Civic Intelligence

Community Development Financial Institution - Tohono O'Odham Nation

990 • Fiscal year 2016 • EIN 20-0908987

Oct 01, 2015 to Sep 30, 2016 • Filed on May 11, 2017

Organization ProfileWWW.CDFITON.ORG
P O Box 3130Sells, AZ 85634

(520) 383-0790

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

13th percentile

0.01x

Higher debt load relative to assets than 13% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

51st percentile

0.26x

Higher debt load relative to revenue than 51% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Net Margin

85th percentile

27%

Higher net margin than 85% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

15th percentile

$63,848

Higher top officer pay than 15% of similar nonprofits.

Top officer pay equals 7.7% of source-year revenue.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Asset Growth

47th percentile

1.3%

Faster asset growth than 47% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

56th percentile

4.8%

Faster revenue growth than 56% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets13th percentile

Assets

Up

$21,846,244

Up $286,563 (+1.3%) from 2015

Net Assets

Up

$21,632,153

Up $220,099 (+1.0%) from 2015

Liabilities

Up

$214,091

Up $66,464 (+45%) from 2015

Revenue And Expenses
Liabilities / Revenue51st percentileNet Margin85th percentile

Revenue

Up

$828,660

Up $37,923 (+4.8%) from 2015

Expenses

Down

$608,561

Down $294,511 (-33%) from 2015

Net Income

Up

$220,099

Up $332,434 (+296%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth47th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $22,295,859Liabilities 2010: $138,628Net Assets 2010: $22,157,2312010Assets 2011: $21,998,041Liabilities 2011: $83,896Net Assets 2011: $21,914,1452011Assets 2012: $21,951,459Liabilities 2012: $152,335Net Assets 2012: $21,799,1242012Assets 2013: $21,679,567Liabilities 2013: $88,676Net Assets 2013: $21,590,8912013Assets 2014: $21,645,369Liabilities 2014: $120,980Net Assets 2014: $21,524,3892014Assets 2015: $21,559,681Liabilities 2015: $147,627Net Assets 2015: $21,412,0542015Assets 2016: $21,846,244Liabilities 2016: $214,091Net Assets 2016: $21,632,1532016Assets 2017: $21,655,613Liabilities 2017: $169,720Net Assets 2017: $21,485,8932017Assets 2018: $21,709,793Liabilities 2018: $141,954Net Assets 2018: $21,567,8392018Assets 2019: $21,828,331Liabilities 2019: $157,660Net Assets 2019: $21,670,6712019Assets 2020: $21,861,934Liabilities 2020: $146,683Net Assets 2020: $21,715,2512020Assets 2021: $21,686,771Liabilities 2021: $124,712Net Assets 2021: $21,562,0592021Assets 2022: $21,599,261Liabilities 2022: $109,492Net Assets 2022: $21,489,7692022Assets 2023: $21,661,301Liabilities 2023: $223,567Net Assets 2023: $21,437,7342023

Highlighted filing

2016

Assets$21,846,244
Liabilities$214,091
Net Assets$21,632,153
Open 2016 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $858,4702010Expenses 2011: $650,9742011Expenses 2012: $817,1572012Expenses 2013: $819,6972013Revenue 2014: $613,701Expenses 2014: $680,203Net Income 2014: -$66,5022014Revenue 2015: $790,737Expenses 2015: $903,072Net Income 2015: -$112,3352015Revenue 2016: $828,660Expenses 2016: $608,561Net Income 2016: $220,0992016Revenue 2017: $778,866Expenses 2017: $925,126Net Income 2017: -$146,2602017Revenue 2018: $781,163Expenses 2018: $722,333Net Income 2018: $58,8302018Revenue 2019: $861,538Expenses 2019: $758,706Net Income 2019: $102,8322019Revenue 2020: $801,544Expenses 2020: $756,964Net Income 2020: $44,5802020Revenue 2021: $728,055Expenses 2021: $881,247Net Income 2021: -$153,1922021Revenue 2022: $709,556Expenses 2022: $781,846Net Income 2022: -$72,2902022Revenue 2023: $755,697Expenses 2023: $795,992Net Income 2023: -$40,2952023

Highlighted filing

2016

Revenue$828,660
Expenses$608,561
Net Income$220,099
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Oct 1, 2015 to Sep 30, 2016
Signed
May 11, 2017
Return Version
2015v3.0
Gross Receipts
$828,660
Mission and Program Overview

Mission

We assist in overall economic development and support new businesses and help to improve personal financial stability through our premier educational and loan services.

