Civic Intelligence

Affordable Life Insurance Alliance

EIN 20-2565459 • 501(c)4 • Ocean Isle Beach, NC

Profile

To promote affordable life insurance and ensure a competitive marketplace for life insurance consumers by supporting uniform policies and regulations that ensure consumers safe, affordable life insurance to meet their insurance needs.

P O Box 6861Ocean Isle Beach, NC 28469
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2020

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2020

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2020

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

501(c)4 • <$500k nonprofits • Source year 2020

Asset Growth

9th percentile

-100%

Faster asset growth than 9% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

4th percentile

-100%

Faster revenue growth than 4% of similar nonprofits.

501(c)4 • <$500k nonprofits • Annualized from 2019 to 2020

Assets

Down

$0

Down $777 (-100%) from 2019

Liabilities

Flat

$0

Flat from 2019

Net Assets

Down

$0

Down $777 (-100%) from 2019

Revenue

Down

$0

Down $181,364 (-100%) from 2019

Expenses

Down

$1,549

Down $179,038 (-99%) from 2019

Net Income

Down

-$1,549

Down $2,326 (-299%) from 2019

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $12,541Liabilities 2011: $0Net Assets 2011: $12,5412011Assets 2012: $256,081Liabilities 2012: $0Net Assets 2012: $256,0812012Assets 2013: $78,207Liabilities 2013: $0Net Assets 2013: $78,2072013Assets 2014: $7,545Liabilities 2014: $0Net Assets 2014: $7,5452014Assets 2015: $129,524Liabilities 2015: $0Net Assets 2015: $129,5242015Assets 2016: $54,170Liabilities 2016: $0Net Assets 2016: $54,1702016Assets 2017: $1,464Liabilities 2017: $0Net Assets 2017: $1,4642017Assets 2018: $1Liabilities 2018: $0Net Assets 2018: $02018Assets 2019: $777Liabilities 2019: $0Net Assets 2019: $7772019Assets 2020: $0Liabilities 2020: $0Net Assets 2020: $02020

Highlighted filing

2020

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $242,500Expenses 2011: $374,672Net Income 2011: -$132,1722011Revenue 2012: $682,500Expenses 2012: $438,960Net Income 2012: $243,5402012Revenue 2013: $227,500Expenses 2013: $405,374Net Income 2013: -$177,8742013Revenue 2014: $422,250Expenses 2014: $492,912Net Income 2014: -$70,6622014Revenue 2015: $490,116Expenses 2015: $368,137Net Income 2015: $121,9792015Revenue 2016: $280,066Expenses 2016: $355,420Net Income 2016: -$75,3542016Revenue 2017: $175,500Expenses 2017: $228,206Net Income 2017: -$52,7062017Revenue 2018: $180,000Expenses 2018: $181,464Net Income 2018: -$1,4642018Revenue 2019: $181,364Expenses 2019: $180,587Net Income 2019: $7772019Revenue 2020: $0Expenses 2020: $1,549Net Income 2020: -$1,5492020

Highlighted filing

2020

Revenue$0
Expenses$1,549
Net Income-$1,549

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Feb 5, 2021
Return Version
2020v4.0
Gross Receipts
$0
Mission and Program Overview

Mission

To promote affordable life insurance and ensure a competitive marketplace for life insurance consumers by supporting uniform policies and regulations that ensure consumers safe, affordable life insurance to meet their insurance needs.

To promote affordable life insurance and ensure a competitive marketplace for life insurance consumers by supporting uniform policies and regulations that ensure consumers have safe, affordable life insurance to meet their insurance needs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$777--
Rtn Earn Endowment Incm Other Fnds$777--
Total Assets$777$0▼ $777
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$777$0▼ $777
Total Liabilities and Net Assets / Fund Balance$777$0▼ $777
Compensation and Service Providers

Board Members and Trustees

NameTitle
Scott R HarrisonDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$-1,549
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,549
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Legal-$774-$774
Fees for Services Accounting-$750-$750
Fees for Services Other-$25-$25
Total Functional Expenses$0$1,549$0$1,549
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Affordable Life Insurance Alliance
EIN
20-2565459
Phone
7039670339
Address
P O BOX 6861, OCEAN ISLE BEACH, NC 28469

Signing Officer

Name
Scott R Harrison
Title
Director
Phone
3342652075
Signed
2021-02-05

Organization Details

Principal Officer
Scott R Harrison
Formed
2005
Legal Domicile
De
Voting Board Members
1
Independent Board Members
1
Employees
0

Preparer

Firm
Echols Taylor & Associates Pc
Address
1657 MCFARLAND BLVD N STE G3E, TUSCALOOSA, AL 35406
Preparer
Michael H Echols
Phone
2053432810
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

To promote affordable life insurance and ensure a competitive marketplace for life insurance consumers by supporting uniform policies and regulations that ensure consumers safe, affordable life insurance to meet their insurance needs.

