Civic Intelligence

Able Works

990 • Fiscal year 2021 • EIN 20-2175098

Oct 01, 2020 to Sep 30, 2021 • Filed on Apr 18, 2022

Organization Profilewww.able.is
1836 Bay RoadEast Palo Alto, CA 94303

(650) 328-1890

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.31x

Higher debt load relative to assets than 75% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Liabilities / Revenue

71st percentile

0.29x

Higher debt load relative to revenue than 71% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Net Margin

32nd percentile

3.2%

Higher net margin than 32% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2021

Asset Growth

43rd percentile

6.3%

Faster asset growth than 43% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Revenue Growth

17th percentile

-14%

Faster revenue growth than 17% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets75th percentile

Assets

Up

$1,828,250

Up $108,425 (+6.3%) from 2020

Net Assets

Up

$1,261,852

Up $61,148 (+5.1%) from 2020

Liabilities

Up

$566,398

Up $47,277 (+9.1%) from 2020

Revenue And Expenses
Liabilities / Revenue71st percentileNet Margin32nd percentile

Revenue

Down

$1,976,976

Down $323,237 (-14%) from 2020

Expenses

Up

$1,914,585

Up $337,728 (+21%) from 2020

Net Income

Down

$62,391

Down $660,965 (-91%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth43rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0-$500KAssets 2011: $214,506Liabilities 2011: $229,875Net Assets 2011: -$15,3692011Assets 2012: $447,043Liabilities 2012: $492,577Net Assets 2012: -$45,5342012Assets 2013: $1,334,304Liabilities 2013: $1,209,796Net Assets 2013: $124,5082013Assets 2014: $1,209,555Liabilities 2014: $1,243,194Net Assets 2014: -$33,6392014Assets 2015: $935,438Liabilities 2015: $906,991Net Assets 2015: $28,4472015Assets 2016: $906,355Liabilities 2016: $894,478Net Assets 2016: $11,8772016Assets 2017: $1,268,857Liabilities 2017: $719,415Net Assets 2017: $549,4422017Assets 2018: $1,336,923Liabilities 2018: $741,725Net Assets 2018: $595,1982018Assets 2019: $1,232,055Liabilities 2019: $754,707Net Assets 2019: $477,3482019Assets 2020: $1,719,825Liabilities 2020: $519,121Net Assets 2020: $1,200,7042020Assets 2021: $1,828,250Liabilities 2021: $566,398Net Assets 2021: $1,261,8522021Assets 2022: $1,136,349Liabilities 2022: $374,965Net Assets 2022: $761,3842022Assets 2023: $1,201,847Liabilities 2023: $332,926Net Assets 2023: $868,9212023Assets 2024: $1,107,113Liabilities 2024: $324,973Net Assets 2024: $782,1402024

Highlighted filing

2021

Assets$1,828,250
Liabilities$566,398
Net Assets$1,261,852
Open 2021 Filing

Operations Trend

Revenue Growth17th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2011: $436,555Expenses 2011: $553,646Net Income 2011: -$117,0912011Revenue 2012: $575,775Expenses 2012: $628,455Net Income 2012: -$52,6802012Expenses 2013: $461,4442013Revenue 2014: $413,082Expenses 2014: $537,369Net Income 2014: -$124,2872014Revenue 2015: $722,144Expenses 2015: $660,058Net Income 2015: $62,0862015Revenue 2016: $814,588Expenses 2016: $831,158Net Income 2016: -$16,5702016Revenue 2017: $1,319,786Expenses 2017: $782,221Net Income 2017: $537,5652017Revenue 2018: $1,047,499Expenses 2018: $1,001,743Net Income 2018: $45,7562018Revenue 2019: $1,171,704Expenses 2019: $1,290,033Net Income 2019: -$118,3292019Revenue 2020: $2,300,213Expenses 2020: $1,576,857Net Income 2020: $723,3562020Revenue 2021: $1,976,976Expenses 2021: $1,914,585Net Income 2021: $62,3912021Revenue 2022: $1,671,590Expenses 2022: $2,167,702Net Income 2022: -$496,1122022Revenue 2023: $1,745,479Expenses 2023: $1,639,925Net Income 2023: $105,5542023Revenue 2024: $1,869,268Expenses 2024: $1,991,173Net Income 2024: -$121,9052024

Highlighted filing

2021

Revenue$1,976,976
Expenses$1,914,585
Net Income$62,391
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2020 to Sep 30, 2021
Signed
Apr 18, 2022
Return Version
2020v4.0
Gross Receipts
$2,011,187
Mission and Program Overview

Mission

To equip individuals with financial education, life skills and assets that enable them to live free from oppression and poverty.

To break cycles of generational poverty for youth and young mothers.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$720,963$595,021▼ $125,942
Savings and Temporary Cash Investments$500,357$332,539▼ $167,818
Land, Buildings, and Equipment, Net$212,030$204,166▼ $7,864
Pledges and Grants Receivable$205,000$194,990▼ $10,010
Prepaid Expenses and Deferred Charges$19,870$39,797▲ $19,927
Accounts Receivable$59,182$35,190▼ $23,992
Intangible Assets$1,423$1,251▼ $172
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Inventories for Sale or Use-$0-
Total Assets$1,719,825$1,828,250▲ $108,425
Other Assets Total$1,000$425,296▲ $424,296
Liabilities
Mortgage Notes Payable Secured by Investment Property$458,384$441,812▼ $16,572
Other Liabilities$55,442$68,945▲ $13,503
Accounts Payable and Accrued Expenses$5,295$55,641▲ $50,346
Total Liabilities$519,121$566,398▲ $47,277
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,056,267$1,008,406▼ $47,861
Net Assets With Donor Restrictions$144,437$253,446▲ $109,009
Total Net Assets Fund Balance$1,200,704$1,261,852▲ $61,148
Total Liabilities and Net Assets / Fund Balance$1,719,825$1,828,250▲ $108,425

