Civic Intelligence

North Jersey Claims Association Inc

EIN 20-5020511 • 501(c)6 • Cedar Knolls, NJ

Profile

Education

PO Box 338Cedar Knolls, NJ 07927
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE S41 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE S41 • <$500k nonprofits • Source year 2025

Net Margin

60th percentile

11%

Higher net margin than 60% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Source year 2025

Top Officer Pay

83rd percentile

$0

Higher top officer pay than 83% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE S41 • <$500k nonprofits • Source year 2025

Asset Growth

67th percentile

14%

Faster asset growth than 67% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

25th percentile

-19%

Faster revenue growth than 25% of similar nonprofits.

NTEE S41 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$12,238

Up $5,541 (+83%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$12,238

Up $5,541 (+83%) from 2023

Operations
Liabilities / Revenue56th percentileNet Margin60th percentile

Revenue

Up

$18,478

Up $3,424 (+23%) from 2023

Expenses

Up

$12,937

Up $2,328 (+22%) from 2023

Net Income

Up

$5,541

Up $1,096 (+25%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth67th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15K$10K$5.0K$0Assets 2011: $2,153Liabilities 2011: $02011Assets 2012: $3,608Liabilities 2012: $02012Assets 2013: $3,207Liabilities 2013: $02013Assets 2014: $2,111Liabilities 2014: $02014Assets 2015: $3,905Liabilities 2015: $0Net Assets 2015: $3,9052015Assets 2016: $4,915Liabilities 2016: $0Net Assets 2016: $4,9152016Assets 2017: $8,112Liabilities 2017: $0Net Assets 2017: $8,1122017Assets 2018: $8,545Liabilities 2018: $0Net Assets 2018: $8,5452018Assets 2019: $8,642Liabilities 2019: $0Net Assets 2019: $8,6422019Assets 2020: $6,889Liabilities 2020: $0Net Assets 2020: $6,8892020Assets 2021: $5,404Liabilities 2021: $0Net Assets 2021: $5,4042021Assets 2022: $2,252Liabilities 2022: $0Net Assets 2022: $2,2522022Assets 2023: $6,697Liabilities 2023: $0Net Assets 2023: $6,6972023Assets 2024: $12,238Liabilities 2024: $0Net Assets 2024: $12,2382024

Highlighted filing

2024

Assets$12,238
Liabilities$0
Net Assets$12,238
Open 2024 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$20K$10K$0-$10KRevenue 2011: $15,759Expenses 2011: $16,335Net Income 2011: -$5762011Revenue 2012: $18,426Expenses 2012: $16,971Net Income 2012: $1,4552012Revenue 2013: $14,964Expenses 2013: $15,365Net Income 2013: -$4012013Revenue 2014: $15,088Expenses 2014: $16,184Net Income 2014: -$1,0962014Revenue 2015: $16,437Expenses 2015: $14,643Net Income 2015: $1,7942015Revenue 2016: $12,845Expenses 2016: $11,835Net Income 2016: $1,0102016Revenue 2017: $18,875Expenses 2017: $15,678Net Income 2017: $3,1972017Revenue 2018: $14,848Expenses 2018: $14,415Net Income 2018: $4332018Revenue 2019: $14,707Expenses 2019: $14,610Net Income 2019: $972019Revenue 2020: $40Expenses 2020: $1,793Net Income 2020: -$1,7532020Revenue 2021: $12Expenses 2021: $1,497Net Income 2021: -$1,4852021Revenue 2022: $2,312Expenses 2022: $5,464Net Income 2022: -$3,1522022Revenue 2023: $15,054Expenses 2023: $10,609Net Income 2023: $4,4452023Revenue 2024: $18,478Expenses 2024: $12,937Net Income 2024: $5,5412024

