Civic Intelligence

Gemach Zichron Yaakov Yeshaya Inc

EIN 20-4963418 • 501(c)3 • Lakewood, NJ

Profile

Gzyy, inc. Provides aid to the needy through grants and interest free loans

61 Radin Village DriveLakewood, NJ 08701

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

85th percentile

0.79x

Higher debt load relative to assets than 85% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

96th percentile

2.63x

Higher debt load relative to revenue than 96% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Source year 2014

Net Margin

8th percentile

-60%

Higher net margin than 8% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Source year 2014

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE X30 • <$500k nonprofits • Source year 2014

Asset Growth

23rd percentile

-43%

Faster asset growth than 23% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

56th percentile

2.0%

Faster revenue growth than 56% of similar nonprofits.

NTEE X30 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets85th percentile

Assets

Down

$105,718

Down $80,095 (-43%) from 2013

Liabilities

Down

$83,210

Down $61,022 (-42%) from 2013

Net Assets

Down

$22,508

Down $19,073 (-46%) from 2013

Operations
Liabilities / Revenue96th percentileNet Margin8th percentile

Revenue

Up

$31,610

Up $607 (+2.0%) from 2013

Expenses

Up

$50,683

Up $3,213 (+6.8%) from 2013

Net Income

Down

-$19,073

Down $2,606 (-16%) from 2013

Trend Graphs

Balance Sheet Trend

Asset Growth23rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$100K$0-$100KAssets 2010: $92,273Liabilities 2010: $152,335Net Assets 2010: -$60,0622010Assets 2011: $97,924Liabilities 2011: $65,296Net Assets 2011: $32,6282011Assets 2012: $124,838Liabilities 2012: $66,790Net Assets 2012: $58,0482012Assets 2013: $185,813Liabilities 2013: $144,232Net Assets 2013: $41,5812013Assets 2014: $105,718Liabilities 2014: $83,210Net Assets 2014: $22,5082014

Highlighted filing

2014

Assets$105,718
Liabilities$83,210
Net Assets$22,508
Open 2014 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2010: $176,624Expenses 2010: $231,796Net Income 2010: -$55,1722010Expenses 2011: $281,2232011Expenses 2012: $236,4872012Revenue 2013: $31,003Expenses 2013: $47,470Net Income 2013: -$16,4672013Revenue 2014: $31,610Expenses 2014: $50,683Net Income 2014: -$19,0732014

Highlighted filing

2014

Revenue$31,610
Expenses$50,683
Net Income-$19,073
Open 2014 Filing

Filings

Most recent year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$105,718
Liabilities
$83,210
Net assets
$22,508
Revenue
$31,610
Expenses
$50,683
Net income
-$19,073
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$1.06$0.83$0.23$0.32$0.51$0.19
2013Detailed filing. Detailed filing data is available for this year.$1.86$1.44$0.42$0.31$0.47$0.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.25$0.67$0.58$2.36
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.98$0.65$0.33$2.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.92$1.52$0.60$1.77$2.32$0.55
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Nov 11, 2015
Return Version
2014v5.0
Gross Receipts
$31,610
Mission and Program Overview

Mission

Gzyy, inc. Provides aid to the needy through grants and interest free loans

Program Services

DescriptionGrantsExpenses
INDIGENT GRANTS AND LOANS$32,453$44,675
SYNAGOGUE-$244
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
A T VERSCHLEISERPresidentPT$0--
Y M JACOBOVICSVPPT$0--
MOSHE BLUMBERGSec'Y/TreasPT$0--
Filing and Contact Details

Filer

Filer Name
Gemach Zichron Yaakov Yeshaya Inc
EIN
20-4963418
Phone
7323678373
Address
61 RADIN VILLAGE DRIVE, LAKEWOOD, NJ 08701

Signing Officer

Name
At Verschleiser
Title
President
Phone
7323678373
Signed
2015-11-11
Discuss with paid preparer
Yes

Preparer

Firm
Gershon Biegeleisen & Co Cpas
Address
111 MADISON AVE, LAKEWOOD, NJ 08701
Preparer
Gershon Biegeleisen
Phone
7328866311
Supplemental Narrative

