Civic Intelligence

Center for Financial Empowerment

EIN 20-2843303 • 501(c)3 • Irwindale, CA

Profile

See schedule o section 509(a)(2)

12701 Schabarum AveIrwindale, CA 91706

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

80th percentile

0.13x

Higher debt load relative to assets than 80% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

83rd percentile

0.11x

Higher debt load relative to revenue than 83% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

63rd percentile

9.8%

Higher net margin than 63% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

67th percentile

9.1%

Faster asset growth than 67% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

63rd percentile

9.0%

Faster revenue growth than 63% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$345,182

Up $28,674 (+9.1%) from 2023

Liabilities

Down

$43,687

Down $11,452 (-21%) from 2023

Net Assets

Up

$301,495

Up $40,126 (+15%) from 2023

Revenue

Up

$409,370

Up $33,670 (+9.0%) from 2023

Expenses

Down

$369,244

Down $7,658 (-2.0%) from 2023

Net Income

Up

$40,126

Up $41,328 (+3438%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2010: $107,731Liabilities 2010: $0Net Assets 2010: $107,7312010Assets 2011: $84,598Liabilities 2011: $0Net Assets 2011: $84,5982011Assets 2012: $78,747Liabilities 2012: $0Net Assets 2012: $78,7472012Assets 2013: $91,555Liabilities 2013: $02013Assets 2014: $134,612Net Assets 2014: $134,6122014Assets 2015: $203,654Liabilities 2015: $02015Assets 2016: $274,578Net Assets 2016: $274,5782016Assets 2017: $310,953Net Assets 2017: $310,9532017Assets 2018: $324,150Net Assets 2018: $324,1502018Assets 2019: $204,741Liabilities 2019: $0Net Assets 2019: $204,7412019Assets 2020: $191,442Liabilities 2020: $0Net Assets 2020: $191,4422020Assets 2021: $292,209Liabilities 2021: $46,599Net Assets 2021: $245,6102021Assets 2022: $324,337Liabilities 2022: $61,766Net Assets 2022: $262,5712022Assets 2023: $316,508Liabilities 2023: $55,139Net Assets 2023: $261,3692023Assets 2024: $345,182Liabilities 2024: $43,687Net Assets 2024: $301,4952024

Highlighted filing

2024

Assets$345,182
Liabilities$43,687
Net Assets$301,495

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $73,011Expenses 2010: $66,540Net Income 2010: $6,4712010Revenue 2011: $67,707Expenses 2011: $90,840Net Income 2011: -$23,1332011Revenue 2012: $79,396Expenses 2012: $85,247Net Income 2012: -$5,8512012Revenue 2013: $85,883Expenses 2013: $73,075Net Income 2013: $12,8082013Revenue 2014: $96,962Expenses 2014: $53,905Net Income 2014: $43,0572014Revenue 2015: $131,119Expenses 2015: $62,077Net Income 2015: $69,0422015Revenue 2016: $123,886Expenses 2016: $52,962Net Income 2016: $70,9242016Revenue 2017: $140,973Expenses 2017: $104,598Net Income 2017: $36,3752017Revenue 2018: $168,632Expenses 2018: $155,435Net Income 2018: $13,1972018Revenue 2019: $205,094Expenses 2019: $324,503Net Income 2019: -$119,4092019Revenue 2020: $160,115Expenses 2020: $173,414Net Income 2020: -$13,2992020Revenue 2021: $351,382Expenses 2021: $297,214Net Income 2021: $54,1682021Revenue 2022: $345,330Expenses 2022: $328,369Net Income 2022: $16,9612022Revenue 2023: $375,700Expenses 2023: $376,902Net Income 2023: -$1,2022023Revenue 2024: $409,370Expenses 2024: $369,244Net Income 2024: $40,1262024

