Civic Intelligence

Santa Cruz County Association of Realtors Housing Foundation

EIN 20-0748009 • 501(c)3 • Soquel, CA

Profile

Assisting low income home buyers to purchase affordable homes in Santa Cruz County, CA.

2525 Main StreetSoquel, CA 95073

scaorhf.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

13th percentile

-55%

Higher net margin than 13% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

40th percentile

-8.1%

Faster asset growth than 40% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

28th percentile

-25%

Faster revenue growth than 28% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$143,930

Down $12,751 (-8.1%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$143,930

Down $12,751 (-8.1%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin13th percentile

Revenue

Down

$21,847

Down $7,399 (-25%) from 2023

Expenses

Down

$33,917

Down $6,523 (-16%) from 2023

Net Income

Down

-$12,070

Down $876 (-7.8%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth40th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $142,088Net Assets 2011: $142,0882011Assets 2012: $130,806Net Assets 2012: $130,8062012Assets 2013: $144,346Net Assets 2013: $144,3462013Assets 2014: $204,559Net Assets 2014: $204,5592014Assets 2015: $185,384Net Assets 2015: $185,3842015Assets 2016: $145,980Net Assets 2016: $145,9802016Assets 2017: $150,429Net Assets 2017: $150,4292017Assets 2018: $178,655Net Assets 2018: $178,6552018Assets 2019: $167,236Net Assets 2019: $167,2362019Assets 2020: $166,008Net Assets 2020: $166,0082020Assets 2021: $157,722Net Assets 2021: $157,7222021Assets 2022: $167,862Net Assets 2022: $167,8622022Assets 2023: $156,681Net Assets 2023: $156,6812023Assets 2024: $143,930Net Assets 2024: $143,9302024

Highlighted filing

2024

Assets$143,930
Liabilities-
Net Assets$143,930
Open 2024 Filing

Operations Trend

Revenue Growth28th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2011: $41,989Expenses 2011: $69,895Net Income 2011: -$27,9062011Revenue 2012: $40,263Expenses 2012: $51,545Net Income 2012: -$11,2822012Revenue 2013: $46,527Expenses 2013: $32,987Net Income 2013: $13,5402013Revenue 2014: $88,385Expenses 2014: $28,172Net Income 2014: $60,2132014Revenue 2015: $41,275Expenses 2015: $60,450Net Income 2015: -$19,1752015Revenue 2016: $27,321Expenses 2016: $66,725Net Income 2016: -$39,4042016Revenue 2017: $51,583Expenses 2017: $47,134Net Income 2017: $4,4492017Revenue 2018: $55,181Expenses 2018: $26,955Net Income 2018: $28,2262018Revenue 2019: $42,028Expenses 2019: $53,447Net Income 2019: -$11,4192019Revenue 2020: $13,862Expenses 2020: $15,090Net Income 2020: -$1,2282020Revenue 2021: $38,265Expenses 2021: $37,866Net Income 2021: $3992021Revenue 2022: $32,710Expenses 2022: $22,570Net Income 2022: $10,1402022Revenue 2023: $29,246Expenses 2023: $40,440Net Income 2023: -$11,1942023Revenue 2024: $21,847Expenses 2024: $33,917Net Income 2024: -$12,0702024

Highlighted filing

2024

Revenue$21,847
Expenses$33,917
Net Income-$12,070
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$143,930
Liabilities
-
Net assets
$143,930
Revenue
$21,847
Expenses
$33,917
Net income
-$12,070
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.44$1.44$0.22$0.34$0.12
2023Detailed filing. Detailed filing data is available for this year.$1.57$1.57$0.29$0.40$0.11
2022Detailed filing. Detailed filing data is available for this year.$1.68$1.68$0.33$0.23$0.10
2021Detailed filing. Detailed filing data is available for this year.$1.58$1.58$0.38$0.38$0.00
2020Detailed filing. Detailed filing data is available for this year.$1.66$1.66$0.14$0.15$0.01
2019Detailed filing. Detailed filing data is available for this year.$1.67$1.67$0.42$0.53$0.11
2018Detailed filing. Detailed filing data is available for this year.$1.79$1.79$0.55$0.27$0.28
2017Detailed filing. Detailed filing data is available for this year.$1.50$1.50$0.52$0.47$0.04
2016Detailed filing. Detailed filing data is available for this year.$1.46$1.46$0.27$0.67$0.39
2015Detailed filing. Detailed filing data is available for this year.$1.85$1.85$0.41$0.60$0.19
2014Detailed filing. Detailed filing data is available for this year.$2.05$2.05$0.88$0.28$0.60
2013Detailed filing. Detailed filing data is available for this year.$1.44$1.44$0.47$0.33$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.31$1.31$0.40$0.52$0.11
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.42$1.42$0.42$0.70$0.28
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Aug 26, 2025
Return Version
2024v5.2
Gross Receipts
$21,954
Mission and Program Overview

Mission

Assisting low income home buyers to purchase affordable homes in Santa Cruz County, CA.

