Civic Intelligence

Able Works

990 • Fiscal year 2023 • EIN 20-2175098

Oct 01, 2022 to Sep 30, 2023 • Filed on Aug 15, 2024

Organization Profilewww.able.is
548 Market St PMB 74511San Francisco, CA 94104

(650) 328-1890

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

73rd percentile

0.28x

Higher debt load relative to assets than 73% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Liabilities / Revenue

64th percentile

0.19x

Higher debt load relative to revenue than 64% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Net Margin

54th percentile

6.0%

Higher net margin than 54% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Top Officer Pay

79th percentile

$131,056

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 7.5% of source-year revenue.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2023

Asset Growth

53rd percentile

5.8%

Faster asset growth than 53% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Revenue Growth

46th percentile

4.4%

Faster revenue growth than 46% of similar nonprofits.

2023 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Up

$1,201,847

Up $65,498 (+5.8%) from 2022

Net Assets

Up

$868,921

Up $107,537 (+14%) from 2022

Liabilities

Down

$332,926

Down $42,039 (-11%) from 2022

Revenue And Expenses
Liabilities / Revenue64th percentileNet Margin54th percentile

Revenue

Up

$1,745,479

Up $73,889 (+4.4%) from 2022

Expenses

Down

$1,639,925

Down $527,777 (-24%) from 2022

Net Income

Up

$105,554

Up $601,666 (+121%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth53rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0-$500KAssets 2011: $214,506Liabilities 2011: $229,875Net Assets 2011: -$15,3692011Assets 2012: $447,043Liabilities 2012: $492,577Net Assets 2012: -$45,5342012Assets 2013: $1,334,304Liabilities 2013: $1,209,796Net Assets 2013: $124,5082013Assets 2014: $1,209,555Liabilities 2014: $1,243,194Net Assets 2014: -$33,6392014Assets 2015: $935,438Liabilities 2015: $906,991Net Assets 2015: $28,4472015Assets 2016: $906,355Liabilities 2016: $894,478Net Assets 2016: $11,8772016Assets 2017: $1,268,857Liabilities 2017: $719,415Net Assets 2017: $549,4422017Assets 2018: $1,336,923Liabilities 2018: $741,725Net Assets 2018: $595,1982018Assets 2019: $1,232,055Liabilities 2019: $754,707Net Assets 2019: $477,3482019Assets 2020: $1,719,825Liabilities 2020: $519,121Net Assets 2020: $1,200,7042020Assets 2021: $1,828,250Liabilities 2021: $566,398Net Assets 2021: $1,261,8522021Assets 2022: $1,136,349Liabilities 2022: $374,965Net Assets 2022: $761,3842022Assets 2023: $1,201,847Liabilities 2023: $332,926Net Assets 2023: $868,9212023Assets 2024: $1,107,113Liabilities 2024: $324,973Net Assets 2024: $782,1402024

Highlighted filing

2023

Assets$1,201,847
Liabilities$332,926
Net Assets$868,921
Open 2023 Filing

Operations Trend

Revenue Growth46th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $436,555Expenses 2011: $553,646Net Income 2011: -$117,0912011Revenue 2012: $575,775Expenses 2012: $628,455Net Income 2012: -$52,6802012Expenses 2013: $461,4442013Revenue 2014: $413,082Expenses 2014: $537,369Net Income 2014: -$124,2872014Revenue 2015: $722,144Expenses 2015: $660,058Net Income 2015: $62,0862015Revenue 2016: $814,588Expenses 2016: $831,158Net Income 2016: -$16,5702016Revenue 2017: $1,319,786Expenses 2017: $782,221Net Income 2017: $537,5652017Revenue 2018: $1,047,499Expenses 2018: $1,001,743Net Income 2018: $45,7562018Revenue 2019: $1,171,704Expenses 2019: $1,290,033Net Income 2019: -$118,3292019Revenue 2020: $2,300,213Expenses 2020: $1,576,857Net Income 2020: $723,3562020Revenue 2021: $1,976,976Expenses 2021: $1,914,585Net Income 2021: $62,3912021Revenue 2022: $1,671,590Expenses 2022: $2,167,702Net Income 2022: -$496,1122022Revenue 2023: $1,745,479Expenses 2023: $1,639,925Net Income 2023: $105,5542023Revenue 2024: $1,869,268Expenses 2024: $1,991,173Net Income 2024: -$121,9052024

Highlighted filing

2023

Revenue$1,745,479
Expenses$1,639,925
Net Income$105,554
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2022 to Sep 30, 2023
Signed
Aug 15, 2024
Return Version
2022v5.0
Gross Receipts
$1,745,479
Mission and Program Overview

Mission

To equip individuals with financial education, life skills and assets that enable them to live free from oppression and poverty.

