Civic Intelligence

Bais Medrash Mayan Hatorah Inc.

990 • Fiscal year 2015 • EIN 20-2925281

Sep 01, 2014 to Aug 31, 2015 • Filed on Jul 01, 2016

101 Milton StreetLakewood, NJ 08701

(732) 367-4377

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

66th percentile

0.27x

Higher debt load relative to assets than 66% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

82nd percentile

0.76x

Higher debt load relative to revenue than 82% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Net Margin

61st percentile

6.7%

Higher net margin than 61% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

40th percentile

$32,378

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 2.7% of source-year revenue.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Asset Growth

36th percentile

-2.1%

Faster asset growth than 36% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

24th percentile

-8.9%

Faster revenue growth than 24% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Assets

Down

$3,384,475

Down $74,193 (-2.1%) from 2014

Net Assets

Up

$2,470,489

Up $80,841 (+3.4%) from 2014

Liabilities

Down

$913,986

Down $155,034 (-15%) from 2014

Revenue

Down

$1,210,397

Down $118,892 (-8.9%) from 2014

Expenses

Up

$1,129,556

Up $27,117 (+2.5%) from 2014

Net Income

Down

$80,841

Down $146,009 (-64%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $2,672,729Liabilities 2011: $1,227,731Net Assets 2011: $1,444,9982011Assets 2012: $3,294,699Liabilities 2012: $1,134,939Net Assets 2012: $2,159,7602012Assets 2013: $3,302,872Liabilities 2013: $1,140,074Net Assets 2013: $2,162,7982013Assets 2014: $3,458,668Liabilities 2014: $1,069,020Net Assets 2014: $2,389,6482014Assets 2015: $3,384,475Liabilities 2015: $913,986Net Assets 2015: $2,470,4892015Assets 2016: $3,326,949Liabilities 2016: $802,276Net Assets 2016: $2,524,6732016Assets 2017: $3,353,878Liabilities 2017: $787,043Net Assets 2017: $2,566,8352017Assets 2018: $3,531,093Liabilities 2018: $865,059Net Assets 2018: $2,666,0342018Assets 2019: $3,378,123Liabilities 2019: $670,378Net Assets 2019: $2,707,7452019Assets 2020: $3,731,411Liabilities 2020: $716,797Net Assets 2020: $3,014,6142020Assets 2021: $3,896,409Liabilities 2021: $840,328Net Assets 2021: $3,056,0812021Assets 2022: $3,938,100Liabilities 2022: $1,209,706Net Assets 2022: $2,728,3942022Assets 2023: $3,580,885Liabilities 2023: $1,154,479Net Assets 2023: $2,426,4062023Assets 2024: $3,324,478Liabilities 2024: $1,139,121Net Assets 2024: $2,185,3572024

Highlighted filing

2015

Assets$3,384,475
Liabilities$913,986
Net Assets$2,470,489

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2011: $639,2622011Expenses 2012: $834,8792012Expenses 2013: $893,8042013Revenue 2014: $1,329,289Expenses 2014: $1,102,439Net Income 2014: $226,8502014Revenue 2015: $1,210,397Expenses 2015: $1,129,556Net Income 2015: $80,8412015Revenue 2016: $1,316,290Expenses 2016: $1,262,107Net Income 2016: $54,1832016Revenue 2017: $1,166,542Expenses 2017: $1,124,380Net Income 2017: $42,1622017Revenue 2018: $1,323,151Expenses 2018: $1,223,952Net Income 2018: $99,1992018Revenue 2019: $1,340,772Expenses 2019: $1,299,061Net Income 2019: $41,7112019Revenue 2020: $1,562,903Expenses 2020: $1,256,033Net Income 2020: $306,8702020Revenue 2021: $1,515,206Expenses 2021: $1,473,739Net Income 2021: $41,4672021Revenue 2022: $1,167,038Expenses 2022: $1,494,726Net Income 2022: -$327,6882022Revenue 2023: $1,280,268Expenses 2023: $1,582,256Net Income 2023: -$301,9882023Revenue 2024: $1,012,161Expenses 2024: $1,253,211Net Income 2024: -$241,0502024

