Civic Intelligence

Historic Town Bank Inc

EIN 16-1681133 • 501(c)3 • Cape May, NJ

Profile

The purposes for which the Corporation is organized are charitable and educational in nature in the advancement of the public interest in, and knowledge and understanding

PO Box 911Cape May, NJ 08204

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

64th percentile

29%

Higher net margin than 64% of similar nonprofits.

NTEE B82 • <$500k nonprofits • Source year 2024

Top Officer Pay

95th percentile

$0

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE B82 • <$500k nonprofits • Source year 2024

Asset Growth

75th percentile

22%

Faster asset growth than 75% of similar nonprofits.

NTEE B82 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

63rd percentile

17%

Faster revenue growth than 63% of similar nonprofits.

NTEE B82 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$107,589

Up $19,552 (+22%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

$107,589

No earlier filing loaded for comparison.

Operations
Liabilities / RevenueScore unavailableNet Margin64th percentile

Revenue

Up

$68,233

Up $9,941 (+17%) from 2023

Expenses

Down

$48,776

Down $10,948 (-18%) from 2023

Net Income

Up

$19,457

Up $20,889 (+1459%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth75th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2023: $88,037Liabilities 2023: $02023Assets 2024: $107,589Net Assets 2024: $107,5892024

Highlighted filing

2024

Assets$107,589
Liabilities-
Net Assets$107,589
Open 2024 Filing

Operations Trend

Revenue Growth63rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$80K$60K$40K$20K$0-$20KRevenue 2023: $58,292Expenses 2023: $59,724Net Income 2023: -$1,4322023Revenue 2024: $68,233Expenses 2024: $48,776Net Income 2024: $19,4572024

Highlighted filing

2024

Revenue$68,233
Expenses$48,776
Net Income$19,457
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$107,589
Liabilities
-
Net assets
$107,589
Revenue
$68,233
Expenses
$48,776
Net income
$19,457
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.08$1.08$0.68$0.49$0.19
2023Summary only. Only limited summary data is available for this year.$0.88$0.00$0.58$0.60$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 2, 2025
Return Version
2024v5.1
Gross Receipts
$75,687
Mission and Program Overview

Mission

The purposes for which the Corporation is organized are charitable and educational in nature in the advancement of the public interest in, and knowledge and understanding

Program Services

DescriptionGrantsExpenses
Providing College Scholarships and grants to High school students, and others as well as maintenance of the area including the adjoining Bay Beach and Club House$5,000$6,485
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dean UmscheidPresidentPT$0--
Jerry William FowlerAsst Sec/Asst TreasPT$0--
Joseph W MentoTreasuerPT$0--
Byron FreyVice President-$0--
Harry SkeltonSecretary-$0--
-Board Member-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Fund Raising WOAD$32,123$32,123$6,369$25,754
Total Events$32,123$32,123$7,454$24,669
Filing and Contact Details

Filer

Filer Name
Historic Town Bank Inc
EIN
16-1681133
Phone
6097421350
Address
PO BOX 911, CAPE MAY, NJ 08204

Signing Officer

Name
Joseph W Mento
Title
Treasurer
Phone
6097421350
Signed
2025-06-02

Preparer

Firm
Joseph W Mento
Address
13 Englewood Rd, Cape May, NJ 08204
Preparer
Joseph W Mento RTRP
Phone
6098892565
Supplemental Narrative

Additional Explanations

Other

“Part 1 Line 8 Other Income 30,569 See attached”

Form 990EZ, Part I, Line 8

“SEE SCH O 30569.”

Form 990EZ, Part I, Line 10

“Scholarships to High SchoolStudents; Scholarships; High School Sudents: various, Lower Township, NJ, 08204; none, 6485.”

Raw XML Appendix186 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt0Jim Rose
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Dean Umscheid
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Jerry William Fowler
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Harry Skelton
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Asst Sec/Asst Treas
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasuer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board Member
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt095
IRS990EZ/OtherEmployeePaidOver100kCnt00
IRS990EZ/OtherRevenueTotalAmt030569
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
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IRS990EZ/PrintingPublicationsPostageAmt04159
IRS990EZ/ProgramServiceRevenueAmt00
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IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/ScheduleBNotRequiredInd0X
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IRS990EZ/SpecialEventsNetIncomeLossAmt024669
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NJ
IRS990EZ/SubjectToProxyTaxInd0false
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IRS990EZ/TotalExpensesAmt048776
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IRS990EZ/TotalRevenueAmt068233
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
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IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt0312
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IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt06369
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Part 1 Line 8 Other Income 30,569 See attached
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1SEE SCH O 30569.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Scholarships to High SchoolStudents; Scholarships; High School Sudents: various, Lower Township, NJ, 08204; none, 6485.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 10
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Joseph W Mento
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum06097421350
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HISTORIC TOWN BANK INC
ReturnHeader/Filer/BusinessNameControlTxt0HIST
ReturnHeader/Filer/EIN0161681133
ReturnHeader/Filer/PhoneNum06097421350
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 911
ReturnHeader/Filer/USAddress/CityNm0CAPE MAY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd008204
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Joseph W Mento
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt013 Englewood Rd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Cape May
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd008204
ReturnHeader/PreparerPersonGrp/PhoneNum06098892565
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Joseph W Mento RTRP
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-06-04T08:35:58-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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