Civic Intelligence

Society of Certified Retirement

EIN 20-8160840 • 501(c)6 • Mustang, OK

Profile

Educational training and testing

PO Box 453Mustang, OK 73064

www.crfa.us

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

100th percentile

103.81x

Higher debt load relative to assets than 100% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

100th percentile

50.16x

Higher debt load relative to revenue than 100% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2020

Net Margin

95th percentile

48%

Higher net margin than 95% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2020

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2020

Asset Growth

9th percentile

-88%

Faster asset growth than 9% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

20th percentile

-29%

Faster revenue growth than 20% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets100th percentile

Assets

Down

$2,805

Down $19,957 (-88%) from 2019

Liabilities

Down

$291,179

Down $22,762 (-7.3%) from 2019

Net Assets

Up

-$288,374

Up $2,805 (+1.0%) from 2019

Operations
Liabilities / Revenue100th percentileNet Margin95th percentile

Revenue

Down

$5,805

Down $2,335 (-29%) from 2019

Expenses

Down

$3,000

Down $8,188 (-73%) from 2019

Net Income

Up

$2,805

Up $5,853 (+192%) from 2019

Trend Graphs

Balance Sheet Trend

Asset Growth9th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$200K$0-$200K-$400KAssets 2010: $9,427Liabilities 2010: $0Net Assets 2010: $9,4272010Assets 2011: $10,783Liabilities 2011: $0Net Assets 2011: $10,7832011Assets 2012: $8,207Liabilities 2012: $0Net Assets 2012: $8,2072012Assets 2013: $2,221Liabilities 2013: $0Net Assets 2013: $2,2212013Assets 2014: $3,516Liabilities 2014: $0Net Assets 2014: $3,5162014Assets 2015: $5,421Liabilities 2015: $2,299Net Assets 2015: $3,1222015Assets 2016: $5,253Liabilities 2016: $0Net Assets 2016: $5,2532016Assets 2017: $15,883Liabilities 2017: $0Net Assets 2017: $15,8832017Assets 2018: $9,119Liabilities 2018: $0Net Assets 2018: $9,1192018Assets 2019: $22,762Liabilities 2019: $313,941Net Assets 2019: -$291,1792019Assets 2020: $2,805Liabilities 2020: $291,179Net Assets 2020: -$288,3742020

Highlighted filing

2020

Assets$2,805
Liabilities$291,179
Net Assets-$288,374
Open 2020 Filing

Operations Trend

Revenue Growth20th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2010: $27,102Expenses 2010: $24,051Net Income 2010: $3,0512010Revenue 2011: $24,885Expenses 2011: $23,380Net Income 2011: $1,5052011Revenue 2012: $26,387Expenses 2012: $29,045Net Income 2012: -$2,6582012Revenue 2013: $36,718Expenses 2013: $42,604Net Income 2013: -$5,8862013Revenue 2014: $24,002Expenses 2014: $25,822Net Income 2014: -$1,8202014Revenue 2015: $28,368Expenses 2015: $25,531Net Income 2015: $2,8372015Revenue 2016: $21,746Expenses 2016: $19,615Net Income 2016: $2,1312016Revenue 2017: $18,878Expenses 2017: $8,248Net Income 2017: $10,6302017Revenue 2018: $18,529Expenses 2018: $9,410Net Income 2018: $9,1192018Revenue 2019: $8,140Expenses 2019: $11,188Net Income 2019: -$3,0482019Revenue 2020: $5,805Expenses 2020: $3,000Net Income 2020: $2,8052020

Highlighted filing

2020

Revenue$5,805
Expenses$3,000
Net Income$2,805
Open 2020 Filing

Filings

Most recent year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,805
Liabilities
$291,179
Net assets
-$288,374
Revenue
$5,805
Expenses
$3,000
Net income
$2,805
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2020Detailed filing. Detailed filing data is available for this year.$0.03$2.91$2.88$0.06$0.03$0.03
2019Detailed filing. Detailed filing data is available for this year.$0.23$3.14$2.91$0.08$0.11$0.03
2018Detailed filing. Detailed filing data is available for this year.$0.09$0.00$0.09$0.19$0.09$0.09
2017Detailed filing. Detailed filing data is available for this year.$0.16$0.00$0.16$0.19$0.08$0.11
2016Detailed filing. Detailed filing data is available for this year.$0.05$0.00$0.05$0.22$0.20$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.05$0.02$0.03$0.28$0.26$0.03
2014Detailed filing. Detailed filing data is available for this year.$0.04$0.00$0.04$0.24$0.26$0.02
2013Detailed filing. Detailed filing data is available for this year.$0.02$0.00$0.02$0.37$0.43$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.08$0.00$0.08$0.26$0.29$0.03
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.11$0.00$0.11$0.25$0.23$0.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.09$0.00$0.09$0.27$0.24$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Nov 15, 2021
Return Version
2020v4.1
Gross Receipts
$5,805
Mission and Program Overview