Highlighted filing

2015

Revenue$1,210,397
Expenses$1,129,556
Net Income$80,841
Jump To
Filing Snapshot
Filing Period
Sep 1, 2014 to Aug 31, 2015
Signed
Jul 1, 2016
Return Version
2014v6.0
Gross Receipts
$1,210,397
Mission and Program Overview

Mission

To provide religious education and services to our students in the tradition of the orthodox jewish faith

To provide religious education to our students in the tradition of the orthodox jewish faith

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$3,279,962$3,241,034▼ $38,928
Pledges and Grants Receivable$97,766$90,566▼ $7,200
Accounts Receivable$63,222$52,342▼ $10,880
Cash and Non-Interest-Bearing Accounts$17,718$533▼ $17,185
Total Assets$3,458,668$3,384,475▼ $74,193
Liabilities
Other Liabilities$1,048,177$870,247▼ $177,930
Accounts Payable and Accrued Expenses$20,843$43,739▲ $22,896
Total Liabilities$1,069,020$913,986▼ $155,034
Net Assets / Fund Balance
Unrestricted Net Assets$2,389,648$2,470,489▲ $80,841
Total Net Assets Fund Balance$2,389,648$2,470,489▲ $80,841
Total Liabilities and Net Assets / Fund Balance$3,458,668$3,384,475▼ $74,193

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,296,808$357,395$2,654,203
Land$888,439-$888,439
Equipment$35,108$51,260$86,368
Other Land Buildings$20,679$33,618$54,297
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Abraham NewmanDeanFT$32,378$32,378

Board Members and Trustees

NameTitle
Alvin BergerTrustee
David BlauTrustee
Shmuel GewirtzmanTrustee
Yosef KotlerTrustee
Zvi BergerTrustee
Revenue and Support

Revenue Composition

Contributions and Grants
$515,516
Program Service Revenue
$694,874
Investment Income
$0
Other Revenue
$7
All Other Contributions
$515,516
Change in Net Assets
$80,841
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$708,644
Salaries, Compensation, and Employee Benefits$416,722
Total Fundraising Expense$68,372
Grants and Similar Amounts Paid$4,190
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$249,805$28,238-$278,043
Depreciation Depletion-$86,923-$86,923
Occupancy$84,179--$84,179
Other Employee Benefits$65,972$8,960-$74,932
Other Expenses$70,664-$68,372$68,372
All Other Expenses$46,078$18,899-$64,977
Interest$42,095$2,216-$44,311
Current Officers, Directors, Trustees, and Key Employees$36,972--$36,972
Travel$27,439--$27,439
Payroll Taxes$24,096$2,679-$26,775
Office Expenses-$24,509-$24,509
Fees for Services Accounting-$8,775-$8,775
Insurance$5,339--$5,339
Grants to Domestic Orgs$4,190--$4,190
Fees for Services Legal-$1,364-$1,364
Fees for Services Other-$550-$550
Total Functional Expenses$878,071$183,113$68,372$1,129,556
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Mortgage Payable$850,511
Unearned Tuition$19,736
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

Alvin berger is abraham newman's father in law, and father of zvi berger.

Form 990, Part VI, Section B, Line 11

The tax return is delivered in draft form for review to the trustees. If approved the return is sent to the executive officer for signature.

Form 990, Part VI, Section B, Line 12C

The board fills out a conflict of interest policy once a year. If an issue arises during the year it is brought up at the next scheduled meeting.

Form 990, Part VI, Section B, Line 15

Compensation policy: compensation for all officers will be reviewed by the board of trustees. An analysis of salaries and benefits will be prepared. This analysis will be based on a survey of other non profit organizations. The analysis will be presented to the board for review. This process will be completed without participation of compensated members of the board. All compensation decisions require unanimous approval of the independent voting members of the board. Upon approval, the board will inform the salaried officers of the board decision.

