Civic Intelligence

Senegal Ecovillage Microfinance

990EZ • Fiscal year 2011 • EIN 20-4537642

Jan 01, 2011 to Dec 31, 2011 • Filed on Nov 10, 2012

Organization ProfileWWW.SEM-FUND.ORG
PO Box 62413617-0624
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

76th percentile

0.12x

Higher debt load relative to assets than 76% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Source year 2011

Liabilities / Revenue

87th percentile

0.25x

Higher debt load relative to revenue than 87% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Source year 2011

Net Margin

3rd percentile

-173%

Higher net margin than 3% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

10th percentile

-49%

Faster asset growth than 10% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Annualized from 2010 to 2011

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2011

Balance Sheet
Liabilities / Assets76th percentile

Assets

Down

$42,907

Down $40,418 (-49%) from 2010

Net Assets

Down

$37,724

Down $35,210 (-48%) from 2010

Liabilities

Down

$5,183

Down $5,208 (-50%) from 2010

Revenue And Expenses
Liabilities / Revenue87th percentileNet Margin3rd percentile

Revenue

$20,346

No earlier filing loaded for comparison.

Expenses

Down

$55,556

Down $15,231 (-22%) from 2010

Net Income

-$35,210

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth10th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2010: $83,325Liabilities 2010: $10,391Net Assets 2010: $72,9342010Assets 2011: $42,907Liabilities 2011: $5,183Net Assets 2011: $37,7242011Assets 2012: $1,837Net Assets 2012: $1,8372012Assets 2014: $1,196Net Assets 2014: $1,1962014

Highlighted filing

2011

Assets$42,907
Liabilities$5,183
Net Assets$37,724
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KExpenses 2010: $70,7872010Revenue 2011: $20,346Expenses 2011: $55,556Net Income 2011: -$35,2102011Revenue 2012: $13,956Expenses 2012: $49,843Net Income 2012: -$35,8872012Revenue 2014: $12,529Expenses 2014: $13,225Net Income 2014: -$6962014

Highlighted filing

2011

Revenue$20,346
Expenses$55,556
Net Income-$35,210
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Nov 10, 2012
Return Version
2011v1.2
Mission and Program Overview

Mission

The sem fund, or the senegal ecovillage microfinance fund, is dedicated to alleviating poverty by providing affordable business loans aimed at strengthening the business skills and livelihoods of highly motivated microentrepreneurs that lack access to the commercial banking system. The mission is to help break teh cycle of poverty afflicting the people of developing contries.