Form 990, Part XI, Line 9

Advances from officer 772

Raw XML Appendix219 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0TO PROMOTE AFFORDABLE LIFE INSURANCE AND ENSURE A COMPETITIVE MARKETPLACE FOR LIFE INSURANCE CONSUMERS BY SUPPORTING UNIFORM POLICIES AND REGULATIONS THAT ENSURE CONSUMERS HAVE SAFE, AFFORDABLE LIFE INSURANCE TO MEET THEIR INSURANCE NEEDS.
IRS990/AddressChangeInd0X
IRS990/BackupWthldComplianceInd0false
IRS990/BooksInCareOfDetail/PersonNm0MICHAEL H ECHOLS
IRS990/BooksInCareOfDetail/PhoneNum02053432810
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01657 MCFARLAND BLVD N SUITE G3E
IRS990/BooksInCareOfDetail/USAddress/CityNm0TUSCALOOSA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd035406
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0777
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractTerminationInd0X
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt01549
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-1549
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt01549
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt00
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0NO ACTIVITY IN 2020. ENTITY DISSOLVED.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt0750
IRS990/FeesForServicesAccountingGrp/TotalAmt0750
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt0774
IRS990/FeesForServicesLegalGrp/TotalAmt0774
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt025
IRS990/FeesForServicesOtherGrp/TotalAmt025
IRS990/FinalReturnInd0X
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/PersonNm0SCOTT R HARRISON
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr02005
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt01
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt00
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt01
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0DE
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROMOTE AFFORDABLE LIFE INSURANCE AND ENSURE A COMPETITIVE MARKETPLACE FOR LIFE INSURANCE CONSUMERS BY SUPPORTING UNIFORM POLICIES AND REGULATIONS THAT ENSURE CONSUMERS SAFE, AFFORDABLE LIFE INSURANCE TO MEET THEIR INSURANCE NEEDS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0777
IRS990/NetAssetsOrFundBalancesEOYAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt0772
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0SCOTT R HARRISON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0181364
IRS990/PYExcessBenefitTransInd0false
IRS990/PYOtherExpensesAmt0180587
IRS990/PYRevenuesLessExpensesAmt0777
IRS990/PYTotalExpensesAmt0180587
IRS990/PYTotalRevenueAmt0181364
IRS990/ReconcilationRevenueExpnssAmt0-1549
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0777
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleN/AssetsDistributedInd0false
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/DirectorOfSuccessorInd0false
IRS990ScheduleN/EmployeeOfSuccessorInd0false
IRS990ScheduleN/LiabilitiesPaidInd0false
IRS990ScheduleN/OwnerOfSuccessorInd0false
IRS990ScheduleN/ReceiveCompensationInd0false
IRS990ScheduleN/RequiredToNotifyAGInd0false
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt0NO ASSETS TO DISTRIBUTE.
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE N, PAGE 2, PART I, LINE 3
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO PROMOTE AFFORDABLE LIFE INSURANCE AND ENSURE A COMPETITIVE MARKETPLACE FOR LIFE INSURANCE CONSUMERS BY SUPPORTING UNIFORM POLICIES AND REGULATIONS THAT ENSURE CONSUMERS SAFE, AFFORDABLE LIFE INSURANCE TO MEET THEIR INSURANCE NEEDS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ADVANCES FROM OFFICER 772
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0true
IRS990/TotalAssetsBOYAmt0777
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt0777
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt01549
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt01549
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0777
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt00
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IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt033 FIELD PLANTERS CIRCLE
IRS990/USAddress/CityNm0CAROLINA SHORES
IRS990/USAddress/StateAbbreviationCd0NC
IRS990/USAddress/ZIPCd028467
IRS990/VotingMembersGoverningBodyCnt01
IRS990/VotingMembersIndependentCnt01
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0SCOTT R HARRISON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03342652075
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-02-05
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0AFFORDABLE LIFE INSURANCE ALLIANCE
ReturnHeader/Filer/BusinessNameControlTxt0AFFO
ReturnHeader/Filer/EIN0202565459
ReturnHeader/Filer/PhoneNum07039670339
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 6861
ReturnHeader/Filer/USAddress/CityNm0OCEAN ISLE BEACH
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028469
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0631215355
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ECHOLS TAYLOR & ASSOCIATES PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01657 MCFARLAND BLVD N STE G3E
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TUSCALOOSA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd035406
ReturnHeader/PreparerPersonGrp/PhoneNum02053432810
ReturnHeader/PreparerPersonGrp/PreparationDt02021-03-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MICHAEL H ECHOLS
ReturnHeader/ReturnTs02021-03-12T13:55:59-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0SCOTT
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0HARRISON
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

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