Civic Intelligence

Southeast Credit Union Real Estate Network

EIN 20-0210671 • 501(c)14 • Fayetteville, GA

Profile

Provide continued education in re lendin

120 Grandview TraceFayetteville, GA 30215
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

93rd percentile

0.70x

Higher debt load relative to assets than 93% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

89th percentile

0.33x

Higher debt load relative to revenue than 89% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

74th percentile

14%

Higher net margin than 74% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

90th percentile

40%

Faster asset growth than 90% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

83rd percentile

30%

Faster revenue growth than 83% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets93rd percentile

Assets

Up

$40,346

Up $11,549 (+40%) from 2023

Liabilities

Down

$28,097

Down $6,631 (-19%) from 2023

Net Assets

Up

$12,249

Up $18,180 (+307%) from 2023

Operations
Liabilities / Revenue89th percentileNet Margin74th percentile

Revenue

Up

$85,187

Up $19,472 (+30%) from 2023

Expenses

Up

$72,939

Up $1,293 (+1.8%) from 2023

Net Income

Up

$12,248

Up $18,179 (+307%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth90th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0-$20KAssets 2023: $28,797Liabilities 2023: $34,728Net Assets 2023: -$5,9312023Assets 2024: $40,346Liabilities 2024: $28,097Net Assets 2024: $12,2492024

Highlighted filing

2024

Assets$40,346
Liabilities$28,097
Net Assets$12,249
Open 2024 Filing

Operations Trend

Revenue Growth83rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2023: $65,715Expenses 2023: $71,646Net Income 2023: -$5,9312023Revenue 2024: $85,187Expenses 2024: $72,939Net Income 2024: $12,2482024

Highlighted filing

2024

Revenue$85,187
Expenses$72,939
Net Income$12,248
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$40,346
Liabilities
$28,097
Net assets
$12,249
Revenue
$85,187
Expenses
$72,939
Net income
$12,248
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$40.3$28.1$12.2$85.2$72.9$12.2
2023Detailed filing. Detailed filing data is available for this year.$28.8$34.7$5.93$65.7$71.6$5.93
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 30, 2025
Return Version
2024v5.2
Gross Receipts
$85,187
Mission and Program Overview

Mission

Provide continued education in re lendin

Program Services

DescriptionGrantsExpenses
DEVELOP EDUCATE PROMOTE AND PROVIDE A PROFESSIONAL SUPPORT SYSTEM-$0
Compensation and Service Providers
Top Officer Pay80th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
AARON CRAIGDirector-$0--
ANDY WOODMANPresident-$0--
WILLIAM FANNINGDirector-$0--
ROBERT WILKESDirector-$0--
VICKY STRINGERDirector-$0--
ED MAAGDirector-$0--
BLAKE CARTERVice President-$0--
STEVEN THRASHERSecretary-$0--
PATRICE BIGGINSTreasurer-$0--
TODD LAMBRIGHTImmediate Past President-$0--
DAWANA MANNINGDirector-$0--
JIM DYMEKDirector-$0--
TRAVIS MORROWDirector-$0--
AMBER HOOTSDirector-$0--
OLIVER BROWNDirector-$0--
LISA WILEYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Southeast Credit Union Real Estate Network
EIN
20-0210671
In Care Of
% TERI KRAMER
Address
120 GRANDVIEW TRACE, Fayetteville, GA 30215

Signing Officer

Name
Teri Kramer
Title
President
Signed
2025-10-30
Discuss with paid preparer
No

Preparer

Firm
Adam C West Enterprises Inc
Address
369 PIERCE AVENUE, Macon, GA 31204
Preparer
David Mangum
Phone
4787464493
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description AmountCONFERENCES, CONVENTIONS, MEETINGS 60,310CREDIT CARD FEE REFUNDS 857”

Description of other expenses Part I line 16

“Description AmountACCOUNTING 355ADMINISTRATIVE RETAINER 6,900BOARD MEETING 1,732OFFICE SUPPLIES 327PAYMENT PROCESSING FEES 1,281SPRING WORKSHOP 299WEBSITE HOSTING AND MAINTENANCE 192FALL CONFERENCE EXPENSES 61,611STAFF TRAVEL 157”

Other changes in net assets or fund balances Part I line 20

“Description AmountPRIOR PERIOD ADJUSTMENT 5,932PRIOR PERIOD ADJUSTMENT OF 5,532”

Description of total liabilities Part II line 26

“Category Beginning of Year End of Year2024 DUES 300 0EQUITY 34,428 28,097”

Raw XML Appendix185 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd031204
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0AARON CRAIG
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ROBERT WILKES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4VICKY STRINGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ED MAAG
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6BLAKE CARTER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7STEVEN THRASHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8PATRICE BIGGINS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9TODD LAMBRIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10DAWANA MANNING
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11JIM DYMEK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm12TRAVIS MORROW
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm13AMBER HOOTS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm14OLIVER BROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm15LISA WILEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9IMMEDIATE PAST PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt13DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt14DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt15DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt05932
IRS990EZ/OtherExpensesTotalAmt072854
IRS990EZ/OtherRevenueTotalAmt061167
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE CONTINUED EDUCATION IN RE LENDIN
IRS990EZ/PrintingPublicationsPostageAmt085
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0DEVELOP EDUCATE PROMOTE AND PROVIDE A PROFESSIONAL SUPPORT SYSTEM
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0GA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt034728
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt028097
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt072939
IRS990EZ/TotalRevenueAmt085187
IRS990EZ/TransactionWithControlEntInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountCONFERENCES, CONVENTIONS, MEETINGS 60,310CREDIT CARD FEE REFUNDS 857
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountACCOUNTING 355ADMINISTRATIVE RETAINER 6,900BOARD MEETING 1,732OFFICE SUPPLIES 327PAYMENT PROCESSING FEES 1,281SPRING WORKSHOP 299WEBSITE HOSTING AND MAINTENANCE 192FALL CONFERENCE EXPENSES 61,611STAFF TRAVEL 157
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Description AmountPRIOR PERIOD ADJUSTMENT 5,932PRIOR PERIOD ADJUSTMENT OF 5,532
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Category Beginning of Year End of Year2024 DUES 300 0EQUITY 34,428 28,097
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other changes in net assets or fund balances Part I line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0TERI KRAMER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SOUTHEAST CREDIT UNION REAL ESTATE NETWORK
ReturnHeader/Filer/BusinessNameControlTxt0SOUT
ReturnHeader/Filer/EIN0200210671
ReturnHeader/Filer/InCareOfNm0% TERI KRAMER
ReturnHeader/Filer/USAddress/AddressLine1Txt0120 GRANDVIEW TRACE
ReturnHeader/Filer/USAddress/CityNm0Fayetteville
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030215
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0200912376
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ADAM C WEST ENTERPRISES INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0369 PIERCE AVENUE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Macon
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0GA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd031204
ReturnHeader/PreparerPersonGrp/PhoneNum04787464493
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-31
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DAVID MANGUM
ReturnHeader/ReturnTs02025-10-31T16:57:46-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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