Civic Intelligence

The Bruce and Beth White

EIN 20-8107053 • Merrillville, IN

701 E 83rd AvenueMerrillville, IN 46410
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

32nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

33rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$1M-$5M nonprofits • Source year 2024

Net Margin

53rd percentile

6.6%

Higher net margin than 53% of similar nonprofits.

$1M-$5M nonprofits • Source year 2024

Top Officer Pay

47th percentile

$0

Higher top officer pay than 47% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

$1M-$5M nonprofits • Source year 2024

Asset Growth

51st percentile

3.2%

Faster asset growth than 51% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

10th percentile

-35%

Faster revenue growth than 10% of similar nonprofits.

$1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Up

$4,865,674

Up $148,705 (+3.2%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$4,865,674

Up $148,705 (+3.2%) from 2023

Revenue

Down

$2,248,692

Down $1,194,699 (-35%) from 2023

Expenses

Down

$2,099,987

Down $681,192 (-24%) from 2023

Net Income

Down

$148,705

Down $513,507 (-78%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2011: $9,784,813Liabilities 2011: $02011Assets 2012: $9,287,041Liabilities 2012: $02012Assets 2013: $8,748,551Liabilities 2013: $0Net Assets 2013: $8,748,5512013Assets 2014: $8,644,606Liabilities 2014: $0Net Assets 2014: $8,644,6062014Assets 2015: $7,769,986Liabilities 2015: $0Net Assets 2015: $7,769,9862015Assets 2016: $7,401,738Liabilities 2016: $0Net Assets 2016: $7,401,7382016Assets 2017: $6,702,652Liabilities 2017: $0Net Assets 2017: $6,702,6522017Assets 2018: $6,384,712Liabilities 2018: $0Net Assets 2018: $6,384,7122018Assets 2019: $5,402,152Liabilities 2019: $0Net Assets 2019: $5,402,1522019Assets 2020: $5,321,590Liabilities 2020: $0Net Assets 2020: $5,321,5902020Assets 2021: $5,367,874Liabilities 2021: $0Net Assets 2021: $5,367,8742021Assets 2022: $4,054,757Liabilities 2022: $0Net Assets 2022: $4,054,7572022Assets 2023: $4,716,969Liabilities 2023: $0Net Assets 2023: $4,716,9692023Assets 2024: $4,865,674Liabilities 2024: $0Net Assets 2024: $4,865,6742024

Highlighted filing

2024

Assets$4,865,674
Liabilities$0
Net Assets$4,865,674

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MRevenue 2011: $64,524Expenses 2011: $501,716Net Income 2011: -$437,1922011Revenue 2012: $63,600Expenses 2012: $561,372Net Income 2012: -$497,7722012Revenue 2013: $52,065Expenses 2013: $590,555Net Income 2013: -$538,4902013Revenue 2014: $204,471Expenses 2014: $308,416Net Income 2014: -$103,9452014Revenue 2015: $26,071Expenses 2015: $900,691Net Income 2015: -$874,6202015Revenue 2016: $176,921Expenses 2016: $545,169Net Income 2016: -$368,2482016Revenue 2017: $1,181,154Expenses 2017: $1,880,240Net Income 2017: -$699,0862017Revenue 2018: $280,394Expenses 2018: $598,334Net Income 2018: -$317,9402018Revenue 2019: $85,596Expenses 2019: $1,068,156Net Income 2019: -$982,5602019Revenue 2020: $223,356Expenses 2020: $303,918Net Income 2020: -$80,5622020Revenue 2021: $1,278,226Expenses 2021: $1,231,942Net Income 2021: $46,2842021Revenue 2022: -$14,871Expenses 2022: $1,298,246Net Income 2022: -$1,313,1172022Revenue 2023: $3,443,391Expenses 2023: $2,781,179Net Income 2023: $662,2122023Revenue 2024: $2,248,692Expenses 2024: $2,099,987Net Income 2024: $148,7052024

