Civic Intelligence

Bcbssc Voluntary Employees Beneficiary Association

EIN 20-2017750 • 501(c)9 • Chicago, IL

Chicago, IL
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

27th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

100th percentile

1942%

Higher net margin than 100% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

48th percentile

$0

Higher top officer pay than 48% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Source year 2025

Asset Growth

8th percentile

-70%

Faster asset growth than 8% of similar nonprofits.

501(c)9 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2024 to 2025

Assets

Down

$15,703,624

Down $2,102,265 (-12%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Down

$15,703,624

Down $2,102,265 (-12%) from 2023

Revenue

Down

$583,603

Down $64,925 (-10%) from 2023

Expenses

Up

$2,751,820

Up $511,820 (+23%) from 2023

Net Income

Down

-$2,168,217

Down $576,745 (-36%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2011: $26,147,115Liabilities 2011: $0Net Assets 2011: $26,147,1152011Assets 2012: $24,091,209Liabilities 2012: $0Net Assets 2012: $24,091,2092012Assets 2013: $29,155,637Liabilities 2013: $0Net Assets 2013: $29,155,6372013Assets 2014: $31,721,488Liabilities 2014: $0Net Assets 2014: $31,721,4882014Assets 2015: $32,436,777Liabilities 2015: $0Net Assets 2015: $32,436,7772015Assets 2016: $34,246,754Liabilities 2016: $0Net Assets 2016: $34,246,7542016Assets 2017: $35,019,158Liabilities 2017: $0Net Assets 2017: $35,019,1582017Assets 2018: $28,776,562Liabilities 2018: $0Net Assets 2018: $28,776,5622018Assets 2019: $28,900,264Liabilities 2019: $0Net Assets 2019: $28,900,2642019Assets 2020: $28,156,766Liabilities 2020: $0Net Assets 2020: $28,156,7662020Assets 2021: $24,239,455Liabilities 2021: $0Net Assets 2021: $24,239,4552021Assets 2022: $18,950,564Liabilities 2022: $0Net Assets 2022: $18,950,5642022Assets 2023: $17,805,889Liabilities 2023: $0Net Assets 2023: $17,805,8892023Assets 2024: $15,703,624Liabilities 2024: $0Net Assets 2024: $15,703,6242024

Highlighted filing

2024

Assets$15,703,624
Liabilities$0
Net Assets$15,703,624

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0-$5.0M-$10MRevenue 2011: $798,867Expenses 2011: $2,303,399Net Income 2011: -$1,504,5322011Revenue 2012: $1,745,904Expenses 2012: $1,641,094Net Income 2012: $104,8102012Revenue 2013: $7,040,737Expenses 2013: $1,980,449Net Income 2013: $5,060,2882013Revenue 2014: $4,456,848Expenses 2014: $1,833,976Net Income 2014: $2,622,8722014Revenue 2015: $2,545,120Expenses 2015: $1,902,550Net Income 2015: $642,5702015Revenue 2016: $4,180,966Expenses 2016: $2,258,720Net Income 2016: $1,922,2462016Revenue 2017: $712,601Expenses 2017: $45,450Net Income 2017: $667,1512017Revenue 2018: -$667,260Expenses 2018: $5,934,589Net Income 2018: -$6,601,8492018Revenue 2019: $855,772Expenses 2019: $2,519,180Net Income 2019: -$1,663,4082019Revenue 2020: $597,967Expenses 2020: $2,461,152Net Income 2020: -$1,863,1852020Revenue 2021: $721,078Expenses 2021: $3,626,794Net Income 2021: -$2,905,7162021Revenue 2022: $592,968Expenses 2022: $3,230,744Net Income 2022: -$2,637,7762022Revenue 2023: $648,528Expenses 2023: $2,240,000Net Income 2023: -$1,591,4722023Revenue 2024: $583,603Expenses 2024: $2,751,820Net Income 2024: -$2,168,2172024

Highlighted filing

2024

Revenue$583,603
Expenses$2,751,820
Net Income-$2,168,217

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.7$0.00$15.7$0.58$2.75$2.17
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.8$0.00$17.8$0.65$2.24$1.59
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$19.0$0.00$19.0$0.59$3.23$2.64
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.2$0.00$24.2$0.72$3.63$2.91
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$28.2$0.00$28.2$0.60$2.46$1.86
2019Summary only. Only limited summary data is available for this year.$28.9$0.00$28.9$0.86$2.52$1.66
2018Summary only. Only limited summary data is available for this year.$28.8$0.00$28.8$0.67$5.93$6.60
2017Summary only. Only limited summary data is available for this year.$35.0$0.00$35.0$0.71$0.05$0.67
2016Summary only. Only limited summary data is available for this year.$34.2$0.00$34.2$4.18$2.26$1.92
2015Summary only. Only limited summary data is available for this year.$32.4$0.00$32.4$2.55$1.90$0.64
2014Summary only. Only limited summary data is available for this year.$31.7$0.00$31.7$4.46$1.83$2.62
2013Summary only. Only limited summary data is available for this year.$29.2$0.00$29.2$7.04$1.98$5.06
2012Summary only. Only limited summary data is available for this year.$24.1$0.00$24.1$1.75$1.64$0.10
2011Summary only. Only limited summary data is available for this year.$26.1$0.00$26.1$0.80$2.30$1.50
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 2, 2025
Return Version
2024v5.1
Gross Receipts
$2,761,551
Mission and Program Overview

