Civic Intelligence

Bread of Life Center

990 • Fiscal year 2020 • EIN 20-4538532

Jan 01, 2020 to Dec 31, 2020 • Filed on Aug 05, 2021

1260 Fulton Ave ASacramento, CA 95825

(916) 648-1803

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.12x

Higher debt load relative to assets than 76% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

73rd percentile

0.07x

Higher debt load relative to revenue than 73% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

81st percentile

34%

Higher net margin than 81% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

77th percentile

$2,275

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

87th percentile

94%

Faster asset growth than 87% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

36th percentile

-29%

Faster revenue growth than 36% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Up

$117,607

Up $57,102 (+94%) from 2019

Net Assets

Up

$103,500

Up $71,871 (+227%) from 2019

Liabilities

Down

$14,107

Down $14,769 (-51%) from 2019

Revenue

Down

$212,964

Down $87,435 (-29%) from 2019

Expenses

Down

$141,093

Down $209,426 (-60%) from 2019

Net Income

Up

$71,871

Up $121,991 (+243%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0-$100KAssets 2010: $43,806Liabilities 2010: $61,769Net Assets 2010: -$17,9632010Assets 2011: $34,797Liabilities 2011: $47,410Net Assets 2011: -$12,6132011Assets 2012: $37,439Liabilities 2012: $48,307Net Assets 2012: -$10,8682012Assets 2013: $50,731Liabilities 2013: $28,653Net Assets 2013: $22,0782013Assets 2014: $80,803Liabilities 2014: $22,131Net Assets 2014: $58,6722014Assets 2015: $107,115Liabilities 2015: $69,322Net Assets 2015: $37,7932015Assets 2016: $143,086Liabilities 2016: $57,186Net Assets 2016: $85,9002016Assets 2018: $107,375Liabilities 2018: $25,626Net Assets 2018: $81,7492018Assets 2019: $60,505Liabilities 2019: $28,876Net Assets 2019: $31,6292019Assets 2020: $117,607Liabilities 2020: $14,107Net Assets 2020: $103,5002020Assets 2021: $139,434Liabilities 2021: $14,239Net Assets 2021: $125,1952021Assets 2022: $196,441Liabilities 2022: $19,581Net Assets 2022: $176,8602022Assets 2023: $237,201Liabilities 2023: $28,448Net Assets 2023: $208,7532023Assets 2024: $209,292Liabilities 2024: $44,905Net Assets 2024: $164,3872024

Highlighted filing

2020

Assets$117,607
Liabilities$14,107
Net Assets$103,500

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $273,669Expenses 2010: $289,290Net Income 2010: -$15,6212010Expenses 2011: $296,8652011Revenue 2012: $311,435Expenses 2012: $309,690Net Income 2012: $1,7452012Expenses 2013: $345,6582013Revenue 2014: $289,785Expenses 2014: $254,672Net Income 2014: $35,1132014Revenue 2015: $435,291Expenses 2015: $448,179Net Income 2015: -$12,8882015Revenue 2016: $426,354Expenses 2016: $378,247Net Income 2016: $48,1072016Revenue 2018: $503,583Expenses 2018: $425,249Net Income 2018: $78,3342018Revenue 2019: $300,399Expenses 2019: $350,519Net Income 2019: -$50,1202019Revenue 2020: $212,964Expenses 2020: $141,093Net Income 2020: $71,8712020Revenue 2021: $175,017Expenses 2021: $153,322Net Income 2021: $21,6952021Revenue 2022: $181,511Expenses 2022: $129,846Net Income 2022: $51,6652022Revenue 2023: $213,475Expenses 2023: $184,714Net Income 2023: $28,7612023Revenue 2024: $184,260Expenses 2024: $227,297Net Income 2024: -$43,0372024

Highlighted filing

2020

Revenue$212,964
Expenses$141,093
Net Income$71,871
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Aug 5, 2021
Return Version
2020v4.0
Gross Receipts
$212,964
Mission and Program Overview

Mission

Bread of Life cultivates attitudes, skills and practices that transform lives, organizations and communities. It offers a range of Dynamic Dialogue and Spiritual Development programs and learning opportunities that help people become their best selves together.

