Civic Intelligence

Beads of Courage Inc

EIN 20-2721500 • 501(c)3 • Tucson, AZ

Profile

Providing innovative arts in medicine programs for children coping with serious illness, their families and the health care providers who care for them.

3755 E 34th Street 117Tucson, AZ 85713

www.beadsofcourage.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

87th percentile

0.64x

Higher debt load relative to assets than 87% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

87th percentile

0.85x

Higher debt load relative to revenue than 87% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

44th percentile

1.7%

Higher net margin than 44% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

58th percentile

$78,587

Higher top officer pay than 58% of similar nonprofits.

Top officer pay equals 6.5% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

92nd percentile

68%

Faster asset growth than 92% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

25th percentile

-8.4%

Faster revenue growth than 25% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets87th percentile

Assets

Up

$1,606,071

Up $652,144 (+68%) from 2023

Liabilities

Up

$1,024,613

Up $631,323 (+161%) from 2023

Net Assets

Up

$581,458

Up $20,821 (+3.7%) from 2023

Operations
Liabilities / Revenue87th percentileNet Margin44th percentile

Revenue

Down

$1,210,566

Down $111,350 (-8.4%) from 2023

Expenses

Down

$1,189,745

Down $118,223 (-9.0%) from 2023

Net Income

Up

$20,821

Up $6,873 (+49%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth92nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0-$500KAssets 2010: $142,003Liabilities 2010: $51,816Net Assets 2010: $90,1872010Assets 2011: $168,861Liabilities 2011: $119,234Net Assets 2011: $49,6272011Assets 2012: $305,841Liabilities 2012: $102,479Net Assets 2012: $203,3622012Assets 2013: $292,778Liabilities 2013: $162,600Net Assets 2013: $130,1782013Assets 2014: $245,129Liabilities 2014: $227,808Net Assets 2014: $17,3212014Assets 2015: $279,086Liabilities 2015: $357,671Net Assets 2015: -$78,5852015Assets 2016: $385,463Liabilities 2016: $532,673Net Assets 2016: -$147,2102016Assets 2017: $601,391Liabilities 2017: $565,309Net Assets 2017: $36,0822017Assets 2018: $584,061Liabilities 2018: $561,546Net Assets 2018: $22,5152018Assets 2019: $764,630Liabilities 2019: $560,852Net Assets 2019: $203,7782019Assets 2020: $981,889Liabilities 2020: $733,520Net Assets 2020: $248,3692020Assets 2021: $1,080,110Liabilities 2021: $548,236Net Assets 2021: $531,8742021Assets 2022: $1,033,585Liabilities 2022: $486,896Net Assets 2022: $546,6892022Assets 2023: $953,927Liabilities 2023: $393,290Net Assets 2023: $560,6372023Assets 2024: $1,606,071Liabilities 2024: $1,024,613Net Assets 2024: $581,4582024

Highlighted filing

2024

Assets$1,606,071
Liabilities$1,024,613
Net Assets$581,458
Open 2024 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KExpenses 2010: $206,7452010Expenses 2011: $507,8242011Revenue 2012: $969,255Expenses 2012: $845,290Net Income 2012: $123,9652012Revenue 2013: $1,101,689Expenses 2013: $1,174,873Net Income 2013: -$73,1842013Revenue 2014: $1,132,272Expenses 2014: $1,245,129Net Income 2014: -$112,8572014Revenue 2015: $1,027,326Expenses 2015: $1,093,424Net Income 2015: -$66,0982015Revenue 2016: $947,960Expenses 2016: $1,032,017Net Income 2016: -$84,0572016Revenue 2017: $1,362,004Expenses 2017: $1,179,185Net Income 2017: $182,8192017Revenue 2018: $1,569,024Expenses 2018: $1,582,337Net Income 2018: -$13,3132018Revenue 2019: $1,433,069Expenses 2019: $1,251,177Net Income 2019: $181,8922019Revenue 2020: $1,445,432Expenses 2020: $1,400,891Net Income 2020: $44,5412020Revenue 2021: $1,613,940Expenses 2021: $1,330,935Net Income 2021: $283,0052021Revenue 2022: $1,584,476Expenses 2022: $1,563,123Net Income 2022: $21,3532022Revenue 2023: $1,321,916Expenses 2023: $1,307,968Net Income 2023: $13,9482023Revenue 2024: $1,210,566Expenses 2024: $1,189,745Net Income 2024: $20,8212024