Mission

Educational training and testing

Program Services

DescriptionGrantsExpenses
SCRFA IS A SOCIETY OF MEMBERS WHO HAVE SUCCESSFULLY PASSED THE EXAM. THEY CONTINUE TO MAINTAIN THEIR COMPETENCY THROUGH CONTINUING EDUCATION AND PROVIDE SUPPORT FOR MEMBERS.$5,805-
SCRFA PROVIDES EDUCATIONAL TRAINING FOR FINANCIAL ADVISORS FOR CE CREDIT. THE ORGANIZATION IS NCCA ACCREDITED.--
CRFA PROVIDES A PROCTORED EXAM TO VERIFY THE COMPETENCY OF ADVISORS WHO MAKE RETIREMENT RECOMMENDATIONS FOR ALL STAGES OF LIFE.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LYNDA C MCCOLLExecutive DirectorPT$0--
JOE WEBBPresident Of Scrfa-$0--
Filing and Contact Details

Filer

Filer Name
Society of Certified Retirement
EIN
20-8160840
Address
PO BOX 453, MUSTANG, OK 73064

Signing Officer

Name
Lynda Mccoll
Title
Executive Direc
Phone
4053769976
Signed
2021-11-15
Discuss with paid preparer
Yes

Preparer

Firm
McColl and Associates CPA PC
Address
501 N Mustang Road STE D 2, Mustang, OK 73064
Preparer
Lynda C McColl CPA
Phone
4053760001
Supplemental Narrative

Additional Explanations

Description of total liabilities Part II line 26

“Category beginning of year end of yearlong term boared agrement 297,250 291,179rent paid by lynda 16,691 0”

Raw XML Appendix107 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0LYNDA C MCCOLL
CompensationExplanation/CompensationExplanationGrp/PersonNm1JOE WEBB
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt0PAID AS FUNDS ALLOW.
CompensationExplanation/CompensationExplanationGrp/ShortExplanationTxt1NON PAID POSITION
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0LYNDA MCCOLL
IRS990EZ/BooksInCareOfDetail/PhoneNum04057600243
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0501 N MUSTANG ROAD D1
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MUSTANG
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OK
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd073064
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt022762
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt02805
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt02805
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0600
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt022762
IRS990EZ/Form990TotalAssetsGrp/EOYAmt02805
IRS990EZ/GrossReceiptsAmt05805
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InitialReturnInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0-291179
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-288374
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0-291179
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-288374
IRS990EZ/OccupancyRentUtltsAndMaintAmt02400
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0LYNDA C MCCOLL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOE WEBB
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT OF SCRFA
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0EDUCATIONAL TRAINING AND TESTING
IRS990EZ/ProgramServiceRevenueAmt05805
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SCRFA PROVIDES EDUCATIONAL TRAINING FOR FINANCIAL ADVISORS FOR CE CREDIT. THE ORGANIZATION IS NCCA ACCREDITED.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1CRFA PROVIDES A PROCTORED EXAM TO VERIFY THE COMPETENCY OF ADVISORS WHO MAKE RETIREMENT RECOMMENDATIONS FOR ALL STAGES OF LIFE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2SCRFA IS A SOCIETY OF MEMBERS WHO HAVE SUCCESSFULLY PASSED THE EXAM. THEY CONTINUE TO MAINTAIN THEIR COMPETENCY THROUGH CONTINUING EDUCATION AND PROVIDE SUPPORT FOR MEMBERS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt05805
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0OK
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0313941
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0291179
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt03000
IRS990EZ/TotalRevenueAmt05805
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.CRFA.US
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CATEGORY BEGINNING OF YEAR END OF YEARLONG TERM BOARED AGREMENT 297,250 291,179RENT PAID BY LYNDA 16,691 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of total liabilities Part II line 26
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd000
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd00
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LYNDA MCCOLL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIREC
ReturnHeader/BusinessOfficerGrp/PhoneNum04053769976
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SOCIETY OF CERTIFIED RETIREMENT
ReturnHeader/Filer/BusinessNameControlTxt0SOCI
ReturnHeader/Filer/EIN0208160840
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 453
ReturnHeader/Filer/USAddress/CityNm0MUSTANG
ReturnHeader/Filer/USAddress/StateAbbreviationCd0OK
ReturnHeader/Filer/USAddress/ZIPCd073064
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0McColl and Associates CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0501 N Mustang Road STE D 2
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Mustang
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0OK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd073064
ReturnHeader/PreparerPersonGrp/PhoneNum04053760001
ReturnHeader/PreparerPersonGrp/PreparationDt02021-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Lynda C McColl CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02021-11-15T13:46:18-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0LYNDA
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0MCCOLL
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

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