Bread of life is an educational public-benefit organization (non-religious) dedicated to equipping people and organizations with skills that foster spiritual growth, to building healthy and more understanding communities, and ultimately to improving lives and well-being for the benefit of the common good. Its mission is to cultivate attitudes, skills and practices that transform lives, organizations and communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$34,968$60,820▲ $25,852
Savings and Temporary Cash Investments$2,313$42,605▲ $40,292
Accounts Receivable$14,775$9,825▼ $4,950
Intangible Assets$7,199$3,464▼ $3,735
Land, Buildings, and Equipment, Net$1,250$893▼ $357
Total Assets$60,505$117,607▲ $57,102
Liabilities
Deferred Revenue$23,750$9,400▼ $14,350
Accounts Payable and Accrued Expenses$5,328$4,707▼ $621
Other Liabilities$-202--
Total Liabilities$28,876$14,107▼ $14,769
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$31,629$103,500▲ $71,871
Total Net Assets Fund Balance$31,629$103,500▲ $71,871
Total Liabilities and Net Assets / Fund Balance$60,505$117,607▲ $57,102

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$2,903$2,903
Leasehold Improvements$893$1,607$2,500
Other Land Buildings-$1,297$1,297
Compensation and Service Providers

Employees

NameTitleBaseTotal
Sandra LommassonVice Preside$2,275$2,275

Board Members and Trustees

NameTitle
Joan StockbridgePresident
Lisa SargentSecretary/tr
Revenue and Support

Revenue Composition

Contributions and Grants
$83,291
Program Service Revenue
$89,380
Investment Income
$3
Other Revenue
$40,290
All Other Contributions
$81,546
Change in Net Assets
$71,871
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$83,394
Salaries, Compensation, and Employee Benefits$57,699
Total Fundraising Expense$14,138
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$36,175$4,522$4,522$45,219
Occupancy$32,777$4,041$3,599$40,417
Information Technology$6,740$843$843$8,426
Other Employee Benefits$6,280$785$785$7,850
Fees for Services Accounting$5,184$648$648$6,480
All Other Expenses$3,510$2,125$173$5,808
Payroll Taxes$3,704$463$463$4,630
Depreciation Depletion$3,692$200$200$4,092
Insurance$2,556$320$320$3,196
Other Expenses$331$24$2,009$2,364
Office Expenses$838$1,034$206$2,078
Total Functional Expenses$108,743$18,212$14,138$141,093
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The board treasurer and the finance committee chair as well as the finance director receive electronic copies of the form 990 when it is completed by the outside cpa. Board members must submit questions, comments and suggestions within one week of receiving their copy. Changes will be prepared by the cpa and the treasurer or other executive committee member will sign the 8879eo to authorize electronic filing after reviewing the final form.

Form 990, Page 6, Part VI, Line 12C

Officers, directors and key employees are required to disclose possible conflicts of interest prior to accepting a position with the bread of life. A written copy of the policy is provided to each individual and it is signed and dated by them when they accept their position. They are expected to self-disclose conflicts as they arise during their tenure and recuse themselves from voting on any issue that they have a personal interest in.

Form 990, Page 6, Part VI, Line 15A

Under the direction of the board president, an ad hoc personnel committee will conduct an annual compensation review of the executive director currently employed by the bread of life center. If there are any officers performing services for the organization outside of their responsibilities as officers the ad hoc personnel committee will also review their compensation. The ad hoc personnel committee will report their findings to the full board. Any compensation agreements must be approved by the board and documented in the minutes. Persons with a conflict of interest will be excused from the discussion and the voting per the conflict of interest policy.

Form 990, Page 6, Part VI, Line 19

Any person seeking to review governing documents, policies, and financial statements of the bread of life center must make a written request to the board of directors.