Able Works equips individuals with financial education, life skills and assets that enable them to live free from oppression and poverty.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$387,756$230,511▼ $157,245
Land, Buildings, and Equipment, Net$196,303$188,453▼ $7,850
Savings and Temporary Cash Investments$206,020$81,211▼ $124,809
Accounts Receivable$46,250$46,326▲ $76
Prepaid Expenses and Deferred Charges$122,561$21,236▼ $101,325
Intangible Assets$1,078$906▼ $172
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Inventories for Sale or Use-$0-
Total Assets$1,136,349$1,201,847▲ $65,498
Other Assets Total$176,381$633,204▲ $456,823
Liabilities
Mortgage Notes Payable Secured by Investment Property$254,415$249,100▼ $5,315
Other Liabilities$66,646$65,479▼ $1,167
Accounts Payable and Accrued Expenses$53,904$18,347▼ $35,557
Total Liabilities$374,965$332,926▼ $42,039
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$631,053$666,635▲ $35,582
Net Assets With Donor Restrictions$130,331$202,286▲ $71,955
Total Net Assets Fund Balance$761,384$868,921▲ $107,537
Total Liabilities and Net Assets / Fund Balance$1,136,349$1,201,847▲ $65,498

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$188,453$109,178$297,631
Other Assets Org$5,061--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2022$20,314-▲ $2,461-$22,775
2021$24,289-▼ $3,975-$20,314
2020-$25,362▼ $1,073-$24,289
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseTotal
John LiottiCEOFT$131,056$131,056

Board Members and Trustees

NameTitle
Michelle GoudeauxChairperson
Adriana MichelDirector
Georgina AubinDirector
JJ SchneiderDirector
Karl WelchDirector
Michael DavidDirector
Nancy OrtbergDirector
Rev Paul BainsDirector
Jay ChungSecretary
Doug MortonTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,317,389
Program Service Revenue
$185,000
Investment Income
$22,292
Other Revenue
$220,798
All Other Contributions
$1,299,585
Change in Net Assets
$105,554

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,745,479
Total Revenue per Audited Statements
$1,745,479
Total Revenue per Form 990
$1,745,479
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,143,903
Other Expenses$496,022
Total Fundraising Expense$330,770
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$604,023$110,697$84,013$798,733
Fees for Services Other$48,562$25,274$143,444$217,280
Other Employee Benefits$157,530$32,623$23,961$214,114
Current Officers, Directors, Trustees, and Key Employees$84,068$15,407$31,581$131,056
Occupancy$33,077$6,062$12,426$51,565
Travel$25,289$1,972$5,030$32,291
Conferences and Meetings$15,239$761$8,172$24,172
Other Expenses$11,351$1,912$5,027$18,290
Interest$13,905--$13,905
Insurance$7,199$773$1,585$9,557
Depreciation Depletion$7,860--$7,860
Office Expenses$5,376$591$1,212$7,179
All Other Expenses$6,265$106$217$6,588
Total Functional Expenses$1,108,030$201,125$330,770$1,639,925

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,639,925
Total Expenses per Audited Statements$1,639,925
Total Expenses per Form 990$1,639,925
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Project We HopeBoard MemberSub-Lease RevenueNo$26,000

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Expenses$34,135
Payroll Liabilities$18,370
Security Deposits$12,974
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
Yes
Business relationship with family members
No
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Those in the organization with financial responsibility review a draft of the tax return. Upon completion of the tax return, all members of the board are provided a complete copy.”

Form 990, Part VI, Section B, Line 12C

“Each year individuals are asked to disclose any conflict. If a conflict arises, then the board is notified and they must approve. If the conflict involves a board member, they are excluded from the vote which involves their own interest.”

Form 990, Part VI, Section C, Line 19

“The Organization makes its governing documents, tax returns and financial statements avaialable to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Able Works
EIN
20-2175098
Phone
6503281890
Address
548 Market St PMB 74511, San Francisco, CA 94104

Signing Officer

Name
John Liotti
Title
CEO
Signed
2024-08-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John Liotti
Formed
2005
Legal Domicile
CA
Voting Board Members
11
Independent Board Members
11
Employees
21
Volunteers
11

Preparer

Firm
Johnson & Matos CPAs Inc
Address
631 15th St, Modesto, CA 95354
Preparer
Michelle N Matos
Phone
2092361040
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4D

“OTHER PROGRAM SERVICES 4: Sexual Risk Avoidance Education Program: "Project Connect 209" is a teen intervention program for youth ages 12-19 in Stanislaus and Merced Counties. The goal of the program is to decrease sexual risk behaviors, pregnancy and STI's and increase healthy decision-making and relationships among hispanic/latinx teens. OTHER PROGRAM SERVICES 5:”