Program Services

DescriptionGrantsExpenses
Fundraising to build resources with which to assist first-time low-income homebuyers to buy homes in Santa Cruz County.-$27,731
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JENNIFER WATSONMember-$0--
KATHY OLIVERMember-$0--
CHRIS CLAYTONMember-$0--
DAVE DETESOCo-Chair-$0--
SPENCER HAYSMember-$0--
MJ STEARNSMember-$0--
RANDI LEBLANCMember-$0--
CONNIE LANDESMember-$0--
MARY THOMASMember-$0--
NICK TORRESMember-$0--
WALTER STAUSSMember-$0--
Filing and Contact Details

Filer

Filer Name
Santa Cruz County Association of
EIN
20-0748009
Phone
8314642000
Address
2525 MAIN STREET, SOQUEL, CA 95073

Signing Officer

Name
Kathy Hartman
Title
Executive Director
Signed
2025-08-26
Discuss with paid preparer
Yes

Preparer

Firm
Chiorini Platt & Jacobs LLP
Address
901 Center Street, Santa Cruz, CA 95060
Preparer
Vanessa Platt CPA
Phone
8314233883
Supplemental Narrative

Additional Explanations

Grants and Similar Amounts Paid In Excess of $5,000.1

“Class of Activity: Closing Costs | Donee's Name: Various - ALL UNDER $5,000 EACH | Donee's Address: Various Santa Cruz CA 95060 | Relationship of Donee: NONE | Cash Amount Given: $25000”

Other Expenses.1001

“Advertising and Promotion $624”

Other Expenses.1002

“Office Expenses $15”

Other Expenses.1012

“Insurance $1025”

Other Expenses.1

“WEBSITE $1150”

Raw XML Appendix185 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SOQUEL
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JENNIFER WATSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1KATHY OLIVER
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3DAVE DETESO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SPENCER HAYS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MJ STEARNS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6RANDI LEBLANC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7CONNIE LANDES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8MARY THOMAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9NICK TORRES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10WALTER STAUSS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3CO-CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6MEMBER
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt0-681
IRS990EZ/OtherExpensesTotalAmt02814
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Assisting low income home buyers to purchase affordable homes in Santa Cruz County, CA.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Fundraising to build resources with which to assist first-time low-income homebuyers to buy homes in Santa Cruz County.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt027731
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt01984
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt0107
IRS990EZ/SpecialEventsNetIncomeLossAmt06009
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0CA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
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IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt033917
IRS990EZ/TotalProgramServiceExpensesAmt027731
IRS990EZ/TotalRevenueAmt021847
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0scaorhf.org
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt015760
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt022611
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt027041
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt037340
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt019340
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0122092
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt078
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt097
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt076
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt055
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt096
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IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt06116
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IRS990ScheduleA/OtherIncome170Grp/TotalAmt023146
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IRS990ScheduleA/PublicSupportCY170Pct00.83830
IRS990ScheduleA/PublicSupportPY170Pct00.87120
IRS990ScheduleA/PublicSupportTotal170Amt0122092
IRS990ScheduleA/SubstantialContributorsTotAmt00
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IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
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IRS990ScheduleA/TotalSupportAmt0145640
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Advertising and Promotion $624
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Office Expenses $15
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Insurance $1025
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Grants and Similar Amounts Paid In Excess of $5,000.1
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0KATHY HARTMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Executive Dir.
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SANTA CRUZ COUNTY ASSOCIATION OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0REALTORS HOUSING FOUNDATION
ReturnHeader/Filer/BusinessNameControlTxt0SANT
ReturnHeader/Filer/EIN0200748009
ReturnHeader/Filer/PhoneNum08314642000
ReturnHeader/Filer/USAddress/AddressLine1Txt02525 MAIN STREET
ReturnHeader/Filer/USAddress/CityNm0SOQUEL
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd095073
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0852838626
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0901 Center Street
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Santa Cruz
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd095060
ReturnHeader/PreparerPersonGrp/PhoneNum08314233883
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Vanessa Platt CPA
ReturnHeader/ReturnTs02025-08-26T10:42:48-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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