Civic Intelligence

Village Greens Cooperative

EIN 20-1053985 • 501(c)12 • Lake Harmony, PA

Profile

Utility Cooperative

P O Box 662Lake Harmony, PA 18624

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

82nd percentile

0.36x

Higher debt load relative to assets than 82% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

78th percentile

0.38x

Higher debt load relative to revenue than 78% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2025

Net Margin

4th percentile

-112%

Higher net margin than 4% of similar nonprofits.

501(c)12 • <$500k nonprofits • Source year 2025

Top Officer Pay

79th percentile

$0

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)12 • <$500k nonprofits • Source year 2025

Asset Growth

8th percentile

-60%

Faster asset growth than 8% of similar nonprofits.

501(c)12 • <$500k nonprofits • Annualized from 2023 to 2025

Revenue Growth

36th percentile

-1.3%

Faster revenue growth than 36% of similar nonprofits.

501(c)12 • <$500k nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets82nd percentile

Assets

Down

$77,785

Down $220,008 (-74%) from 2024

Liabilities

Down

$28,074

Down $136,086 (-83%) from 2024

Net Assets

Down

$49,711

Down $83,922 (-63%) from 2024

Operations
Liabilities / Revenue78th percentileNet Margin4th percentile

Revenue

Down

$74,598

Down $4,291 (-5.4%) from 2024

Expenses

Down

$158,520

Down $46,529 (-23%) from 2024

Net Income

Up

-$83,922

Up $42,238 (+33%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth8th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $54,899Liabilities 2010: $02010Assets 2011: $80,410Liabilities 2011: $21,4462011Assets 2012: $63,046Liabilities 2012: $02012Assets 2013: $63,114Liabilities 2013: $02013Assets 2014: $80,321Net Assets 2014: $80,3212014Assets 2015: $88,460Liabilities 2015: $25,010Net Assets 2015: $63,4502015Assets 2016: $141,918Liabilities 2016: $65,725Net Assets 2016: $76,1932016Assets 2017: $114,330Liabilities 2017: $25,760Net Assets 2017: $88,5702017Assets 2018: $129,457Liabilities 2018: $26,010Net Assets 2018: $103,4472018Assets 2019: $144,085Liabilities 2019: $25,832Net Assets 2019: $118,2532019Assets 2020: $177,393Liabilities 2020: $21,887Net Assets 2020: $155,5062020Assets 2021: $283,832Liabilities 2021: $89,219Net Assets 2021: $194,6132021Assets 2022: $385,827Liabilities 2022: $187,440Net Assets 2022: $198,3872022Assets 2023: $486,678Liabilities 2023: $226,885Net Assets 2023: $259,7932023Assets 2024: $297,793Liabilities 2024: $164,160Net Assets 2024: $133,6332024Assets 2025: $77,785Liabilities 2025: $28,074Net Assets 2025: $49,7112025

Highlighted filing

2025

Assets$77,785
Liabilities$28,074
Net Assets$49,711
Open 2025 Filing

Operations Trend

Revenue Growth36th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100K-$200KRevenue 2010: $89,665Expenses 2010: $84,625Net Income 2010: $5,0402010Revenue 2011: $89,850Expenses 2011: $85,785Net Income 2011: $4,0652011Revenue 2012: $90,000Expenses 2012: $85,918Net Income 2012: $4,0822012Revenue 2013: $99,660Expenses 2013: $99,592Net Income 2013: $682013Revenue 2014: $117,943Expenses 2014: $100,736Net Income 2014: $17,2072014Revenue 2015: $83,612Expenses 2015: $100,483Net Income 2015: -$16,8712015Revenue 2016: $100,980Expenses 2016: $88,237Net Income 2016: $12,7432016Revenue 2017: $95,625Expenses 2017: $83,248Net Income 2017: $12,3772017Revenue 2018: $102,135Expenses 2018: $87,258Net Income 2018: $14,8772018Revenue 2019: $102,300Expenses 2019: $87,494Net Income 2019: $14,8062019Revenue 2020: $62,048Expenses 2020: $24,795Net Income 2020: $37,2532020Revenue 2021: $75,721Expenses 2021: $36,614Net Income 2021: $39,1072021Revenue 2022: $65,541Expenses 2022: $61,767Net Income 2022: $3,7742022Revenue 2023: $76,592Expenses 2023: $15,186Net Income 2023: $61,4062023Revenue 2024: $78,889Expenses 2024: $205,049Net Income 2024: -$126,1602024Revenue 2025: $74,598Expenses 2025: $158,520Net Income 2025: -$83,9222025