We will assist in overall economic development and support new businesses and help to improve personal financial stability through our premier educational and loan services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$15,449,983$15,325,762▼ $124,221
Cash and Non-Interest-Bearing Accounts$6,065,478$6,445,929▲ $380,451
Land, Buildings, and Equipment, Net$33,089$24,131▼ $8,958
Prepaid Expenses and Deferred Charges$11,131$16,909▲ $5,778
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$21,559,681$21,846,244▲ $286,563
Other Assets Total-$33,513-
Liabilities
Deferred Revenue$97,610$144,396▲ $46,786
Accounts Payable and Accrued Expenses$50,017$69,695▲ $19,678
Total Liabilities$147,627$214,091▲ $66,464
Net Assets / Fund Balance
Unrestricted Net Assets$21,412,054$21,632,153▲ $220,099
Total Net Assets Fund Balance$21,412,054$21,632,153▲ $220,099
Total Liabilities and Net Assets / Fund Balance$21,559,681$21,846,244▲ $286,563

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$23,616$59,274$82,890
Other Land Buildings$515$38,321$38,836
Compensation and Service Providers
Top Officer Pay15th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Stanley Gilmore RuizCEOFT$54,012$9,836$63,848
Revenue and Support

Revenue Composition

Contributions and Grants
$26,988
Program Service Revenue
$801,672
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$220,099

Audited Revenue Reconciliation

Revenue per Audited Statements
$828,660
Total Revenue per Audited Statements
$828,660
Total Revenue per Form 990
$828,660
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$323,146
Salaries, Compensation, and Employee Benefits$285,415
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Comp Disqual Persons$131,454$51,737-$183,191
Fees for Services Other$50,318$78,133-$128,451
Occupancy$52,371$19,629-$72,000
Current Officers, Directors, Trustees, and Key Employees$49,116$19,331-$68,447
Advertising$22,646$1,490-$24,136
Office Expenses$10,895$10,485-$21,380
Payroll Taxes$14,383$3,596-$17,979
Depreciation Depletion$2,106$8,422-$10,528
Other Employee Benefits$7,452$2,933-$10,385
Travel$5,535$1,384-$6,919
Pension Plan Contributions$3,884$1,529-$5,413
Insurance-$5,203-$5,203
Other Expenses$201$804-$1,005
Conferences and Meetings$12$9-$21
Total Functional Expenses$401,440$207,121$0$608,561

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$608,561
Total Expenses per Audited Statements$608,561
Total Expenses per Form 990$608,561
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“The organization's accountants provide a copy of the completed form 990 to the ceo to distribute to the board of directors for review and approval during a board meeting. Once form 990 is approved, the accountants are notified and the return is released for filing.”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“Any potential or actual conflict of interest must be disclosed in writing to the board of directors. The interested person is excluded from the discussion and vote on the transaction, and the board is to demonstrate that the transaction is in the organization's best interest. Any conflicts of interest are to be included in the board minutes. The monitoring and enforcement of the organization's conflict of interst is done on a case by case basis.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“The organization compares its compensation to other similar organizations, it is then reviewed by top management and presented to the board of directors for approval.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“THE ORGANIZATION DISCLOSES THE GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS TO THE PUBLIC THROUGH ANNUAL REPORTS TO ITS ORIGINATOR THE TOHONO O'ODHAM NATION. Documents are also available upon request.”

Filing and Contact Details

Filer

Filer Name
Community Development Financial
EIN
20-0908987
Phone
5203830790
Address
P O BOX 3130, SELLS, AZ 85634

Signing Officer

Name
Stanley Gilmore Ruiz
Title
CEO
Signed
2017-05-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stanley Gilmore Ruiz
Formed
2004
Legal Domicile
Az
Voting Board Members
1
Independent Board Members
0
Employees
8
Volunteers
12

Preparer

Firm
HBL CPAs PC
Address
5656 E Grant Rd Ste 200, Tucson, AZ 85712
Preparer
John P Lauer
Phone
5208863181
Supplemental Narrative

Financial Statement Notes

Part X : FIN48 Footnote

“The organization's policy is to disclose or recognize income tax liabilities based on management's estimate of whether it is reasonably possible or probable, respectively, that a liability has been incurred for unrecognized income tax positions. As of September 30, 2016, management is not aware of any uncertain tax positions that are potentially material.”