Mission

Voluntary employee's beneficiary association

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$17,805,889$15,703,624▼ $2,102,265
Investments in Publicly Traded Securities$17,135,372$15,023,377▼ $2,111,995
Savings and Temporary Cash Investments$551,200$577,425▲ $26,225
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Total Assets$17,805,889$15,703,624▼ $2,102,265
Other Assets Total$119,317$102,822▼ $16,495
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$17,805,889$15,703,624▼ $2,102,265
Total Liabilities and Net Assets / Fund Balance$17,805,889$15,703,624▼ $2,102,265
Compensation and Service Providers

Board Members and Trustees

NameTitle
-Trustee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$583,603
Other Revenue
$0
Change in Net Assets
$-2,168,217
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,751,820
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$2,751,820--$2,751,820
Total Functional Expenses$2,751,820$0$0$2,751,820
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

As a veba trust, is managed by an institutional trustee, the trust officer reviews and signs the form 990.

Form 990, Part VI, Section B, Line 12C

N/A

Form 990, Part VI, Section C, Line 19

No documents made available to the public.

Filing and Contact Details

Filer

Filer Name
Bluecross Blueshield of South Carolina
EIN
20-2017750
Phone
8037880222
Address
P O BOX 804358, CHICAGO, IL 60680

Signing Officer

Name
The Northern Trust Company
Title
Trustee
Phone
8037880222
Signed
2025-05-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
The Northern Trust Co
Formed
2004
Legal Domicile
Sc
Voting Board Members
1
Independent Board Members
1
Employees
0
Volunteers
0

Preparer

Firm
Deloitte Tax Llp
Address
1100 WALNUT STREET SUITE 3300, KANSAS CITY, MO 64106
Preparer
Brett Falkner
Phone
8164746180
Raw XML Appendix272 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
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IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0THE NORTHERN TRUST COMPANY
IRS990/BooksInCareOfDetail/PhoneNum03126306000
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0P O BOX 804358
IRS990/BooksInCareOfDetail/USAddress/CityNm0CHICAGO
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0IL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd060680
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
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IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt017805889
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt015703624
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0583603
IRS990/CYOtherExpensesAmt02751820
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-2168217
IRS990/CYSalariesCompEmpBnftPaidAmt00
IRS990/CYTotalExpensesAmt02751820
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0583603
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
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IRS990/Desc0VOLUNTARY EMPLOYEE'S BENEFICIARY ASSOCIATION
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt00
IRS990/ExpenseAmt02751820
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
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IRS990/Form990PartVIISectionAGrp/InstitutionalTrusteeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/TitleTxt0TRUSTEE
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr02004
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
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IRS990/GainOrLossGrp/SecuritiesAmt0-72987
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt01
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt02104961
IRS990/GrossReceiptsAmt02761551
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt01
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0656590
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt0656590
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt017135372
IRS990/InvestmentsPubTradedSecGrp/EOYAmt015023377
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0SC
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt02177948
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0VOLUNTARY EMPLOYEE'S BENEFICIARY ASSOCIATION
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt017805889
IRS990/NetAssetsOrFundBalancesEOYAmt015703624
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0-72987
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt0-72987
IRS990/NetUnrelatedBusTxblIncmAmt0652590
IRS990/NetUnrlzdGainsLossesInvstAmt065952
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0119317
IRS990/OtherAssetsTotalGrp/EOYAmt0102822
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0MISCELLANEOUS CASH DISB
IRS990/OtherExpensesGrp/ProgramServicesAmt02751820
IRS990/OtherExpensesGrp/TotalAmt02751820
IRS990/PartialLiquidationInd00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0THE NORTHERN TRUST CO
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0648528
IRS990/PYOtherExpensesAmt02240000
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0-1591472
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt02240000
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0648528
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-2168217
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0583603
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0551200
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0577425
IRS990/ScheduleBRequiredInd00
IRS990/ScheduleJRequiredInd00
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2NO DOCUMENTS MADE AVAILABLE TO THE PUBLIC.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
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IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
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IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
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IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/LegalDomicileStateCd0SC
IRS990ScheduleR/IdRelatedOrgTxblCorpTrGrp/PrimaryActivitiesTxt0HEALTH INSURANCE
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IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd00
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransferFromOtherOrgInd00
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IRS990/TotalEmployeeCnt00
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IRS990/TotalLiabilitiesEOYAmt00
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IRS990/VotingMembersGoverningBodyCnt01
IRS990/VotingMembersIndependentCnt01
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0THE NORTHERN TRUST COMPANY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum08037880222
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BLUECROSS BLUESHIELD OF SOUTH CAROLINA
ReturnHeader/Filer/BusinessNameControlTxt0BLUE
ReturnHeader/Filer/EIN0202017750
ReturnHeader/Filer/PhoneNum08037880222
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 804358
ReturnHeader/Filer/USAddress/CityNm0CHICAGO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060680
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ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0861065772
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DELOITTE TAX LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01100 WALNUT STREET SUITE 3300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0KANSAS CITY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd064106
ReturnHeader/PreparerPersonGrp/PhoneNum08164746180
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRETT FALKNER
ReturnHeader/ReturnTs02025-05-02T12:08:08-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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