Civic Intelligence

Public Safety Insurance Fund Inc

EIN 20-5251471 • 501(c)3 • Montgomery, AL

Profile

To provide life insurance policies and accidental death insurance policies for every firefighter, police officer, and sheriffs' deputy on active duty in montgomery county, as well as the state of alabama's highway patrol officers.

6708 Taylor CircleMontgomery, AL 36117

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2019

Net Margin

8th percentile

-130%

Higher net margin than 8% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2019

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2019

Asset Growth

25th percentile

-33%

Faster asset growth than 25% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

74th percentile

23%

Faster revenue growth than 74% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$129,828

Down $63,380 (-33%) from 2018

Liabilities

Flat

$0

Flat from 2018

Net Assets

-

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue62nd percentileNet Margin8th percentile

Revenue

Up

$48,646

Up $9,016 (+23%) from 2018

Expenses

Up

$112,026

Up $112,006 (+560030%) from 2018

Net Income

Down

-$63,380

Down $102,990 (-260%) from 2018

Trend Graphs

Balance Sheet Trend

Asset Growth25th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2010: $17,818Liabilities 2010: $0Net Assets 2010: $17,8182010Assets 2011: $23,234Liabilities 2011: $0Net Assets 2011: $23,2342011Assets 2012: $112,810Liabilities 2012: $0Net Assets 2012: $112,8102012Assets 2013: $125,206Liabilities 2013: $0Net Assets 2013: $125,2062013Assets 2014: $140,728Liabilities 2014: $0Net Assets 2014: $140,7282014Assets 2015: $158,587Liabilities 2015: $0Net Assets 2015: $158,5872015Assets 2016: $160,250Liabilities 2016: $0Net Assets 2016: $160,2502016Assets 2017: $153,598Liabilities 2017: $0Net Assets 2017: $153,5982017Assets 2018: $193,208Liabilities 2018: $0Net Assets 2018: $193,2082018Assets 2019: $129,828Liabilities 2019: $02019

Highlighted filing

2019

Assets$129,828
Liabilities$0
Net Assets-
Open 2019 Filing

Operations Trend

Revenue Growth74th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$100K$0-$100KRevenue 2010: $57,150Expenses 2010: $54,386Net Income 2010: $2,7642010Revenue 2011: $62,425Expenses 2011: $57,009Net Income 2011: $5,4162011Revenue 2012: $145,530Expenses 2012: $55,954Net Income 2012: $89,5762012Revenue 2013: $68,350Expenses 2013: $55,954Net Income 2013: $12,3962013Revenue 2014: $71,476Expenses 2014: $55,954Net Income 2014: $15,5222014Revenue 2015: $73,812Expenses 2015: $55,953Net Income 2015: $17,8592015Revenue 2016: $57,896Expenses 2016: $56,233Net Income 2016: $1,6632016Revenue 2017: $52,724Expenses 2017: $59,376Net Income 2017: -$6,6522017Revenue 2018: $39,630Expenses 2018: $20Net Income 2018: $39,6102018Revenue 2019: $48,646Expenses 2019: $112,026Net Income 2019: -$63,3802019

Highlighted filing

2019

Revenue$48,646
Expenses$112,026
Net Income-$63,380
Open 2019 Filing

Filings

Most recent year

2019 • Form 990EZSummary only. Only limited summary data is available for this year.

Open filing
Assets
$129,828
Liabilities
$0
Net assets
-
Revenue
$48,646
Expenses
$112,026
Net income
-$63,380
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2019Summary only. Only limited summary data is available for this year.$1.30$0.00$0.49$1.12$0.63
2018Detailed filing. Detailed filing data is available for this year.$1.93$0.00$1.93$0.40$0.00$0.40
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.54$0.00$1.54$0.53$0.59$0.07
2016Detailed filing. Detailed filing data is available for this year.$1.60$0.00$1.60$0.58$0.56$0.02
2015Detailed filing. Detailed filing data is available for this year.$1.59$0.00$1.59$0.74$0.56$0.18
2014Detailed filing. Detailed filing data is available for this year.$1.41$0.00$1.41$0.71$0.56$0.16
2013Detailed filing. Detailed filing data is available for this year.$1.25$0.00$1.25$0.68$0.56$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.13$0.00$1.13$1.46$0.56$0.90
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.23$0.00$0.23$0.62$0.57$0.05
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.18$0.00$0.18$0.57$0.54$0.03
Latest Detailed Filing

The latest 2019 filing currently has summary financial data only. Showing the latest detailed filing from 2018 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Oct 29, 2019
Return Version
2018v3.1
Gross Receipts
$39,630
Mission and Program Overview

Mission

To provide life insurance policies and accidental death insurance policies for every firefighter, police officer, and sheriffs' deputy on active duty in montgomery county, as well as the state of alabama's highway patrol officers.