Highlighted filing

2024

Revenue$409,370
Expenses$369,244
Net Income$40,126

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.45$0.44$3.01$4.09$3.69$0.40
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.17$0.55$2.61$3.76$3.77$0.01
2022Detailed filing. Detailed filing data is available for this year.$3.24$0.62$2.63$3.45$3.28$0.17
2021Detailed filing. Detailed filing data is available for this year.$2.92$0.47$2.46$3.51$2.97$0.54
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.91$0.00$1.91$1.60$1.73$0.13
2019Detailed filing. Detailed filing data is available for this year.$2.05$0.00$2.05$2.05$3.25$1.19
2018Detailed filing. Detailed filing data is available for this year.$3.24$3.24$1.69$1.55$0.13
2017Detailed filing. Detailed filing data is available for this year.$3.11$3.11$1.41$1.05$0.36
2016Detailed filing. Detailed filing data is available for this year.$2.75$2.75$1.24$0.53$0.71
2015Summary only. Only limited summary data is available for this year.$2.04$0.00$1.31$0.62$0.69
2014Detailed filing. Detailed filing data is available for this year.$1.35$1.35$0.97$0.54$0.43
2013Summary only. Only limited summary data is available for this year.$0.92$0.00$0.86$0.73$0.13
2012XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.79$0.00$0.79$0.79$0.85$0.06
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.85$0.00$0.85$0.68$0.91$0.23
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.08$0.00$1.08$0.73$0.67$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 15, 2025
Return Version
2024v5.2
Gross Receipts
$409,370
Mission and Program Overview

Mission

See schedule o section 509(a)(2)

Center for Financial Empowerment is a nonprofit 501(c)(3) organization whose mission is to break the cycle of generational poverty and create more stable communities through youth financial education.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$202,708$228,239▲ $25,531
Savings and Temporary Cash Investments$113,800$116,943▲ $3,143
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$316,508$345,182▲ $28,674
Other Assets Total-$0-
Liabilities
Other Liabilities$55,139$43,687▼ $11,452
Total Liabilities$55,139$43,687▼ $11,452
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$261,369$301,495▲ $40,126
Total Net Assets Fund Balance$261,369$301,495▲ $40,126
Total Liabilities and Net Assets / Fund Balance$316,508$345,182▲ $28,674
Compensation and Service Providers

Board Members and Trustees

NameTitle
M Kenji ColemanChairman
David DanVice Chair
Lisa TortiDirector
Matthew ShannonDirector
Tim FerreiraDirector
Diana CervantesExecutive Director
Abby UlmProg. Director
Pascual GarridoSecretary
Jennifer OliverTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$402,614
Program Service Revenue
$0
Investment Income
$6,756
Other Revenue
$0
All Other Contributions
$389,414
Change in Net Assets
$40,126

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported Amount
Other Non Cash Contri Table1$259,977
Total Noncash Contributions1$259,977
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$255,670
Other Expenses$113,574
Total Fundraising Expense$4,413
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$35,087$220,583-$255,670
Advertising$400$25,612-$26,012
Fees for Services Accounting-$14,594-$14,594
Travel$9,173$1,588-$10,761
All Other Expenses$3,805$1,003-$4,808
Other Expenses$10,692$10,000$4,413$4,413
Fees for Services Other-$4,400-$4,400
Information Technology$99$1,298-$1,397
Insurance-$735-$735
Total Functional Expenses$84,739$280,092$4,413$369,244
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Fiscal Agent - Rubio$23,850
Grant Holding$19,837
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

Executive director reviews tax return before signing

Form 990, Part VI, Section C, Line 19

No documents available to the public.