Highlighted filing

2024

Revenue$1,210,566
Expenses$1,189,745
Net Income$20,821
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,606,071
Liabilities
$1,024,613
Net assets
$581,458
Revenue
$1,210,566
Expenses
$1,189,745
Net income
$20,821
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.61$1.02$0.58$1.21$1.19$0.02
2023Detailed filing. Detailed filing data is available for this year.$0.95$0.39$0.56$1.32$1.31$0.01
2022Detailed filing. Detailed filing data is available for this year.$1.03$0.49$0.55$1.58$1.56$0.02
2021Detailed filing. Detailed filing data is available for this year.$1.08$0.55$0.53$1.61$1.33$0.28
2020Detailed filing. Detailed filing data is available for this year.$0.98$0.73$0.25$1.45$1.40$0.04
2019Detailed filing. Detailed filing data is available for this year.$0.76$0.56$0.20$1.43$1.25$0.18
2018Detailed filing. Detailed filing data is available for this year.$0.58$0.56$0.02$1.57$1.58$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.60$0.57$0.04$1.36$1.18$0.18
2016Detailed filing. Detailed filing data is available for this year.$0.39$0.53$0.15$0.95$1.03$0.08
2015Summary only. Only limited summary data is available for this year.$0.28$0.36$0.08$1.03$1.09$0.07
2014Summary only. Only limited summary data is available for this year.$0.25$0.23$0.02$1.13$1.25$0.11
2013Detailed filing. Detailed filing data is available for this year.$0.29$0.16$0.13$1.10$1.17$0.07
2012Summary only. Only limited summary data is available for this year.$0.31$0.10$0.20$0.97$0.85$0.12
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.12$0.05$0.51
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.05$0.09$0.21
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$1,415,507
Mission and Program Overview

Mission

Providing innovative arts in medicine programs for children coping with serious illness, their families and the health care providers who care for them.

To provide arts in medicine care program for children coping with serious illness, their famileis, and health care providers. Our goal is to use art as a means to strenthen resilience based protective processes while decreasing adverse outcomes such as depression, anxiety, uncertainty, withdrawal and symptom distress.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$5,443$709,560▲ $704,117
Rtn Earn Endowment Incm Other Fnds$544,509$565,330▲ $20,821
Inventories for Sale or Use$489,380$462,847▼ $26,533
Accounts Receivable$326,373$395,677▲ $69,304
Cash and Non-Interest-Bearing Accounts$87,137$29,676▼ $57,461
Cap Stk Tr Prin Current Funds$16,128$16,128→ $0
Prepaid Expenses and Deferred Charges$42,504$5,187▼ $37,317
Savings and Temporary Cash Investments$1,250$1,284▲ $34
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Total Assets$953,927$1,606,071▲ $652,144
Other Assets Total$1,840$1,840→ $0
Liabilities
Mortgage Notes Payable Secured by Investment Property-$558,916-
Unsecured Notes Loans Payable$146,129$217,198▲ $71,069
Deferred Revenue$90,915$145,532▲ $54,617
Accounts Payable and Accrued Expenses$156,246$102,966▼ $53,280
Other Liabilities-$1-
Total Liabilities$393,290$1,024,613▲ $631,323
Net Assets / Fund Balance
Total Net Assets Fund Balance$560,637$581,458▲ $20,821
Total Liabilities and Net Assets / Fund Balance$953,927$1,606,071▲ $652,144

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$707,799$2,959$710,758
Other Land Buildings$1,761$15,101$16,862
Compensation and Service Providers
Top Officer Pay58th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Jean GribbonMission OffFT$78,587$78,587
Elizabeth MoneckCEOFT$75,300$75,300

Board Members and Trustees

NameTitle
Matthew MarsChairperson
Aaron LealDirector
Amy WilkinsonDirector
Cindie WolfeDirector
Deb GaustadSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$869,773
Program Service Revenue
$519,590
Investment Income
$314
Other Revenue
$-179,111
All Other Contributions
$779,648
Change in Net Assets
$20,821

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported Amount
Other Non Cash Contri Table1$155,962
Total Noncash Contributions1$155,962
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$610,180
Other Expenses$579,565
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$354,782$40,252-$395,034
Current Officers, Directors, Trustees, and Key Employees$153,887--$153,887
All Other Expenses$50,363$44,621-$94,984
Payroll Taxes-$46,871-$46,871
Other Expenses$33,969$4,365-$33,969
Occupancy$26,282$7,493-$33,775
Information Technology$3,503$25,147-$28,650
Fees for Services Other$12,032$4,897-$16,929
Office Expenses$207$15,028-$15,235
Other Employee Benefits-$14,388-$14,388
Advertising$7,553$4,926-$12,479
Interest-$5,053-$5,053
Insurance-$3,840-$3,840
Fees for Services Legal-$3,093-$3,093
Conferences and Meetings$2,125$177-$2,302
Depreciation Depletion-$1,944-$1,944
Fees for Services Accounting-$350-$350
Total Functional Expenses$963,345$226,400$0$1,189,745
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$25,830
Fundraising Direct Expenses$13,111
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Bead Inspired Fundraising Events$25,830$25,830$10,736$15,094
Total Events$25,830$25,830$13,111$12,719
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Rounding$1
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Deb gaustad jean gribbonsecretary mission off”

Form 990, Part VI, Section B, Line 11B

“Ceo and cfo review and approve forms 990 for filing. Board receives a copy of the final form 990.”

Form 990, Part VI, Section B, Line 12C

“Yearly written acknowledgement by board members, executive director, and all employees.”

