Civic Intelligence

Ringgold Quarterback Club

EIN 20-5053911 • 501(c)3 • Ringgold, GA

Profile

The organization was created in 1995 to support the football program at ringgold high school by providing camps, training, uniforms, awards, game filming, ground maintenance, equipment, and concessions.

PO Box 68Ringgold, GA 30736
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

14th percentile

-53%

Higher net margin than 14% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

26th percentile

-26%

Faster asset growth than 26% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

20th percentile

-41%

Faster revenue growth than 20% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$113,112

Down $40,431 (-26%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$113,112

Down $40,431 (-26%) from 2024

Revenue

Down

$76,489

Down $52,825 (-41%) from 2024

Expenses

Down

$116,920

Down $21,737 (-16%) from 2024

Net Income

Down

-$40,431

Down $31,088 (-333%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $27,673Liabilities 2011: $0Net Assets 2011: $27,6732011Assets 2012: $21,652Liabilities 2012: $0Net Assets 2012: $21,6522012Assets 2013: $41,090Liabilities 2013: $0Net Assets 2013: $41,0902013Assets 2014: $30,918Liabilities 2014: $0Net Assets 2014: $30,9182014Assets 2015: $39,304Liabilities 2015: $0Net Assets 2015: $39,3042015Assets 2016: $27,433Liabilities 2016: $0Net Assets 2016: $27,4332016Assets 2017: $12,338Liabilities 2017: $0Net Assets 2017: $12,3382017Assets 2018: $15,272Liabilities 2018: $0Net Assets 2018: $15,2722018Assets 2019: $12,350Liabilities 2019: $0Net Assets 2019: $12,3502019Assets 2020: $277,359Liabilities 2020: $0Net Assets 2020: $277,3592020Assets 2021: $217,906Liabilities 2021: $0Net Assets 2021: $217,9062021Assets 2022: $172,383Liabilities 2022: $0Net Assets 2022: $172,3832022Assets 2023: $162,886Liabilities 2023: $0Net Assets 2023: $162,8862023Assets 2024: $153,543Liabilities 2024: $0Net Assets 2024: $153,5432024Assets 2025: $113,112Liabilities 2025: $0Net Assets 2025: $113,1122025

Highlighted filing

2025

Assets$113,112
Liabilities$0
Net Assets$113,112

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2011: $63,034Expenses 2011: $61,609Net Income 2011: $1,4252011Revenue 2012: $42,211Expenses 2012: $48,232Net Income 2012: -$6,0212012Expenses 2013: $71,9992013Revenue 2014: $54,980Expenses 2014: $65,152Net Income 2014: -$10,1722014Revenue 2015: $83,418Expenses 2015: $75,032Net Income 2015: $8,3862015Revenue 2016: $28,012Expenses 2016: $39,883Net Income 2016: -$11,8712016Revenue 2017: $38,587Expenses 2017: $53,682Net Income 2017: -$15,0952017Revenue 2018: $45,073Expenses 2018: $42,139Net Income 2018: $2,9342018Revenue 2019: $57,207Expenses 2019: $60,129Net Income 2019: -$2,9222019Revenue 2020: $351,325Expenses 2020: $86,316Net Income 2020: $265,0092020Revenue 2021: $61,790Expenses 2021: $121,243Net Income 2021: -$59,4532021Revenue 2022: $71,828Expenses 2022: $117,351Net Income 2022: -$45,5232022Revenue 2023: $79,281Expenses 2023: $88,778Net Income 2023: -$9,4972023Revenue 2024: $129,314Expenses 2024: $138,657Net Income 2024: -$9,3432024Revenue 2025: $76,489Expenses 2025: $116,920Net Income 2025: -$40,4312025

