Civic Intelligence

Georgia Lenders Quality Circle Inc

EIN 20-0555689 • 501(c)6 • Atlanta, GA

Profile

To facilitate the education, fellowship, recognition, and exchange of information among the small business community.

PO Box 11762Atlanta, GA 30355-1762

www.glqc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

97th percentile

65%

Higher net margin than 97% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

96th percentile

113%

Faster asset growth than 96% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

99th percentile

540%

Faster revenue growth than 99% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$79,347

Down $4,558 (-5.4%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$79,347

Down $4,558 (-5.4%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin97th percentile

Revenue

Down

$21,573

Down $21,116 (-49%) from 2023

Expenses

Up

$26,129

Up $5,572 (+27%) from 2023

Net Income

Down

-$4,556

Down $26,688 (-121%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth96th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $116,993Liabilities 2011: $0Net Assets 2011: $116,9932011Assets 2012: $129,432Liabilities 2012: $0Net Assets 2012: $129,4322012Assets 2013: $204,874Liabilities 2013: $0Net Assets 2013: $204,8742013Assets 2015: $164,844Liabilities 2015: $0Net Assets 2015: $164,8442015Assets 2016: $149,114Liabilities 2016: $0Net Assets 2016: $149,1142016Assets 2017: $205,026Liabilities 2017: $0Net Assets 2017: $205,0262017Assets 2018: $71,301Liabilities 2018: $0Net Assets 2018: $71,3012018Assets 2019: $54,004Liabilities 2019: $0Net Assets 2019: $54,0042019Assets 2020: $57,413Liabilities 2020: $0Net Assets 2020: $57,4132020Assets 2021: $51,506Liabilities 2021: $0Net Assets 2021: $51,5062021Assets 2022: $61,771Net Assets 2022: $61,7712022Assets 2023: $83,905Net Assets 2023: $83,9052023Assets 2024: $79,347Net Assets 2024: $79,3472024

Highlighted filing

2024

Assets$79,347
Liabilities-
Net Assets$79,347
Open 2024 Filing

Operations Trend

Revenue Growth99th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KRevenue 2011: $272,718Expenses 2011: $177,609Net Income 2011: $95,1092011Revenue 2012: $183,741Expenses 2012: $171,302Net Income 2012: $12,4392012Revenue 2013: $251,600Expenses 2013: $176,158Net Income 2013: $75,4422013Revenue 2015: $200,840Expenses 2015: $200,963Net Income 2015: -$1232015Revenue 2016: $206,129Expenses 2016: $221,859Net Income 2016: -$15,7302016Revenue 2017: $273,680Expenses 2017: $217,768Net Income 2017: $55,9122017Revenue 2018: $144,244Expenses 2018: $277,969Net Income 2018: -$133,7252018Revenue 2019: $283,678Expenses 2019: $300,975Net Income 2019: -$17,2972019Revenue 2020: $16,716Expenses 2020: $13,307Net Income 2020: $3,4092020Revenue 2021: $7,125Expenses 2021: $13,032Net Income 2021: -$5,9072021Revenue 2022: $20,057Expenses 2022: $9,792Net Income 2022: $10,2652022Revenue 2023: $42,689Expenses 2023: $20,557Net Income 2023: $22,1322023Revenue 2024: $21,573Expenses 2024: $26,129Net Income 2024: -$4,5562024

Highlighted filing

2024

Revenue$21,573
Expenses$26,129
Net Income-$4,556
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$79,347
Liabilities
-
Net assets
$79,347
Revenue
$21,573
Expenses
$26,129
Net income
-$4,556
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.79$0.79$0.22$0.26$0.05
2023Detailed filing. Detailed filing data is available for this year.$0.84$0.84$0.43$0.21$0.22
2022Detailed filing. Detailed filing data is available for this year.$0.62$0.62$0.20$0.10$0.10
2021Detailed filing. Detailed filing data is available for this year.$0.52$0.00$0.52$0.07$0.13$0.06
2020Detailed filing. Detailed filing data is available for this year.$0.57$0.00$0.57$0.17$0.13$0.03
2019Detailed filing. Detailed filing data is available for this year.$0.54$0.00$0.54$2.84$3.01$0.17
2018Detailed filing. Detailed filing data is available for this year.$0.71$0.00$0.71$1.44$2.78$1.34
2017Detailed filing. Detailed filing data is available for this year.$2.05$0.00$2.05$2.74$2.18$0.56
2016Summary only. Only limited summary data is available for this year.$1.49$0.00$1.49$2.06$2.22$0.16
2015Detailed filing. Detailed filing data is available for this year.$1.65$0.00$1.65$2.01$2.01$0.00
2013Summary only. Only limited summary data is available for this year.$2.05$0.00$2.05$2.52$1.76$0.75
2012Summary only. Only limited summary data is available for this year.$1.29$0.00$1.29$1.84$1.71$0.12
2011Summary only. Only limited summary data is available for this year.$1.17$0.00$1.17$2.73$1.78$0.95
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 2, 2025
Return Version
2024v5.0
Gross Receipts
$21,573
Mission and Program Overview