Additional Explanations

Form 990-ez, Page 1, Item C

“Congreg. Zichron yaakov yeshaya, keren alumni of yeshiva gedola of bayonne”

Form 990-ez, Part I, Line 10

“None charitable 32,453 0 0”

Form 990-ez, Part I, Line 16

“Expenses conference and meetings 12,222 bank service charges 4,339 contract labor, repairs 440 non-investment depreciation 244 total 17,245”

Form 990-ez, Part II, Line 24

“Loans receivable 95,513 58,014 fixed assets 2,850 2,850 less accumulated depreciation 2,401 2,645 total 95,962 58,219”

Form 990-ez, Part II, Line 26

“Loans payable 144,232 83,210”

Raw XML Appendix148 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0ORGANIZATION
IRS990EZ/BooksInCareOfDetail/PhoneNum07323678373
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt061 RADIN VILLAGE DRIVE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LAKEWOOD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd008701
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt089851
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt047499
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt031524
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-19073
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0985
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0185813
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0105718
IRS990EZ/GrantsAndSimilarAmountsPaidAmt032453
IRS990EZ/GrossReceiptsAmt031610
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt086
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt041581
IRS990EZ/NetAssetsOrFundBalancesEOYAmt022508
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt041581
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt022508
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0A T VERSCHLEISER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Y M JACOBOVICS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MOSHE BLUMBERG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SEC'Y/TREAS
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt095962
IRS990EZ/OtherAssetsTotalDetail/EOYAmt058219
IRS990EZ/OtherExpensesTotalAmt017245
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0GZYY, INC. PROVIDES AID TO THE NEEDY THROUGH GRANTS AND INTEREST FREE LOANS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0INDIGENT GRANTS AND LOANS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1SYNAGOGUE
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt032453
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt044675
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt1244
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NJ
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0144232
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt083210
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt050683
IRS990EZ/TotalProgramServiceExpensesAmt044919
IRS990EZ/TotalRevenueAmt031610
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt031524
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt030870
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0254511
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0373872
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0176600
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0867377
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt086
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0133
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt036
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt041
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt024
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0320
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.92440
IRS990ScheduleA/PublicSupportPY170Pct00.91210
IRS990ScheduleA/PublicSupportTotal170Amt0802069
IRS990ScheduleA/SubstantialContributorsTotAmt065308
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt031524
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt030870
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0254511
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0373872
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0176600
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0867377
IRS990ScheduleA/TotalSupportAmt0867697
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CONGREG. ZICHRON YAAKOV YESHAYA, KEREN ALUMNI OF YESHIVA GEDOLA OF BAYONNE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NONE CHARITABLE 32,453 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EXPENSES CONFERENCE AND MEETINGS 12,222 BANK SERVICE CHARGES 4,339 CONTRACT LABOR, REPAIRS 440 NON-INVESTMENT DEPRECIATION 244 TOTAL 17,245
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3LOANS RECEIVABLE 95,513 58,014 FIXED ASSETS 2,850 2,850 LESS ACCUMULATED DEPRECIATION 2,401 2,645 TOTAL 95,962 58,219
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4LOANS PAYABLE 144,232 83,210
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PAGE 1, ITEM C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0AT VERSCHLEISER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07323678373
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-11-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GEMACH ZICHRON YAAKOV YESHAYA INC
ReturnHeader/Filer/BusinessNameControlTxt0GEMA
ReturnHeader/Filer/EIN0204963418
ReturnHeader/Filer/PhoneNum07323678373
ReturnHeader/Filer/USAddress/AddressLine1Txt061 RADIN VILLAGE DRIVE
ReturnHeader/Filer/USAddress/CityNm0LAKEWOOD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008701
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0223092020
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GERSHON BIEGELEISEN & CO CPAS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0111 MADISON AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LAKEWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd008701
ReturnHeader/PreparerPersonGrp/PhoneNum07328866311
ReturnHeader/PreparerPersonGrp/PreparationDt02015-11-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERSHON BIEGELEISEN
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02015-11-14T21:53:41-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

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