Filing and Contact Details

Filer

Filer Name
Center for Financial Empowerment
EIN
20-2843303
Phone
6269606888
Address
12701 SCHABARUM AVE, IRWINDALE, CA 91706

Signing Officer

Name
Jennifer Oliver
Title
Treasurer
Signed
2025-09-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jennifer Oliver
Formed
2005
Legal Domicile
CA
Voting Board Members
9
Independent Board Members
0
Employees
2

Preparer

Firm
Pfs Tax LLC
Address
556 N DIAMOND BAR BLVD 101, DIAMOND BAR, CA 91765
Preparer
Richard E Yorke CPA
Phone
9092947372
Raw XML AppendixShowing 400 of 423 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc2GRANTS & SCHOLARSHIPS PAID
IRS990/OtherExpensesGrp/Desc3FUNDRAISING COSTS
IRS990/OtherExpensesGrp/FundraisingAmt04413
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0279
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt110000
IRS990/OtherExpensesGrp/ProgramServicesAmt025483
IRS990/OtherExpensesGrp/ProgramServicesAmt110692
IRS990/OtherExpensesGrp/TotalAmt025483
IRS990/OtherExpensesGrp/TotalAmt110971
IRS990/OtherExpensesGrp/TotalAmt210000
IRS990/OtherExpensesGrp/TotalAmt34413
IRS990/OtherLiabilitiesGrp/BOYAmt055139
IRS990/OtherLiabilitiesGrp/EOYAmt043687
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0220583
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt035087
IRS990/OtherSalariesAndWagesGrp/TotalAmt0255670
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0JENNIFER OLIVER
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0369796
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt05904
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0121818
IRS990/PYRevenuesLessExpensesAmt0-1202
IRS990/PYSalariesCompEmpBnftPaidAmt0250159
IRS990/PYTotalExpensesAmt0376902
IRS990/PYTotalProfFndrsngExpnsAmt04925
IRS990/PYTotalRevenueAmt0375700
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt040126
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0113800
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0116943
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0402614
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0369796
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0342176
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0348727
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0157274
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt01620587
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt06756
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt05904
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt03154
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt02655
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt02841
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt021310
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt01641897
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0409370
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0375700
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0345330
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0351382
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0160115
IRS990ScheduleA/Total509Grp/TotalAmt01641897
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0409370
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0375700
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0345330
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0351382
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0160115
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01641897
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt023850
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt119837
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0FISCAL AGENT - RUBIO
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1GRANT HOLDING
IRS990ScheduleD/TotalLiabilityAmt043687
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleM/AnyPropertyThatMustBeHeldInd0false
IRS990ScheduleM/OtherNonCashContriTableGrp/ContributionCnt01
IRS990ScheduleM/OtherNonCashContriTableGrp/Desc0SERVICES
IRS990ScheduleM/OtherNonCashContriTableGrp/NonCashCheckboxInd0X
IRS990ScheduleM/OtherNonCashContriTableGrp/NoncashContributionsRptF990Amt0259977
IRS990ScheduleM/ReviewProcessUnusualNCGiftsInd0false
IRS990ScheduleM/ThirdPartiesUsedInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXECUTIVE DIRECTOR REVIEWS TAX RETURN BEFORE SIGNING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1No documents available to the public.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0316508
IRS990/TotalAssetsEOYAmt0345182
IRS990/TotalAssetsGrp/BOYAmt0316508
IRS990/TotalAssetsGrp/EOYAmt0345182
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0402614
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt04413
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0280092
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt084739
IRS990/TotalFunctionalExpensesGrp/TotalAmt0369244
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt055139
IRS990/TotalLiabilitiesEOYAmt043687
IRS990/TotalLiabilitiesGrp/BOYAmt055139
IRS990/TotalLiabilitiesGrp/EOYAmt043687
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0261369
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0301495
IRS990/TotalProgramServiceExpensesAmt084739
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt06756
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0409370
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0316508
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0345182
IRS990/TravelGrp/ManagementAndGeneralAmt01588
IRS990/TravelGrp/ProgramServicesAmt09173
IRS990/TravelGrp/TotalAmt010761
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt012701 SCHABARUM AVE
IRS990/USAddress/CityNm0IRWINDALE
IRS990/USAddress/StateAbbreviationCd0CA
IRS990/USAddress/ZIPCd091706
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0www.center4fe.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JENNIFER OLIVER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer

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