Highlighted filing

2024

Revenue$2,248,692
Expenses$2,099,987
Net Income$148,705

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.87$0.00$4.87$2.25$2.10$0.15
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.72$0.00$4.72$3.44$2.78$0.66
2022Detailed filing. Detailed filing data is available for this year.$4.05$0.00$4.05$0.01$1.30$1.31
2021Detailed filing. Detailed filing data is available for this year.$5.37$0.00$5.37$1.28$1.23$0.05
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.32$0.00$5.32$0.22$0.30$0.08
2019Detailed filing. Detailed filing data is available for this year.$5.40$0.00$5.40$0.09$1.07$0.98
2018Detailed filing. Detailed filing data is available for this year.$6.38$0.00$6.38$0.28$0.60$0.32
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.70$0.00$6.70$1.18$1.88$0.70
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.40$0.00$7.40$0.18$0.55$0.37
2015Detailed filing. Detailed filing data is available for this year.$7.77$0.00$7.77$0.03$0.90$0.87
2014Detailed filing. Detailed filing data is available for this year.$8.64$0.00$8.64$0.20$0.31$0.10
2013Detailed filing. Detailed filing data is available for this year.$8.75$0.00$8.75$0.05$0.59$0.54
2012Summary only. Only limited summary data is available for this year.$9.29$0.00$0.06$0.56$0.50
2011Summary only. Only limited summary data is available for this year.$9.78$0.00$0.06$0.50$0.44
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
May 6, 2023
Return Version
2022v5.0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
BRUCE W WHITEPresident-$0--
ELIZABETH E WHITEVice President-$0--
CAROL ANN BOWMANSec & Treas-$0--
Filing and Contact Details

Filer

Filer Name
The Bruce and Beth White
EIN
20-8107053
Phone
2194722975
Address
701 E 83RD AVENUE, MERRILLVILLE, IN 46410

Signing Officer

Name
Carol Ann Bowman
Title
Sec & Treas
Signed
2023-05-06
Discuss with paid preparer
Yes

