board Members
4
Independent Board Members
0
Employees
0
Volunteers
4

Preparer

Firm
C S West & Associates PA
Address
1115 Professional Park Dr, Brandon, FL 33511
Preparer
Cedrick West
Phone
8133441784
Supplemental Narrative

Additional Explanations

List of other expenses Part IX line 24E

“Materialssubcontractorspayroll taxes”

Raw XML Appendix277 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GrantsToOrganizationsInd0false
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IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
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IRS990/IRPDocumentCnt00
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ReturnHeader/ReturnTs02025-08-22T14:11:47-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-07-01
ReturnHeader/TaxPeriodEndDt02024-06-30
ReturnHeader/TaxYr02023

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