Civic Intelligence

The Chicago Mosaic School

EIN 20-3070470 • 501(c)3 • Chicago, IL

Profile

Promoting and perserving the mosaic art form through education and community partnership.

1127 W Granville AvenueChicago, IL 60660

www.chicagomosaicschool.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

92nd percentile

0.93x

Higher debt load relative to assets than 92% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

96th percentile

3.96x

Higher debt load relative to revenue than 96% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

33rd percentile

-2.5%

Higher net margin than 33% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

23rd percentile

-4.7%

Faster asset growth than 23% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

49th percentile

6.4%

Faster revenue growth than 49% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$2,655,495

Down $130,851 (-4.7%) from 2023

Liabilities

Down

$2,478,360

Down $115,003 (-4.4%) from 2023

Net Assets

Down

$177,135

Down $15,848 (-8.2%) from 2023

Revenue

Up

$626,374

Up $37,534 (+6.4%) from 2023

Expenses

Up

$642,222

Up $42,160 (+7.0%) from 2023

Net Income

Down

-$15,848

Down $4,626 (-41%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0-$1.0MAssets 2011: $93,010Liabilities 2011: $35,495Net Assets 2011: $57,5152011Assets 2012: $87,945Liabilities 2012: $24,158Net Assets 2012: $63,7872012Assets 2013: $121,815Liabilities 2013: $30,041Net Assets 2013: $91,7742013Assets 2014: $121,039Liabilities 2014: $82,272Net Assets 2014: $38,7672014Assets 2015: $90,844Liabilities 2015: $71,843Net Assets 2015: $19,0012015Assets 2016: $125,150Liabilities 2016: $131,020Net Assets 2016: -$5,8702016Assets 2017: $124,865Liabilities 2017: $82,468Net Assets 2017: $42,3972017Assets 2018: $461,658Liabilities 2018: $78,048Net Assets 2018: $383,6102018Assets 2019: $404,603Liabilities 2019: $79,678Net Assets 2019: $324,9252019Assets 2020: $471,575Liabilities 2020: $190,738Net Assets 2020: $280,8372020Assets 2021: $428,728Liabilities 2021: $216,179Net Assets 2021: $212,5492021Assets 2022: $2,931,218Liabilities 2022: $2,727,013Net Assets 2022: $204,2052022Assets 2023: $2,786,346Liabilities 2023: $2,593,363Net Assets 2023: $192,9832023Assets 2024: $2,655,495Liabilities 2024: $2,478,360Net Assets 2024: $177,1352024

Highlighted filing

2024

Assets$2,655,495
Liabilities$2,478,360
Net Assets$177,135

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2011: $198,6182011Expenses 2012: $293,4242012Revenue 2013: $298,922Expenses 2013: $277,560Net Income 2013: $21,3622013Revenue 2014: $294,212Expenses 2014: $347,219Net Income 2014: -$53,0072014Revenue 2015: $368,684Expenses 2015: $388,450Net Income 2015: -$19,7662015Revenue 2016: $396,208Expenses 2016: $421,078Net Income 2016: -$24,8702016Revenue 2017: $456,267Expenses 2017: $408,000Net Income 2017: $48,2672017Revenue 2018: $608,943Expenses 2018: $417,730Net Income 2018: $191,2132018Revenue 2019: $456,971Expenses 2019: $515,656Net Income 2019: -$58,6852019Revenue 2020: $355,452Expenses 2020: $423,900Net Income 2020: -$68,4482020Revenue 2021: $425,111Expenses 2021: $454,141Net Income 2021: -$29,0302021Revenue 2022: $525,662Expenses 2022: $534,006Net Income 2022: -$8,3442022Revenue 2023: $588,840Expenses 2023: $600,062Net Income 2023: -$11,2222023Revenue 2024: $626,374Expenses 2024: $642,222Net Income 2024: -$15,8482024

Highlighted filing

2024

Revenue$626,374
Expenses$642,222
Net Income-$15,848

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.66$2.48$0.18$0.63$0.64$0.02
2023Detailed filing. Detailed filing data is available for this year.$2.79$2.59$0.19$0.59$0.60$0.01
2022Detailed filing. Detailed filing data is available for this year.$2.93$2.73$0.20$0.53$0.53$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.43$0.22$0.21$0.43$0.45$0.03
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.47$0.19$0.28$0.36$0.42$0.07
2019Detailed filing. Detailed filing data is available for this year.$0.40$0.08$0.32$0.46$0.52$0.06
2018Detailed filing. Detailed filing data is available for this year.$0.46$0.08$0.38$0.61$0.42$0.19
2017Detailed filing. Detailed filing data is available for this year.$0.12$0.08$0.04$0.46$0.41$0.05
2016Detailed filing. Detailed filing data is available for this year.$0.13$0.13$0.01$0.40$0.42$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.09$0.07$0.02$0.37$0.39$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.12$0.08$0.04$0.29$0.35$0.05
2013Detailed filing. Detailed filing data is available for this year.$0.12$0.03$0.09$0.30$0.28$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.09$0.02$0.06$0.29
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.09$0.04$0.06$0.20
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 3, 2025
Return Version
2024v5.2
Gross Receipts
$627,975
Mission and Program Overview

Mission

To provide both a trade and liberal arts education. The Chicago Mosaic School offers classes, workshops, lectures, demonstrations, presentations from local and visiting artists from around the world, and will cultivate alliances with community based institutions, schools and organizations.