Program Services

DescriptionGrantsExpenses
TO MEET THE NEED FOR ADEQUATE INSURANCE COVERAGE FOR PUBLIC SERVICE OFFICERS IN THE EVENT OF DEATH, BOTH ON AND OFF-DUTY.$0$20
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
GRANT SULLIVANDirector-$0--
JERRY WILLSDirector-$0--
ROBERT HARDWICH JRDirector-$0--
Filing and Contact Details

Filer

Filer Name
Public Safety Insurance Fund Inc
EIN
20-5251471
Phone
3343963333
Address
6708 TAYLOR CIRCLE, MONTGOMERY, AL 36117

Signing Officer

Name
Grant Sullivan
Title
Director
Phone
3343963333
Signed
2019-10-29
Discuss with paid preparer
Yes

Preparer

Firm
Warren Averett LLC
Address
3815 INTERSTATE CT, MONTGOMERY, AL 36109
Preparer
Nikki Darley
Phone
3342712200
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: servisfirst bank-interest income. Amount: 630.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: bank fees. Amount: 20.”

Raw XML Appendix146 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0GRANT SULLIVAN
IRS990EZ/BooksInCareOfDetail/PhoneNum03343963333
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt06708 TAYLOR CIRCLE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MONTGOMERY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd036117
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0153598
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0193208
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt039000
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt039610
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0153598
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0193208
IRS990EZ/GrossReceiptsAmt039630
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt0630
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0153598
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0193208
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0153598
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0193208
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0GRANT SULLIVAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JERRY WILLS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ROBERT HARDWICH JR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt020
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE LIFE INSURANCE POLICIES AND ACCIDENTAL DEATH INSURANCE POLICIES FOR EVERY FIREFIGHTER, POLICE OFFICER, AND SHERIFFS' DEPUTY ON ACTIVE DUTY IN MONTGOMERY COUNTY, AS WELL AS THE STATE OF ALABAMA'S HIGHWAY PATROL OFFICERS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO MEET THE NEED FOR ADEQUATE INSURANCE COVERAGE FOR PUBLIC SERVICE OFFICERS IN THE EVENT OF DEATH, BOTH ON AND OFF-DUTY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt020
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt020
IRS990EZ/TotalProgramServiceExpensesAmt020
IRS990EZ/TotalRevenueAmt039630
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt039000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt052250
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt057450
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt073400
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt071220
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0293320
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0630
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0474
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0446
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0412
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0256
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02218
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99250
IRS990ScheduleA/PublicSupportPY170Pct00.99490
IRS990ScheduleA/PublicSupportTotal170Amt0293320
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt039000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt052250
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt057450
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt073400
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt071220
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0293320
IRS990ScheduleA/TotalSupportAmt0295538
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: SERVISFIRST BANK-INTEREST INCOME. AMOUNT: 630.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: BANK FEES. AMOUNT: 20.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02020-03-31 21:24:44Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0GRANT SULLIVAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03343963333
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-10-29
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PUBLIC SAFETY INSURANCE FUND INC
ReturnHeader/Filer/BusinessNameControlTxt0PUBL
ReturnHeader/Filer/EIN0205251471
ReturnHeader/Filer/PhoneNum03343963333
ReturnHeader/Filer/USAddress/AddressLine1Txt06708 TAYLOR CIRCLE
ReturnHeader/Filer/USAddress/CityNm0MONTGOMERY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd036117
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0DA39A3EE5E6B4B0D3255BFEF95601890AFD80709
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId01C4810B5319DD293F2DA90C2F34FBB007D307061
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0204.15.50.137
ReturnHeader/FilingSecurityInformation/IPDt02019-10-29
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm011:11:41
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0454084437
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WARREN AVERETT LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03815 INTERSTATE CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MONTGOMERY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd036109
ReturnHeader/PreparerPersonGrp/PhoneNum03342712200
ReturnHeader/PreparerPersonGrp/PreparationDt02019-10-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NIKKI DARLEY
ReturnHeader/ReturnTs02019-11-01T16:24:14-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits