Civic Intelligence

Consumer Financial Education Foundation of America Inc

990 • Fiscal year 2015 • EIN 20-3424094

Jan 01, 2015 to Dec 31, 2015 • Filed on May 16, 2016

Organization ProfileWWW.CFEFA.ORG
3425 5th Avenue SouthBirmingham, AL 35222-2312

(205) 321-2822

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

99th percentile

3.17x

Higher debt load relative to assets than 99% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Liabilities / Revenue

81st percentile

0.39x

Higher debt load relative to revenue than 81% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Net Margin

74th percentile

16%

Higher net margin than 74% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Top Officer Pay

88th percentile

$98,643

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 17.6% of source-year revenue.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Asset Growth

93rd percentile

87%

Faster asset growth than 93% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Revenue Growth

29th percentile

-6.8%

Faster revenue growth than 29% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets99th percentile

Assets

Up

$68,181

Up $31,661 (+87%) from 2014

Net Assets

Up

-$148,240

Up $89,652 (+38%) from 2014

Liabilities

Down

$216,421

Down $57,991 (-21%) from 2014

Revenue And Expenses
Liabilities / Revenue81st percentileNet Margin74th percentile

Revenue

Down

$559,073

Down $40,971 (-6.8%) from 2014

Expenses

Down

$469,421

Down $119,758 (-20%) from 2014

Net Income

Up

$89,652

Up $78,787 (+725%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth93rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$400K$200K$0-$200K-$400KAssets 2010: $238,840Liabilities 2010: $150,196Net Assets 2010: $88,6442010Assets 2011: $107,507Liabilities 2011: $230,204Net Assets 2011: -$122,6972011Assets 2012: $87,415Liabilities 2012: $297,107Net Assets 2012: -$209,6922012Assets 2013: $64,449Liabilities 2013: $313,206Net Assets 2013: -$248,7572013Assets 2014: $36,520Liabilities 2014: $274,412Net Assets 2014: -$237,8922014Assets 2015: $68,181Liabilities 2015: $216,421Net Assets 2015: -$148,2402015Assets 2016: $44,502Liabilities 2016: $191,104Net Assets 2016: -$146,6022016Assets 2017: $40,911Liabilities 2017: $190,419Net Assets 2017: -$149,5082017Assets 2018: $35,015Liabilities 2018: $196,269Net Assets 2018: -$161,2542018Assets 2019: $32,410Liabilities 2019: $199,955Net Assets 2019: -$167,5452019Assets 2020: $29,138Liabilities 2020: $282,938Net Assets 2020: -$253,8002020Assets 2021: $77,557Liabilities 2021: $233,670Net Assets 2021: -$156,1132021Assets 2022: $25,717Liabilities 2022: $277,399Net Assets 2022: -$251,6822022Assets 2023: $136,054Liabilities 2023: $338,859Net Assets 2023: -$202,8052023Assets 2024: $39,872Liabilities 2024: $251,020Net Assets 2024: -$211,1482024

Highlighted filing

2015

Assets$68,181
Liabilities$216,421
Net Assets-$148,240
Open 2015 Filing

Operations Trend

Revenue Growth29th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,824,3542010Expenses 2011: $1,407,4782011Expenses 2012: $982,1082012Revenue 2013: $763,721Expenses 2013: $802,786Net Income 2013: -$39,0652013Revenue 2014: $600,044Expenses 2014: $589,179Net Income 2014: $10,8652014Revenue 2015: $559,073Expenses 2015: $469,421Net Income 2015: $89,6522015Revenue 2016: $517,442Expenses 2016: $515,804Net Income 2016: $1,6382016Revenue 2017: $497,687Expenses 2017: $500,593Net Income 2017: -$2,9062017Revenue 2018: $488,290Expenses 2018: $500,036Net Income 2018: -$11,7462018Revenue 2019: $469,220Expenses 2019: $475,511Net Income 2019: -$6,2912019Revenue 2020: $374,802Expenses 2020: $461,057Net Income 2020: -$86,2552020Revenue 2021: $391,699Expenses 2021: $294,012Net Income 2021: $97,6872021Revenue 2022: $256,885Expenses 2022: $352,454Net Income 2022: -$95,5692022Revenue 2023: $363,708Expenses 2023: $313,726Net Income 2023: $49,9822023Revenue 2024: $337,500Expenses 2024: $344,658Net Income 2024: -$7,1582024

Highlighted filing

2015

Revenue$559,073
Expenses$469,421
Net Income$89,652
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
May 16, 2016
Return Version
2015v2.1
Gross Receipts
$559,073
Mission and Program Overview

Mission

To provide financial management education and training, including counseling on responsible use of credit, availability of credit counseling, and assist in budgetary analysis, to financially troubled individuals and families.

Balance Sheet Detail
LineBeginningEndChange
Assets
Loans From Officers Directors$103,360$140,695▲ $37,335
Accounts Receivable$12,706$32,715▲ $20,009
Receivables From Officers Etc-$14,861-
Savings and Temporary Cash Investments$1,733$6,556▲ $4,823
Land, Buildings, and Equipment, Net$16,146$5,848▼ $10,298
Cash and Non-Interest-Bearing Accounts$100$1,401▲ $1,301
Total Assets$36,520$68,181▲ $31,661
Other Assets Total$5,835$6,800▲ $965
Liabilities
Accounts Payable and Accrued Expenses$102,489$75,726▼ $26,763
Unsecured Notes Loans Payable$68,563--
Total Liabilities$274,412$216,421▼ $57,991
Net Assets / Fund Balance
Unrestricted Net Assets$-237,892$-148,240▲ $89,652
Total Net Assets Fund Balance$-237,892$-148,240▲ $89,652
Total Liabilities and Net Assets / Fund Balance$36,520$68,181▲ $31,661

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$5,848$91,065$96,913
Other Assets Org$2,509--
Compensation and Service Providers
Top Officer Pay88th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Richard MaukPresidentFT$98,643$98,643
Scott WhyrickVP, Sec & Tr-$76,102$76,102

Board Members and Trustees

NameTitle
David DonaldsonMember
David HerringMember
Judy MoringMember
Lila HackettMember
The Honorable Arthur J HanesMember
Truitt EvansMember
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$559,072
Investment Income
$1
Other Revenue
$0
Change in Net Assets
$89,652
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$286,359
Other Expenses$183,062
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$87,373$87,372-$174,745
Other Salaries and Wages$62,079--$62,079
Occupancy$35,363$8,841-$44,204
Other Employee Benefits$19,428$9,684-$29,112
Payroll Taxes$12,888$7,535-$20,423
All Other Expenses$13,201$3,731-$16,932
Office Expenses$10,831$1,203-$12,034
Depreciation Depletion$9,262$1,031-$10,293
Other Expenses$7,672$853-$8,525
Conferences and Meetings$1,519$4,558-$6,077
Fees for Services Accounting-$5,974-$5,974
Insurance$1,709$190-$1,899
Interest-$1,183-$1,183
Information Technology$983$109-$1,092
Advertising$212$23-$235
Travel$13$37-$50
Total Functional Expenses$331,456$137,965$0$469,421
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Richard MaukPresidentLoan to FoundationNo$22,474

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$103,360$140,695▲ $37,335
Receivables from Officers, Directors, Trustees, and Key Employees-$14,861-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The organization provides a copy of the return to each board member via email, which they can review individually. If they have any questions, they contact the president of the organization for resolution.”

Form 990, Page 6, Part VI, Line 12C

“The organization monitors the policy by questionnaire.”

Form 990, Page 6, Part VI, Line 15A

“The board members review comparables of other not for profit officers before determining the salary of the president.”

Form 990, Page 6, Part VI, Line 15B

“The board members review comparables of other not for profit officers before determining the salary of the other officers.”

Form 990, Page 6, Part VI, Line 19

“The organization files the forms with the department of justice's executive office of the u.s. Trustees and upon request.”

Filing and Contact Details

Filer

Filer Name
Consumer Financial Education
EIN
20-3424094
Phone
2053212822
Address
3425 5TH AVENUE SOUTH, BIRMINGHAM, AL 35222-2312

Signing Officer

Name
Richard Mauk
Title
President
Phone
2053212822
Signed
2016-05-16
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Richard Mauk
Formed
2005
Legal Domicile
Al
Voting Board Members
7
Independent Board Members
7
Employees
5

Preparer

Firm
Christian & Denaburg Pc
Address
2649 ROCKY RIDGE LANE, BIRMINGHAM, AL 35216
Preparer
Edmond R Denaburg
Phone
2059678901
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“To provide financial management education and training, including counseling on responsible use of credit, availability of credit counseling, and assist in budgetary analysis, to financially troubled individuals and families.”

Financial Statement Notes

Schedule D, Page 3, Part X

“In june 2006, the financial accounting standard board (fasb) issued fin 48, "accounting for uncertainty in income taxes," an interpretation of fasb statement no. 109, that clarifies the accounting and recognition for income tax positions taken or expected to be taken in the foundation's income tax returns. Fin 48 was incorporated in the fasb codification as asc 740-10. The foundation adopted the standard as of january 1, 2009. The foundation has evaluated its tax positions and interpretations, and believes its positions are appropriate based on current facts and circumstances.”

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IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0559072
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01733
IRS990/SavingsAndTempCashInvstGrp/EOYAmt06556
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt03
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt03
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0559073
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0602355
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0763721
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0895113
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt01196134
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IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt03
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt03
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt04016396
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0559073
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0602355
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0763721
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0895113
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01196134
IRS990ScheduleA/Total509Grp/TotalAmt04016396
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0559073
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0602355
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0763721
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0895113
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt01196137
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt04016399
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt05848
IRS990ScheduleD/EquipmentGrp/DepreciationAmt091065
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt096913
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt04291
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt12509
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0DEPOSITS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1PREPAID INSURANCE
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0IN JUNE 2006, THE FINANCIAL ACCOUNTING STANDARD BOARD (FASB) ISSUED FIN 48, "ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES," AN INTERPRETATION OF FASB STATEMENT NO. 109, THAT CLARIFIES THE ACCOUNTING AND RECOGNITION FOR INCOME TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE FOUNDATION'S INCOME TAX RETURNS. FIN 48 WAS INCORPORATED IN THE FASB CODIFICATION AS ASC 740-10. THE FOUNDATION ADOPTED THE STANDARD AS OF JANUARY 1, 2009. THE FOUNDATION HAS EVALUATED ITS TAX POSITIONS AND INTERPRETATIONS, AND BELIEVES ITS POSITIONS ARE APPROPRIATE BASED ON CURRENT FACTS AND CIRCUMSTANCES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
IRS990ScheduleD/TotalBookValueLandBuildingsAmt05848
IRS990ScheduleD/TotalBookValueOtherAssetsAmt06800
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0RICHARD MAUK
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0PRESIDENT
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt022474
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0LOAN TO FOUNDATION
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt070535
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt170160
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt214861
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0FUNDS USED FOR BUSINESS OPERATIONS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1FUNDS USED TO START THE BUSINESS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanToOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt080069
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt1150000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0RICHARD MAUK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1RICHARD MAUK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2RICHARD MAUK
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd2true
IRS990ScheduleL/SupplementalInformationDetail/ExplanationTxt0SCHEDULE L, PART II, LOANS TO AND FROM INTERESTED PERSONS: (A) NAME OF PERSON: RICHARD MAUK (A) PURPOSE OF LOAN: FUNDS USED TO START THE BUSINESS; FUNDS NEEDED FOR OPERATIONS
IRS990ScheduleL/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE L, PART V
IRS990ScheduleL/TotalBalanceDueAmt0155556
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROVIDE FINANCIAL MANAGEMENT EDUCATION AND TRAINING, INCLUDING COUNSELING ON RESPONSIBLE USE OF CREDIT, AVAILABILITY OF CREDIT COUNSELING, AND ASSIST IN BUDGETARY ANALYSIS, TO FINANCIALLY TROUBLED INDIVIDUALS AND FAMILIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION PROVIDES A COPY OF THE RETURN TO EACH BOARD MEMBER VIA EMAIL, WHICH THEY CAN REVIEW INDIVIDUALLY. IF THEY HAVE ANY QUESTIONS, THEY CONTACT THE PRESIDENT OF THE ORGANIZATION FOR RESOLUTION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION MONITORS THE POLICY BY QUESTIONNAIRE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD MEMBERS REVIEW COMPARABLES OF OTHER NOT FOR PROFIT OFFICERS BEFORE DETERMINING THE SALARY OF THE PRESIDENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD MEMBERS REVIEW COMPARABLES OF OTHER NOT FOR PROFIT OFFICERS BEFORE DETERMINING THE SALARY OF THE OTHER OFFICERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION FILES THE FORMS WITH THE DEPARTMENT OF JUSTICE'S EXECUTIVE OFFICE OF THE U.S. TRUSTEES AND UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0AL
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt036520
IRS990/TotalAssetsEOYAmt068181
IRS990/TotalAssetsGrp/BOYAmt036520
IRS990/TotalAssetsGrp/EOYAmt068181
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0137965
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0331456
IRS990/TotalFunctionalExpensesGrp/TotalAmt0469421
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0274412
IRS990/TotalLiabilitiesEOYAmt0216421
IRS990/TotalLiabilitiesGrp/BOYAmt0274412
IRS990/TotalLiabilitiesGrp/EOYAmt0216421
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-237892
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0-148240
IRS990/TotalProgramServiceExpensesAmt0331456
IRS990/TotalProgramServiceRevenueAmt0559072
IRS990/TotalReportableCompFromOrgAmt0174745
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0559073
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0559073
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt036520
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt068181
IRS990/TravelGrp/ManagementAndGeneralAmt037
IRS990/TravelGrp/ProgramServicesAmt013
IRS990/TravelGrp/TotalAmt050
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0-237892
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0-148240
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt068563
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.CFEFA.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-12-15 16:53:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RICHARD MAUK
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02053212822
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CONSUMER FINANCIAL EDUCATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0FOUNDATION OF AMERICA INC
ReturnHeader/Filer/BusinessNameControlTxt0CONS
ReturnHeader/Filer/EIN0203424094
ReturnHeader/Filer/PhoneNum02053212822
ReturnHeader/Filer/USAddress/AddressLine1Txt03425 5TH AVENUE SOUTH
ReturnHeader/Filer/USAddress/CityNm0BIRMINGHAM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL

Document Assets

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Filings

Displayed year

2015 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$68,181
Liabilities
$216,421
Net assets
-$148,240
Revenue
$559,073
Expenses
$469,421
Net income
$89,652
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.04$0.25$0.21$0.34$0.34$0.01
2023Detailed filing. Detailed filing data is available for this year.$0.14$0.34$0.20$0.36$0.31$0.05
2022Detailed filing. Detailed filing data is available for this year.$0.03$0.28$0.25$0.26$0.35$0.10
2021Detailed filing. Detailed filing data is available for this year.$0.08$0.23$0.16$0.39$0.29$0.10
2020Detailed filing. Detailed filing data is available for this year.$0.03$0.28$0.25$0.37$0.46$0.09
2019Detailed filing. Detailed filing data is available for this year.$0.03$0.20$0.17$0.47$0.48$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.04$0.20$0.16$0.49$0.50$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.04$0.19$0.15$0.50$0.50$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.04$0.19$0.15$0.52$0.52$0.00
2015Detailed filing. Detailed filing data is available for this year.$0.07$0.22$0.15$0.56$0.47$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.04$0.27$0.24$0.60$0.59$0.01
2013Detailed filing. Detailed filing data is available for this year.$0.06$0.31$0.25$0.76$0.80$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.09$0.30$0.21$0.98
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.11$0.23$0.12$1.41
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.24$0.15$0.09$1.82
Peer Organizations

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