Civic Intelligence

Niagara River Yacht Club Inc

EIN 16-1249058 • 501(c)7 • North Tonawanda, NY

Profile

Private Social Club and Marina promoting Safe Boating

346 River RoadNorth Tonawanda, NY 14120

www.niagarariveryachtclub.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.21x

Higher debt load relative to assets than 83% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

94th percentile

0.90x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Net Margin

86th percentile

26%

Higher net margin than 86% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2024

Asset Growth

47th percentile

-0.4%

Faster asset growth than 47% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

44th percentile

-1.3%

Faster revenue growth than 44% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Down

$370,934

Down $1,597 (-0.4%) from 2023

Liabilities

Down

$78,768

Down $24,829 (-24%) from 2023

Net Assets

Up

$292,166

Up $23,232 (+8.6%) from 2023

Operations
Liabilities / Revenue94th percentileNet Margin86th percentile

Revenue

Down

$87,884

Down $1,126 (-1.3%) from 2023

Expenses

Down

$64,652

Down $4,997 (-7.2%) from 2023

Net Income

Up

$23,232

Up $3,871 (+20%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth47th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2011: $431,430Liabilities 2011: $337,8962011Assets 2012: $418,344Liabilities 2012: $324,8312012Assets 2013: $424,895Liabilities 2013: $307,6552013Assets 2014: $435,968Liabilities 2014: $289,8742014Assets 2015: $481,761Liabilities 2015: $343,2802015Assets 2016: $453,352Liabilities 2016: $309,4962016Assets 2017: $431,959Liabilities 2017: $275,7182017Assets 2018: $404,058Liabilities 2018: $240,8192018Assets 2019: $389,142Liabilities 2019: $205,4362019Assets 2020: $375,979Liabilities 2020: $171,7202020Assets 2021: $387,086Liabilities 2021: $150,071Net Assets 2021: $237,0152021Assets 2022: $376,352Liabilities 2022: $126,779Net Assets 2022: $249,5732022Assets 2023: $372,531Liabilities 2023: $103,597Net Assets 2023: $268,9342023Assets 2024: $370,934Liabilities 2024: $78,768Net Assets 2024: $292,1662024

Highlighted filing

2024

Assets$370,934
Liabilities$78,768
Net Assets$292,166
Open 2024 Filing

Operations Trend

Revenue Growth44th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $76,897Expenses 2011: $66,545Net Income 2011: $10,3522011Revenue 2012: $80,857Expenses 2012: $80,879Net Income 2012: -$222012Revenue 2013: $81,328Expenses 2013: $57,602Net Income 2013: $23,7262013Revenue 2014: $93,876Expenses 2014: $65,021Net Income 2014: $28,8552014Revenue 2015: $110,190Expenses 2015: $117,803Net Income 2015: -$7,6132015Revenue 2016: $96,330Expenses 2016: $95,955Net Income 2016: $3752016Revenue 2017: $96,097Expenses 2017: $84,143Net Income 2017: $11,9542017Revenue 2018: $99,092Expenses 2018: $82,094Net Income 2018: $16,9982018Revenue 2019: $105,367Expenses 2019: $83,719Net Income 2019: $21,6482019Revenue 2020: $86,332Expenses 2020: $65,779Net Income 2020: $20,5532020Revenue 2021: $100,921Expenses 2021: $68,165Net Income 2021: $32,7562021Revenue 2022: $88,803Expenses 2022: $77,473Net Income 2022: $11,3302022Revenue 2023: $89,010Expenses 2023: $69,649Net Income 2023: $19,3612023Revenue 2024: $87,884Expenses 2024: $64,652Net Income 2024: $23,2322024

Highlighted filing

2024

Revenue$87,884
Expenses$64,652
Net Income$23,232
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$370,934
Liabilities
$78,768
Net assets
$292,166
Revenue
$87,884
Expenses
$64,652
Net income
$23,232
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.71$0.79$2.92$0.88$0.65$0.23
2023Detailed filing. Detailed filing data is available for this year.$3.73$1.04$2.69$0.89$0.70$0.19
2022Detailed filing. Detailed filing data is available for this year.$3.76$1.27$2.50$0.89$0.77$0.11
2021Detailed filing. Detailed filing data is available for this year.$3.87$1.50$2.37$1.01$0.68$0.33
2020Summary only. Only limited summary data is available for this year.$3.76$1.72$0.86$0.66$0.21
2019Summary only. Only limited summary data is available for this year.$3.89$2.05$1.05$0.84$0.22
2018Summary only. Only limited summary data is available for this year.$4.04$2.41$0.99$0.82$0.17
2017Summary only. Only limited summary data is available for this year.$4.32$2.76$0.96$0.84$0.12
2016Summary only. Only limited summary data is available for this year.$4.53$3.09$0.96$0.96$0.00
2015Summary only. Only limited summary data is available for this year.$4.82$3.43$1.10$1.18$0.08
2014Summary only. Only limited summary data is available for this year.$4.36$2.90$0.94$0.65$0.29
2013Summary only. Only limited summary data is available for this year.$4.25$3.08$0.81$0.58$0.24
2012Summary only. Only limited summary data is available for this year.$4.18$3.25$0.81$0.81$0.00
2011Summary only. Only limited summary data is available for this year.$4.31$3.38$0.77$0.67$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 23, 2025
Return Version
2024v5.0
Gross Receipts
$102,530
Mission and Program Overview