Form 990, Part VI, Section C, Line 19

“The organizations organizing documents are made available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Beads of Courage Inc
EIN
20-2721500
Phone
4125125330
Address
3755 E 34TH STREET 117, TUCSON, AZ 85713

Signing Officer

Name
Elizabeth Moneck
Title
Chief Exe Off
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Elizabeth Moneck
Formed
2005
Legal Domicile
De
Voting Board Members
5
Independent Board Members
5
Employees
29
Volunteers
72

Preparer

Firm
Jack Trent & Co CPA
Address
6213 N Cloverdale Rd, Boise, ID 83713
Preparer
Jack Trent CPA
Phone
2089472400
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IRS990/OtherExpensesGrp/Desc1FREIGHT, POSTAGE & SHIPPING
IRS990/OtherExpensesGrp/Desc2PRINT & DESIGN
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IRS990/ProgramServiceRevenueGrp/Desc0ARTS IN MEDICNE PROGRAM
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IRS990/ProgSrvcAccomActy2Grp/Desc0COMMUNITY ENGAGEMENT & ENCOURAGEMENT PROGRAMS CONNECT THE KINDNESS OF OTHERS WITH THE COURAGE OF THE CHILDREN, FAMILIES, AND CLINICIANS. MISSION CENTRIC ENCOURAGEMENT PROGRAMS ENGAGE THE COMMUNITY AT LARGE TO BE A SOURCE OF ENCOURAGEMENT FOR A CHILD OR TEEN THAT WE SUPPORT. THESE PROGRAMS INCLUDE OUR INNOVATIVE CARRY A BEAD PROGRAM; STRENGTH BRACELETS, COURAGE CLIPS; BEAD MAKING WORKSHOPS; ART CARD KITS. ADDITIONALY, OUR ENCOURAGEMENT PROGRAMS INCLUDE THE GREAT WORK WE DO TO SOLICIT DONATIONS OF BEADS FROM BEAD AND POLYMER ARTISTS; BOXES AND BOWLS FROM WOODTURNERS; AND SUPPORTING OUR PARTNER STUDIOS WHO HOST BEAD MAKING EVENTS THROUGHOUT THE YEAR WHICH IS INCLUSIVE OF THE OPORTUNITY FOR BEADS OF COURAGE CHILDREN TO SUBMIT THEIR "DREAM BEAD" REQUEST.
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IRS990/ProgSrvcAccomActy3Grp/Desc0COMPLIMENTARY PROGRAMS PROVIDE SUPPORT TO CHILDREN COPING WITH SERIOUS ILLNESS, THEIR FAMILIES AND THE CLINICIANS WHO CARE FOR THEM. THEY ALLOW PARTICIPANTS TO THRIVE IN A SUPPORTIVE CONTEXT THAT INCLUDES THEIR FAMILY, COMMUNITY, AND THE PROFESSIONAL HEALTHCARE PROVIDERS WHO CARE FOR THEM. BEADS OF COURAGE'S COMPLIMENTARY PROGRAMS INCLUDE BEADS OF COURAGE: SIBLING PROGRAM, BEAD STRONG, BEAD MINDFUL FOR CLINICIANS, I'M FINE WORKSHOPS FOR CLINICIANS, DREAM (DRAW, RELAX AND EMBRACE ART AND THE MIND), THE BEADS OF COURAGE STRAND FOR STRENGTH AND REMEMBRANCE WORKSHOP, AND POWER PENDANTS FOR ADOLESCENTS AND YOUNG ADULTS.
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0CENTER FOR ARTS IN NURSING (CAN) PROGRAMS EXIST TO SUPPORT AND STRENGTHEN EXPERIENCES IN HUMAN CARING THROUGH THE ARTS. ADOPTING BEADS OF COURAGE PROGRAMS (BEAD STRONG, BEAD MINDFUL, DREAM, AND I'M F.I.N.E.), THE CENTER FOR ARTS IN NURSING PROVIDES FOR THE POSITIVE WELL-BEING OF INDIVIDUALS ACROSS THE LIFESPAN THROUGH THE ARTS, INCLUDING CLINICIANS. BEAD MINDFUL AND I'M F.I.N.E. ARE PROVIDED TO CLINICIANS SEEKING A MEANINGFUL AND CONSISTENT PRACTICE OF REFLECTION AND RENEWAL. USING BEADS, POETRY, AND CONNECTION, THE PROGRAMS CREATE SPACE FOR PURPOSEFUL PRESENCE, AIMING TO EASE STRESS, REDUCE CAREGIVER BURNOUT, AND ENRICH THE CAREGIVING EXPERIENCE WHEREVER IT'S EMBRACED. THROUGH THE DREAM PROGRAM PARTICIPANTS USE THE POWER OF ART, EXPRESSION, AND CONNECTION TO ENCOURAGE EVERYONE TO DRAW, REFLECT, AND EMBRACE THE HEALING POWER OF ART. THROUGH THE BEADS STRONG PROGRAM, PARTICIPANTS ARE INDTRODUCED TO AND USE THE ELEMENTS OF MINDFULNESS - BREATHWORK, MANDALAS, MANTRAS, EXPRESSIVE AND REFLECTIVE ART AND THE ARTFORM OF BEADS CARE FOR THEIR WHOLE-SELF AND WELL-BEING.
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