Raw XML AppendixShowing 400 of 425 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt050017
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt069695
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0We will assist in overall economic development and support new businesses and help to improve personal financial stability through our premier educational and loan services.
IRS990/AdvertisingGrp/ManagementAndGeneralAmt01490
IRS990/AdvertisingGrp/ProgramServicesAmt022646
IRS990/AdvertisingGrp/TotalAmt024136
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherExpensesGrp/TotalAmt00
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0THE ORGANIZATION
IRS990/BooksInCareOfDetail/PhoneNum05203830790
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 3130
IRS990/BooksInCareOfDetail/USAddress/CityNm0Sells
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AZ
IRS990/BooksInCareOfDetail/USAddress/ZIPCd085634
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt06065478
IRS990/CashNonInterestBearingGrp/EOYAmt06445929
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt019331
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt049116
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt068447
IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt051737
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt0131454
IRS990/CompDisqualPersonsGrp/TotalAmt0183191
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt09
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt012
IRS990/ConferencesMeetingsGrp/TotalAmt021
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt026988
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt00
IRS990/CYOtherExpensesAmt0323146
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0801672
IRS990/CYRevenuesLessExpensesAmt0220099
IRS990/CYSalariesCompEmpBnftPaidAmt0285415
IRS990/CYTotalExpensesAmt0608561
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0828660
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt097610
IRS990/DeferredRevenueGrp/EOYAmt0144396
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt08422
IRS990/DepreciationDepletionGrp/ProgramServicesAmt02106
IRS990/DepreciationDepletionGrp/TotalAmt010528
IRS990/Desc0COMMUNITY DEVELOPMENT AND FINANCIAL LOANS:PLACED VARIOUS LOANS FOR ELIGIBLE IMPROVEMENTS AND EQUIPMENT PURCHASES ON THE NATION, BUSINESS LOANS TO PROVIDE OPERATING CAPITAL FOR OPERATING A BUSINESS ON THE NATION, SHORT-TERM LOANS TO EMPLOYEES OF DEPARTMENTS, PROGRAMS AND OTHER ORGANIZATIONS OF THE NATION, AS WELL AS HOME RENOVATION LOANS TO BE USED ON THE NATION.CONTINUED TO ASSIST IN TECHNICAL ASSISTANCE WITH FINANCIAL / BUSINESS / ECONOMIC DEVELOPMENT WITH BUSINESS CLIENTS TO ESTABLISH NEW FORTHCOMING BUSINESSES.CONTINUED TO HELP ECONOMIC DEVELOPMENT OF THE NATION BY PROVIDING LOAN PRODUCTS AND SERVICES.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt08
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/ExpenseAmt0397365
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt078133
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt050318
IRS990/FeesForServicesOtherGrp/TotalAmt0128451
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282FiledCnt00
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt09836
IRS990/Form990PartVIISectionAGrp/PersonNm0STANLEY GILMORE RUIZ
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt054012
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/Form990TFiledInd0false
IRS990/FormationYr02004
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt01
IRS990/GovernmentGrantsAmt026988
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0828660
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt05203
IRS990/InsuranceGrp/TotalAmt05203
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt010
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt097595
IRS990/LandBldgEquipBasisNetGrp/BOYAmt033089
IRS990/LandBldgEquipBasisNetGrp/EOYAmt024131
IRS990/LandBldgEquipCostOrOtherBssAmt0121726
IRS990/LegalDomicileStateCd0AZ
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0false
IRS990/MissionDesc0We will assist in overall economic development and support new businesses and help to improve personal financial stability through our premier educational and loan services.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt021412054
IRS990/NetAssetsOrFundBalancesEOYAmt021632153
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt019629
IRS990/OccupancyGrp/ProgramServicesAmt052371
IRS990/OccupancyGrp/TotalAmt072000
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt010485
IRS990/OfficeExpensesGrp/ProgramServicesAmt010895
IRS990/OfficeExpensesGrp/TotalAmt021380
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/EOYAmt033513
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt02933
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt07452
IRS990/OtherEmployeeBenefitsGrp/TotalAmt010385
IRS990/OtherExpensesGrp/Desc0LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/Desc1TRAINING
IRS990/OtherExpensesGrp/Desc2COMMUNITY EDUCATION
IRS990/OtherExpensesGrp/Desc3DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01386
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11050
