Civic Intelligence

Crystal Lake Chamber of Commerce Foundation

EIN 20-3856701 • 501(c)3 • Crystal Lake, IL

Pub. 78 Eligible990-N Coverage

Profile

Provide financial and educational resources.

427 W Virginia StCrystal Lake, IL 60014-5959

www.clchamberfoundation.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

32nd percentile

-8.8%

Higher net margin than 32% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

33rd percentile

-18%

Faster asset growth than 33% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

83rd percentile

45%

Faster revenue growth than 83% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$7,859

Down $1,760 (-18%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$7,859

Down $1,760 (-18%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin32nd percentile

Revenue

Up

$19,955

Up $6,168 (+45%) from 2023

Expenses

Up

$21,715

Up $5,389 (+33%) from 2023

Net Income

Up

-$1,760

Up $779 (+31%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth33rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20K$15K$10K$5.0K$0Assets 2013: $3,740Net Assets 2013: $3,7402013Assets 2014: $15,193Net Assets 2014: $15,1932014Assets 2015: $6,048Net Assets 2015: $6,0482015Assets 2016: $4,978Net Assets 2016: $4,9782016Assets 2017: $3,606Net Assets 2017: $3,6062017Assets 2018: $2,250Net Assets 2018: $2,2502018Assets 2019: $7,176Net Assets 2019: $7,1762019Assets 2020: $6,193Liabilities 2020: $558Net Assets 2020: $5,6352020Assets 2021: $12,149Net Assets 2021: $12,1492021Assets 2022: $12,158Net Assets 2022: $12,1582022Assets 2023: $9,619Net Assets 2023: $9,6192023Assets 2024: $7,859Net Assets 2024: $7,8592024

Highlighted filing

2024

Assets$7,859
Liabilities-
Net Assets$7,859
Open 2024 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30K$20K$10K$0-$10KRevenue 2013: $5,709Expenses 2013: $8,228Net Income 2013: -$2,5192013Revenue 2014: $18,580Expenses 2014: $7,127Net Income 2014: $11,4532014Revenue 2015: $16,830Expenses 2015: $25,975Net Income 2015: -$9,1452015Revenue 2016: $8,646Expenses 2016: $9,716Net Income 2016: -$1,0702016Revenue 2017: $7,758Expenses 2017: $9,130Net Income 2017: -$1,3722017Revenue 2018: $5,199Expenses 2018: $6,555Net Income 2018: -$1,3562018Revenue 2019: $11,382Expenses 2019: $6,456Net Income 2019: $4,9262019Revenue 2020: $11,476Expenses 2020: $9,910Net Income 2020: $1,5662020Revenue 2021: $13,843Expenses 2021: $7,329Net Income 2021: $6,5142021Revenue 2022: $7,481Expenses 2022: $7,472Net Income 2022: $92022Revenue 2023: $13,787Expenses 2023: $16,326Net Income 2023: -$2,5392023Revenue 2024: $19,955Expenses 2024: $21,715Net Income 2024: -$1,7602024

Highlighted filing

2024

Revenue$19,955
Expenses$21,715
Net Income-$1,760
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$7,859
Liabilities
-
Net assets
$7,859
Revenue
$19,955
Expenses
$21,715
Net income
-$1,760
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$7.86$7.86$20.0$21.7$1.76
2023Detailed filing. Detailed filing data is available for this year.$9.62$9.62$13.8$16.3$2.54
2022Detailed filing. Detailed filing data is available for this year.$12.2$12.2$7.48$7.47$0.01
2021Detailed filing. Detailed filing data is available for this year.$12.1$12.1$13.8$7.33$6.51
2020Detailed filing. Detailed filing data is available for this year.$6.19$0.56$5.64$11.5$9.91$1.57
2019Detailed filing. Detailed filing data is available for this year.$7.18$7.18$11.4$6.46$4.93
2018Detailed filing. Detailed filing data is available for this year.$2.25$2.25$5.20$6.56$1.36
2017Detailed filing. Detailed filing data is available for this year.$3.61$3.61$7.76$9.13$1.37
2016Detailed filing. Detailed filing data is available for this year.$4.98$4.98$8.65$9.72$1.07
2015Detailed filing. Detailed filing data is available for this year.$6.05$6.05$16.8$26.0$9.15
2014Detailed filing. Detailed filing data is available for this year.$15.2$15.2$18.6$7.13$11.5
2013Detailed filing. Detailed filing data is available for this year.$3.74$3.74$5.71$8.23$2.52
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 12, 2025
Return Version
2024v5.2
Gross Receipts
$25,860
Mission and Program Overview

Mission

Provide financial and educational resources.

Program Services

DescriptionGrantsExpenses
Preparing leaders for tomorrow is a Foundation priority. The Foundation administers a variety of scholarships for leading development to prepare emerging leaders for the future advancement of the business community.$18,500$18,500
The Foundation is honored to provide scholarships to five individuals to attend the Leaders in Action educational programming.$1,250$1,250
To provide funds, education, resources and training thereby creating and supporting new opportunities for leadership in the Crystal Lake community.--
Compensation and Service Providers
Top Officer Pay81st percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MICHAEL WINNECKEPresident-$0--
MICHELLE KIDDVice President-$0--
JACLYNN POSTELNICKSecretary-$0--
KATHLEEN CALDWELLTreasurer-$0--
SANDRA PIERCEDirector-$0--
KATIE POSTELNIKDirector-$0--
HAILEY KELLYDirector-$0--
MABEL HANSONDirector-$0--
LINDSAY DALYDirector-$0--
VERONICA GUTZMERDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
GEMs Luncheon$23,119$3,369$1,312$2,057
Total Events$23,119$3,369$5,905$-2,536
Filing and Contact Details

Filer

Filer Name
Crystal Lake Chamber of Commerce Foundation
EIN
20-3856701
Phone
8154591300
Address
427 W VIRGINIA ST, CRYSTAL LAKE, IL 60014-5959

Signing Officer

Name
Michael Winnecke
Title
President
Phone
8154591300
Signed
2025-11-12
Discuss with paid preparer
Yes

Preparer

Firm
Precision CPA Group LLC
Address
2536 FOREST PARK DR, DYER, IN 46311-2112
Preparer
Jacob Podczerwinski
Phone
7089414028
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Conferences, conventions, and meetings 208”

Form 990-EZ, Part I, Line 16, Other Expenses

“Office Expenses 859”

Raw XML Appendix188 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
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IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
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IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt01067
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IRS990EZ/PoliticalCampaignActyInd0false
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IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Conferences, conventions, and meetings 208
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Office Expenses 859
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum08154591300
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-12
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ReturnHeader/Filer/EIN0203856701
ReturnHeader/Filer/PhoneNum08154591300
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ReturnHeader/ReturnTs02025-11-12T02:19:08-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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