Highlighted filing

2025

Revenue$74,598
Expenses$158,520
Net Income-$83,922
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$77,785
Liabilities
$28,074
Net assets
$49,711
Revenue
$74,598
Expenses
$158,520
Net income
-$83,922
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.78$0.28$0.50$0.75$1.59$0.84
2024Detailed filing. Detailed filing data is available for this year.$2.98$1.64$1.34$0.79$2.05$1.26
2023Detailed filing. Detailed filing data is available for this year.$4.87$2.27$2.60$0.77$0.15$0.61
2022Detailed filing. Detailed filing data is available for this year.$3.86$1.87$1.98$0.66$0.62$0.04
2021Detailed filing. Detailed filing data is available for this year.$2.84$0.89$1.95$0.76$0.37$0.39
2020Detailed filing. Detailed filing data is available for this year.$1.77$0.22$1.56$0.62$0.25$0.37
2019Detailed filing. Detailed filing data is available for this year.$1.44$0.26$1.18$1.02$0.87$0.15
2018Detailed filing. Detailed filing data is available for this year.$1.29$0.26$1.03$1.02$0.87$0.15
2017Detailed filing. Detailed filing data is available for this year.$1.14$0.26$0.89$0.96$0.83$0.12
2016Detailed filing. Detailed filing data is available for this year.$1.42$0.66$0.76$1.01$0.88$0.13
2015Detailed filing. Detailed filing data is available for this year.$0.88$0.25$0.63$0.84$1.00$0.17
2014Detailed filing. Detailed filing data is available for this year.$0.80$0.80$1.18$1.01$0.17
2013Summary only. Only limited summary data is available for this year.$0.63$0.00$1.00$1.00$0.00
2012Summary only. Only limited summary data is available for this year.$0.63$0.00$0.90$0.86$0.04
2011Summary only. Only limited summary data is available for this year.$0.80$0.21$0.90$0.86$0.04
2010Summary only. Only limited summary data is available for this year.$0.55$0.00$0.90$0.85$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 17, 2026
Return Version
2025v4.0
Gross Receipts
$74,598
Mission and Program Overview

Mission

Utility Cooperative

Program Services

DescriptionGrantsExpenses
Village Greens Cooperative purchases water and distributes water for residential use for the mutual benefit of its members--
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Armando MoralPresident-$0--
Kevin NallyVice-President-$0--
Zack WalkerTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
Village Greens Cooperative
EIN
20-1053985
Address
P O Box 662, Lake Harmony, PA 18624

Signing Officer

Name
Armando Moral
Title
President
Signed
2026-02-17
Discuss with paid preparer
Yes

Preparer

Firm
Louis N DelRosso
Address
109 W Warren Street, Dunmore, PA 18512
Preparer
Louis N DelRosso
Phone
5709691007
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Telephone 825”

Form 990-EZ, Part I, Line 16, Other Expenses

“Bank Charges and Credit Card Fees 639”

Form 990-EZ, Part I, Line 16, Other Expenses

“Computer Time Rental 959”

Form 990-EZ, Part I, Line 16, Other Expenses

“Insurance 1,468”

Form 990-EZ, Part II, Line 24, Other Assets

“Dues and Assessments Receivable Beginning of year 140,531, End of year 4,290”

Form 990-EZ, Part II, Line 26, Liabilities

“Water Fees Payable Beginning of year 164,160, End of year 28,074”

Raw XML Appendix107 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt075717
IRS990EZ/BooksInCareOfDetail/PersonNm0Armando E Moral
IRS990EZ/BooksInCareOfDetail/PhoneNum05702339645
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0P O Box 662
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Lake Harmony
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd018624
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0157262
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt073495
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-83922
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt074089
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0297793
IRS990EZ/Form990TotalAssetsGrp/EOYAmt077785
IRS990EZ/GrossReceiptsAmt074598
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt02088
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt072510
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0133633
IRS990EZ/NetAssetsOrFundBalancesEOYAmt049711
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0133633
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt049711
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0003.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1003.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2003.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Armando Moral
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Kevin Nally
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Zack Walker
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice-President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0140531
IRS990EZ/OtherAssetsTotalDetail/EOYAmt04290
IRS990EZ/OtherExpensesTotalAmt03891
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Utility Cooperative
IRS990EZ/PrintingPublicationsPostageAmt04823
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Village Greens Cooperative purchases water and distributes water for residential use for the mutual benefit of its members
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0164160
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt028074
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0158520
IRS990EZ/TotalRevenueAmt074598
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationOtherDesc0Co-op
IRS990EZ/TypeOfOrganizationOtherInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Telephone 825
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Bank Charges and Credit Card Fees 639
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Computer Time Rental 959
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Insurance 1,468
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Dues and Assessments Receivable Beginning of year 140,531, End of year 4,290
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Water Fees Payable Beginning of year 164,160, End of year 28,074
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Armando Moral
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Village Greens Cooperative
ReturnHeader/Filer/BusinessNameControlTxt0VILL
ReturnHeader/Filer/EIN0201053985
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O Box 662
ReturnHeader/Filer/USAddress/CityNm0Lake Harmony
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd018624
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0204898919
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Louis N DelRosso
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0109 W Warren Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Dunmore
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd018512
ReturnHeader/PreparerPersonGrp/PhoneNum05709691007
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Louis N DelRosso
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-02-17T07:57:22-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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