Preparer

Firm
Schroeder & Associates Ltd
Address
15129 South Route 59 Unit A, Plainfield, IL 60544
Preparer
John W Schroeder
Phone
8157828285
Raw XML Appendix347 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/EOYFMVAmt02958847
InvestmentsCorpStockSchedule/InvestmentsCorporateStockGrp/StockNm0MERRILL LYNCH 02388
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IRS990PF/AnalysisIncomeProducingActyGrp/DividendsAndInterestFromSecDtl/ExclusionCd014
IRS990PF/AnalysisIncomeProducingActyGrp/GainSalesAstOthThanInvntryGrp/ExclusionAmt0-98023
IRS990PF/AnalysisIncomeProducingActyGrp/GainSalesAstOthThanInvntryGrp/ExclusionCd018
IRS990PF/AnalysisIncomeProducingActyGrp/IntOnSavAndTempCashInvstGrp/ExclusionAmt010064
IRS990PF/AnalysisIncomeProducingActyGrp/IntOnSavAndTempCashInvstGrp/ExclusionCd014
IRS990PF/AnalysisIncomeProducingActyGrp/OtherInvestmentIncomeGrp/ExclusionAmt01215
IRS990PF/AnalysisIncomeProducingActyGrp/OtherInvestmentIncomeGrp/ExclusionCd014
IRS990PF/AnalysisIncomeProducingActyGrp/SubtotalsIncmProducingActyGrp/ExclusionAmt0-39871
IRS990PF/AnalysisIncomeProducingActyGrp/TotalIncomeProducingActyAmt0-39871
IRS990PF/AnalysisOfRevenueAndExpenses/ContriPaidDsbrsChrtblAmt01216180
IRS990PF/AnalysisOfRevenueAndExpenses/ContriPaidRevAndExpnssAmt01216180
IRS990PF/AnalysisOfRevenueAndExpenses/ContriRcvdRevAndExpnssAmt025000
IRS990PF/AnalysisOfRevenueAndExpenses/DividendsNetInvstIncmAmt046873
IRS990PF/AnalysisOfRevenueAndExpenses/DividendsRevAndExpnssAmt046873
IRS990PF/AnalysisOfRevenueAndExpenses/ExcessRevenueOverExpensesAmt0-1313117
IRS990PF/AnalysisOfRevenueAndExpenses/GrossSalesPriceAmt01950186
IRS990PF/AnalysisOfRevenueAndExpenses/InterestOnSavNetInvstIncmAmt010064
IRS990PF/AnalysisOfRevenueAndExpenses/InterestOnSavRevAndExpnssAmt010064
IRS990PF/AnalysisOfRevenueAndExpenses/NetGainSaleAstRevAndExpnssAmt0-98023
IRS990PF/AnalysisOfRevenueAndExpenses/NetInvestmentIncomeAmt016411
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesDsbrsChrtblAmt0325
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesNetInvstIncmAmt034240
IRS990PF/AnalysisOfRevenueAndExpenses/OtherExpensesRevAndExpnssAmt034565
IRS990PF/AnalysisOfRevenueAndExpenses/OtherIncomeNetInvstIncmAmt01215
IRS990PF/AnalysisOfRevenueAndExpenses/OtherIncomeRevAndExpnssAmt01215
IRS990PF/AnalysisOfRevenueAndExpenses/OtherProfFeesNetInvstIncmAmt07225
IRS990PF/AnalysisOfRevenueAndExpenses/OtherProfFeesRevAndExpnssAmt07225
IRS990PF/AnalysisOfRevenueAndExpenses/TaxesDsbrsChrtblAmt040000
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IRS990PF/AnalysisOfRevenueAndExpenses/TaxesRevAndExpnssAmt040276
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesDsbrsChrtblAmt01256505
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesNetInvstIncmAmt041741
IRS990PF/AnalysisOfRevenueAndExpenses/TotalExpensesRevAndExpnssAmt01298246
IRS990PF/AnalysisOfRevenueAndExpenses/TotalNetInvstIncmAmt058152
IRS990PF/AnalysisOfRevenueAndExpenses/TotalRevAndExpnssAmt0-14871
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesDsbrsChrtblAmt040325
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesNetInvstIncmAmt041741
IRS990PF/AnalysisOfRevenueAndExpenses/TotOprExpensesRevAndExpnssAmt082066
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IRS990PF/CapGainsLossTxInvstIncmDetail/CapGainsLossTxInvstIncmGrp/CostOrOtherBasisAmt0839266
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IRS990PF/CapGainsLossTxInvstIncmDetail/CapGainsLossTxInvstIncmGrp/HowAcquiredCd1P
IRS990PF/CapGainsLossTxInvstIncmDetail/CapGainsLossTxInvstIncmGrp/PropertyDesc0ML SHORT TERM COVERED
IRS990PF/CapGainsLossTxInvstIncmDetail/CapGainsLossTxInvstIncmGrp/PropertyDesc1ML LONG TERM COVERED
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IRS990PF/CapGainsLossTxInvstIncmDetail/CapGainsLossTxInvstIncmGrp/SoldDt12022-12-31
IRS990PF/CapGainsLossTxInvstIncmDetail/CapitalGainNetIncomeAmt0-98023
IRS990PF/CapGainsLossTxInvstIncmDetail/NetShortTermCapitalGainLossAmt0-111267
IRS990PF/ChgInNetAssetsFundBalancesGrp/ExcessRevenueOverExpensesAmt0-1313117
IRS990PF/ChgInNetAssetsFundBalancesGrp/SubtotalAmt04054757
IRS990PF/ChgInNetAssetsFundBalancesGrp/TotNetAstOrFundBalancesBOYAmt05367874
IRS990PF/ChgInNetAssetsFundBalancesGrp/TotNetAstOrFundBalancesEOYAmt04054757
IRS990PF/DistributableAmountGrp/DistributableAsAdjustedAmt0250294
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IRS990PF/DistributableAmountGrp/TaxBasedOnInvestmentIncomeAmt0228
IRS990PF/DistributableAmountGrp/TotalTaxAmt0228
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/AppliedToESTaxAmt066591
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/EstimatedPlusOvpmtIncmTxAmt066819
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/InvestmentIncomeExciseTaxAmt0228
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/OverpaymentAmt066591
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IRS990PF/ExciseTaxBasedOnInvstIncmGrp/TaxBasedOnInvestmentIncomeAmt0228
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IRS990PF/Form990PFBalanceSheetsGrp/TotalAssetsBOYAmt05367874
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IRS990PF/MethodOfAccountingCashInd0X