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2804
IRS990/OtherExpensesGrp/ProgramServicesAmt041448
IRS990/OtherExpensesGrp/ProgramServicesAmt15544
IRS990/OtherExpensesGrp/ProgramServicesAmt24075
IRS990/OtherExpensesGrp/ProgramServicesAmt3201
IRS990/OtherExpensesGrp/TotalAmt041448
IRS990/OtherExpensesGrp/TotalAmt16930
IRS990/OtherExpensesGrp/TotalAmt25125
IRS990/OtherExpensesGrp/TotalAmt31005
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt015449983
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt015325762
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt03596
IRS990/PayrollTaxesGrp/ProgramServicesAmt014383
IRS990/PayrollTaxesGrp/TotalAmt017979
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt01529
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt03884
IRS990/PensionPlanContributionsGrp/TotalAmt05413
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt011131
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt016909
IRS990/PrincipalOfficerNm0STANLEY GILMORE RUIZ
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST
IRS990/ProgramServiceRevenueGrp/Desc1LOAN ORIGINATION FEES
IRS990/ProgramServiceRevenueGrp/Desc2PROGRAM SERVICE FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0778876
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt122686
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2110
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0778876
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt122686
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2110
IRS990/ProgSrvcAccomActy2Grp/Desc0COMMUNITY FINANCIAL TRAINING:WORKSHOPS/CLASSES HELD PROVIDING TOOLS TO INDIVIDUAL COMMUNITY MEMBERS TO MANAGE THEIR FINANCES
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt04075
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0635329
IRS990/PYProgramServiceRevenueAmt0790737
IRS990/PYRevenuesLessExpensesAmt0-112335
IRS990/PYSalariesCompEmpBnftPaidAmt0267743
IRS990/PYTotalExpensesAmt0903072
IRS990/PYTotalRevenueAmt0790737
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0220099
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0801672
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/First5Years170Ind0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt026988
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt02000
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt050208
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt079196
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt00
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt03512887
IRS990ScheduleA/OtherIncome170Grp/TotalAmt00
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt030780
IRS990ScheduleA/SubstantialContributorsTotAmt048416
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt026988
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt02000
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt050208
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt079196
IRS990ScheduleA/TotalSupportAmt079196
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/EquipmentGrp/BookValueAmt023616
IRS990ScheduleD/EquipmentGrp/DepreciationAmt059274
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt082890
IRS990ScheduleD/ExpensesSubtotalAmt0608561
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0515
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt038321
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt038836
IRS990ScheduleD/RevenueSubtotalAmt0828660
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The organization's policy is to disclose or recognize income tax liabilities based on management's estimate of whether it is reasonably possible or probable, respectively, that a liability has been incurred for unrecognized income tax positions. As of September 30, 2016, management is not aware of any uncertain tax positions that are potentially material.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X : FIN48 Footnote
IRS990ScheduleD/TotalBookValueLandBuildingsAmt024131
IRS990ScheduleD/TotalExpensesPerForm990Amt0608561
IRS990ScheduleD/TotalRevenuePerForm990Amt0828660
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0828660
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0608561
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION'S ACCOUNTANTS PROVIDE A COPY OF THE COMPLETED FORM 990 TO THE CEO TO DISTRIBUTE TO THE BOARD OF DIRECTORS FOR REVIEW AND APPROVAL DURING A BOARD MEETING. ONCE FORM 990 IS APPROVED, THE ACCOUNTANTS ARE NOTIFIED AND THE RETURN IS RELEASED FOR FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ANY POTENTIAL OR ACTUAL CONFLICT OF INTEREST MUST BE DISCLOSED IN WRITING TO THE BOARD OF DIRECTORS. THE INTERESTED PERSON IS EXCLUDED FROM THE DISCUSSION AND VOTE ON THE TRANSACTION, AND THE BOARD IS TO DEMONSTRATE THAT THE TRANSACTION IS IN THE ORGANIZATION'S BEST INTEREST. ANY CONFLICTS OF INTEREST ARE TO BE INCLUDED IN THE BOARD MINUTES. THE MONITORING AND ENFORCEMENT OF THE ORGANIZATION'S CONFLICT OF INTERST IS DONE ON A CASE BY CASE BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE ORGANIZATION COMPARES ITS COMPENSATION TO OTHER SIMILAR ORGANIZATIONS, IT IS THEN REVIEWED BY TOP MANAGEMENT AND PRESENTED TO THE BOARD OF DIRECTORS FOR APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION DISCLOSES THE GOVERNING DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS TO THE PUBLIC THROUGH ANNUAL REPORTS TO ITS ORIGINATOR THE TOHONO O'ODHAM NATION. Documents are also available upon request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleR/AssetExchangeInd0false
