Civic Intelligence

Howell Chamber of Commerce Education Foundation Inc

EIN 20-2315640 • 501(c)3 • Howell, NJ

Profile

Provide education scholarships for howell nj students and residents

PO Box 196Howell, NJ 07731
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE B82 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

82nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

NTEE B82 • <$500k nonprofits • Source year 2025

Net Margin

74th percentile

46%

Higher net margin than 74% of similar nonprofits.

NTEE B82 • <$500k nonprofits • Source year 2025

Top Officer Pay

95th percentile

$0

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE B82 • <$500k nonprofits • Source year 2025

Asset Growth

88th percentile

58%

Faster asset growth than 88% of similar nonprofits.

NTEE B82 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

91st percentile

252%

Faster revenue growth than 91% of similar nonprofits.

NTEE B82 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Up

$4,915

Up $1,795 (+58%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

$4,915

No earlier filing loaded for comparison.

Operations
Liabilities / Revenue82nd percentileNet Margin74th percentile

Revenue

Up

$3,923

Up $2,808 (+252%) from 2024

Expenses

Down

$2,128

Down $1,242 (-37%) from 2024

Net Income

Up

$1,795

Up $4,050 (+180%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth88th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20K$15K$10K$5.0K$0Assets 2011: $5,036Net Assets 2011: $5,0362011Assets 2012: $8,155Liabilities 2012: $0Net Assets 2012: $8,1552012Assets 2013: $18,039Liabilities 2013: $4,000Net Assets 2013: $14,0392013Assets 2014: $16,167Liabilities 2014: $4,0002014Assets 2015: $14,078Liabilities 2015: $3,0002015Assets 2016: $13,821Liabilities 2016: $3,000Net Assets 2016: $10,8212016Assets 2017: $13,227Liabilities 2017: $3,0002017Assets 2018: $10,277Liabilities 2018: $1,0002018Assets 2019: $8,848Liabilities 2019: $0Net Assets 2019: $8,8482019Assets 2020: $8,701Liabilities 2020: $0Net Assets 2020: $8,7012020Assets 2021: $7,240Liabilities 2021: $0Net Assets 2021: $7,2402021Assets 2022: $6,610Liabilities 2022: $0Net Assets 2022: $6,6102022Assets 2023: $5,375Liabilities 2023: $02023Assets 2024: $3,120Liabilities 2024: $02024Assets 2025: $4,915Liabilities 2025: $0Net Assets 2025: $4,9152025

Highlighted filing

2025

Assets$4,915
Liabilities$0
Net Assets$4,915
Open 2025 Filing

Operations Trend

Revenue Growth91st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15K$10K$5.0K$0-$5.0KRevenue 2011: $3,842Expenses 2011: $4,447Net Income 2011: -$6052011Revenue 2012: $5,811Expenses 2012: $2,571Net Income 2012: $3,2402012Revenue 2013: $13,984Expenses 2013: $5,100Net Income 2013: $8,8842013Revenue 2014: $2,428Expenses 2014: $4,300Net Income 2014: -$1,8722014Revenue 2015: $5,128Expenses 2015: $6,217Net Income 2015: -$1,0892015Revenue 2016: $3,697Expenses 2016: $3,954Net Income 2016: -$2572016Revenue 2017: $3,466Expenses 2017: $4,060Net Income 2017: -$5942017Revenue 2018: $3,969Expenses 2018: $4,919Net Income 2018: -$9502018Revenue 2019: $4,779Expenses 2019: $5,208Net Income 2019: -$4292019Revenue 2020: $4,456Expenses 2020: $4,603Net Income 2020: -$1472020Revenue 2021: $1,600Expenses 2021: $3,061Net Income 2021: -$1,4612021Revenue 2022: $1,500Expenses 2022: $2,130Net Income 2022: -$6302022Revenue 2023: $1,856Expenses 2023: $3,091Net Income 2023: -$1,2352023Revenue 2024: $1,115Expenses 2024: $3,370Net Income 2024: -$2,2552024Revenue 2025: $3,923Expenses 2025: $2,128Net Income 2025: $1,7952025

Highlighted filing

2025

Revenue$3,923
Expenses$2,128
Net Income$1,795
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$4,915
Liabilities
$0
Net assets
$4,915
Revenue
$3,923
Expenses
$2,128
Net income
$1,795
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.92$0.00$4.92$3.92$2.13$1.80
2024Summary only. Only limited summary data is available for this year.$3.12$0.00$1.12$3.37$2.26
2023Summary only. Only limited summary data is available for this year.$5.38$0.00$1.86$3.09$1.24
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.61$0.00$6.61$1.50$2.13$0.63
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.24$0.00$7.24$1.60$3.06$1.46
2020Detailed filing. Detailed filing data is available for this year.$8.70$0.00$8.70$4.46$4.60$0.15
2019Detailed filing. Detailed filing data is available for this year.$8.85$0.00$8.85$4.78$5.21$0.43
2018Summary only. Only limited summary data is available for this year.$10.3$1.00$3.97$4.92$0.95
2017Summary only. Only limited summary data is available for this year.$13.2$3.00$3.47$4.06$0.59
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.8$3.00$10.8$3.70$3.95$0.26
2015Summary only. Only limited summary data is available for this year.$14.1$3.00$5.13$6.22$1.09
2014Summary only. Only limited summary data is available for this year.$16.2$4.00$2.43$4.30$1.87
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.0$4.00$14.0$14.0$5.10$8.88
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.16$0.00$8.16$5.81$2.57$3.24
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.04$5.04$3.84$4.45$0.61
Latest Detailed Filing

The latest 2025 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2020 below.

