Civic Intelligence

Downtown Stockton Enterprise Loan Fund

EIN 20-4179690 • 501(c)3 • Stockton, CA

Profile

To establish and operate a Community Development Entity (CDE) that will provide loans to small and mid-sized growing business in the central downtown core area of the City of Stockton California. This area is considered economically depressed. By working to help fund small and mid-size businesses and to encourage such businesses to remain in the area the entity strives to minimize blight and provide employment opportunities to residents in and near Downtown Stockton.

110 N San Joaquin Street 5th FloorStockton, CA 95202

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

92nd percentile

58%

Higher net margin than 92% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

55th percentile

0.1%

Faster asset growth than 55% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

8th percentile

-87%

Faster revenue growth than 8% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$219,430

Up $291 (+0.1%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$219,430

No earlier filing loaded for comparison.

Operations
Liabilities / RevenueScore unavailableNet Margin92nd percentile

Revenue

Down

$500

Down $3,359 (-87%) from 2023

Expenses

Up

$209

Up $209 from 2023

Net Income

Down

$291

Down $3,568 (-92%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth55th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $201,182Liabilities 2011: $02011Assets 2012: $203,183Liabilities 2012: $02012Assets 2017: $211,173Liabilities 2017: $02017Assets 2018: $212,823Net Assets 2018: $212,8232018Assets 2019: $216,031Net Assets 2019: $216,0312019Assets 2020: $0Net Assets 2020: $216,0312020Assets 2021: $214,548Net Assets 2021: $214,5482021Assets 2022: $215,280Net Assets 2022: $215,2802022Assets 2023: $219,139Liabilities 2023: $02023Assets 2024: $219,430Net Assets 2024: $219,4302024

Highlighted filing

2024

Assets$219,430
Liabilities-
Net Assets$219,430
Open 2024 Filing

Operations Trend

Revenue Growth8th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$8.0K$6.0K$4.0K$2.0K$0Revenue 2011: $4,576Expenses 2011: $1,125Net Income 2011: $3,4512011Revenue 2012: $3,137Expenses 2012: $1,136Net Income 2012: $2,0012012Revenue 2017: $7,425Expenses 2017: $4,749Net Income 2017: $2,6762017Revenue 2018: $5,644Expenses 2018: $3,994Net Income 2018: $1,6502018Revenue 2019: $6,181Expenses 2019: $2,973Net Income 2019: $3,2082019Revenue 2020: $02020Revenue 2021: $1,098Expenses 2021: $620Net Income 2021: $4782021Revenue 2022: $896Expenses 2022: $164Net Income 2022: $7322022Revenue 2023: $3,859Expenses 2023: $0Net Income 2023: $3,8592023Revenue 2024: $500Expenses 2024: $209Net Income 2024: $2912024

Highlighted filing

2024

Revenue$500
Expenses$209
Net Income$291
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$219,430
Liabilities
-
Net assets
$219,430
Revenue
$500
Expenses
$209
Net income
$291
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.19$2.19$0.01$0.00$0.00
2023Summary only. Only limited summary data is available for this year.$2.19$0.00$0.04$0.00$0.04
2022Detailed filing. Detailed filing data is available for this year.$2.15$2.15$0.01$0.00$0.01
2021Detailed filing. Detailed filing data is available for this year.$2.15$2.15$0.01$0.01$0.00
2020Detailed filing. Detailed filing data is available for this year.$0.00$2.16$0.00
2019Detailed filing. Detailed filing data is available for this year.$2.16$2.16$0.06$0.03$0.03
2018Detailed filing. Detailed filing data is available for this year.$2.13$2.13$0.06$0.04$0.02
2017Summary only. Only limited summary data is available for this year.$2.11$0.00$0.07$0.05$0.03
2012Summary only. Only limited summary data is available for this year.$2.03$0.00$0.03$0.01$0.02
2011Summary only. Only limited summary data is available for this year.$2.01$0.00$0.05$0.01$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 1, 2025
Return Version
2024v5.2
Gross Receipts
$500
Mission and Program Overview

Mission

To establish and operate a Community Development Entity (CDE) that will provide loans to small and mid-sized growing business in the central downtown core area of the City of Stockton California. This area is considered economically depressed. By working to help fund small and mid-size businesses and to encourage such businesses to remain in the area the entity strives to minimize blight and provide employment opportunities to residents in and near Downtown Stockton.

Program Services

DescriptionGrantsExpenses
Provide loans to small and mid-size businesses in Downtown Stockton California in order to encourage such business to remain in the downtown are to promote economic redevelopment.-$209
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jordan PetersonDirector-$0--
Tony YadonChairman-$0--
Patricia PalaciosDirector-$0--
Michael HuberCEO-$0--
Nicole SnyderDirector-$0--
Courtney WoodsSecretary-$0--
Luis DuarteTreasurer-$0--
Jonathon JonesDirector-$0--
Filing and Contact Details

Filer

Filer Name
Downtown Stockton Enterprise Loan Fund
EIN
20-4179690
Phone
2094645246
Address
110 N San Joaquin Street 5th Floor, Stockton, CA 95202

Signing Officer

Name
Michael Huber
Title
CEO
Signed
2025-09-01
Discuss with paid preparer
Yes

Preparer

Firm
Duarte Accountancy Corporation
Address
7510 SHORELINE DR STE B1, STOCKTON, CA 95219
Preparer
Luis A Duarte
Phone
2094764994
Supplemental Narrative

Additional Explanations

Other Expenses.1

“Board Expense $197”

Other Expenses.2

“Bank Fees And Charges $12”

Raw XML Appendix164 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Nicole Snyder
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3CEO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OperateHospitalInd0false
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IRS990EZ/OtherExpensesTotalAmt0209
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IRS990EZ/PoliticalCampaignActyInd0false
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IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Provide loans to small and mid-size businesses in Downtown Stockton California in order to encourage such business to remain in the downtown are to promote economic redevelopment.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0209
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Board Expense $197
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Bank Fees And Charges $12
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Expenses.2
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Michael Huber
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Downtown Stockton Enterprise Loan Fund
ReturnHeader/Filer/BusinessNameControlTxt0DOWN
ReturnHeader/Filer/EIN0204179690
ReturnHeader/Filer/PhoneNum02094645246
ReturnHeader/Filer/USAddress/AddressLine1Txt0110 N San Joaquin Street 5th Floor
ReturnHeader/Filer/USAddress/CityNm0Stockton
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
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ReturnHeader/PreparerPersonGrp/PhoneNum02094764994
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Luis A Duarte
ReturnHeader/ReturnTs02025-09-01T11:33:09-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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