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd0false
IRS990ScheduleR/AssetSaleToOtherOrgInd0false
IRS990ScheduleR/DivRelatedOrganizationInd0false
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd0false
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt0Yes
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0Tohono Oodham Nation
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(c)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0AZ
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0Tribal Government
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt06
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0PO Box 837
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0Sells
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0AZ
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd085634
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd0false
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd0false
IRS990ScheduleR/PaidEmployeesSharingInd0false
IRS990ScheduleR/PerformOfServicesByOtherOrgInd0false
IRS990ScheduleR/PerformOfServicesForOthOrgInd0false
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd0false
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd0false
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd0false
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd0false
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd0false
IRS990ScheduleR/SharingOfFacilitiesInd0false
IRS990ScheduleR/TransferFromOtherOrgInd0false
IRS990ScheduleR/TransferToOtherOrgInd0false
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0AZ
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt021559681
IRS990/TotalAssetsEOYAmt021846244
IRS990/TotalAssetsGrp/BOYAmt021559681
IRS990/TotalAssetsGrp/EOYAmt021846244
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt026988
IRS990/TotalEmployeeCnt08
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0207121
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0401440
IRS990/TotalFunctionalExpensesGrp/TotalAmt0608561
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0147627
IRS990/TotalLiabilitiesEOYAmt0214091
IRS990/TotalLiabilitiesGrp/BOYAmt0147627
IRS990/TotalLiabilitiesGrp/EOYAmt0214091
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt021412054
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt021632153
IRS990/TotalOtherCompensationAmt09836
IRS990/TotalProgramServiceExpensesAmt0401440
IRS990/TotalProgramServiceRevenueAmt0801672
IRS990/TotalReportableCompFromOrgAmt054012
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0801672
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0828660
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt021559681
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt021846244
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/ManagementAndGeneralAmt01384
IRS990/TravelGrp/ProgramServicesAmt05535
IRS990/TravelGrp/TotalAmt06919
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt021412054
IRS990/UnrestrictedNetAssetsGrp/EOYAmt021632153
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO Box 3130
IRS990/USAddress/CityNm0Sells
IRS990/USAddress/StateAbbreviationCd0AZ
IRS990/USAddress/ZIPCd085634
IRS990/VotingMembersGoverningBodyCnt01
IRS990/VotingMembersIndependentCnt00
IRS990/WebsiteAddressTxt0WWW.CDFITON.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$21,846,244
Liabilities
$214,091
Net assets
$21,632,153
Revenue
$828,660
Expenses
$608,561
Net income
$220,099
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$21.7$0.22$21.4$0.76$0.80$0.04
2022Summary only. Only limited summary data is available for this year.$21.6$0.11$21.5$0.71$0.78$0.07
2021Summary only. Only limited summary data is available for this year.$21.7$0.12$21.6$0.73$0.88$0.15
2020Summary only. Only limited summary data is available for this year.$21.9$0.15$21.7$0.80$0.76$0.04
2019Summary only. Only limited summary data is available for this year.$21.8$0.16$21.7$0.86$0.76$0.10
2018Summary only. Only limited summary data is available for this year.$21.7$0.14$21.6$0.78$0.72$0.06
2017Summary only. Only limited summary data is available for this year.$21.7$0.17$21.5$0.78$0.93$0.15
2016Detailed filing. Detailed filing data is available for this year.$21.8$0.21$21.6$0.83$0.61$0.22
2015Summary only. Only limited summary data is available for this year.$21.6$0.15$21.4$0.79$0.90$0.11
2014Summary only. Only limited summary data is available for this year.$21.6$0.12$21.5$0.61$0.68$0.07
2013Summary only. Only limited summary data is available for this year.$21.7$0.09$21.6$0.82
2012Summary only. Only limited summary data is available for this year.$22.0$0.15$21.8$0.82
2011Summary only. Only limited summary data is available for this year.$22.0$0.08$21.9$0.65
2010Summary only. Only limited summary data is available for this year.$22.3$0.14$22.2$0.86