Form 990, Part VI, Section C, Line 19

The governing documents, conflict of interest policy, and financial statements are available to the public at the organization's office during business hours.

Form 990, Part VII

Shmuel gewirtzman - 219 12 st, lakewood, nj 08701. Yosef kotler - 70 east 9 st, lakewood, nj 08701. David blau - 617 6 st, lakewood, nj 08701.

Filing and Contact Details

Filer

Filer Name
Bais Medrash Mayan Hatorah
EIN
20-2925281
Phone
7323674377
Address
101 MILTON STREET, LAKEWOOD, NJ 08701

Signing Officer

Name
Abraham Newman
Title
Dean
Phone
7323674377
Signed
2016-07-01

Organization Details

Principal Officer
Abraham Newman
Formed
2005
Legal Domicile
Nj
Voting Board Members
5
Independent Board Members
3
Employees
29
Volunteers
0

Preparer

Firm
David Wilschanski CPA
Address
450 WEST KENNEDY BLVD, LAKEWOOD, NJ 08701
Raw XML Appendix375 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0UNEARNED TUITION
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1MORTGAGE PAYABLE
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03241034
IRS990ScheduleD/TotalLiabilityAmt0870247
IRS990ScheduleE/ComplianceWithRevProc7550Ind01
IRS990ScheduleE/DiscriminateRaceAdmissPlcyInd00
IRS990ScheduleE/DiscriminateRaceAthltProgInd00
IRS990ScheduleE/DiscriminateRaceEducPlcyInd00
IRS990ScheduleE/DiscriminateRaceEmplmFcultyInd00
IRS990ScheduleE/DiscriminateRaceOtherActyInd00
IRS990ScheduleE/DiscriminateRaceSchsInd00
IRS990ScheduleE/DiscriminateRaceStdntsRghtsInd00
IRS990ScheduleE/DiscriminateRaceUseOfFcltsInd00
IRS990ScheduleE/GovernmentFinancialAidRcvdInd00
IRS990ScheduleE/GovernmentFinancialAidRvkdInd00
IRS990ScheduleE/MaintainCpyOfAllSolInd01
IRS990ScheduleE/MaintainCpyOfBrochuresEtcInd01
IRS990ScheduleE/MaintainRacialCompRecsInd01
IRS990ScheduleE/MaintainScholarshipsRecsInd01
IRS990ScheduleE/NondiscriminatoryPolicyStmtInd01
IRS990ScheduleE/PlcyPblczdViaBroadcastMediaInd01
IRS990ScheduleE/PolicyStmtInBrochuresEtcInd01
IRS990ScheduleE/SupplementalInformationDetail/ExplanationTxt0ADVERTISEMENT IN NEWSPAPER OF GENERAL CIRCULATION
IRS990ScheduleE/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE E, PART I, LINE 3
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALVIN BERGER IS ABRAHAM NEWMAN'S FATHER IN LAW, AND FATHER OF ZVI BERGER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE TAX RETURN IS DELIVERED IN DRAFT FORM FOR REVIEW TO THE TRUSTEES. IF APPROVED THE RETURN IS SENT TO THE EXECUTIVE OFFICER FOR SIGNATURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE BOARD FILLS OUT A CONFLICT OF INTEREST POLICY ONCE A YEAR. IF AN ISSUE ARISES DURING THE YEAR IT IS BROUGHT UP AT THE NEXT SCHEDULED MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3COMPENSATION POLICY: COMPENSATION FOR ALL OFFICERS WILL BE REVIEWED BY THE BOARD OF TRUSTEES. AN ANALYSIS OF SALARIES AND BENEFITS WILL BE PREPARED. THIS ANALYSIS WILL BE BASED ON A SURVEY OF OTHER NON PROFIT ORGANIZATIONS. THE ANALYSIS WILL BE PRESENTED TO THE BOARD FOR REVIEW. THIS PROCESS WILL BE COMPLETED WITHOUT PARTICIPATION OF COMPENSATED MEMBERS OF THE BOARD. ALL COMPENSATION DECISIONS REQUIRE UNANIMOUS APPROVAL OF THE INDEPENDENT VOTING MEMBERS OF THE BOARD. UPON APPROVAL, THE BOARD WILL INFORM THE SALARIED OFFICERS OF THE BOARD DECISION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC AT THE ORGANIZATION'S OFFICE DURING BUSINESS HOURS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5SHMUEL GEWIRTZMAN - 219 12 ST, LAKEWOOD, NJ 08701. YOSEF KOTLER - 70 EAST 9 ST, LAKEWOOD, NJ 08701. DAVID BLAU - 617 6 ST, LAKEWOOD, NJ 08701.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VII
IRS990/SchoolOperatingInd01
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt03458668
IRS990/TotalAssetsEOYAmt03384475
IRS990/TotalAssetsGrp/BOYAmt03458668