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$204,166$93,465$297,631
Other Assets Org$1,000--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2020$-1$25,362▼ $1,073-$24,288
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
John LiottiCEOFT$107,549$107,549

Board Members and Trustees

NameTitle
Michelle GoudeauxChairperson
Doug MortonVice Chair
JJ SchneiderDirector
Jay ChungDirector
Karl WelchDirector
Michael DavidDirector
Nancy OrtbergDirector
Rev Paul BainsDirector
Georgina AubinSecretary
Beth ScanlanTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,653,451
Program Service Revenue
$125,000
Investment Income
$1,327
Other Revenue
$197,198
All Other Contributions
$1,169,518
Change in Net Assets
$62,391

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported Amount
Securities Publicly Traded2$51,574
Total Noncash Contributions2$51,574

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,976,976
Total Revenue per Audited Statements
$1,976,976
Total Revenue per Form 990
$1,976,976
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,250,656
Other Expenses$579,728
Total Fundraising Expense$240,139
Grants and Similar Amounts Paid$84,201
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$642,381$132,464$109,240$884,085
Other Employee Benefits$188,290$38,803$31,929$259,022
Fees for Services Other$59,061$16,272$62,794$138,127
Current Officers, Directors, Trustees, and Key Employees$78,511$16,132$12,906$107,549
Grants to Domestic Individuals$84,201--$84,201
Occupancy$45,742$9,426$7,757$62,925
Other Expenses$23,415$527$4,851$28,793
Travel$16,269$1,789$1,050$19,108
Office Expenses$10,393$1,860$1,531$13,784
Conferences and Meetings$12,869$23$19$12,911
All Other Expenses$6,928$1,023$978$8,929
Insurance$4,817$681$560$6,058
Total Functional Expenses$1,446,927$227,519$240,139$1,914,585

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,914,585
Total Expenses per Audited Statements$1,914,585
Total Expenses per Form 990$1,914,585
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Expenses$37,495
Payroll Liabilities$28,876
Security Deposits$2,574
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“Those in the organization with financial responsibility review a draft of the tax return. Upon completion of the tax return, all members of the board are provided a complete copy.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Each year individuals are asked to disclose any conflict. If a conflict arises, then the board is notified and they must approve. If the conflict involves a board member, they are excluded from the vote which involves their own interest.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“The Organization makes its governing documents, tax returns and financial statements avaialable to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Able Works
EIN
20-2175098
Phone
6503281890
Address
1836 Bay Road, East Palo Alto, CA 94303

Signing Officer

Name
John Liotti
Title
CEO
Signed
2022-04-18
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John Liotti
Formed
2005
Legal Domicile
CA
Voting Board Members
10
Independent Board Members
10
Employees
18
Volunteers
25

Preparer

Firm
Johnson & Associates CPAs Inc
Address
631 15TH ST, MODESTO, CA 95354
Preparer
Michelle N Matos
Phone
2092361040
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 4D: Other Program Services Description

“OTHER PROGRAM SERVICES 4: Other Programs: Sexual Risk Avoidance Education Program: "Project Connect 209" is a teen intervention program for youth ages 12-19 in Stanislaus and Merced Counties. The goal of the program is to decrease sexual risk behaviors, pregnancy and STI's and increase healthy decision-making and relationships among hispanic/latinx teens.Covid Relief Program: "Together We Rise" provides the families of current or previous program participants support during the COVID-19 pandemic with care management, 1:1 coaching and cash assistance.Also includes personnel and direct costs related to: Forum (socio-economic awareness initiatives) and Houseable (affordable housing program).”

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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt039797
IRS990/PrincipalOfficerNm0John Liotti
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0125000
IRS990/ProgSrvcAccomActy2Grp/Desc0Young Mothers Program: "Liveable" provides financial education and life skills through a cohort-based group learning environment to young mothers ages 18-25 who are seeking a better life for themselves and their families. This program offers weekly cohort meetings, 1:1 coaching, and team building activities.
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IRS990/ProgSrvcAccomActy2Grp/GrantAmt0245000
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0260000
IRS990/ProgSrvcAccomActy3Grp/Desc0Youth Program: The "FutureProfits" program goal is to ensure junior and senior high school students gain a greater vision for their future, increase financial knowledge, build healthy financial habits, and identify and drive their own pathway towards economic freedom. This program offers 24 lessons to students throughout the academic year.
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Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,828,250
Liabilities
$566,398
Net assets
$1,261,852
Revenue
$1,976,976
Expenses
$1,914,585
Net income
$62,391
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.11$0.32$0.78$1.87$1.99$0.12
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.20$0.33$0.87$1.75$1.64$0.11
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.14$0.37$0.76$1.67$2.17$0.50
2021Detailed filing. Detailed filing data is available for this year.$1.83$0.57$1.26$1.98$1.91$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.72$0.52$1.20$2.30$1.58$0.72
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.23$0.75$0.48$1.17$1.29$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.34$0.74$0.60$1.05$1.00$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.27$0.72$0.55$1.32$0.78$0.54
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.91$0.89$0.01$0.81$0.83$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.94$0.91$0.03$0.72$0.66$0.06
2014Detailed filing. Detailed filing data is available for this year.$1.21$1.24$0.03$0.41$0.54$0.12
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.33$1.21$0.12$0.46
2012Summary only. Only limited summary data is available for this year.$0.45$0.49$0.05$0.58$0.63$0.05
2011Summary only. Only limited summary data is available for this year.$0.21$0.23$0.02$0.44$0.55$0.12