Highlighted filing

2024

Revenue$18,478
Expenses$12,937
Net Income$5,541
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$12,238
Liabilities
$0
Net assets
$12,238
Revenue
$18,478
Expenses
$12,937
Net income
$5,541
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$12.2$0.00$12.2$18.5$12.9$5.54
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.70$0.00$6.70$15.1$10.6$4.45
2022Detailed filing. Detailed filing data is available for this year.$2.25$0.00$2.25$2.31$5.46$3.15
2021Detailed filing. Detailed filing data is available for this year.$5.40$0.00$5.40$0.01$1.50$1.49
2020Detailed filing. Detailed filing data is available for this year.$6.89$0.00$6.89$0.04$1.79$1.75
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.64$0.00$8.64$14.7$14.6$0.10
2018Detailed filing. Detailed filing data is available for this year.$8.55$0.00$8.55$14.8$14.4$0.43
2017Detailed filing. Detailed filing data is available for this year.$8.11$0.00$8.11$18.9$15.7$3.20
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.92$0.00$4.92$12.8$11.8$1.01
2015Detailed filing. Detailed filing data is available for this year.$3.91$0.00$3.91$16.4$14.6$1.79
2014Summary only. Only limited summary data is available for this year.$2.11$0.00$15.1$16.2$1.10
2013Summary only. Only limited summary data is available for this year.$3.21$0.00$15.0$15.4$0.40
2012Summary only. Only limited summary data is available for this year.$3.61$0.00$18.4$17.0$1.46
2011Summary only. Only limited summary data is available for this year.$2.15$0.00$15.8$16.3$0.58
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 10, 2025
Return Version
2024v5.1
Gross Receipts
$18,478
Mission and Program Overview

Mission

Education

Program Services

DescriptionGrantsExpenses
Education-$11,960
Compensation and Service Providers
Top Officer Pay83rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Hugh SpielgelmanPresidentPT$0--
Dawn GottschalkVice PresidentPT$0--
Margaret HuhnSecretaryPT$0--
Elizabeth HellerTreasurerPT$0--
Filing and Contact Details

Filer

Filer Name
North Jersey Claims Association Inc
EIN
20-5020511
In Care Of
% Hugh Spielgelman
Phone
9734944537
Address
PO Box 338, Cedar Knolls, NJ 07927

Signing Officer

Name
Hugh Spielgelman
Title
President
Phone
9734944537
Signed
2025-06-10
Discuss with paid preparer
Yes

Preparer

Firm
Emanuel Forlenza Jr CPA
Address
420 Centre Street, Nutley, NJ 07110
Preparer
Emanuel Forlenza Jr
Phone
9736612900
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountConferences and Meetings 11,960Professional Fees 475Postage 150Dues and Subscriptions 352”

Raw XML Appendix109 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Elizabeth Heller
IRS990EZ/BooksInCareOfDetail/PhoneNum09734944537
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt04 East Shore Road
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Mountain Lakes
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007046
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt06697
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt012238
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt018469
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt05541
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt06697
IRS990EZ/Form990TotalAssetsGrp/EOYAmt012238
IRS990EZ/GrossReceiptsAmt018478
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt09
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt06697
IRS990EZ/NetAssetsOrFundBalancesEOYAmt012238
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt06697
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt012238
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Hugh Spielgelman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Dawn Gottschalk
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Margaret Huhn
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Elizabeth Heller
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt012937
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Education
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Education
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt011960
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt012937
IRS990EZ/TotalProgramServiceExpensesAmt011960
IRS990EZ/TotalRevenueAmt018478
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountConferences and Meetings 11,960Professional Fees 475Postage 150Dues and Subscriptions 352
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0HUGH SPIELGELMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/PhoneNum09734944537
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0North Jersey Claims Association Inc
ReturnHeader/Filer/BusinessNameControlTxt0NORT
ReturnHeader/Filer/EIN0205020511
ReturnHeader/Filer/InCareOfNm0% Hugh Spielgelman
ReturnHeader/Filer/PhoneNum09734944537
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 338
ReturnHeader/Filer/USAddress/CityNm0Cedar Knolls
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007927
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0223368135
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Emanuel Forlenza Jr CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0420 Centre Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Nutley
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007110
ReturnHeader/PreparerPersonGrp/PhoneNum09736612900
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0EMANUEL FORLENZA JR
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-06-24T14:07:35-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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