Mission

To facilitate the education, fellowship, recognition, and exchange of information among the small business community.

Program Services

DescriptionGrantsExpenses
CONFERENCES ARE HELD TO IMPROVE, PROMOTE, AND ADVANCE THE EDUCATION AND FELLOWSHIP OF THE SMALL BUSINESS LENDING COMMUNITY.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SHERRY MARTINChairPT$0--
MARIA LAWSONVice-Chair-$0--
SHAWNTE JOHNSONSecretary-$0--
SHERYL MONTGOMERYTreasurer-$0--
MONICA WRIGHTMembership/C-$0--
Filing and Contact Details

Filer

Filer Name
Georgia Lenders Quality Circle Inc
EIN
20-0555689
Phone
4047973005
Address
PO BOX 11762, ATLANTA, GA 30355-1762

Signing Officer

Name
Sheryl Montgomery
Title
Treasurer
Phone
7703654969
Signed
2025-07-02

Preparer

Firm
Exeqadvisor LLC
Address
2700 BRASELTON HWY STE 10-268, DACULA, GA 30019
Preparer
Richard Moore CPA
Phone
4047973005
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses advertising 1,000 computer expense 82 events 25,045 bank charges 2 total 26,129”

Form 990-ez, Part III

“To facilitate the education, fellowship, recognition, and exchange of information among the small business community.”

Raw XML Appendix97 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SHERYL MONTGOMERY
IRS990EZ/BooksInCareOfDetail/PhoneNum04047973005
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 11762
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0ATLANTA
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0GA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0303551762
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt083903
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt079347
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt021573
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-4556
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt083903
IRS990EZ/Form990TotalAssetsGrp/EOYAmt079347
IRS990EZ/GrossReceiptsAmt021573
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt083903
IRS990EZ/NetAssetsOrFundBalancesEOYAmt079347
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt083903
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt079347
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt32.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt42.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SHERRY MARTIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MARIA LAWSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SHAWNTE JOHNSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3SHERYL MONTGOMERY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4MONICA WRIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE-CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4MEMBERSHIP/C
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt026129
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO FACILITATE THE EDUCATION, FELLOWSHIP, RECOGNITION, AND EXCHANGE OF INFORMATION AMONG THE SMALL BUSINESS COMMUNITY.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0CONFERENCES ARE HELD TO IMPROVE, PROMOTE, AND ADVANCE THE EDUCATION AND FELLOWSHIP OF THE SMALL BUSINESS LENDING COMMUNITY.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt026129
IRS990EZ/TotalRevenueAmt021573
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.GLQC.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADVERTISING 1,000 COMPUTER EXPENSE 82 EVENTS 25,045 BANK CHARGES 2 TOTAL 26,129
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1TO FACILITATE THE EDUCATION, FELLOWSHIP, RECOGNITION, AND EXCHANGE OF INFORMATION AMONG THE SMALL BUSINESS COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0SHERYL MONTGOMERY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07703654969
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GEORGIA LENDERS QUALITY CIRCLE INC
ReturnHeader/Filer/BusinessNameControlTxt0GEOR
ReturnHeader/Filer/EIN0200555689
ReturnHeader/Filer/PhoneNum04047973005
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 11762
ReturnHeader/Filer/USAddress/CityNm0ATLANTA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd0303551762
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0920774456
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0EXEQADVISOR LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02700 BRASELTON HWY STE 10-268
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0DACULA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd030019
ReturnHeader/PreparerPersonGrp/PhoneNum04047973005
ReturnHeader/PreparerPersonGrp/PreparationDt02025-07-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RICHARD MOORE CPA
ReturnHeader/ReturnTs02025-07-02T10:31:05-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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