Mission

Private Social Club Marina promoting Safe Boating

Private Social Club and Marina promoting Safe Boating

Program Services

DescriptionGrantsExpenses
Kentucky Derby Party attended by 74 members and guests.-$862
Burgers and Blues Party attended by 71 members-$802
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Judith BoerdnerCommodorePT$0--
Mark KnerrVice CommodorePT$0--
Paul VargaRear CommodorePT$0--
Lori WillisonFleet CaptainPT$0--
Heather Gibbs-CooperSecretaryPT$0--
Nancy JosephTreasurerPT$0--
Frank RoccoHarbormasterPT$0--
Michael MeyersDirectorPT$0--
Dan RizzoDirectorPT$0--
Paul VanceDirectorPT$0--
Carol VargaDirectorPT$0--
Scott BrownDirectorPT$0--
Filing and Contact Details

Filer

Filer Name
Niagara River Yacht Club Inc
EIN
16-1249058
Phone
7166932882
Address
346 River Road, North Tonawanda, NY 14120

Signing Officer

Name
Nancy Joseph
Title
Treasurer
Phone
7163080235
Signed
2025-04-23
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8

“Dock Revenues 58105 Burgees and FOBs 157”

Form 990-EZ, Part II, Line 24

“Bar Inventory 3922”

Form 990-EZ, Part II, Line 26

“Commercial Mortgage 77152 New York Sales Tax 1617”

Raw XML Appendix178 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Nancy Joseph
IRS990EZ/BooksInCareOfDetail/PhoneNum07163080235
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0346 River Road
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0North Tonawanda
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd014120
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt027964
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt027012
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt05619
IRS990EZ/CostOfGoodsSoldAmt011491
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt023232
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02244
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0372531
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0370934
IRS990EZ/FundraisingGrossIncomeAmt06921
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt07403
IRS990EZ/GrossReceiptsAmt0102530
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/GrossSalesOfInventoryAmt018894
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt01450
IRS990EZ/InvestmentIncomeAmt04
IRS990EZ/LandAndBuildingsGrp/BOYAmt0340000
IRS990EZ/LandAndBuildingsGrp/EOYAmt0340000
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt012830
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0268934
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0292166
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0268934
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0292166
IRS990EZ/OccupancyRentUtltsAndMaintAmt061975
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt015
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt25
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt310
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt45
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt510
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt610
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt75
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt85
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt95
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt105
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt115
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Judith Boerdner
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Mark Knerr
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Paul Varga
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Lori Willison
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Heather Gibbs-Cooper
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Nancy Joseph
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Frank Rocco
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Michael Meyers
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Dan Rizzo
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9Paul Vance
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10Carol Varga
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11Scott Brown
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Commodore
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice Commodore
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Rear Commodore
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Fleet Captain
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Harbormaster
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11Director
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt04567
IRS990EZ/OtherAssetsTotalDetail/EOYAmt03922
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt00
IRS990EZ/OtherRevenueTotalAmt058262
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Private Social Club and Marina promoting Safe Boating
IRS990EZ/PrintingPublicationsPostageAmt0433
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Kentucky Derby Party attended by 74 members and guests.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Burgers and Blues Party attended by 71 members
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0862
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt1802
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt03155
IRS990EZ/SpecialEventsNetIncomeLossAmt03766
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0NY
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0103597
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt078768
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt064652
IRS990EZ/TotalProgramServiceExpensesAmt01664
IRS990EZ/TotalRevenueAmt087884
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationOtherDesc0501 (c)7 Corporation
IRS990EZ/TypeOfOrganizationOtherInd0X
IRS990EZ/WebsiteAddressTxt0www.niagarariveryachtclub.org
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Dock Revenues 58105 Burgees and FOBs 157
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Bar Inventory 3922
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Commercial Mortgage 77152 New York Sales Tax 1617
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Nancy Joseph
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum07163080235
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0NIAGARA RIVER YACHT CLUB INC
ReturnHeader/Filer/BusinessNameControlTxt0NIAG
ReturnHeader/Filer/EIN0161249058
ReturnHeader/Filer/PhoneNum07166932882
ReturnHeader/Filer/USAddress/AddressLine1Txt0346 River Road
ReturnHeader/Filer/USAddress/CityNm0North Tonawanda
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NY
ReturnHeader/Filer/USAddress/ZIPCd014120
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-04-26T11:59:15-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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