Jump To
Filing Snapshot
Filing Period
Jul 1, 2019 to Jun 30, 2020
Signed
Oct 28, 2020
Return Version
2019v5.1
Gross Receipts
$4,476
Mission and Program Overview

Mission

Provide education scholarships for howell nj students and residents

Program Services

DescriptionGrantsExpenses
PROVIDE SCHOLARSHIPS FOR HOWELL NJ STUDENTS AND RESIDENTS$0$0
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
PETER PFISTERDirector-Treasurer-$0--
JANET RITCHEYDirector-$0--
ALLEN KAPLANDirector-Chair-$0--
Filing and Contact Details

Filer

Filer Name
Howell Chamber of Commerce Education
EIN
20-2315640
Phone
7323634114
Address
PO BOX 196, HOWELL, NJ 07731

Signing Officer

Name
Peter Pfister
Title
Treasurer
Phone
7323634114
Signed
2020-10-28
Discuss with paid preparer
Yes

Preparer

Firm
The Curchin Group LLC
Address
200 SCHULZ DR STE 400, RED BANK, NJ 07701-6745
Preparer
Peter Pfister
Phone
7327470500
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

“Activity classification: scholarships. Grantee name: various students. Grantee address: various howell, nj 07731. Property description: cash. Amount given: 3,856.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: administrative support. Amount: 500. Description: annual report. Amount: 30. Description: business registration fees. Amount: 100. Description: bank fees. Amount: 3. Description: corporate filing fees. Amount: 58. Total to form 990-ez, line 16: 691.”

Raw XML Appendix148 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0TREASURER
IRS990EZ/BooksInCareOfDetail/PhoneNum07323634114
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 196
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0HOWELL
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007731
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt08848
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt08701
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt02000
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-147
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt08848
IRS990EZ/Form990TotalAssetsGrp/EOYAmt08701
IRS990EZ/FundraisingGrossIncomeAmt02476
IRS990EZ/GrantsAndSimilarAmountsPaidAmt03856
IRS990EZ/GrossReceiptsAmt04476
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt08848
IRS990EZ/NetAssetsOrFundBalancesEOYAmt08701
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt08848
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt08701
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0PETER PFISTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JANET RITCHEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ALLEN KAPLAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR-TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR-CHAIR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0691
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE EDUCATION SCHOLARSHIPS FOR HOWELL NJ STUDENTS AND RESIDENTS
IRS990EZ/PrintingPublicationsPostageAmt056
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE SCHOLARSHIPS FOR HOWELL NJ STUDENTS AND RESIDENTS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SpecialEventsDirectExpensesAmt020
IRS990EZ/SpecialEventsNetIncomeLossAmt02456
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NJ
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt04603
IRS990EZ/TotalRevenueAmt04456
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.HOWELLCHAMBER.COM
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt02000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt02000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt02100
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt02225
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01500
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt09825
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt09153
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt0155
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0210
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0365
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.96420
IRS990ScheduleA/PublicSupportPY170Pct00.94480
IRS990ScheduleA/PublicSupportTotal170Amt09825
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt02000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt02000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt02100
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt02225
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01500
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt09825
IRS990ScheduleA/TotalSupportAmt010190
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ACTIVITY CLASSIFICATION: SCHOLARSHIPS. GRANTEE NAME: VARIOUS STUDENTS. GRANTEE ADDRESS: VARIOUS HOWELL, NJ 07731. PROPERTY DESCRIPTION: CASH. AMOUNT GIVEN: 3,856.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: ADMINISTRATIVE SUPPORT. AMOUNT: 500. DESCRIPTION: ANNUAL REPORT. AMOUNT: 30. DESCRIPTION: BUSINESS REGISTRATION FEES. AMOUNT: 100. DESCRIPTION: BANK FEES. AMOUNT: 3. DESCRIPTION: CORPORATE FILING FEES. AMOUNT: 58. TOTAL TO FORM 990-EZ, LINE 16: 691.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0PETER PFISTER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07323634114
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-10-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HOWELL CHAMBER OF COMMERCE EDUCATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0FOUNDATION INC
ReturnHeader/Filer/BusinessNameControlTxt0HOWE
ReturnHeader/Filer/EIN0202315640
ReturnHeader/Filer/PhoneNum07323634114
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 196
ReturnHeader/Filer/USAddress/CityNm0HOWELL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007731
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0F7C10DBA6BF4718CBA8C685C69588BEC9E88779E
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId05643370C80F282136A69DF479A07252577045967
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0173.251.92.242
ReturnHeader/FilingSecurityInformation/IPDt02020-10-28
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0ED
ReturnHeader/FilingSecurityInformation/IPTm009:01:59
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0611416081
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0THE CURCHIN GROUP LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0200 SCHULZ DR STE 400
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0RED BANK
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0077016745
ReturnHeader/PreparerPersonGrp/PhoneNum07327470500
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PETER PFISTER
ReturnHeader/ReturnTs02020-10-29T09:30:15-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-07-01
ReturnHeader/TaxPeriodEndDt02020-06-30
ReturnHeader/TaxYr02019

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