Civic Intelligence

Business Finland USA Inc

EIN 20-5107192 • 501(c)6 • New York, NY

View Organization Page

Profile

The organization's mission is to promote finnish businesses in north america and related business advisory activities. They have been providing business advice and have been performing this service since inception and plan to continue doing so for the foreseeable future.

605 Third Avenue 35th FloorNew York, NY 10158

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

95th percentile

0.82x

Higher debt load relative to assets than 95% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

24th percentile

0.02x

Higher debt load relative to revenue than 24% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

34th percentile

0.0%

Higher net margin than 34% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

30th percentile

$0

Higher top officer pay than 30% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

2nd percentile

-56%

Faster asset growth than 2% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

75th percentile

17%

Faster revenue growth than 75% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets95th percentile

Assets

Down

$67,367

Down $84,346 (-56%) from 2023

Liabilities

Down

$55,295

Down $84,346 (-60%) from 2023

Net Assets

Flat

$12,072

Flat from 2023

Operations
Liabilities / Revenue24th percentileNet Margin34th percentile

Revenue

Up

$2,975,296

Up $435,410 (+17%) from 2023

Expenses

Up

$2,975,296

Up $435,410 (+17%) from 2023

Net Income

Flat

$0

Flat from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth2nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2021: $120,521Liabilities 2021: $108,449Net Assets 2021: $12,0722021Assets 2022: $153,709Liabilities 2022: $141,637Net Assets 2022: $12,0722022Assets 2023: $151,713Liabilities 2023: $139,641Net Assets 2023: $12,0722023Assets 2024: $67,367Liabilities 2024: $55,295Net Assets 2024: $12,0722024

Highlighted filing

2024

Assets$67,367
Liabilities$55,295
Net Assets$12,072
Open 2024 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0Revenue 2021: $1,762,685Expenses 2021: $1,762,685Net Income 2021: $02021Revenue 2022: $1,844,446Expenses 2022: $1,844,446Net Income 2022: $02022Revenue 2023: $2,539,886Expenses 2023: $2,539,886Net Income 2023: $02023Revenue 2024: $2,975,296Expenses 2024: $2,975,296Net Income 2024: $02024

Highlighted filing

2024

Revenue$2,975,296
Expenses$2,975,296
Net Income$0
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$67,367
Liabilities
$55,295
Net assets
$12,072
Revenue
$2,975,296
Expenses
$2,975,296
Net income
$0
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.07$0.06$0.01$2.98$2.98$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.15$0.14$0.01$2.54$2.54$0.00
2022Detailed filing. Detailed filing data is available for this year.$0.15$0.14$0.01$1.84$1.84$0.00
2021Detailed filing. Detailed filing data is available for this year.$0.12$0.11$0.01$1.76$1.76$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 18, 2025
Return Version
2024v5.2
Gross Receipts
$2,975,296
Mission and Program Overview

Mission

The organization's mission is to promote finnish businesses in north america and related business advisory activities. They have been providing business advice and have been performing this service since inception and plan to continue doing so for the foreseeable future.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pd in Cap Srpls Land Bldg Eqp Fund$185,966$185,966→ $0
Accounts Receivable$24,710$24,710→ $0
Prepaid Expenses and Deferred Charges$19,911$21,290▲ $1,379
Cash and Non-Interest-Bearing Accounts$107,092$12,228▼ $94,864
Land, Buildings, and Equipment, Net-$9,139-
Cap Stk Tr Prin Current Funds$1,000$1,000→ $0
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Rtn Earn Endowment Incm Other Fnds$-174,894$-174,894→ $0
Total Assets$151,713$67,367▼ $84,346
Other Assets Total-$0-
Liabilities
Other Liabilities$139,641$55,295▼ $84,346
Total Liabilities$139,641$55,295▼ $84,346
Net Assets / Fund Balance
Total Net Assets Fund Balance$12,072$12,072→ $0
Total Liabilities and Net Assets / Fund Balance$151,713$67,367▼ $84,346

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$9,139$28,130-
Compensation and Service Providers
Top Officer Pay30th percentile

Board Members and Trustees

NameTitle
Petri HaahtiPresident
Marianne AsikainenDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$2,975,296
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
All Other Contributions
$2,975,296
Change in Net Assets
$0
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,246,457
Other Expenses$728,839
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$1,929,968-$1,929,968
Travel-$250,648-$250,648
Fees for Services Legal-$203,032-$203,032
Other Employee Benefits-$149,707-$149,707
Payroll Taxes-$117,577-$117,577
Fees for Services Other-$72,229-$72,229
Advertising-$65,435-$65,435
Fees for Services Accounting-$62,488-$62,488
Pension Plan Contributions-$49,205-$49,205
Occupancy-$42,160-$42,160
Insurance-$10,647-$10,647
Other Expenses-$298-$298
Total Functional Expenses$0$2,975,296$0$2,975,296
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Other Payables$37,703
Accrued Expenses$17,592
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“No review was or will be conducted.”

Form 990, Part VI, Section C, Line 19

“No documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Business Finland USA Inc
EIN
20-5107192
Phone
2122302600
Address
605 THIRD AVENUE 35TH FLOOR, NEW YORK, NY 10158

Signing Officer

Name
Juhani Siren
Title
Officer
Signed
2025-08-18
Discuss with paid preparer
Yes

Organization Details

Formed
2006
Legal Domicile
Ny
Voting Board Members
2
Independent Board Members
0
Employees
0

Preparer

Firm
Davis Ward & Hochman LLP
Address
150 E 58th St 20TH Flr, New York, NY 10155
Preparer
David H Ward
Phone
2122302600
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0200494412
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Davis Ward & Hochman LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0150 E 58th St 20TH Flr
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0New York
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd010155
ReturnHeader/PreparerPersonGrp/PhoneNum02122302600
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID H WARD
ReturnHeader/ReturnTs02025-08-18T06:51:09-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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