IRS990/TotalAssetsGrp/EOYAmt03384475
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0515516
IRS990/TotalEmployeeCnt029
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt068372
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0183113
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0878071
IRS990/TotalFunctionalExpensesGrp/TotalAmt01129556
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01069020
IRS990/TotalLiabilitiesEOYAmt0913986
IRS990/TotalLiabilitiesGrp/BOYAmt01069020
IRS990/TotalLiabilitiesGrp/EOYAmt0913986
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02389648
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02470489
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0878071
IRS990/TotalProgramServiceRevenueAmt0694874
IRS990/TotalReportableCompFromOrgAmt032378
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0694881
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01210397
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03458668
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03384475
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ProgramServicesAmt027439
IRS990/TravelGrp/TotalAmt027439
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt02389648
IRS990/UnrestrictedNetAssetsGrp/EOYAmt02470489
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0101 MILTON STREET
IRS990/USAddress/CityNm0LAKEWOOD
IRS990/USAddress/StateAbbreviationCd0NJ
IRS990/USAddress/ZIPCd008701
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt03
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/PersonNm0ABRAHAM NEWMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DEAN
ReturnHeader/BusinessOfficerGrp/PhoneNum07323674377
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-07-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BAIS MEDRASH MAYAN HATORAH
ReturnHeader/Filer/BusinessNameControlTxt0BAIS
ReturnHeader/Filer/EIN0202925281
ReturnHeader/Filer/PhoneNum07323674377
ReturnHeader/Filer/USAddress/AddressLine1Txt0101 MILTON STREET
ReturnHeader/Filer/USAddress/CityNm0LAKEWOOD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008701
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0223340257
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DAVID WILSCHANSKI CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0450 WEST KENNEDY BLVD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LAKEWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd008701
ReturnHeader/ReturnTs02016-07-01T08:34:13-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-09-01
ReturnHeader/TaxPeriodEndDt02015-08-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.32$1.14$2.19$1.01$1.25$0.24
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.58$1.15$2.43$1.28$1.58$0.30
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.94$1.21$2.73$1.17$1.49$0.33
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.90$0.84$3.06$1.52$1.47$0.04
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.73$0.72$3.01$1.56$1.26$0.31
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.38$0.67$2.71$1.34$1.30$0.04
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.53$0.87$2.67$1.32$1.22$0.10
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.35$0.79$2.57$1.17$1.12$0.04
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.33$0.80$2.52$1.32$1.26$0.05
2015Detailed filing. Detailed filing data is available for this year.$3.38$0.91$2.47$1.21$1.13$0.08
2014Detailed filing. Detailed filing data is available for this year.$3.46$1.07$2.39$1.33$1.10$0.23
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.30$1.14$2.16$0.89
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.29$1.13$2.16$0.83
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.67$1.23$1.44$0.64
Peer Organizations

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