Highlighted filing

2025

Revenue$76,489
Expenses$116,920
Net Income-$40,431

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.13$0.00$1.13$0.76$1.17$0.40
2024Detailed filing. Detailed filing data is available for this year.$1.54$0.00$1.54$1.29$1.39$0.09
2023Detailed filing. Detailed filing data is available for this year.$1.63$0.00$1.63$0.79$0.89$0.09
2022Detailed filing. Detailed filing data is available for this year.$1.72$0.00$1.72$0.72$1.17$0.46
2021Detailed filing. Detailed filing data is available for this year.$2.18$0.00$2.18$0.62$1.21$0.59
2020Detailed filing. Detailed filing data is available for this year.$2.77$0.00$2.77$3.51$0.86$2.65
2019Detailed filing. Detailed filing data is available for this year.$0.12$0.00$0.12$0.57$0.60$0.03
2018Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.45$0.42$0.03
2017Detailed filing. Detailed filing data is available for this year.$0.12$0.00$0.12$0.39$0.54$0.15
2016Detailed filing. Detailed filing data is available for this year.$0.27$0.00$0.27$0.28$0.40$0.12
2015Detailed filing. Detailed filing data is available for this year.$0.39$0.00$0.39$0.83$0.75$0.08
2014Summary only. Only limited summary data is available for this year.$0.31$0.00$0.31$0.55$0.65$0.10
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.41$0.00$0.41$0.72
2012Summary only. Only limited summary data is available for this year.$0.22$0.00$0.22$0.42$0.48$0.06
2011Summary only. Only limited summary data is available for this year.$0.28$0.00$0.28$0.63$0.62$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 14, 2025
Return Version
2024v5.0
Gross Receipts
$96,488
Mission and Program Overview

Mission

The organization was created in 1995 to support the football program at ringgold high school by providing camps, training, uniforms, awards, game filming, ground maintenance, equipment, and concessions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$71,764$62,769▼ $8,995
Land, Buildings, and Equipment, Net$81,779$50,343▼ $31,436
Total Assets$153,543$113,112▼ $40,431
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$153,543$113,112▼ $40,431
Total Net Assets Fund Balance$153,543$113,112▼ $40,431
Total Liabilities and Net Assets / Fund Balance$153,543$113,112▼ $40,431

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$50,343$287,248$320,732
Other Land Buildings-$1,200$1,200
Compensation and Service Providers

Board Members and Trustees

NameTitle
Tony KirklandPresident
Lindsay ForgeySecretary
Julie OwnbeyTreasurer
Travis OwnbeyVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$19,439
Program Service Revenue
$0
Investment Income
$303
Other Revenue
$56,747
All Other Contributions
$15,200
Change in Net Assets
$-40,431
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$116,920
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$31,436--$31,436
Fees for Services Other$18,697--$18,697
Travel$11,347--$11,347
Other Expenses$2,858--$2,858
All Other Expenses$2,855--$2,855
Advertising$1,154--$1,154
Fees for Services Accounting-$964-$964
Office Expenses-$944-$944
Insurance$39--$39
Total Functional Expenses$115,012$1,908$0$116,920
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$76,746
Fundraising Direct Expenses$19,999
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Fundraising$76,746$76,746$19,999$56,747
Total Events$76,746$76,746$19,999$56,747
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The 990 return is reviewed by the treasurer prior to filing.

Form 990, Page 6, Part VI, Line 12C

Board meetings provide for review of items with related parties.

Form 990, Page 6, Part VI, Line 19

The organization's governing documents and financial statements are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Ringgold Quarterback Club Inc
EIN
20-5053911
Phone
4234632977
Address
PO BOX 68, RINGGOLD, GA 30736

Signing Officer

Name
Julie Ownbey
Title
Treasurer
Phone
3049893405
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Julie Ownbey
Formed
1995
Legal Domicile
Ga
Voting Board Members
4
Independent Board Members
4
Employees
0

Preparer

Firm
Keith Cochran CPA Pc
Address
7324 NASHVILLE ST, RINGGOLD, GA 30736
Preparer
Keith Cochran
Phone
7069377400
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Contract labor 18,697 0 0

Raw XML Appendix333 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt076746
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE 990 RETURN IS REVIEWED BY THE TREASURER PRIOR TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BOARD MEETINGS PROVIDE FOR REVIEW OF ITEMS WITH RELATED PARTIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION'S GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CONTRACT LABOR 18,697 0 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART IX, LINE 11G
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IRS990/TotalRevenueGrp/TotalRevenueColumnAmt076489
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0153543
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ReturnHeader/BusinessOfficerGrp/PersonNm0JULIE OWNBEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum03049893405
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RINGGOLD QUARTERBACK CLUB INC
ReturnHeader/Filer/BusinessNameControlTxt0RING
ReturnHeader/Filer/EIN0205053911
ReturnHeader/Filer/PhoneNum04234632977
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ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEITH COCHRAN
ReturnHeader/ReturnTs02025-11-14T16:57:30-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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