Filing and Contact Details

Filer

Filer Name
Bread of Life
EIN
20-4538532
Phone
9166481803
Address
1260 FULTON AVE A, SACRAMENTO, CA 95825

Signing Officer

Name
Joan Stockbridge
Title
President
Phone
9166481803
Signed
2021-08-05
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joan Stockbridge
Formed
2006
Legal Domicile
CA
Voting Board Members
3
Independent Board Members
3
Employees
16
Volunteers
12

Preparer

Firm
WILSON WILSON AND TAYLOR CPA'S
Address
564 AUBURN RAVINE RD, AUBURN, CA 95603-3900
Preparer
Michael G Wilson CPA
Phone
5308856252
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

Bread of life is an educational public-benefit organization (non-religious) dedicated to equipping people and organizations with skills that foster spiritual growth, to building healthy and more understanding communities, and ultimately to improving lives and well-being for the benefit of the common good. Its mission is to cultivate attitudes, skills and practices that transform lives, organizations and communities.

Form 990, Page 2, Part III, Line 4A

The spiritual formation program offers one-on-one spiritual direction sessions with trained spiritual directors to approximately 70 people per month. The program's purpose is to engage people in exploration of their life, skills, goals, and personal spiritual growth from their own faith background. We offer a one-year program, which meets monthly, to approximately 18 people annually which engages them in listening for the next steps in their life's work and spiritual practice. We offer a 2-year intensive program to 20 interns which is an intensive preparation program for becoming spiritual directors. Last, we offer a community of practice and a soul-tender membership program to 40 people annually allowing them to become a community in which to carry out their spiritual direction work and support to one another.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0893
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt01607
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IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt01297
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BREAD OF LIFE IS AN EDUCATIONAL PUBLIC-BENEFIT ORGANIZATION (NON-RELIGIOUS) DEDICATED TO EQUIPPING PEOPLE AND ORGANIZATIONS WITH SKILLS THAT FOSTER SPIRITUAL GROWTH, TO BUILDING HEALTHY AND MORE UNDERSTANDING COMMUNITIES, AND ULTIMATELY TO IMPROVING LIVES AND WELL-BEING FOR THE BENEFIT OF THE COMMON GOOD. ITS MISSION IS TO CULTIVATE ATTITUDES, SKILLS AND PRACTICES THAT TRANSFORM LIVES, ORGANIZATIONS AND COMMUNITIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE SPIRITUAL FORMATION PROGRAM OFFERS ONE-ON-ONE SPIRITUAL DIRECTION SESSIONS WITH TRAINED SPIRITUAL DIRECTORS TO APPROXIMATELY 70 PEOPLE PER MONTH. THE PROGRAM'S PURPOSE IS TO ENGAGE PEOPLE IN EXPLORATION OF THEIR LIFE, SKILLS, GOALS, AND PERSONAL SPIRITUAL GROWTH FROM THEIR OWN FAITH BACKGROUND. WE OFFER A ONE-YEAR PROGRAM, WHICH MEETS MONTHLY, TO APPROXIMATELY 18 PEOPLE ANNUALLY WHICH ENGAGES THEM IN LISTENING FOR THE NEXT STEPS IN THEIR LIFE'S WORK AND SPIRITUAL PRACTICE. WE OFFER A 2-YEAR INTENSIVE PROGRAM TO 20 INTERNS WHICH IS AN INTENSIVE PREPARATION PROGRAM FOR BECOMING SPIRITUAL DIRECTORS. LAST, WE OFFER A COMMUNITY OF PRACTICE AND A SOUL-TENDER MEMBERSHIP PROGRAM TO 40 PEOPLE ANNUALLY ALLOWING THEM TO BECOME A COMMUNITY IN WHICH TO CARRY OUT THEIR SPIRITUAL DIRECTION WORK AND SUPPORT TO ONE ANOTHER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD TREASURER AND THE FINANCE COMMITTEE CHAIR AS WELL AS THE FINANCE DIRECTOR RECEIVE ELECTRONIC COPIES OF THE FORM 990 WHEN IT IS COMPLETED BY THE OUTSIDE CPA. BOARD MEMBERS MUST SUBMIT QUESTIONS, COMMENTS AND SUGGESTIONS WITHIN ONE WEEK OF RECEIVING THEIR COPY. CHANGES WILL BE PREPARED BY THE CPA AND THE TREASURER OR OTHER EXECUTIVE COMMITTEE MEMBER WILL SIGN THE 8879EO TO AUTHORIZE ELECTRONIC FILING AFTER REVIEWING THE FINAL FORM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3OFFICERS, DIRECTORS