Promoting and perserving the mosaic art form through education and community partnership.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$113,215$177,481▲ $64,266
Land, Buildings, and Equipment, Net$190,519$170,639▼ $19,880
Savings and Temporary Cash Investments$62,307$37,321▼ $24,986
Inventories for Sale or Use$34,496$33,586▼ $910
Pledges and Grants Receivable$17,442$18,953▲ $1,511
Prepaid Expenses and Deferred Charges$2,835$4,971▲ $2,136
Total Assets$2,786,346$2,655,495▼ $130,851
Other Assets Total$2,365,532$2,212,544▼ $152,988
Liabilities
Other Liabilities$2,442,622$2,320,739▼ $121,883
Mortgage Notes Payable Secured by Investment Property$118,708$115,542▼ $3,166
Deferred Revenue$27,960$30,046▲ $2,086
Accounts Payable and Accrued Expenses$4,073$12,033▲ $7,960
Total Liabilities$2,593,363$2,478,360▼ $115,003
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$190,483$174,635▼ $15,848
Net Assets With Donor Restrictions$2,500$2,500→ $0
Total Net Assets Fund Balance$192,983$177,135▼ $15,848
Total Liabilities and Net Assets / Fund Balance$2,786,346$2,655,495▼ $130,851

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$170,639$132,989$303,628
Other Assets Org$2,212,544--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Lucy SennerExecutive DirectorFT$52,500$52,500

Board Members and Trustees

NameTitle
Denise ChladPresident
Alan RuffinBoard Member
Dianne CartyBoard Member
Karen AmiCreative Director
Kathryn McKechnieTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$82,417
Program Service Revenue
$422,460
Investment Income
$14
Other Revenue
$121,483
All Other Contributions
$82,417
Change in Net Assets
$-15,848

Audited Revenue Reconciliation

Revenue per Audited Statements
$626,374
Revenue Not Reported on Form 990
$80,000
Total Revenue per Audited Statements
$706,374
Total Revenue per Form 990
$626,374
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$510,640
Salaries, Compensation, and Employee Benefits$131,582
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$203,062--$203,062
Other Salaries and Wages-$131,582-$131,582
Fees for Services Management$18,396$23,742-$42,138
Fees for Services Other$12,251$14,856-$27,107
Depreciation Depletion-$19,880-$19,880
All Other Expenses$15,581$872-$16,453
Other Expenses$2,230$14,901-$14,901
Fees for Services Accounting-$12,000-$12,000
Travel$10,269--$10,269
Insurance-$9,108-$9,108
Office Expenses-$8,208-$8,208
Interest-$2,708-$2,708
Advertising$1,492--$1,492
Total Functional Expenses$404,365$237,857$0$642,222

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$722,222
Expenses per Audited Statements$642,222
Total Expenses per Form 990$642,222
Expenses Not Reported on Form 990$80,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$9,406
Fundraising Direct Expenses$1,601
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating lease liabilities$2,320,739
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

Form 990 is provided to the full Board of Directors for their review and approval prior to filing.

CEO executive director top management comp Part VI line 15A

The Board of Directors determine the salary for key employees based on the complexity of the position.

Other officer or key employee compensation Part VI line 15B

The Board of Directors determine the salary for key employees based on the complexity of the position.

Governing documents etc available to public Part VI line 19

The governing documents and financial statements are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
The Chicago Mosaic School
EIN
20-3070470
In Care Of
% Lucy Senner
Phone
7738566777
Address
1127 W Granville Avenue, Chicago, IL 60660

Signing Officer

Name
Lucy Senner
Title
Executive Director
Phone
7738566777
Signed
2025-11-03
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Lucy Senner
Formed
2005
Legal Domicile
Il
Voting Board Members
4
Independent Board Members
4
Employees
3
Volunteers
30