Financial Statement Notes

Part X : FIN48 Footnote

“Organization has no uncertain tax positions”

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IRS990/OccupancyGrp/ManagementAndGeneralAmt06062
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IRS990/OfficeExpensesGrp/FundraisingAmt01212
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0591
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IRS990/OfficeExpensesGrp/TotalAmt07179
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IRS990/Organization501c3Ind0X
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IRS990/OtherAssetsTotalGrp/EOYAmt0633204
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt023961
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt032623
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0157530
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0214114
IRS990/OtherExpensesGrp/Desc0Program Expensess
IRS990/OtherExpensesGrp/Desc1Printing and Publications
IRS990/OtherExpensesGrp/Desc2Software & Technology
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IRS990/OtherExpensesGrp/FundraisingAmt074
IRS990/OtherExpensesGrp/FundraisingAmt15183
IRS990/OtherExpensesGrp/FundraisingAmt28845
IRS990/OtherExpensesGrp/FundraisingAmt35027
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt03
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt24884
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt31912
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IRS990/OtherExpensesGrp/ProgramServicesAmt131863
IRS990/OtherExpensesGrp/ProgramServicesAmt215446
IRS990/OtherExpensesGrp/ProgramServicesAmt311351
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IRS990/OtherExpensesGrp/TotalAmt137106
IRS990/OtherExpensesGrp/TotalAmt229175
IRS990/OtherExpensesGrp/TotalAmt318290
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IRS990/OtherLiabilitiesGrp/EOYAmt065479
IRS990/OtherRevenueMiscGrp/Desc0Government tax credit
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0186106
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IRS990/OtherRevenueTotalAmt0186106
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt084013
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0110697
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0604023
IRS990/OtherSalariesAndWagesGrp/TotalAmt0798733
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0122561
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt021236
IRS990/PrincipalOfficerNm0John Liotti
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0Program Fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0185000
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0185000
IRS990/ProgSrvcAccomActy2Grp/Desc0Youth Program: THE ACHIEVEABLE PROGRAM GOAL IS TO ENSURE THAT GRADUATING HIGH SCHOOL SENIORS WHO ARE NOT IMMEDIATELY ATTENDING A 4-YEAR COLLEGE SUCCESSFULLY PURSUE AND COMPLETE AN INDUSTRY RECOGNIZED DEGREE AT A LOCAL COMMUNITY COLLEGE. MANY STUDENTS WILL TRANSFER TO 4-YEAR COLLEGES TO PURSUE BACHELORS DEGREES . THIS IS A 24 MONTH PROGRAM WHICH INVOLVES WEEKLY COHORT MEETINGS, 1:1 COACHING, AND TEAM BUILDING ACTIVITIES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0372008
IRS990/ProgSrvcAccomActy3Grp/Desc0Young Mothers Program: "Liveable" provides financial education and life skills through a cohort-based group learning environment to young mothers ages 18-25 who are seeking a better life for themselves and their families. This program offers weekly cohort meetings, 1:1 coaching, and team building activities.
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IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt01286678
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt01501
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0713962
IRS990/PYOtherRevenueAmt0243411
IRS990/PYProgramServiceRevenueAmt0140000
IRS990/PYRevenuesLessExpensesAmt0-496112
IRS990/PYSalariesCompEmpBnftPaidAmt01453740
IRS990/PYTotalExpensesAmt02167702
IRS990/PYTotalRevenueAmt01671590
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IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0105554
IRS990/RegularMonitoringEnfrcInd0true
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IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt034692
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IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
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IRS990/SavingsAndTempCashInvstGrp/BOYAmt0206020
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Document Assets

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Filings

Displayed year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,201,847
Liabilities
$332,926
Net assets
$868,921
Revenue
$1,745,479
Expenses
$1,639,925
Net income
$105,554
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.11$0.32$0.78$1.87$1.99$0.12
2023Detailed filing. Detailed filing data is available for this year.$1.20$0.33$0.87$1.75$1.64$0.11
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.14$0.37$0.76$1.67$2.17$0.50
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.83$0.57$1.26$1.98$1.91$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.72$0.52$1.20$2.30$1.58$0.72
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.23$0.75$0.48$1.17$1.29$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.34$0.74$0.60$1.05$1.00$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.27$0.72$0.55$1.32$0.78$0.54
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.91$0.89$0.01$0.81$0.83$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.94$0.91$0.03$0.72$0.66$0.06
2014Detailed filing. Detailed filing data is available for this year.$1.21$1.24$0.03$0.41$0.54$0.12
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.33$1.21$0.12$0.46
2012Summary only. Only limited summary data is available for this year.$0.45$0.49$0.05$0.58$0.63$0.05
2011Summary only. Only limited summary data is available for this year.$0.21$0.23$0.02$0.44$0.55$0.12