AND KEY EMPLOYEES ARE REQUIRED TO DISCLOSE POSSIBLE CONFLICTS OF INTEREST PRIOR TO ACCEPTING A POSITION WITH THE BREAD OF LIFE. A WRITTEN COPY OF THE POLICY IS PROVIDED TO EACH INDIVIDUAL AND IT IS SIGNED AND DATED BY THEM WHEN THEY ACCEPT THEIR POSITION. THEY ARE EXPECTED TO SELF-DISCLOSE CONFLICTS AS THEY ARISE DURING THEIR TENURE AND RECUSE THEMSELVES FROM VOTING ON ANY ISSUE THAT THEY HAVE A PERSONAL INTEREST IN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4UNDER THE DIRECTION OF THE BOARD PRESIDENT, AN AD HOC PERSONNEL COMMITTEE WILL CONDUCT AN ANNUAL COMPENSATION REVIEW OF THE EXECUTIVE DIRECTOR CURRENTLY EMPLOYED BY THE BREAD OF LIFE CENTER. IF THERE ARE ANY OFFICERS PERFORMING SERVICES FOR THE ORGANIZATION OUTSIDE OF THEIR RESPONSIBILITIES AS OFFICERS THE AD HOC PERSONNEL COMMITTEE WILL ALSO REVIEW THEIR COMPENSATION. THE AD HOC PERSONNEL COMMITTEE WILL REPORT THEIR FINDINGS TO THE FULL BOARD. ANY COMPENSATION AGREEMENTS MUST BE APPROVED BY THE BOARD AND DOCUMENTED IN THE MINUTES. PERSONS WITH A CONFLICT OF INTEREST WILL BE EXCUSED FROM THE DISCUSSION AND THE VOTING PER THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5ANY PERSON SEEKING TO REVIEW GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS OF THE BREAD OF LIFE CENTER MUST MAKE A WRITTEN REQUEST TO THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01260 FULTON AVE STE A
IRS990/USAddress/CityNm0SACRAMENTO
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd095825
IRS990/VotingMembersGoverningBodyCnt03
IRS990/VotingMembersIndependentCnt03
IRS990/WebsiteAddressTxt0WWW.BREADOFLIFE.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOAN STOCKBRIDGE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09166481803
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-08-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BREAD OF LIFE
ReturnHeader/Filer/BusinessNameControlTxt0BREA
ReturnHeader/Filer/EIN0204538532
ReturnHeader/Filer/PhoneNum09166481803
ReturnHeader/Filer/USAddress/AddressLine1Txt01260 FULTON AVE A
ReturnHeader/Filer/USAddress/CityNm0SACRAMENTO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd095825
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0942452388
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WILSON WILSON AND TAYLOR CPA'S
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0564 AUBURN RAVINE RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0AUBURN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0956033900
ReturnHeader/PreparerPersonGrp/PhoneNum05308856252
ReturnHeader/PreparerPersonGrp/PreparationDt02021-10-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL G WILSON CPA
ReturnHeader/ReturnTs02021-10-04T13:37:43-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0JOAN
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0STOCKBRIDGE
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.09$0.45$1.64$1.84$2.27$0.43
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.37$0.28$2.09$2.13$1.85$0.29
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.96$0.20$1.77$1.82$1.30$0.52
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.39$0.14$1.25$1.75$1.53$0.22
2020Detailed filing. Detailed filing data is available for this year.$1.18$0.14$1.04$2.13$1.41$0.72
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.61$0.29$0.32$3.00$3.51$0.50
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.07$0.26$0.82$5.04$4.25$0.78
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.43$0.57$0.86$4.26$3.78$0.48
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.07$0.69$0.38$4.35$4.48$0.13
2014Summary only. Only limited summary data is available for this year.$0.81$0.22$0.59$2.90$2.55$0.35
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.51$0.29$0.22$3.46
2012Summary only. Only limited summary data is available for this year.$0.37$0.48$0.11$3.11$3.10$0.02
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.35$0.47$0.13$2.97
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.44$0.62$0.18$2.74$2.89$0.16