Filing and Contact Details

Filer

EIN
20-4537642
Raw XML Appendix162 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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CompensationExplanation/Compensation/PersonName0NAN GUSLANDER
CompensationExplanation/Compensation/PersonName1JOHN FAY
CompensationExplanation/Compensation/PersonName2JULIA KURNIA
CompensationExplanation/Compensation/PersonName3SHEILA HARRINGTON
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/BOY08584
IRS990EZ/CashSavingsAndInvestments/EOY01529
IRS990EZ/ContributionsGiftsGrantsEtc012787
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagedInExcessBenefitTrans0false
IRS990EZ/EngageInLobbyingActivities0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear0-35210
IRS990EZ/FeesAndOthPymtToIndContractors05829
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IRS990EZ/ForeignFinancialAccountCountry0SG
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IRS990EZ/MethodOfAccountingAccrual0X
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition31.00
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IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1JOHN FAY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2JULIA KURNIA
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3SHEILA HARRINGTON
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0SECRETARY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2VICE-PRESIDE
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3US TREASURER
IRS990EZ/OperatingSchool0false
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherAssetsTotal/BOY074741
IRS990EZ/OtherAssetsTotal/EOY041378
IRS990EZ/OtherExpensesTotal09201
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0THE SEM FUND, OR THE SENEGAL ECOVILLAGE MICROFINANCE FUND, IS DEDICATED TO ALLEVIATING POVERTY BY PROVIDING AFFORDABLE BUSINESS LOANS AIMED AT STRENGTHENING THE BUSINESS SKILLS AND LIVELIHOODS OF HIGHLY MOTIVATED MICROENTREPRENEURS THAT LACK ACCESS TO THE COMMERCIAL BANKING SYSTEM. THE MISSION IS TO HELP BREAK TEH CYCLE OF POVERTY AFFLICTING THE PEOPLE OF DEVELOPING CONTRIES.
IRS990EZ/PrintingPublicationsPostage062
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0OFFERING ACCESS TO AFFORDABLE BUSINESS LOANS
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses054703
IRS990EZ/ProgramServiceRevenue07559
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/SalariesOtherCompEmplBenefits040321
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/StatesWhereCopyOfReturnIsFiled0NY
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/SumOfTotalLiabilities/BOY010391
IRS990EZ/SumOfTotalLiabilities/EOY05183
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine1012 HILLSIDE DRIVE
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0CANTON
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0NY
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode013617
IRS990EZ/TheBooksAreInCareOf/NamePerson0SHEILA HARRINGTON
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber03153868674
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IRS990EZ/TotalExpenses055556
IRS990EZ/TotalProgramServiceExpenses054703
IRS990EZ/TotalRevenue020346
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg0false
IRS990EZ/WebSite0WWW.SEM-FUND.ORG
IRS990ScheduleA/AmountsSubstContributorsTotal050525
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYear012787
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus1Year081083
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus2Years065064
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus3Years054050
IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYearMinus4Years097706
IRS990ScheduleA/GiftsGrantsContribReceived170/Total0310690
IRS990ScheduleA/GrossReceiptsFromAdmissionsEtc07559
IRS990ScheduleA/PubliclySupportedOrg170b1Avi0X
IRS990ScheduleA/PublicSupportPertcentage17000.83740
IRS990ScheduleA/PublicSupportPertcentPriorYear00.80490
IRS990ScheduleA/PublicSupportTotal1700260165
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IRS990ScheduleA/Total170/CurrentTaxYear012787
IRS990ScheduleA/Total170/CurrentTaxYearMinus1Year081083
IRS990ScheduleA/Total170/CurrentTaxYearMinus2Years065064
IRS990ScheduleA/Total170/CurrentTaxYearMinus3Years054050
IRS990ScheduleA/Total170/CurrentTaxYearMinus4Years097706
IRS990ScheduleA/Total170/Total0310690
IRS990ScheduleA/TotalSupport0310690
IRS990ScheduleO/GeneralExplanation/Explanation0EXPENSES BANK FEES 41 LICENSE, FEES AND PERMITS 2,040 REPAIRS AND MAINTENANCE 498 OTHER 909 SUPPLIES 34 INTEREST TO KIVA 3,013 NON-INVESTMENT DEPRECIATION 2,666 TOTAL 9,201
IRS990ScheduleO/GeneralExplanation/Explanation1TERM NOTES - SENEGAL 53,402 36,898 LESS ALLOWANCE 1,722 1,467 NET 51,680 35,431 TERM NOTES - SENEGAL (OVERDUE) 14,305 0 14,367 14,367 LESS ACCUMULATED DEPRECIATION 7,177 9,843 2,135 2,135 LESS ACCUMULATED AMORTIZATION 569 712 TOTAL 74,741 41,378
IRS990ScheduleO/GeneralExplanation/Explanation2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 170 0 DUE TO KIVA 10,221 5,183 DUE TO IRVIN STERN FOUNDATION 0 0 ROUNDING 0 0 OTHER PAYABLES 0 0
IRS990ScheduleO/GeneralExplanation/Explanation3THE SEM FUND, OR THE SENEGAL ECOVILLAGE MICROFINANCE FUND, IS DEDICATED TO ALLEVIATING POVERTY BY PROVIDING AFFORDABLE BUSINESS LOANS AIMED AT STRENGTHENING THE BUSINESS SKILLS AND LIVELIHOODS OF HIGHLY MOTIVATED MICROENTREPRENEURS THAT LACK ACCESS TO THE COMMERCIAL BANKING SYSTEM. THE MISSION IS TO HELP BREAK TEH CYCLE OF POVERTY AFFLICTING THE PEOPLE OF DEVELOPING CONTRIES.
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER ASSETS
IRS990ScheduleO/GeneralExplanation/Identifier2OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/Identifier3PRIMARY EXEMPT PURPOSE
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/GeneralExplanation/ReturnReference3FORM 990-EZ, PART III
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0204537642
ReturnHeader/Filer/Name/BusinessNameLine10SENEGAL ECOVILLAGE MICROFINANCE
ReturnHeader/Filer/NameControl0SENE
ReturnHeader/Filer/Phone03153868674
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 624
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ReturnHeader/Filer/USAddress/ZIPCode0136170624
ReturnHeader/Officer/AuthorizeThirdParty0true
ReturnHeader/Officer/DateSigned02012-11-10
ReturnHeader/Officer/Name0SHEILA HARRINGTON
ReturnHeader/Officer/Phone03153868674
ReturnHeader/Officer/Title0TREASURER
ReturnHeader/Preparer/DatePrepared02012-11-23
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10JOHN C PARCELL IV CPA CFE
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine106711 US HIGHWAY 11
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0CANTON
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0NY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode013617
ReturnHeader/Preparer/Name0JOHN C PARCELL IV CPA
ReturnHeader/Preparer/Phone03152655222
ReturnHeader/Preparer/SelfEmployed0X
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-11-23T11:06:44-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$42,907
Liabilities
$5,183
Net assets
$37,724
Revenue
$20,346
Expenses
$55,556
Net income
-$35,210
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$1.20$1.20$12.5$13.2$0.70
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.84$1.84$14.0$49.8$35.9
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$42.9$5.18$37.7$20.3$55.6$35.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$83.3$10.4$72.9$70.8