Preparer

Firm
Bean Accounting & Tax PLLC
Address
PO Box 157, Morton Grove, IL 60053
Preparer
Darwin Mintu
Phone
8472223457
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IRS990/PledgesAndGrantsReceivableGrp/BOYAmt017442
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IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02835
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt04971
IRS990/PrincipalOfficerNm0Lucy Senner
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IRS990/ProgramServiceRevenueGrp/BusinessCd2611600
IRS990/ProgramServiceRevenueGrp/BusinessCd3611600
IRS990/ProgramServiceRevenueGrp/Desc0Courses and Workshops
IRS990/ProgramServiceRevenueGrp/Desc1Contracted Programs
IRS990/ProgramServiceRevenueGrp/Desc2Commissioned Work
IRS990/ProgramServiceRevenueGrp/Desc3Membership Dues
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt117794
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IRS990/PYContributionsGrantsAmt090678
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IRS990/PYInvestmentIncomeAmt013
IRS990/PYOtherExpensesAmt0514060
IRS990/PYOtherRevenueAmt099923
IRS990/PYProgramServiceRevenueAmt0398226
IRS990/PYRevenuesLessExpensesAmt0-11222
IRS990/PYSalariesCompEmpBnftPaidAmt086002
IRS990/PYTotalExpensesAmt0600062
IRS990/PYTotalRevenueAmt0588840
IRS990/QuidProQuoContributionsInd0false
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IRS990/ReconcilationRevenueExpnssAmt0-15848
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IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt055100
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0536138
IRS990/SavingsAndTempCashInvstGrp/BOYAmt062307
IRS990/SavingsAndTempCashInvstGrp/EOYAmt037321
IRS990ScheduleA/SchoolInd0X
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IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
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IRS990/ScheduleBRequiredInd0true
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IRS990ScheduleD/DonatedServicesUseFcltsAmt080000
IRS990ScheduleD/ExpensesNotReportedAmt080000
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IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt02212544
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Operating lease right of use assets
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0170639
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0132989
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0303628
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt02320739
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Operating lease liabilities
IRS990ScheduleD/RevenueNotReportedAmt080000
IRS990ScheduleD/RevenueSubtotalAmt0626374
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0170639
IRS990ScheduleD/TotalBookValueOtherAssetsAmt02212544
IRS990ScheduleD/TotalExpensesPerForm990Amt0642222
IRS990ScheduleD/TotalLiabilityAmt02320739
IRS990ScheduleD/TotalRevenuePerForm990Amt0626374
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IRS990ScheduleE/ComplianceWithRevProc7550Ind0true
IRS990ScheduleE/DiscriminateRaceAdmissPlcyInd0false
IRS990ScheduleE/DiscriminateRaceAthltProgInd0false
IRS990ScheduleE/DiscriminateRaceEducPlcyInd0false
IRS990ScheduleE/DiscriminateRaceEmplmFcultyInd0false
IRS990ScheduleE/DiscriminateRaceOtherActyInd0false
IRS990ScheduleE/DiscriminateRaceSchsInd0false
IRS990ScheduleE/DiscriminateRaceStdntsRghtsInd0false
IRS990ScheduleE/DiscriminateRaceUseOfFcltsInd0false
IRS990ScheduleE/GovernmentFinancialAidRcvdInd0true
IRS990ScheduleE/GovernmentFinancialAidRvkdInd0false
IRS990ScheduleE/MaintainCpyOfAllSolInd0true
IRS990ScheduleE/MaintainCpyOfBrochuresEtcInd0true
IRS990ScheduleE/MaintainRacialCompRecsInd0true
IRS990ScheduleE/MaintainScholarshipsRecsInd0true
IRS990ScheduleE/NondiscriminatoryPolicyStmtInd0true
IRS990ScheduleE/PlcyPblczdViaBroadcastMediaInd0true
IRS990ScheduleE/PolicyStmtInBrochuresEtcInd0true
IRS990ScheduleE/SupplementalInformationDetail/ExplanationTxt0Organization receives grants from the Illinois Arts Council.
IRS990ScheduleE/SupplementalInformationDetail/ExplanationTxt1Description on website.
IRS990ScheduleE/SupplementalInformationDetail/FormAndLineReferenceDesc0Governmental Agency Financial Aid (Questions 6a and 6b)
IRS990ScheduleE/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of nondiscriminatory policy (Question 3)
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Form 990 is provided to the full Board of Directors for their review and approval prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Board of Directors determine the salary for key employees based on the complexity of the position.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Board of Directors determine the salary for key employees based on the complexity of the position.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The governing documents and financial statements are made available to the public upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other officer or key employee compensation Part VI line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Governing documents etc available to public Part VI line 19
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IRS990/TotalGrossUBIAmt00
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IRS990/TotalOtherCompensationAmt00
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IRS990/TotalProgramServiceRevenueAmt0422460
IRS990/TotalReportableCompFromOrgAmt052500
IRS990/TotalRevenueGrp/ExclusionAmt07819
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0536138
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0626374
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt030
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IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02655495
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt010269
IRS990/TravelGrp/TotalAmt010269
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01127 W Granville Avenue
IRS990/USAddress/CityNm0Chicago
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060660
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0www.chicagomosaicschool.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LUCY SENNER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Director
ReturnHeader/BusinessOfficerGrp/PhoneNum07738566777

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