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IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/CityNm0SARATOGA
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IRS990PF/StatementsRegardingActy4720Grp/GrantsToIndividualsInd0false
IRS990PF/StatementsRegardingActy4720Grp/GrantsToOrganizationsInd0false
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IRS990PF/StatementsRegardingActy4720Grp/InfluenceLegislationInd0false
IRS990PF/StatementsRegardingActy4720Grp/JeopardyInvestmentsInd0false
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IRS990PF/StatementsRegardingActy4720Grp/PayPremiumsPrsnlBnftCntrctInd0false
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IRS990PF/StatementsRegardingActy4720Grp/UndistributedIncomePYInd0false
IRS990PF/StatementsRegardingActyGrp/ActivitiesNotPreviouslyRptInd0false
IRS990PF/StatementsRegardingActyGrp/AtLeast5000InAssetsInd0true
IRS990PF/StatementsRegardingActyGrp/ChangesToArticlesOrBylawsInd0false
IRS990PF/StatementsRegardingActyGrp/ComplyWithPublicInspRqrInd0true
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IRS990PF/StatementsRegardingActyGrp/Form990PFFiledWithAttyGenInd0true
IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd0false
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IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/CityNm0MERRILLVILLE
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IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd046410
IRS990PF/StatementsRegardingActyGrp/MoreThan100SpentInd0false
IRS990PF/StatementsRegardingActyGrp/NewSubstantialContributorsInd0false
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IRS990PF/StatementsRegardingActyGrp/OrgReportOrRegisterStateCd1IL
IRS990PF/StatementsRegardingActyGrp/OwnControlledEntityInd0false
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IRS990PF/StatementsRegardingActyGrp/PhoneNum02194722975
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IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd0true
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd0false
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0N/A
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IRS990PF/SupplementaryInformationGrp/ContributingManagerNm1ELIZABETH E WHITE
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt1212 W VAN BUREN SUITE 900
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IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovToNextYrAmt02809077
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1Txt0PO BOX 2187
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OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt0125
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt1200
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt034240
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt034240
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt1125
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt2200
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OtherIncomeSchedule2/OtherIncomeDetail/NetInvestmentIncomeAmt01215
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OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt07225
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt0TAX PREPARATION EXPENSE
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt00
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TaxesSchedule/TaxesDetail/Amt0276
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TaxesSchedule/TaxesDetail/CategoryTxt0FOREIGN INCOME TAXES
TaxesSchedule/TaxesDetail/CategoryTxt1TAX ON INVESTMENT INCOME
TaxesSchedule/TaxesDetail/DisbursementsCharitablePrpsAmt040000
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt0276
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd02
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CAROL ANN BOWMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0SEC & TREAS
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-05-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE BRUCE AND BETH WHITE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0FAMILY FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0BRUC
ReturnHeader/Filer/EIN0208107053
ReturnHeader/Filer/PhoneNum02194722975
ReturnHeader/Filer/USAddress/AddressLine1Txt0701 E 83RD AVENUE
ReturnHeader/Filer/USAddress/CityNm0MERRILLVILLE
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0831466809
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Schroeder & Associates Ltd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt015129 South Route 59 Unit A
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Plainfield
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060544
ReturnHeader/PreparerPersonGrp/PhoneNum08157828285
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JOHN W SCHROEDER
ReturnHeader/ReturnTs02023-05-11T07:01:15-07:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0CAROL ANN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0BOWMAN
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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