Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
The Benton Harbor Girls Association for Learning & Self-Esteem
EIN 20-5842839 • 501(c)3 • Benton Harbor, MI
Profile
Educational enrichment
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.35x
Liabilities / Revenue
95th percentile
Higher debt load relative to revenue than 95% of similar nonprofits.
Net Margin
25th percentile
Higher net margin than 25% of similar nonprofits.
Top Officer Pay
81st percentile
Higher top officer pay than 81% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
45th percentile
Faster asset growth than 45% of similar nonprofits.
Revenue Growth
47th percentile
Faster revenue growth than 47% of similar nonprofits.
Balance Sheet
Assets
Down$205,680
Down $11,646 (-5.4%) from 2024
Liabilities
Down$71,448
Down $241 (-0.3%) from 2024
Net Assets
Down$134,232
Down $11,405 (-7.8%) from 2024
Revenue
Down$69,311
Down $3,817 (-5.2%) from 2024
Expenses
Down$80,714
Down $14,546 (-15%) from 2024
Net Income
Up-$11,403
Up $10,729 (+48%) from 2024
Trend Graphs
Filings
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $205,680
- Liabilities
- $71,448
- Net assets
- $134,232
- Revenue
- $69,311
- Expenses
- $80,714
- Net income
- -$11,403
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Sep 1, 2024 to Aug 31, 2025
- Signed
- Oct 17, 2025
- Return Version
- 2024v5.0
- Gross Receipts
- $69,311
Mission and Program Overview
Mission
Educational enrichment
Enriching the educational opportunities of middle school girls in the benton harbor community.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| 4TH TO 8TH GRADE SCHOOL FOR GIRLS IN THE INNER CITY OF BENTON HARBOR. | - | $80,714 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| DR PATRICIA A QUATTRIN | President | FT | $0 | - | - |
| MARY ANNE DALTON | Trustee | - | $0 | - | - |
| MARY ANNE LISCHER | Secretary | - | $0 | - | - |
| HEATHER MARSCHKE | Treasurer | - | $0 | - | - |
| CATHLEEN HANAU | Trustee | - | $0 | - | - |
| KRISTINE COLLINS | Trustee | - | $0 | - | - |
| NICHOLAS GUNN | Trustee | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- The Benton Harbor Girls Association
- EIN
- 20-5842839
- Phone
- 2699259922
- Address
- PO BOX 840, BENTON HARBOR, MI 49023
Signing Officer
- Name
- Heather Marschke
- Title
- Treasurer
- Phone
- 2699259922
- Signed
- 2025-10-17
Preparer
- Firm
- Lake Michigan Accounting LLC
- Address
- 800 SHIP ST STE 107, SAINT JOSEPH, MI 49085-2182
- Preparer
- Heather Marschke CPA
- Phone
- 2692817486
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 8
“Insurance refunds 500 total 500”
Form 990-ez, Part I, Line 16
“Expenses advertising 1,505 supplies 1,226 copier 422 7,600 insurance 3,254 supplies 1,761 food 1,563 bank services 548 telephone and internet 4,100 website 660 field trips 35 donations 200 total 22,874”
Form 990-ez, Part II, Line 24
“Prepaid expenses and deferred charges 0 190 furniture and equipment 8,544 11,696 total 8,544 11,886”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 1,778 235 payroll liabilities 3,555 6,553 mortgage and other notes payable 66,358 64,660”
Form 990-ez, Part III
“Enriching the educational opportunities of middle school girls in the benton harbor community.”
Raw XML Appendix156 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | HEATHER MARSCHKE |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2699259922 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 840 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | BENTON HARBOR |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 49022 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 35714 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 20726 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 68738 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -11403 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 8831 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 217326 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 205680 |
| IRS990EZ/GrossReceiptsAmt | 0 | 69311 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 73 |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 173068 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 173068 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 145635 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 134232 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 145635 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 134232 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 4554 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | DR PATRICIA A QUATTRIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | MARY ANNE DALTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | MARY ANNE LISCHER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | HEATHER MARSCHKE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | CATHLEEN HANAU |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | KRISTINE COLLINS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | NICHOLAS GUNN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | TRUSTEE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | TRUSTEE |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 8544 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 11886 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 22874 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 500 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | ENRICHING THE EDUCATIONAL OPPORTUNITIES OF MIDDLE SCHOOL GIRLS IN THE BENTON HARBOR COMMUNITY. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 1244 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | 4TH TO 8TH GRADE SCHOOL FOR GIRLS IN THE INNER CITY OF BENTON HARBOR. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 80714 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 43211 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 71691 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 71448 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 80714 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 80714 |
| IRS990EZ/TotalRevenueAmt | 0 | 69311 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | BENTONGIRLSACADEMY.ORG |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt | 0 | 68738 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt | 0 | 58369 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 63928 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 59480 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 80479 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt | 0 | 330994 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 3139 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 15425 |
| IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt | 0 | 18564 |
| IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt | 0 | 18471 |
| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY170Pct | 0 | 0.94690 |
| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.93110 |
| IRS990ScheduleA/PublicSupportTotal170Amt | 0 | 330994 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind | 0 | X |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt | 0 | 68738 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt | 0 | 58369 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt | 0 | 63928 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 59480 |
| IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 80479 |
| IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt | 0 | 330994 |
| IRS990ScheduleA/TotalSupportAmt | 0 | 349558 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | INSURANCE REFUNDS 500 TOTAL 500 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES ADVERTISING 1,505 SUPPLIES 1,226 COPIER 422 7,600 INSURANCE 3,254 SUPPLIES 1,761 FOOD 1,563 BANK SERVICES 548 TELEPHONE AND INTERNET 4,100 WEBSITE 660 FIELD TRIPS 35 DONATIONS 200 TOTAL 22,874 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | PREPAID EXPENSES AND DEFERRED CHARGES 0 190 FURNITURE AND EQUIPMENT 8,544 11,696 TOTAL 8,544 11,886 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 1,778 235 PAYROLL LIABILITIES 3,555 6,553 MORTGAGE AND OTHER NOTES PAYABLE 66,358 64,660 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ENRICHING THE EDUCATIONAL OPPORTUNITIES OF MIDDLE SCHOOL GIRLS IN THE BENTON HARBOR COMMUNITY. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | HEATHER MARSCHKE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | TREASURER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2699259922 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-10-17 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | THE BENTON HARBOR GIRLS ASSOCIATION |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | FOR LEARNING & SELF-ESTEEM |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | BENT |
| ReturnHeader/Filer/EIN | 0 | 205842839 |
| ReturnHeader/Filer/PhoneNum | 0 | 2699259922 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 840 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | BENTON HARBOR |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 49023 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 993521750 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | LAKE MICHIGAN ACCOUNTING LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 800 SHIP ST STE 107 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | SAINT JOSEPH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 490852182 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2692817486 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-17 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | HEATHER MARSCHKE CPA |
| ReturnHeader/ReturnTs | 0 | 2025-10-17T11:35:55-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-09-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-08-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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